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The goal with the Instant Gratification Wish List is to turn the “Instant” into “Anticipated.” You will become a patient spender, and your budget will thank you for it.

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The post Instant Gratification Wish List: Becoming a Patient Spender appeared first on The Budget Mom.

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Student Loan Forgiveness sounds like a dream for those swimming in debt leftover from college but is student loan forgiveness worth it in the long run?

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A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post The Truth About Student Loan Forgiveness appeared first on The Budget Mom.

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The Budget Mom by Kumiko Ehrmantraut - 2w ago

Are you looking for ways to make more money or increase income? Here are 20+ ways you can make more money so you can tackle your financial goals faster!

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A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post 20+ Ways to Make More Money appeared first on The Budget Mom.

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The Budget Mom by Kumiko Ehrmantraut - 2w ago

It's no fun when we have to rely on credit cards or, worse yet, borrowing money from our families to get to the next paycheck. If you want to have money for take care of emergencies, eat out at restaurants, buy a better car, go on vacations, or save for retirement, you will have to figure out a way to spend less and save more.

Author information

A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post 30+ Ways to Help You Save More Money appeared first on The Budget Mom.

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The Budget Mom by Kumiko Ehrmantraut - 3w ago

Did you know that over 60% of all renters do not have renters insurance? Did you also know that renters insurance is extremely affordable and covers everything from property damage and medical coverage to legal fees and hotel costs? The average renter’s insurance policy is only $15 per month - you can’t afford not to be covered!

Author information

A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post Is Renters Insurance Worth It? appeared first on The Budget Mom.

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Are you in the market for a new car? If you're not sure whether to lease or buy a vehicle, start by calculating your monthly costs for both options.

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A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post Lease VS Buy: What to Consider When Buying a New Car appeared first on The Budget Mom.

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The Budget Mom by Kumiko Ehrmantraut - 1M ago

A realistic view into my $400 per month meal plan! Get every recipe that I used in my May meal plan, my grocery lists, costs, and so much more!

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A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post May 2019 Budget Monthly Meal Plan appeared first on The Budget Mom.

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While a credit union offers most of the same services as a bank, they vary in rates, fees, technology, and customer service. If you are looking for the safest place for your money or the best place to get a low-interest loan, you need to know the differences between banks and credit unions.

Author information

A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post Bank VS Credit Union: Which One is Better? appeared first on The Budget Mom.

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Deciding on life insurance may be the hardest part of adulting. Which type of life insurance makes the most sense: Whole Life or Term Life? What are the pros and cons of each one?

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A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post Term vs Whole Life Insurance: Which Is Right for You? appeared first on The Budget Mom.

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The Budget Mom by Kumiko Ehrmantraut - 2M ago

A Budget Calendar can help you create a realistic budget and organize your finances. When it comes to paying your bills and saving money, a budget calendar is a lifesaver, time saver, stress saver, and a money saver.

Author information

A little about me: I love helping women take charge of their financial lives. As an Accredited Financial Counselor, I love teaching about money management and realistic budgeting. Away from the computer, you can usually find me behind a camera lens or coloring with my 4-year-old son.

Want to share your financial journey with me? Tag @thebudgetmom on Instagram or give me a shout-out on Facebook. I WANNA SEE IT!

The post How to Use a Budget Calendar appeared first on The Budget Mom.

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