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The season of giving brings cheer for many, but before the holidays arrive, we need to discuss how holiday shopping can severely damage a ..read more
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The mystical credit score. Even industry experts get confused by credit scoring reasonably often. So, imagine the concern from someone who ..read more
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Home prices and interest rates continue to climb putting pressure on buyers looking for affordable housing. Due to the rise in cost, buyers ..read more
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In today’s rapidly evolving real estate market, it’s easy to become a prisoner of the “now.” The mortgage business is no different ..read more
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Whether buying as a first time home buyer or purchasing the 5th home, it is a big financial decision. Yet, lives are not always cut and dry ..read more
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All insurance policies come down to one key factor – RISK! Getting a flood insurance quote is no different. The higher the flood risk, ..read more
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Many times, buyers with student loan debt hear the following mortgage lender response: “Sorry, but when using 1% of your outstanding ..read more
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First time home buyers are often faced with home ownership hurdles. These obstacles include down payment, student loan debt, credit scores ..read more
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Many people want to become homeowners but shortchange themselves when it comes to qualifying. This is especially true with prospective ..read more
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Buying a home using a USDA loan? Lucky you! A USDA home loan is one of the best options for buyers today. Not only is it a no money down ..read more

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