Dividend and Real Estate Investing toward financial freedom and independence. Blog about a young professional on his way to financial independence through the pursuit of passive income streams including dividend investing and real estate.
Holy market swings to start off the month of February! It will be interesting to see how the market unfolds this year as we still sit around all-time highs in the market. I hope we have more opportunities like the drops we experienced this week, but either way I will be continuing on with my strategy, as I’m sure many in the DGI community will!
Where I have the data available I have started to now include 3 years of dividend growth. This is fun to see how the persistence of the strategy works.
I had a good 14% growth rate in my dividends from 2017 primarily as the result of my KMB purchase. This help set off a painful little cut from GE.
12-month dividends for this account are now $1,932.81 after ending December at $1,918.26. This is a mild 0.76% increase. I will hopefully be heading toward $2,000 in forward income with the next purchase I make in the account, now I just have to choose my victim.
Sizable decrease in the payments received this month with the Dow DuPont merger changing the payment date to a different month, so no big deal. Nothing else exciting going on here, just marching on.
Forward 12-month dividends for this account are now $1,166.11 after ending December at $1,150.29. This is again a moderate 1.38% increase in my forward income. Nothing too crazy here but still fun to watch this stuff grow with no purchases. I’ll be looking to make a purchase in February at some point to bump this up a little more.
Nice percentage increase for the month, but it was only two bucks so nothing big to report here, just a raise from WalMart and swapping out PM for CSCO.
Forward 12-month dividends for this account are now $667.09 in comparison to $627.09 at the end of December, for a 6.38%. Bump is a result of BX declaring a nice heavy distribution for February.
Haulingggg it in! This account is my favorite one right now because every single month it is creeping on up, both in income as well as the forward dividend payout.
After ending December with $280.91 in forward dividends, I am now up to $294.67 in forward income. This is a 4.67% increase. Awesome increase in my forward income as the contributions continue to roll in.
In total, my dividend income for the month of January 2018 was $190.65, up 1.29% from my January 2017 total of $188.23. Small bump from prior year, but that’s ok as it would have been more respectable without a month payout change from DOW.
Forward dividend income now sits at $4,060.68 up from $3,976.55 for a total increase of $84.13, or 2.12%. There it is! Over $4,000 in forward income finally! Exciting to cross a benchmark. I still need to put together my 2018 goals, but I am glad that I waited as I actually ended up entering into a contract to purchase another rental property. This will end up soaking up a lot of my cash this year, but I still will have some aggressive investing goals.
Crazy start to the new has my December income report coming out a little late, but that has not stopped the dividends from rolling in! I wrapped up the year on a strong note and am looking forward to a monster 2018. My financial focus has been all over the board in 2017, but now it is dividend time for real!
Excellent increase from the last month of 2016. You can see purchases in QCOM, UL and WFC as well as some strong raises across the portfolio.
12-month dividends for this account are now $1,918.26 after ending November at $1,949.50. This is a 1.60% decrease. The decrease is a result of General Electric (GE) slashing its dividend and no purchases during the period. I’ll be discussing my 2018 goals in an upcoming post, but I hope I can bump this forward income, with increases, up another $400 during the year. Will be exciting to very soon cross the $2,000 mark in this account.
Big increase for this month, mostly due to the payment date change for DWDP after their merger, but nonetheless some other raises from the payers.
Forward 12-month dividends for this account are now $1,150.29 after ending November at $1,025.15. This is a 12.21% increase in my forward income. This comes from two purchases I haven’t had time to blog about, but SO is now apart of my portfolio (first utility) and MO is now a larger position! Good start to the year!
This increase looks kind of crazy due to adding to my Target position since 2016, but I will come to expect this type of growth this year in my brokerage portfolio. I’m looking to add a solid amount of capital to this account in 2018.
Forward 12-month dividends for this account are now $627.09 in comparison to $500.51 at the end of November, for a 20.19%. Very large bump up in my forward income, partly due to how I am projecting my BX holding (just matching last year’s distributions) as well as a purchase of ADM. This forward income is going to cruise past $1,000 in no time.
This baby portfolio is quickly growing, I am looking forward to seeing the year over year comparisons once I get to the point where I have prior year amounts.
After ending November with $146.33 in forward dividends, I am now up to $280.91 in forward income. This is a 47.91% increase. Large increase this month with a much larger 2018 hitting my forward income. This growth will normalize again next month to a steady couple percent.
In total, my dividend income for the month of December 2017 was $366.38, up 59.19% from my December 2016 total of $230.16. If this doesn’t illustrate the power of the dividend investing strategy, I’m not sure what does. This is a massive year over year growth number and I honestly have not even gotten going yet.
Forward dividend income now sits at $3,976.55 up from $3,626.49 for a total increase of $350.06, or 9.65%. So close to crossing over the $4,000 forward dividend income threshold, but either way I smashed my $3,600 forward income goal for 2017. In the coming weeks I will be putting together my 2018 goals and without a doubt it will be a much higher number! I truly hope everyone had a prosperous 2017 and are looking forward to what 2018 has in store.
Only one more month to report before the end of 2017! Wow what a crazy run it’s been this year. A lot of fun too reporting these income figures every month, they continue to keep heading upward! Just like I am in 2018 plan mode at work, I’ll be entering 2018 plan mode in my dividend life soon too!
Nice bump for an off month year over year, I sold out of my CAT position and added to my AT&T (T) position in the last year. The ARR impact of their dividend cut continues to diminish and it won’t be too long until I’m back in the black there, who knows maybe they’ll raise it again, the business is back in pretty good health.
12-month dividends for this account are now $1,949.50 after ending October at $1,941.78. This is a .40% increase. Minor increase but still heading in the right direction. I’ve fully funded this account at this point this year and so I won’t be making any more purchases until 2018.
Alrighty, that’s what I like to see, huge increase. Dividend increases and a purchase leading to this big jump. Love it, almost doubled up my income.
Forward 12-month dividends for this account are now $1,025.15 after ending October at $1,010.70. This is a 1.43% increase in my forward income. I still have a nice pile of cash to deploy in this account and hopefully this is the month I do it!
Same old, same old for the BX holding, providing great results on a quarterly basis. This payout was less than last quarter’s payout but higher than 2016’s. So I’ll take that 7.32% bump!
Forward 12-month dividends for this account are now $505.51 in comparison to $500.51 at the end of October, for a .10%. Baby increase here, but I’m committed to making a purchase this week, so this will be up more next month!
After ending October with $142.80 in forward dividends, I am now up to $146.33 in forward income. This is a 2.45% increase. Nice continued improvement in my forward dividend income. Still small for now, but consistent additions will lead to epic growth.
In total, my dividend income for the month of November 2017 was $283.32, up 45.04% from my November 2016 total of $195.34. Wow, just amazing. Almost jumped $100 from last year. Will be over the $300 mark in this “off” month in no time.
Forward dividend income now sits at $3,626.49 up from $3,595.79 for a total increase of $30.70, or .85%. Marching toward $4,000 a year in forward dividend income. This is awesome. I should be around $3,800 I’d guess by the end of 2017, so early estimates Tell me my 2018 goal in forward income is going to be around $5,200. I’m super excited to start calculating this goal.
I only got around to posting my September income summary about a week ago but here we are with my October income summary. Another month, and more dollars coming my way. Snowball continues to roll downhill as we head into the shorter days this is entirely welcome. Driving to work in the dark is no fun!
Little 5.5% gain for my Roth IRA income this month over last year. Very welcome news here as everything in this gain is due to raises from my stock holdings. Lots of big ones!
12-month dividends for this account are now $1,941.78 after ending September at $1,849.48. This is a 4.99% increase. Nice big increase for my forward dividends due to a purchase of Kimberly Clark (KMB) that I snuck in right before the end of October. This was the last purchase I’ll have in this account before the end of the year. This means at the end of the year my forward 12-months income will be almost $2,000! Awesome.
More increases in my dividends for October, solely due to my increase in Altria’s (MO) payout. Pretty good for an account with very little capital infusion.
Forward 12-month dividends for this account are now $1,010.70 after ending September at $991.90. This is a 1.90% increase in my forward income. More great news on the dividend front. I’ll be getting ready to deploy some of my capital this month which will lead to some great November results next month. Just gotta choose my stock!
I swapped out my PM holding around a year ago at $110 and proceeded to purchase Cisco (CSCO). Turned out to be a pretty good move to this point as PM is trading at $102 a share and CSCO is up around 11% since my purchase. With PM trending downward, I may look to re-enter that position!
Forward 12-month dividends for this account are now $500.51 in comparison to $525.77 at the end of September, meaning I decreased my forward income by 5.05%. Disappointing, but this is related to my Blackstone holding which has variable income distributions, I don’t expect that this is a real decrease. Purchase coming in this account shortly!!
After ending September with $139.25 in forward dividends, I am now up to $142.80 in forward income. This is a 2.49% increase. It is really going to be fun to watch this account grow in a consistent manner. Numbers are gonna get big pretty quickly.
In total, my dividend income for the month of October 2017 was $171.01, up 6.34% from my October 2016 total of $160.81. Let’s keep going!! I’m very close to the point where I will never have a month with less than $200 in dividend income again. I think that I’ll be there in January.
Forward dividend income now sits at $3,595.79 up from $3,506.40 for a total increase of $89.39, or 2.55%. The forward income continues to step up on a monthly basis which of course is incredible to see. My goal by the end of 2017 was to have $3,600 of forward 12-month income. I’m calling it a win! It’s only October and I’ve reached my goal for the year. It felt like a stretch goal in January, but I got here quicker than I ever thought. Man 2018 is going to be a blast.
Man time is flying! I have been so, so busy at work that I haven’t even gotten to writing my September income report even as we’re about to enter November. The busy aspect of work is all good though as it has come with much responsibilities as well as raises and promotions. Without further delay, here is my September!
Nice! 32.4% growth for the month which also happens to obviously be my biggest dividend paying month at the end of every quarter.
Lots of raises across the board from my holdings as well as a few purchases to add to my income with Qualcomm (QCOM) and Unilever (UL).
12-month dividends for this account are now $1,849.48 after ending August at $1,835.18. This is a 0.78% increase. This is purely from raises, no purchases for the month. I should be make some purchases in my Roth account shortly, just need to decide what stocks!
Unfortunately I’m seeing a decrease in this account for the month, but the good news is that is just due to a shift in payment dates. Eaton (ETN) switched it’s payment month, so in reality I did have a small increase in my dividends from last year.
Forward 12-month dividends for this account are now $991.90 after ending September at $1,005.35. Timing of payments and no purchases led to a 1.34% decrease in my forward income. It’s ok! Still marching on. In related news, I got an unexpected profit sharing distributions from my old employer. I didn’t think that I would have new capital available to this account, so this is awesome! Will be deployed shortly after it’s rolled over into the account.
Target purchase amped up the dividends in this account in a big way. Along with raises from Wal-Mart (WMT) and Exxon (XOM) this was an awesome month.
Forward 12-month dividends for this account are now $525.77 in comparison to $535.94 at the end of August, meaning I decrease my forward income by 1.93%. Disappointing, but this is related to my Blackstone holding which has variable income distributions.
The new 401k account is already starting to pay dividends! If you get my drift! There is nothing to compare to as far as last year goes as I did not have this account at that time. I have now mapped out my forward 12-months in dividends though and it is certainly exciting. After ending August with $110.76 in forward dividends, I am not up to $139.25 in forward income. This is a 20.46% increase. This increase percentage will slowly become smaller, but for now, I’ll take that type of bump!
In total, my dividend income for the month of September 2017 was $360.00, up 31.28% from my September 2016 total of $274.22. Amazing stuff, huge month of growth for me that will hopefully never dip below these numbers again!
Forward dividend income now sits at $3,506.40 up from $3,487.23 for a total increase of $19.17, or .55%. The forward income continues to step up on a monthly basis which of course is incredible to see. My goal by the end of 2017 was to have $3,600 of forward 12-month income. If I deploy a lot of my fresh capital and receive a few raises prior to year end, it is looking as though this number will end up much closer to $4,000 than $3,600. Goal setting for 2018 is going to be super exciting.
With how late I am posting this September report, October will be following shortly!!
As I write this Hurricane Irma is bearing down on my home state and I’m hoping this positive income report doesn’t end up being followed by property problems. The months continue to march on in 2017 and the dividend income keeps on stacking up.
Awesome 11.0% growth for the month even with ARR and HCP still impacting my year over year results in a small way.
I had strong raises from AAPL and O over the last year in addition to beefing up my AT&T holding. Other than all of this, it was a normal month in the Roth IRA account.
12-month dividends for this account are now $1,835.18 after ending July at $1,729.88. This is a 6.09% increase. Awesome increase for the month. This is due to my purchase of Qualcomm which I discussed about a week ago. Not too far off from $2,000 in projected income! I should be very close to there by the end of the year.
Woooo! The OHI holding cranked out some serious cash this past month, with a big 80% growth year over year. I’ve said this many times, but this account doesn’t get new capital outside of dividends, so big dividends will more quickly lead to more purchases.
Forward 12-month dividends for this account are now $1,005.35 after ending July at $990.97. A small, but appreciated 1.45% increase. This is due to projected raises over the next year and I’ll continue to hope this account grows along with the dividends.
Blackstone Group is killing it this year with some sizeable distributions and the month of August was no different. This stock has provided some huge returns between the distributions and capital appreciation. One of my favorite long-term holdings with exposure to many industries.
Forward 12-month dividends for this account are now $535.94 in comparison to $535.94 at the end of July, meaning I experienced no raises as well as no new purchases. This account should probably have one more purchase before year end.
New account alert! I started a new gig a few months ago and this is the first batch of income from the account. Nothing too exciting to report and I’m not going to get into projected the forward income for the account yet. But I will be doing it soon! There is a generous fully vested match, so I should be seeing growth in this account pretty quickly which will be fun.
In total, my dividend income for the month of August 2017 was $273.01, up 43.23% from my August 2016 total of $190.61. That’s the type of increases I like to see. They’ll probably become less frequent as the portfolio grows, but fun nonetheless!
Forward dividend income now sits at $3,376.47 up from $3,256.79 for a total increase of $119.68, or 3.67%. The forward income continues to step up on a monthly basis which of course is incredible to see. I recently posted about my raises over the last month and I look forward to making another purchase in my Roth IRA in the coming month. My goal of $3,600 forward 12 month income by year end is getting closer and closer.
This is a relatively quiet time of year for dividend raises so I have not updated my raises for a little while. But now that it’s been a little over a month I have three dividend raises to report which continue to add to my income stream.
First up is Wells Fargo (WFC) which took a couple extra quarters to raise their dividend this time around. The raise was from $.38/share a quarter to $.39/share. This is a 2.63% raise over the prior dividend. I own 40 shares of WFC which means $1.60 in additional income for me the next 12-months.
Next is Atria Group Inc (MO). Not much sells like addiction and MO continues to prove this point as their raise streak continues. Last week MO upped its dividend from $.61/share a quarter to $.66/share a quarter. This is a huge 8.19% raise and with my 30 share position will add $6.00 to my forward income. There are 15 days until the ex-dividend date and I will consider adding to this position.
Lastly Bank of Nova Scotia (BNS) Raised its dividend 3.9% from approximately $.55/share to $.58/share. These are in USD and are subject to currency fluctuations but I’ll go will a 3 cent raise a share for these purposes. I own 20 shares of BNS so this will add about $2.40 to my forward 12-month stream.
All of these holdings are in my Roth so this income really continues to grow. This account is far ahead of my brokerage account right now but that will change in the coming years.
2017 Raises to Date
January – Realty Income (O) – 3.8% raise - $7.92
February – Cisco (CSCO) – 11.54% raise - $6.60
February – Wal-Mart (WMT) – 2.0% raise - $2.20
February – Eaton Corp (ETN) – 5.26% raise - $3.60
February – Bank of Nova Scotia (BNS) – 2.7% raise - $1.20
March – Toronto Dominion Bank (TD) – 9.09% raise - $4.50
I forgot about his purchase at the beginning of August but it is never too late to inform every one of my purchases. Growing my portfolio and holding base is half the fun of the journey. Each purchase sends me closer to financial independence and setting myself up for an incredible financial future.
The following information represents key information I utilized in my purchase decision
The Purchase Facts:
Company Name: Qualcomm Inc
Purchase Date: August 3, 2017
Purchase Price with Fee: $53.00
Shares Transacted: 40
Total Investment: $2,119.99
The Company Dividend Facts:
Dividend Per Share (last year): $2.28
Purchase Dividend Yield: 4.30%
Payment Frequency: Quarterly
Dividend Stacker Dividend Facts:
Purchased in What Account? Roth IRA
Previous Forward 12-Month Dividend: $1,743.86
New Purchase Dividend: $91.20
Account New Forward 12-Month Dividend Total: $1,835.06
There seems to be a lot of opportunity in the technology sector right now. Qualcomm has some big events coming up that will dictate its value going forward. One is a settlement with Apple for a patent infringement/licensing agreement and the other is a large acquisition of NXP Semiconductors that has yet to go through. Depending on when these things go through and whether or not they do will impact the share price. I think that Qualcomm is well positioned for the future though.
This is my initial position in Qualcomm and I will consider further additions to the holding if it continues to show weakness with the uncertainty of the aforementioned items. August will close without any further purchases from me, but capital positions are growing and I’ll be looking for my next target soon enough.
I can’t believe that another month has already passed us by again already but life marches on! With this fast-paced year comes more dividend investing results. With the month of July came more great results as my portfolio continues to grow and pay me.
This is a solid result all things considered, 3.8% growth for the month even with ARR still impacting my year over year results.
There were essentially raises across the board for my portfolio with the exception of my ARR holding. No purchases or sales impacted this income so this is really a true picture of the power of growing dividend payers.
12-month dividends for this account are now $1,729.88 after ending June at $1,707.13. This is a 1.33% increase. This increase just about matches my prior month and August should be even larger with a recent transaction at the beginning of August.
More dividend growth investing can be seen here as MO raises it’s dividend almost 8% for me in the last year. In addition to this I made a purchase at the end of the month, adding to my OHI position.
Forward 12-month dividends for this account are now $990.97 after ending June at $826.29. Awesome! A huge 19.93% increase due to my recent purchase as well as other portfolio raises. As I’ve stated several times, I don’t add fresh capital to this account so getting my forward income up in this account is really fun.
My brokerage account continues to see modest growth throughout this year. Here you can see I swapped out positions from PM to CSCO. This led to a 13.73% dividend growth rate year over year. Looking forward to eventually getting an addition to this portfolio.
Forward 12-month dividends for this account are now $535.94 in comparison to $509.03 at the end of June, for a 5.02% increase. Awesome increase primarily from dividend raises and particularly some strength in my BX holding.
In total, my dividend income for the month of July 2017 was $166.13, up 4.73% from my July 2016 total of $158.62. Considering none of this was the result of any new purchases during the period, I will certainly take an almost 5% increase. If I could get this every month I would easily outpace normal inflation.
Forward dividend income now sits at $3,256.79 up from $3,052.70 for a total increase of $204.09, or 6.69%. Excellent increase for the month. With this update I can say that I believe I will definitely be able to accomplish my goal of $3,600 forward 12-month income by the end of the year. This is amazing, as for a while I didn’t think I would actually reach this goal. I am already looking forward to setting my goals for 2018.
Almost two months are this point since my last portfolio addition back in May. I’ve had the capital available but have been scouring the market as the earnings season has rumbled on through. Here we go!
The following information represents key information I utilized in my purchase decision
The Purchase Facts:
Company Name: Omega Healthcare Investors
Purchase Date: July 27, 2017
Purchase Price with Fee: $32.05
Shares Transacted: 60
Total Investment: $1,922.85
The Company Dividend Facts:
Dividend Per Share (last year): $2.56
Purchase Dividend Yield: 7.98%
Payment Frequency: Quarterly
Dividend Stacker Dividend Facts:
Purchased in What Account? Rollover IRA
Previous Forward 12-Month Dividend: $837.37
New Purchase Dividend: $153.60
Account New Forward 12-Month Dividend Total: $990.97
This is a huge dividend addition but it doesn’t come without potential risks. OHI has been trading much lower recently with the uncertainty in the healthcare law. It will be interesting to see how it continues to move in the months to come.
I now have 100 shares of OHI in my Rollover IRA account which should be pushing out pretty substantial income in the future. Since I cannot add any more capital to this account I won’t be making anymore purchases anytime soon until a lot of dividends pour into the account, likely sometime in the middle of next year.
Disclosure: I am long OHI.
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