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The terms “no closing cost” mortgage or “zero closing costs” home loan are a little misleading. You might think the fees are waived or paid by someone else. But a no closing cost mortgage means that rather than pay the closing costs out of pocket, the charges are folded into your loan balance — or...

Hal M. Bundrick, CFP is a writer at NerdWallet. Email: hal@nerdwallet.com. Twitter: @halmbundrick.

The article No Closing Cost Mortgage Loans originally appeared on NerdWallet.

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Chase and Southwest Airlines have introduced a new business credit card with better features and perks than its other cards, but also a higher annual fee.  The Southwest Rapid Rewards® Performance Business Credit Card will boast the following: Card details Annual fee: $199 Sign-up bonus: Earn 80,000 points after you spend $5,000 on purchases in the...

Gregory Karp is a writer at NerdWallet. Email: gkarp@nerdwallet.com. Twitter: @spendingsmart.

The article Chase, Southwest Airlines Debut New Business Credit Card originally appeared on NerdWallet.

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Sometimes the most lucrative sign-up bonuses aren’t available online. We spotted this sign-up bonus for the Southwest Rapid Rewards® Priority Credit Card in the wild world of in-flight reading materials. • Offer: Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open. • Seen: June 15, 2019,...

Meghan Coyle is a writer at NerdWallet. Email: mcoyle@nerdwallet.com.

The article Spotted: A Bigger Southwest Credit Card Bonus for In-Flight Applicants originally appeared on NerdWallet.

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Those ubiquitous checklists of “dorm room essentials” for college freshmen are filled with items that will be ditched by the end of first semester. Some parents “go to the store and grab a list like they did when their kids were in elementary and high school and just go straight down the list,” says Lisa...

Bev O'Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea.

The article 7 Things College Freshmen Don’t Need — and 10 They Do originally appeared on NerdWallet.

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The answer to the question, “Should I take a lump sum or an annuity from my pension?” might be: “Yes.” Sometimes it’s best to take the lump sum and use it to buy your own annuity, which is a stream of monthly payments that typically lasts for your life and often the life of your...

Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston.

The article Pension Lump Sum or Annuity? How to Decide originally appeared on NerdWallet.

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Looking to buy or lease a car but don’t want to deal with maintenance hassles? Or do you frequently rent cars for extended periods of time? Hertz may have a deal for you. The car rental company has launched a new monthly subscription service called Hertz My Car, with two subscription tiers. The $999-per-month tier includes small...

Curtis Sprung is a writer at NerdWallet. Email: travel@nerdwallet.com.

The article Hertz Launches Vehicle Subscription Service in Two Cities originally appeared on NerdWallet.

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Have you been bemoaning the lack of vacations in your life, but can get only a weekend off? Consider a staycation. You don’t have to leave town to feel like you’ve gotten away, and credit card and loyalty program travel rewards could help you make the most of your time. Here are six ways travel rewards could boost...

Amanda Johnson is a writer at NerdWallet. Email: travel@nerdwallet.com.

The article 6 Ways to Use Travel Rewards to Elevate Your Staycation originally appeared on NerdWallet.

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In line with Pride month, Mastercard is calling on credit card issuers and banks to develop a method that allows customers to display on their payment cards the name that aligns with their gender preference and eliminates certain challenges they face otherwise. The major payment processor acknowledged in a news release that payment cards often fail to reflect...

Melissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena.

The article In Pride Month, Mastercard Calls for Cardholders’ Ability to Choose the Name on Their Cards originally appeared on NerdWallet.

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A certificate of deposit, whether taken out directly from a bank or through a brokerage, is a type of savings account that locks funds for a set number of months or years. In exchange, the money is guaranteed to earn interest based on a fixed rate that’s generally higher than rates on brick-and-mortar banks’ regular...

Spencer Tierney is a writer at NerdWallet. Email: spencer.tierney@nerdwallet.com. Twitter: @SpencerNerd.

The article Brokered CDs: How They Work originally appeared on NerdWallet.

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When you purchase a home, the wheeling and dealing typically begins when you put an offer in. But home buyers who think the only opportunity to save big comes during those negotiations may miss a relatively effortless way to pay significantly less. Comparing lenders is something just 50% of home buyers do, according to our...

Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter.

The article Shopping Around for a Mortgage Could Make You $30K Richer originally appeared on NerdWallet.

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