Dividend and Real Estate Investing toward financial freedom and independence. Blog about a young professional on his way to financial independence through the pursuit of passive income streams including dividend investing and real estate.
Here come the dividends! The first month of the quarter always tends to be a quieter one around my neck of the woods, but it is slowly starting to ramp up along with all the other months into some more meaningful cash flow. Let’s take a look.
Since 2017 I have one purchase amping up my dividends in KMB and another payment date movement from TD. This led to a nice 31.4% increase in my Roth IRA.
12-month dividends for this account are now $2,220.95 after ending March at $2,034.18. Big 9.18% increase this month after deploying some capital into some new shares. There is an outside shot that by year-end this account is throwing off $2,500 in dividends, which is crazy considering I can only contribute $5,500 to it.
Not much activity in my IRA this month. Dow switched over to payment in the 3rd month of quarters and I increased my position in MO, leading to a fairly flat year over year performance.
Forward 12-month dividends for this account are now $1,246.90 after ending March at $1,244.63. Small couple dollar bump, nothing to dig into. My cash pile is slowly growing in this account and I hope to find something to purchase with it towards the end of the year. Until then, quiet times in the Rollover IRA.
Big growth month as usual for my brokerage account. It still remains a small part of my portfolio so any purchase can sizably impact the year over year growth. This time that change came from purchasing CSCO which has been performing very well.
Forward 12-month dividends for this account are now $581.87 in comparison to $559.15 at the end of March, 3.77% increase from last month. Healthy growth that I hope can increase over the coming months.
Up to $3.00 a month from my bond fund in my 401k. This should continue to only head upward as I pile more contributions into it.
After ending February with $356.09 in forward dividends, I am now up to $385.63 in forward income. Representing a 7.66% increase from last month as I continue to forecast out my 401k progress. I increased my contribution by a percent which is the reason for the uptick from last month.
In total, my dividend income for the month of April 2018 was $220.16, up 34.6% from my April 2017 total of $163.55. Big increase for this particular paying month and once again seeing that I will never get less than $200 from dividends in a given month again!
Forward dividend income now sits at $4,435.35 up from $4,194.05 for a total increase of $241.30, or 5.75%%. Big increase in my forward income as things continue to roll in for the year. I continue to behind on my monthly updates but I will catch up some day!
I’m way behind! Again! But here I am with my March 2018 dividend income report. This was by far the biggest month I have had as a dividend investor and I’m very excited to go through the results, even if they are coming in a little bit behind schedule. Let’s get down to business.
Tons of dividends flowing through this Roth IRA account as I found myself experiencing a 28.9% growth rate over my prior year income. Big increases were due to purchases of O, QCOM & UL compared to last year. This account is my largest account and it is really starting to take off when it comes to raises as well as selective reinvestment of my income.
12-month dividends for this account are now $2,034.18 after ending February at $2,025.07. Small .45% increase this month but my April report will provide a lot more excitement!
Wow, 77.76% increase in this account. Amazing results over last year. Considering I don’t typically get to make very many purchases in this account this is very abnormal, but a very welcome report. Big changes are a shift in DWDP payment date as well as a purchase of SO.
Forward 12-month dividends for this account are now $1,244.63 after ending February at $1,261.98. Downward result by 1.37% here, but I’m thinking this might be due to some timing, since I don’t believe I had any dividend cuts. With some raises I’ve gotten the April report should be ticking upward again.
Another huge increase year over year, this time in my brokerage account. This account remains small but the increase is mostly from purchases of ADM and TGT. It will be fun to finally see this account growing again as I infuse more capital.
Forward 12-month dividends for this account are now $559.15 in comparison to $569.15 at the end of February, minor decrease from the way I am forecasting my BX dividends.
This is first meaningful month of dividends that I have had for my 401k and it certainly did not disappoint. This account continues to get contributions every couple weeks and will continue to head upward each month. I’ll have some actual numbers to compare year over year to shortly after I hit a year in the account.
After ending February with $298.76 in forward dividends, I am now up to $356.09 in forward income. A nice 16.1% increase in the forward income. Exciting stuff as this should creep toward $1,000 in forward income by year end.
In total, my dividend income for the month of March 2018 was $472.30, up 53.6% from my March 2017 total of $307.47. Sooooo close to $500 in dividends, but nonetheless a great month of results. Large increase from last year and a chunk of new capital to allocate to new payers.
Forward dividend income now sits at $4,194.05 up from $4,154.96 for a total increase of $39.09, or .94%%. Excellent increase and I have expectations my April report will be providing a much larger one. I’ll be updating that report right after this!
Super busy month of March has me posting this update extremely late, but it doesn’t take away from the excitement that the update provided me. Closed on another investment property a couple weeks ago so it has been a bit of a balancing act and market investing has been temporarily pushed to the side. Looking forward to getting back to it again!
Big year over year increase for my Roth IRA account, primarily due to a purchase of AT&T (T) in the latter half of 2017. One of my blue chippers that will pay me for years to come.
One of the benefits of tracking multiple years though is to show progress over a long period of time, it’s worth nothing here that my February 2018 income was actually less than my income 2 years ago! Exciting increases for Realty Income (O) and Apple (AAPL) over this time period though.
12-month dividends for this account are now $2,025.07 after ending January at $1,932.81. This is a great monthly increase of 4.77% and finally pushes me over $2,000 in forward income for this account. I’m looking forward to my next purchase which has a chance to take place sometime in April.
Nice! Massive year over year increase year, almost entirely due to my position add of Omega Healthcare (OHI). I’ve mentioned many times, but this account won’t get new capital unless I leave my current employer, so I’m relying on dividend increases and dividends earned my income growth going forward. Meaning I likely won’t make another purchase until the end of 2018 or early 2019.
Forward 12-month dividends for this account are now $1,261.98 after ending January at $1,166.11. I made my final purchase from an old profit sharing rollover leading to this 8.22% increase in forward income. Very nice increase, but shouldn’t be expecting bumps like this in the short-term going forward.
Not much to say other than the fact that Blackstone (BX) has been a beast in the distribution department the last few years. There is little in the way for consistency from BX, but in the 1st quarter they have been increasing payouts like crazy. Awesome to see.
Forward 12-month dividends for this account are now $569.15 in comparison to $667.09 at the end of January, for a 17.21% decline. As mentioned early, I purchased a new cash flowing investment property. In order to complete the transaction I sold off a couple of holdings that reduced my forward income temporarily. No biggie! I’ll be back to growing this account in no time.
401k continues its slow climb onward and upward. I’m right around the corner from hitting the 1 year mark in this account and will soon have some year over year growth comparisons to track. Until then, it’s building the snowball.
After ending January with $294.67 in forward dividends, I am now up to $298.76 in forward income. A moderate 1.37% increase in the forward income and I’m considering raising my contribution in a month or two when merit hits my paycheck, which could accelerate my growth here.
In total, my dividend income for the month of February 2018 was $301.19, up 81.96% from my February 2017 total of $165.53. This is a meaningful increase from my prior year income and is really a testament to a consistent dividend investment strategy. Exciting to have the 2nd month of a quarter get over the $300 mark as well, was not expecting that.
Forward dividend income now sits at $4,154.96 up from $4,060.68 for a total increase of $94.28, or 2.32%. Considering how little I actually did investment wise this last month, this is excellent news to get this kind of increase in my forward income. Marching right on to $5,000 a year in dividend income. If the year shapes up how I have planned, I should easily get there within the 2018 calendar year.
Holy market swings to start off the month of February! It will be interesting to see how the market unfolds this year as we still sit around all-time highs in the market. I hope we have more opportunities like the drops we experienced this week, but either way I will be continuing on with my strategy, as I’m sure many in the DGI community will!
Where I have the data available I have started to now include 3 years of dividend growth. This is fun to see how the persistence of the strategy works.
I had a good 14% growth rate in my dividends from 2017 primarily as the result of my KMB purchase. This help set off a painful little cut from GE.
12-month dividends for this account are now $1,932.81 after ending December at $1,918.26. This is a mild 0.76% increase. I will hopefully be heading toward $2,000 in forward income with the next purchase I make in the account, now I just have to choose my victim.
Sizable decrease in the payments received this month with the Dow DuPont merger changing the payment date to a different month, so no big deal. Nothing else exciting going on here, just marching on.
Forward 12-month dividends for this account are now $1,166.11 after ending December at $1,150.29. This is again a moderate 1.38% increase in my forward income. Nothing too crazy here but still fun to watch this stuff grow with no purchases. I’ll be looking to make a purchase in February at some point to bump this up a little more.
Nice percentage increase for the month, but it was only two bucks so nothing big to report here, just a raise from WalMart and swapping out PM for CSCO.
Forward 12-month dividends for this account are now $667.09 in comparison to $627.09 at the end of December, for a 6.38%. Bump is a result of BX declaring a nice heavy distribution for February.
Haulingggg it in! This account is my favorite one right now because every single month it is creeping on up, both in income as well as the forward dividend payout.
After ending December with $280.91 in forward dividends, I am now up to $294.67 in forward income. This is a 4.67% increase. Awesome increase in my forward income as the contributions continue to roll in.
In total, my dividend income for the month of January 2018 was $190.65, up 1.29% from my January 2017 total of $188.23. Small bump from prior year, but that’s ok as it would have been more respectable without a month payout change from DOW.
Forward dividend income now sits at $4,060.68 up from $3,976.55 for a total increase of $84.13, or 2.12%. There it is! Over $4,000 in forward income finally! Exciting to cross a benchmark. I still need to put together my 2018 goals, but I am glad that I waited as I actually ended up entering into a contract to purchase another rental property. This will end up soaking up a lot of my cash this year, but I still will have some aggressive investing goals.
Crazy start to the new has my December income report coming out a little late, but that has not stopped the dividends from rolling in! I wrapped up the year on a strong note and am looking forward to a monster 2018. My financial focus has been all over the board in 2017, but now it is dividend time for real!
Excellent increase from the last month of 2016. You can see purchases in QCOM, UL and WFC as well as some strong raises across the portfolio.
12-month dividends for this account are now $1,918.26 after ending November at $1,949.50. This is a 1.60% decrease. The decrease is a result of General Electric (GE) slashing its dividend and no purchases during the period. I’ll be discussing my 2018 goals in an upcoming post, but I hope I can bump this forward income, with increases, up another $400 during the year. Will be exciting to very soon cross the $2,000 mark in this account.
Big increase for this month, mostly due to the payment date change for DWDP after their merger, but nonetheless some other raises from the payers.
Forward 12-month dividends for this account are now $1,150.29 after ending November at $1,025.15. This is a 12.21% increase in my forward income. This comes from two purchases I haven’t had time to blog about, but SO is now apart of my portfolio (first utility) and MO is now a larger position! Good start to the year!
This increase looks kind of crazy due to adding to my Target position since 2016, but I will come to expect this type of growth this year in my brokerage portfolio. I’m looking to add a solid amount of capital to this account in 2018.
Forward 12-month dividends for this account are now $627.09 in comparison to $500.51 at the end of November, for a 20.19%. Very large bump up in my forward income, partly due to how I am projecting my BX holding (just matching last year’s distributions) as well as a purchase of ADM. This forward income is going to cruise past $1,000 in no time.
This baby portfolio is quickly growing, I am looking forward to seeing the year over year comparisons once I get to the point where I have prior year amounts.
After ending November with $146.33 in forward dividends, I am now up to $280.91 in forward income. This is a 47.91% increase. Large increase this month with a much larger 2018 hitting my forward income. This growth will normalize again next month to a steady couple percent.
In total, my dividend income for the month of December 2017 was $366.38, up 59.19% from my December 2016 total of $230.16. If this doesn’t illustrate the power of the dividend investing strategy, I’m not sure what does. This is a massive year over year growth number and I honestly have not even gotten going yet.
Forward dividend income now sits at $3,976.55 up from $3,626.49 for a total increase of $350.06, or 9.65%. So close to crossing over the $4,000 forward dividend income threshold, but either way I smashed my $3,600 forward income goal for 2017. In the coming weeks I will be putting together my 2018 goals and without a doubt it will be a much higher number! I truly hope everyone had a prosperous 2017 and are looking forward to what 2018 has in store.
Only one more month to report before the end of 2017! Wow what a crazy run it’s been this year. A lot of fun too reporting these income figures every month, they continue to keep heading upward! Just like I am in 2018 plan mode at work, I’ll be entering 2018 plan mode in my dividend life soon too!
Nice bump for an off month year over year, I sold out of my CAT position and added to my AT&T (T) position in the last year. The ARR impact of their dividend cut continues to diminish and it won’t be too long until I’m back in the black there, who knows maybe they’ll raise it again, the business is back in pretty good health.
12-month dividends for this account are now $1,949.50 after ending October at $1,941.78. This is a .40% increase. Minor increase but still heading in the right direction. I’ve fully funded this account at this point this year and so I won’t be making any more purchases until 2018.
Alrighty, that’s what I like to see, huge increase. Dividend increases and a purchase leading to this big jump. Love it, almost doubled up my income.
Forward 12-month dividends for this account are now $1,025.15 after ending October at $1,010.70. This is a 1.43% increase in my forward income. I still have a nice pile of cash to deploy in this account and hopefully this is the month I do it!
Same old, same old for the BX holding, providing great results on a quarterly basis. This payout was less than last quarter’s payout but higher than 2016’s. So I’ll take that 7.32% bump!
Forward 12-month dividends for this account are now $505.51 in comparison to $500.51 at the end of October, for a .10%. Baby increase here, but I’m committed to making a purchase this week, so this will be up more next month!
After ending October with $142.80 in forward dividends, I am now up to $146.33 in forward income. This is a 2.45% increase. Nice continued improvement in my forward dividend income. Still small for now, but consistent additions will lead to epic growth.
In total, my dividend income for the month of November 2017 was $283.32, up 45.04% from my November 2016 total of $195.34. Wow, just amazing. Almost jumped $100 from last year. Will be over the $300 mark in this “off” month in no time.
Forward dividend income now sits at $3,626.49 up from $3,595.79 for a total increase of $30.70, or .85%. Marching toward $4,000 a year in forward dividend income. This is awesome. I should be around $3,800 I’d guess by the end of 2017, so early estimates Tell me my 2018 goal in forward income is going to be around $5,200. I’m super excited to start calculating this goal.
I only got around to posting my September income summary about a week ago but here we are with my October income summary. Another month, and more dollars coming my way. Snowball continues to roll downhill as we head into the shorter days this is entirely welcome. Driving to work in the dark is no fun!
Little 5.5% gain for my Roth IRA income this month over last year. Very welcome news here as everything in this gain is due to raises from my stock holdings. Lots of big ones!
12-month dividends for this account are now $1,941.78 after ending September at $1,849.48. This is a 4.99% increase. Nice big increase for my forward dividends due to a purchase of Kimberly Clark (KMB) that I snuck in right before the end of October. This was the last purchase I’ll have in this account before the end of the year. This means at the end of the year my forward 12-months income will be almost $2,000! Awesome.
More increases in my dividends for October, solely due to my increase in Altria’s (MO) payout. Pretty good for an account with very little capital infusion.
Forward 12-month dividends for this account are now $1,010.70 after ending September at $991.90. This is a 1.90% increase in my forward income. More great news on the dividend front. I’ll be getting ready to deploy some of my capital this month which will lead to some great November results next month. Just gotta choose my stock!
I swapped out my PM holding around a year ago at $110 and proceeded to purchase Cisco (CSCO). Turned out to be a pretty good move to this point as PM is trading at $102 a share and CSCO is up around 11% since my purchase. With PM trending downward, I may look to re-enter that position!
Forward 12-month dividends for this account are now $500.51 in comparison to $525.77 at the end of September, meaning I decreased my forward income by 5.05%. Disappointing, but this is related to my Blackstone holding which has variable income distributions, I don’t expect that this is a real decrease. Purchase coming in this account shortly!!
After ending September with $139.25 in forward dividends, I am now up to $142.80 in forward income. This is a 2.49% increase. It is really going to be fun to watch this account grow in a consistent manner. Numbers are gonna get big pretty quickly.
In total, my dividend income for the month of October 2017 was $171.01, up 6.34% from my October 2016 total of $160.81. Let’s keep going!! I’m very close to the point where I will never have a month with less than $200 in dividend income again. I think that I’ll be there in January.
Forward dividend income now sits at $3,595.79 up from $3,506.40 for a total increase of $89.39, or 2.55%. The forward income continues to step up on a monthly basis which of course is incredible to see. My goal by the end of 2017 was to have $3,600 of forward 12-month income. I’m calling it a win! It’s only October and I’ve reached my goal for the year. It felt like a stretch goal in January, but I got here quicker than I ever thought. Man 2018 is going to be a blast.
Man time is flying! I have been so, so busy at work that I haven’t even gotten to writing my September income report even as we’re about to enter November. The busy aspect of work is all good though as it has come with much responsibilities as well as raises and promotions. Without further delay, here is my September!
Nice! 32.4% growth for the month which also happens to obviously be my biggest dividend paying month at the end of every quarter.
Lots of raises across the board from my holdings as well as a few purchases to add to my income with Qualcomm (QCOM) and Unilever (UL).
12-month dividends for this account are now $1,849.48 after ending August at $1,835.18. This is a 0.78% increase. This is purely from raises, no purchases for the month. I should be make some purchases in my Roth account shortly, just need to decide what stocks!
Unfortunately I’m seeing a decrease in this account for the month, but the good news is that is just due to a shift in payment dates. Eaton (ETN) switched it’s payment month, so in reality I did have a small increase in my dividends from last year.
Forward 12-month dividends for this account are now $991.90 after ending September at $1,005.35. Timing of payments and no purchases led to a 1.34% decrease in my forward income. It’s ok! Still marching on. In related news, I got an unexpected profit sharing distributions from my old employer. I didn’t think that I would have new capital available to this account, so this is awesome! Will be deployed shortly after it’s rolled over into the account.
Target purchase amped up the dividends in this account in a big way. Along with raises from Wal-Mart (WMT) and Exxon (XOM) this was an awesome month.
Forward 12-month dividends for this account are now $525.77 in comparison to $535.94 at the end of August, meaning I decrease my forward income by 1.93%. Disappointing, but this is related to my Blackstone holding which has variable income distributions.
The new 401k account is already starting to pay dividends! If you get my drift! There is nothing to compare to as far as last year goes as I did not have this account at that time. I have now mapped out my forward 12-months in dividends though and it is certainly exciting. After ending August with $110.76 in forward dividends, I am not up to $139.25 in forward income. This is a 20.46% increase. This increase percentage will slowly become smaller, but for now, I’ll take that type of bump!
In total, my dividend income for the month of September 2017 was $360.00, up 31.28% from my September 2016 total of $274.22. Amazing stuff, huge month of growth for me that will hopefully never dip below these numbers again!
Forward dividend income now sits at $3,506.40 up from $3,487.23 for a total increase of $19.17, or .55%. The forward income continues to step up on a monthly basis which of course is incredible to see. My goal by the end of 2017 was to have $3,600 of forward 12-month income. If I deploy a lot of my fresh capital and receive a few raises prior to year end, it is looking as though this number will end up much closer to $4,000 than $3,600. Goal setting for 2018 is going to be super exciting.
With how late I am posting this September report, October will be following shortly!!
As I write this Hurricane Irma is bearing down on my home state and I’m hoping this positive income report doesn’t end up being followed by property problems. The months continue to march on in 2017 and the dividend income keeps on stacking up.
Awesome 11.0% growth for the month even with ARR and HCP still impacting my year over year results in a small way.
I had strong raises from AAPL and O over the last year in addition to beefing up my AT&T holding. Other than all of this, it was a normal month in the Roth IRA account.
12-month dividends for this account are now $1,835.18 after ending July at $1,729.88. This is a 6.09% increase. Awesome increase for the month. This is due to my purchase of Qualcomm which I discussed about a week ago. Not too far off from $2,000 in projected income! I should be very close to there by the end of the year.
Woooo! The OHI holding cranked out some serious cash this past month, with a big 80% growth year over year. I’ve said this many times, but this account doesn’t get new capital outside of dividends, so big dividends will more quickly lead to more purchases.
Forward 12-month dividends for this account are now $1,005.35 after ending July at $990.97. A small, but appreciated 1.45% increase. This is due to projected raises over the next year and I’ll continue to hope this account grows along with the dividends.
Blackstone Group is killing it this year with some sizeable distributions and the month of August was no different. This stock has provided some huge returns between the distributions and capital appreciation. One of my favorite long-term holdings with exposure to many industries.
Forward 12-month dividends for this account are now $535.94 in comparison to $535.94 at the end of July, meaning I experienced no raises as well as no new purchases. This account should probably have one more purchase before year end.
New account alert! I started a new gig a few months ago and this is the first batch of income from the account. Nothing too exciting to report and I’m not going to get into projected the forward income for the account yet. But I will be doing it soon! There is a generous fully vested match, so I should be seeing growth in this account pretty quickly which will be fun.
In total, my dividend income for the month of August 2017 was $273.01, up 43.23% from my August 2016 total of $190.61. That’s the type of increases I like to see. They’ll probably become less frequent as the portfolio grows, but fun nonetheless!
Forward dividend income now sits at $3,376.47 up from $3,256.79 for a total increase of $119.68, or 3.67%. The forward income continues to step up on a monthly basis which of course is incredible to see. I recently posted about my raises over the last month and I look forward to making another purchase in my Roth IRA in the coming month. My goal of $3,600 forward 12 month income by year end is getting closer and closer.
This is a relatively quiet time of year for dividend raises so I have not updated my raises for a little while. But now that it’s been a little over a month I have three dividend raises to report which continue to add to my income stream.
First up is Wells Fargo (WFC) which took a couple extra quarters to raise their dividend this time around. The raise was from $.38/share a quarter to $.39/share. This is a 2.63% raise over the prior dividend. I own 40 shares of WFC which means $1.60 in additional income for me the next 12-months.
Next is Atria Group Inc (MO). Not much sells like addiction and MO continues to prove this point as their raise streak continues. Last week MO upped its dividend from $.61/share a quarter to $.66/share a quarter. This is a huge 8.19% raise and with my 30 share position will add $6.00 to my forward income. There are 15 days until the ex-dividend date and I will consider adding to this position.
Lastly Bank of Nova Scotia (BNS) Raised its dividend 3.9% from approximately $.55/share to $.58/share. These are in USD and are subject to currency fluctuations but I’ll go will a 3 cent raise a share for these purposes. I own 20 shares of BNS so this will add about $2.40 to my forward 12-month stream.
All of these holdings are in my Roth so this income really continues to grow. This account is far ahead of my brokerage account right now but that will change in the coming years.
2017 Raises to Date
January – Realty Income (O) – 3.8% raise - $7.92
February – Cisco (CSCO) – 11.54% raise - $6.60
February – Wal-Mart (WMT) – 2.0% raise - $2.20
February – Eaton Corp (ETN) – 5.26% raise - $3.60
February – Bank of Nova Scotia (BNS) – 2.7% raise - $1.20
March – Toronto Dominion Bank (TD) – 9.09% raise - $4.50