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Pest infestations aren’t always obvious. Some homeowners realize they have pests after they come across them or notice the damage caused to their home. Most pests are shy and don’t want to come into contact with human beings. 

Pests can cause serious damage to your property. Here are some ways pests can cause damage without you knowing it.

Drafts 

Pests find their way into your home through small cracks or airways near the doors, windows, or the foundation. They’re sometimes determined to work their way in by pushing in the insulation or weatherstripping. These small gaps cause drafts in your home. They also allow other types of pests to enter your home.

Drafts drive up heating costs since they cause your HVAC to work even harder during the cold months. They make you feel colder than ever before. One of the best ways to prevent pests is to fix your drafts. Look for insulation or weatherstripping damage in any areas of your home.

Notice any damage surrounding your doors and window frames. Seal any cracks with caulking or consider having your window frames replaced.

Wood Damage 

Termites and carpenter ants are notorious for causing wood damage. This type of damage is sometimes harder to pinpoint until you notice a large presence of these insects in your home. These pests break down the wood and create their own pathways. They use these tunnels to find new places to hide like your home.

Significant wood damage can take years to notice. Remember that different types of pests leave behind different types of damage. Carpenter ants tend to leave sawdust shavings behind while termites build mud-tunnels to move from one place to another. They tend to move through the wooden structures until it’s replaced.

Electrical Damage 

Electrical damage can cause a serious problem in your home. They often lead to electrical fires and explosions. Check out all of the wires in or around your home. If you notice any damage, move out or have your wires replaced as soon as possible.

Rodents love to chew on wires. This type of damage is particularly dangerous since it often goes undetected. Rats and mice are shy creatures, so they’ll chew on wires that are hidden out of view. It’s hard to notice the damage caused to your wiring until something bad happens.

Paper Damage 

Books, magazines, and newspapers aren’t safe from rodents. Beetles, roaches, termites, and lice love to chew on paper. They use it as their primary food source when no other food is present. Paper damage also goes unnoticed since books and magazines aren’t used every day.

When pests come upon paper, they keep feeding on it until there’s nothing left. They’ll just cause damage to whatever they’re feeding on. Paper also allows them a place to hide and provide food for their babies. After they’re done feasting on the paper, they’ll sneak into the other parts of your home.

Store your paper products in a cool and dry place. If you’re storing your books or magazines for a long period of time, keep them in air-tight plastic containers.

Structural Damage 

Mice, in particular, have very sharp teeth that can get into anything. It makes it easy for them to chew whatever is in their path. They create holes into whatever surface they chew and create pathways into your home. It’s not difficult for mice to chew wood, lead, and other materials.

Structural damage can lead to several problems and headaches for homeowners. It can also lead to costly repairs down the line. A home inspection can help you reveal the source of the problem and locate where those pests are hiding in your home.

Contamination 

Germs and bacteria left over by rodent waste can spread to the other parts of your home. It’s very common for families to come in contact with rodent feces, urine, and saliva in high-trafficked areas such as the kitchen and bathroom. As the infestation grows, it can create airborne germs that present dangers for your family.

Cleaning the droppings will cause you to breathe in this harmful bacteria. Proper cleaning methods can make it easier to avoid contamination that can occur from cleaning up rodent waste. Take precautionary methods such as wearing goggles and protective gloves.

What’s worse is not knowing you have a pest infestation. As soon as you learn you have an infestation, contact www.moxieservices.com as soon as possible. There are also ways to control pests without using pesticides.

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Christmas may have been and gone, but for most of us, gift buying is a year-round task. Think Valentines. Think Easter. Think birthdays and anniversaries. The list is never ending. The most difficult part is thinking of something original for those tricky to buy for loved ones.

Tricky people are usually tricky because they already have everything, or they’re not particularly demanding. You know they’ll be happy with whatever you get them, but you still want to surprise and impress them, as well as make sure your present stands out from the others. Here are five great ideas for bringing a smile to the faces of your nearest and dearest.

Buy some bullion to make a serious impression

Even if your certain someone does have everything they need, they probably don’t have any, or much, bullion. They definitely won’t have any of the limited-edition annual ingots and bars that many precious metals dealers have on offer; if this appeals to you, look here for ideas and offers. It’s all about the shinies!

A monthly coffee subscription

We all have that someone in our lives – the person who always has a coffee in their hand. This person can navigate their way around new cities by using their favourite caffeine stations as signposts! Well, help them to expand their stimulant horizons by buying them a year’s membership to a coffee delivery service. Each month they’ll receive a different bean or blend and chances are that they’ll find one or two new favourites before the year is out.

A mug with a chalkboard finish

This is a genius idea for an absent-minded, non-morning person. They can set out their cup the night before and write a reminder on it. Whether they need to remember their gym kit, their monthly accounts report or just their dry cleaning, a scrawled chalk to-do message alongside their cup of Joe will help them to make a success of the day.

A spider catcher

If you have someone who simply can’t handle spiders, literally and figuratively, then this is the ideal gift for them. This catcher offers them a hands-off method of evicting eight-legged guests without hurting them.

It works in the same way as a litter-grabber and (thankfully) has the same sort of long handle! Instead of pincers, however, it has long, flexible bristles that gather up the errant arachnid and hold it steadily until you’re ready to release it. It also works on moths, wasps, crane flies and similar critters. It even comes with a plastic spider to practise on.

Hand-signal controlled drones

Drones have been a buzz-word in the gift giving world for some time now, and their popularity doesn’t look to be giving way anytime soon. By far the most daunting aspect of learning to fly a drone is mastering the controls (without accidentally hitting the wrong button and flying off into the distance!). Remove the hassle of learning the buttons by mastering a few simple hand gestures – you can even take a selfie from the on-board camera. Hand-signal controlled drones are widely available and the smaller units won’t break the bank.

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The bathroom is a special place in any home. It’s where personal hygiene and calls of nature are tended to, after all. As a responsible home owner, it’s your responsibility to ensure that whoever uses your bathroom has a good time in doing so; otherwise, you may end up getting into some embarrassing situations.

One of the best ways to do that is to ensure that certain bathroom essentials are always well-stocked at your home. To help you get started, here’s a list of some of the more important ones.

Microfiber towels. Having towels in your bathroom is pretty much a given, considering that they serve the all-important purpose of helping you dry yourself from a shower or bath just before you step out. However, there is a better kind of towel out there, one that’s not only softer and much more luxurious but also worlds better at soaking up moisture and scrubbing bacteria away from your skin.

This type of towel is called microfiber towels. They’re called so because they’re made up of more numerous fibers than regular towels, with each fiber thinner than a human hair. This allows them to pick up a lot more moisture than regular towels, as well as pick up tiny pieces of dirt, grime, and bacteria with every pass. Improve your bathroom experience by finding the best microfiber towels and stocking up on them instead of your regular towels.

Dental floss picks. Many dentists and doctors agree that flossing should always be a part of your daily bathroom routine, as it removes plaque and other food debris from between teeth that brushing can’t remove. Plaque buildup in those areas can cause all sorts of health problems, from cavities and gingivitis to infections that could spread all over your body. However, flossing using string floss can be tedious and slow, which can make adopting it as a habit especially difficult.  

This is where dental floss picks come in. Dental floss picks are essentially small lengths of floss stretched across a disposable dental pick. This allows you to floss one-handedly, and not have to devote a considerable amount of time and effort into manipulating a length of floss between both hands. And when you’re done, you simply toss the pick into the trash can. No fuss, no muss!

Toilet paper. Everyone can always use more toilet paper, and you don’t want to unexpectedly run out of it during an emergency. Besides its conventional use, toilet paper is also handy for many in-bathroom uses, such as wiping up messes, removing makeup, temporarily patching up shaving cuts, and so on. Always make sure you have an adequate amount of toilet paper stocked away in your home.

Toothbrushes. While it’s reasonable to assume that you’ll be sticking with your toothbrush for quite a while, it’s still a good idea to have a small supply of spare toothbrushes in your home. Having a spare toothbrush on hand will spare you the inconvenience of having to go out and buy a new one when your old standby breaks or wears out unexpectedly. It’ll also save your guests from doing the same when it turns out that they have to crash at your place unexpectedly.

Cleaning supplies. General bathroom cleaning supplies such as detergent, toilet brushes, and toilet cleaner should always be in stock at home. Keeping your bathroom well-maintained and cleaned is one of the most important things in keeping a house in order, as well as ensuring that harmful germs and bacteria that could cause illnesses are always kept at bay. Also, make sure that these cleaning supplies are always kept out of reach of children.

Bathroom air fresheners. A fresh-smelling bathroom is an inviting bathroom, so make sure to always have a stock of either spray-on or hanging air fresheners. These ensure that any odors and smells are masked or eliminated.

Conclusion

The bathroom is one of the most important amenities of any home. By always keeping a healthy stock of the essentials listed above, you can cut down on the many possible embarrassing and inconvenient incidents that could happen within your bathroom. Your family, friends, and unexpected guests will love you for it.

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Before even considering to sit in your car while under the influence of alcohol, it’s best to drop the thought right as it appears. Simply put, the risks of getting involved in a traffic accident clearly outweigh the benefits by a long shot. Would you truly able to live with yourself if the accident has a fatal outcome?

If the gruesome image alone is not convincing enough, perhaps the following 9 facts about drunk driving will change your mind:

  1. In United States, fatal outcomes and damages resulting from drunk driving cost $52 billion on a yearly basis

In comparison, the US citizens paid around $23 billion in damages resulting from a fire. Alarming, isn’t it?

  1. If a male driver drinks 3-4 beers, he is too drunk to drive

A female driver needs much less (1-3 on average). This is because men and women have different metabolisms.

  1. 50%-75% convicted drivers don’t stop driving despite having their drivers’ license suspended

Luckily, if you’ve had a clean record thus far, certain legal professionals like Law Offices of Randolph Rice can help you get your license reinstated if you meet the right criteria. That way, having to risk incurring an even steeper penalty won’t be needed.

  1. Traffic accidents resulting from drunk driving most commonly take place during the weekends

Go figure. This seems like a clear correlation between how much free time people’s have available to spend on partying and the level of carelessness that can happen as a result. As confident as you may feel about your abilities a driver, calling a cab is undoubtedly your best bet to get home safe.

  1. 2/3 people will be involved in a car crash with a drunken driver at some point in their lives

For whatever reason, so many people fear traveling by plane, even though it’s objectively safer (backed by statistics).

  1. Alcohol is responsible for more than 50% of traffic accident related fatal outcomes among teenagers

Therefore, raising awareness, along with proper parenting, should be at the forefront of our efforts. All in all, teenage drivers are a particularly risky group, since they’re more likely to drink more than they should and sit behind the wheel despite not being fit to drive in such condition.

  1. In the USA, someone’s life is taken as a result of drunk driving every 51 minutes

Doing the math a bit more, this reveals another shocking fact; there are 27 victims of drunk driving every single day.

  1. Statistics from 2014 suggest that 60% drunk driving related fatalities are caused by people between 21 and 34 years of age

In other words, younger people tend to cause the majority of deaths resulting from drunk driving.

  1. Since MADD was founded in 1980, deaths resulting from drunk driving have effectively been halved

Here’s a calming fact so we can conclude on a positive note. Still, drunk driving remains quite a problem not just in the USA, but worldwide as well.

Conclusion

If you value your life as well as the lives of other people, da runk driver should not even enter your mind. If one of your friends wants to succumb to the temptation and is visibly intoxicated, it’s your duty to share some of the facts you’ve learned today, so we can hopefully spare ourselves another fateful outcome on the road.

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The post The One Fatal Mistake You Can Spend a Whole Life Regretting: 9 Shocking Facts About Drunk Driving appeared first on Pinay Mommy Online.

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Staycations have become a trend recently, due to the number of people looking to squeeze a quick getaway into their busy schedules. Staycations are great for those looking to enjoy whatever utilities a hotel has to offer and to do a little exploring within the vicinity of the hotel. A staycation also has the added benefit of enjoying a vacation with little planning; essentially, you’ll just be lazing about in style: a perfect way to spend some quality time with your family.

If you have any plans of going on a staycation in the Metro any time soon, then here are a few ideas:

1. Choose the Right Hotel

Finding the right hotel is crucial for setting the tone of your staycation. This determines how far away you are from home, how close you would be to nearby establishments such as malls, restaurants, and even tourist spots, and figuring out if it will work with your budget. Hotels like Pinoy Pamilya Hotel in Pasay offer are the perfect fit for families who want to make the most out of their vacation. Explore nearby attractions, such as museums and parks on Roxas Boulevard and the entertainment and shopping hub Mall of Asia, then avoid the rush back home by staying at a budget-friendly hotel.

2. Set Your Budget

First off, figure out how much it is that you’re willing to shell out and spend. It helps to plan in advance so you can set aside specific expenses. You can even make it a family activity by setting aside a piggy bank of sorts or a jar labeled “Vacation Fund” where everyone—even the kids— can drop spare change into. That way, every single member of the whole family can feel involved in making the next family vacation happen.

3. Select a Location

Pick a place and work with that; after all, staycations don’t just mean booking yourselves into just any random hotel. Plan ahead and pick a place you’ve always wanted to go to or choose a place that has the most fun establishments nearby for your family to enjoy at the very least. You can even select locations according to the activities you’re planning to do. Want to go swimming? Book a staycation at a hotel with a pool or one that’s near the ocean. Want to enjoy the nightlife? Book your staycation near a bustling urban center. It’s also ideal to get your family’s input, so everyone can come to a consensus on which activities to include.

4. Write up a To-Do List

Make a list of all the things you’ve always wanted to do in the vicinity of your staycation. You can go out as a family or individually, and then converge later on for a meal. Perhaps there’s a famous restaurant nearby you can all visit or a popular ice cream shop you’ve been daydreaming about ever since you came across it on social media. Maybe members of your family might also feel like going off to see a musical, while others might want to go to a buffet. Again, planning ahead, as well as planning together, is crucial.

5. Don’t be Afraid to Splurge

While the point of many staycations is that it’s undertaken with a specific budget in mind, that doesn’t mean you have to go pinching pennies at every turn. In all likelihood, you’ve already saved up on a lot by choosing this kind of getaway, so why not splurge a little on some extra luxuries? Go to a fancy restaurant, get a luxurious massage at the spa, or order some room service. You definitely want to spend less if you’re on a budget, but you don’t have to cut back on some fun memories to be made.

Planning your next staycation doesn’t have to be complicated—after all, you’ve totally skipped out on the oft-stressful planning involved with flying to a vacation spot. A little creativity and resourcefulness—as well as a little input from the family—is enough for coming up with the best staycation ever.

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Get a head start on Christmas shopping with the holiday season’s hottest and most popular items as Robinsons Appliances joins the biggest online Christmas Sale of the Year – the Shopee 11.11 – 12.12 Big Christmas Sale! Get quality products at affordable prices and enjoy up to 50% off on home and kitchen appliances, televisions, air conditioners, and more.

Get these gifts for your friends and family this Christmas Season:

  1. Panasonic CW-SC64/65JPH Air Conditioner

SRP: 11,299

Shopee Sale Price: 10,999

Stay cool this holiday season with the Panasonic Air Conditioner, built with a ventilation control and a 4-way air deflection system. This energy-efficient and eco-friendly air conditioner has an easy-to-clean air filter and a low noise level, making it a great addition to any home.

  1. Fujifilm X-A3 Mirrorless Digicam

SRP: 24,990

Shopee Sale Price: 22,990

The Fujifilm X-A3 Mirrorless Digicam is perfect for beginner photographers and shooters because of its small and lightweight design. This retro-styled camera boasts a 24 Megapixel sensor and excellent battery life, making it a step up from other cameras on the market.

  1. Delichef 1.8L Rice Cooker

SRP: Php 1,390

Shopee Sale Price: Php 1,189

Experience quality performance with the durable and stainless steel Delichef Rice Cooker that features a non-stick inner pot, cool to touch handles, and a tempered glass lid. This rice cooker can also hold up to 10 cups of rice for big servings. It’s time to enjoy a comforting and piping hot meal with the Delichef Rice Cooker.

  1. Hitachi CV-SC22 Vacuum

SRP: Php 18,995

Shopee Sale Price: 17,095

The Hitachi Vacuum has a 2200W High Power Cyclone and a 2L capacity, making it a powerful tool to collect dust inside the household. It also has a handy remote control and an easy dust disposal. Say goodbye to countless hours spent cleaning and get it done with the Hitachi Vacuum.

  1. Samsung 43NU7100 Ultra HD Smart TV

SRP:  31,999

Shopee Sale Price: 26, 499

The Samsung Ultra HD Smart TV has a slim design and a massive screen size of 43” that brings colorful pictures to life. With a 4K resolution excellent audio quality, and incredible features like mobile to TV mirroring, this smart TV has a lot to offer at its price point. 

The Shopee 11.11 – 12.12 Big Christmas Sale is the biggest Christmas sale of the year featuring  16 themed days of promotions starting October 26, leading up to the peak of the campaign on November 11. There will be discounts up to 99% off across categories and users can score unbeatable deals from Shopee’s brand partners. 

For more information on the Shopee 11.11 – 12.12 Big Christmas Sale, visit https://shopee.ph/11-11.

Visit the Official Store of Robinsons Appliances at https://shopee.ph/robinsonsappliances.

Download the Shopee app for free on the App Store or Google Play Store.

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Going through the process of organizing your personal injury can be stressful and emotional for everybody involved. Not only do you have to go through the courts and experience a side of the legal system you may not be used to; you have to deal with the symptoms of the personal injury itself.

However, if you’ve been going through the process correctly, you’ll have been in contact with a personal injury lawyer, but it’s becoming increasingly common for them to reject and turn down cases. Is this something you’ve done? What’s the reason?

Today, we’re going to share with you the know-how you need by exploring seven possible explanations as to why your personal injury accident attorney may have turned down your case.

#1 – It’s Your Fault

In some situations, you may have taken your case to a personal injury lawyer and shared with them the details of your experience. However, if from the lawyer’s experience, they think you’re going to be found liable and at fault for the accident, they may not take on your case.

#2 – No Doctor Witness (Time Sensitive)

It’s absolutely essential that you visit the doctor’s or an appropriate healthcare professional within 72 hours maximum after your accident. Otherwise, many legal experts and courts will agree that too much time has passed in order for you to make a viable claim.

#3 – No Injuries Sustained

Even if you’ve been in an accident, this doesn’t mean that you’ve sustained an injury and a lawyer may turn you down because they don’t believe you have a case. This is much more likely to be the case if you haven’t got a doctor’s diagnosis of your proclaimed injury.

#4 – You Didn’t Keep Up with Appointments

After your accident has taken place and you’ve been attending doctor meetings and healthcare appointments to heal yourself, as the weeks past, you might be feeling better.

However, if you stop attending these meetings because you’re feeling better, this may cause your lawyer to turn away your case as it weakens your side of the story.

#5 – The Case is Already Dealt With

You may have contacted your health care insurance provider, and they may have already dealt with the situation without your realizing, or they may be in the process of sorting it out. If this is the case, you’ll have a note on your healthcare record that will tell a lawyer to turn away your case.

#6 – Not Qualified Enough

In the event that you have a complex or specialist personal injury case, an honest lawyer may realize they’re not equipped, qualified, or experienced enough to win or partake in your case, and will turn you down because of it.

#7 – Not Worth the Lawyer’s Time

Even if your case seems like a big, life-changing event for you, a lawyer may not agree. If the firm you’ve chosen is extremely busy and they see the pay-out of your case not being worth their time, or enough to cover their costs, this can be a prime reason for them to turn away your case.

Summary

In reality, there are many reasons why a personal injury lawyer could turn away your case. To maximize the chances of it being taken, be sure to do everything you can do by the book and have a clear line of communication with your lawyers, so you know exactly what’s going on.

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With coworking spaces becoming more popular in the Philippines, professionals and businesses will have more options in terms of the spaces available. The popularity of these spaces relates to the fact the workspaces give businesses the autonomy to shape the business day. Furthermore, relationships that are built in the space can be vital to the success of a business.

More significantly, though, is the fact your coworking space can be a place where much creativity is born, especially if the space is designed to encourage it. The social and often affable atmosphere makes it a place where professionals feel comfortable with letting their hair down. Furthermore, because the coworking platform pushes the whole idea of professionals working with each other instead of against each other, it fosters creativity. Your coworking space has a number of functions, and driving creativity is one of them.

Let’s take a closer look at how coworking can promote creativity.

Office Space Design

Of the many office designs, the coworking space provides your business with the foundation for being creative by providing workspace in a more relaxed environment. Look around the typical space, and you will find the space is an open floor plan, even though they do provide private offices and desks. The hot desks typically are a part of the floor plan, some being removed from lounge areas and other more laid-back spaces opting to include sofas and other comfortable furniture. The wall décor is often artful, and bright in some cases, all in the hopes of creating space that generates innovative thinking.

More than any other place in the coworking space, the hot desk can be a place for teams to meet in the space to flesh out any ideas and or go to designated lounge areas to converse. Typical office space does not encourage the types of creativity because offices are compartmentalised and professionals do not get the chance to get an opportunity to engage each other in a place where loud conversations disrupt the business environment. In the coworking space, conversely, people come in and out of the space and contribute to the conversation making it easier to contribute to the free flow of ideas.

Community Events

The coworking space is the one place where socialising is very important to the workplace. In fact, one of the events that promotes creativity is related to pitch nights. Holding conversations about projects you would like to take on is probably great to not only tap into the creativity of the space but to also draw on your creativity to generate ideas for making your business grow. In fact, these pitch nights can be the beginning of collaborative ventures in the space. Other community activities that can be a platform for creativity are conferences and workshops that allow businesses and professionals to learn from others. Ultimately, meeting others from the same industry and others is an opportunity for you to exchange information while making connections the greater community.

The Ultimate Collaboration

The final way you can maximise the space’s creative potential is to work with others in the space. The space usually is comprised of professionals from a variety of industries, which makes it easy for you to come across all types of information. Not only do you come across much information, but it is also an opportunity to think about how to use the information in a way that best meets the needs of your business.

Creatively Creating Innovative Opportunities

The coworking space presents your business with many chances to engage other people in the community and to basically learn from each other. This space promotes conversation, which ultimately leads to discussions about working creatively. Ultimately, the design and atmosphere are the platforms for creativity in the space.

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Losing a loved one can be painful, but knowing that someone else’s negligence or wrongdoing is the cause can stir anger and a need to seek justice on your loved one’s behalf. The death of a family member can bring its own share of problems for a household, especially if that person is the primary breadwinner. Lost earnings can lead to deep financial struggles that can impact just about every area of a family’s life. Here are five things to know about losing earnings as a result of wrongful death.

  1. Before You Can Recover Lost Earnings, You Have to Make Your Wrongful Death Case

To recover damages for a loved one’s wrongful death, the burden of proof rests with the plaintiff. A plaintiff must prove duty, breach of duty, causation, and damages in a wrongful death suit. Loss of earnings can result from wrongful death, and to recover lost earnings, the plaintiff needs to show economic damage was caused by the wrongful death. A Philadelphia wrongful death lawyer at LevinInjuryFirm.com can help with recovering lost earnings.

  1. Types of Lost Earnings a Plaintiff May Be Entitled To

It is important that the decedent was earning wages prior to their death in order for a wrongful death claim to be assessed for damages related to lost earnings.

Lost earnings can fall into three categories:

  • Lost earnings from the time of the accident to the time of death: Can be determined by reviewing the decedent’s W-2 forms or recent paychecks.
  • Lost earnings from time of death to expected retirement age: Can be determined by establishing the number of working years left for the decedent until retirement, and calculating the average yearly earnings as the lost earnings.
  • Lost earning potential: Might be tricky to establish since wages can fluctuate at different points in one’s career, but the likelihood of raises and promotions may be taken into account.
  1. How Reasonably Anticipated Future Income is Estimated

There are a number of factors that comes into play when the court is determining how to compensate future earnings in a wrongful death case. The court takes into account:

  • Current income: The current amount of wages the deceased was making at the time of the accident.
  • Working years left: The deceased’s current pay will be calculated for the amount of remaining working years, factoring in reasonable raises and bonuses.
  • Retirement years: The amount the decedent would have made during retirement years is also a factor in making a determination about future income.
  1. Formula For Calculating Lost Income Benefits

Different courts may apply slightly different methods to calculate lost income benefits in a wrongful death claim. Common considerations include:

  • The decedent’s gross earnings at the time of death
  • The decedent’s average life expectancy prior to wrongful death
  • The decedent’s projected remaining years in the workforce
  • Any approximated wage increase the decedent would have earned
  1. May Be Able to Recover Work Benefits

In some instances, it may be possible to recover work benefits that the family received through the decedent’s job. For example, if the decedent was covering health insurance for the family, or contributing to a pension, IRA, or 401(k), a surviving dependent might be able to recover expected compensation and earned contributions.

Wrongful death is an event that can affect any family. A surviving dependent may feel it’s necessary to pursue a wrongful death claim to recover lost earnings. It’s important to get legal help from seasoned professionals who can make the litigation process a smooth one. Request a free consultation at LevinInjuryFirm.com to get assistance with a wrongful death case.

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History with GCash

It’s been a while since I have been toying with the idea of the convenience of having a digital mobile wallet. It was not until 2010 that I was introduced to GCash. At first, I decided to avail of a GCash account so that I can get a personalized GCash physical card. The idea of paying and buying anything via mobile was exciting, but withdrawing money using a personalized physical card was even more. Besides, the use of the GCash system wasn’t that rampant during that time.

New Life with GCash

Early last year, January of 2017, I have decided to get another GCash account with my new Globe mobile number. I downloaded the GCash App via Google Play Store. In an instant, I found the app very convenient and amazing. The flexibility of paying bills and transferring money to other people was exciting. My dream of having a digital mobile wallet has finally come to fruition!

GCash and PayPal

To be honest, the deciding factor wasn’t really that. It was the collaboration between GCash and PayPal made me decide to download the app. I am an online worker and I receive my salary via PayPal. Because of their collaboration, instead of waiting for days to get my salary deposited in my bank, with the use of GCash, I can get my money almost in an instant. It was the ultimate convenient beyond imagination!

Life with GCash

Since then, I have been using GCash for almost everything. I rarely have cash with me. I use it to pay for all kinds of bills, groceries, government agency payments, and much more. I also use it to send money to my family and receive payments from my clients. Now with its expanded services, I can even pay for insurances, loans, airline tickets, and among others. I can do almost every financial errand from the comfort of my home or anywhere at any time.

Basically, because of the advent of GCash, managing my finances got easier. As a single mom of three, I get to save a lot of personal time for my children and even money. Instead of waiting in long queues just to pay for our bills, I get to spend time with my kids. Just a few swipes and taps, my financial errands can be done in a jiffy!

What I have experienced with GCash so far…

  1. Pay bills
    • Globe Postpaid Plan
    • Smart Bro Postpaid Plan
    • BPI Credit Card
    • Unionbank Credit Card
    • PLDT Home Fibr
  2. Pay local utility bills
    • Cagayan Electric Power and Light Company (CEPALCO)
    • Cagayan de Oro City Water District (COWD)
  3. Pay local cooperative loan
    • First Community Cooperative (FICCO)
  4. Pay government agencies
    • BIR
  5. Buy different prepaid network loads
  6. Claim a Western Union remittance
  7. Send money for FREE from one GCash user to another GCash user
  8. Receive money for FREE from another GCash user
  9. Pay for almost anything via QR payments

Aside from these things, I also reaped other benefits of being an avid GCash user. Since I frequently used GCash, I gained a GScore of 649 which in turn gave me a 7000 pesos GCredit. This works like a credit card but in a different way. I will blog about my experience with this separately.

Have More Time with Your Family, Download GCash Today!

If you haven’t downloaded the GCash App yet, don’t worry, you can download it immediately and it’s for FREE! GCash App is available at Google Play Store and iOS App Store. And guess what?! Globe and TM users are not the only one who can experience this convenience. Smart, TNT, ABS-CBN, and Sun Cellular users can download this too! So what are you waiting for?! Download GCash today!

If you want to know more about GCash and its many uses, make sure you don’t miss a thing! SUBSCRIBE to my mailing list right now!

The post Managing My Finances Got Easier with GCash appeared first on Pinay Mommy Online.

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