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Why people think they don’t need a valid will and why they are wrong

Having a valid Will is essential to your estate planning, without it you die intestate which is exactly what you want to try to avoid to do. What’s the importance of ‘valid’ here, sometimes you think you have a Valid Will, i.e something legally enforceable when in fact it’s not valid at all, the consequence of this is dieing intestate. If this is the case, it can be extremely trying on family members knowing that what you may have actually wanted to happen to your estate isn’t going to happen because your Will wasn’t valid. 

Here are the most common reasons people give for avoiding getting the will done properly I can draft a will myself

Yes and no. If you don’t do it properly and what you actually wanted to happen doesn’t happen to your estate, your family members could be devastated. Not to mention if you make a mistake, even a minor one can cause unwanted costs after you die. Most will kits and DIY online wills make it very easy to make a mistake.

I made a will years ago so it’s fine

Yes and no. If you get married, divorced, separate, have children, lose family members etc than you should seek to see if your will is still valid.

I don’t have any assets

If this is the case it’s even more of a reason to ensure you have a Valid Will in place. You don’t want what little assets you have being chewed up in unnecessary legal costs. Even a car being sold and passed on could save your family substantial costs if done in accordance with a Valid Will.  Additionally, consider superannuation funds and life insurance policies that are often attached to your superannuation as these can turn out to be worth quiet a bit of money which may be passed to your estate when you pass away.

Everything goes to my wife/husband/spouse/children anyway

This is not always the case. If you die without making a valid will, you will be found to be “intestate,” meaning you’re your estate will pass through according to the intestacy laws. Depending upon your personal circumstances at the time of your passing, your estate could go to your spouse or partner, children, grandchildren, parents, siblings, nieces and nephews, uncles and aunts, cousins that you’ve never even met.

The post Why people think they don’t need a valid will and why they are wrong appeared first on Cudmore Legal.

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What is your duty of disclosure in family law? What does duty of disclosure mean?

All parties involved in a family law dispute are required to provide to each party and the Court all information which is relevant to an issue in the case. This information could be in the form of a paper document or stored by some other means such as USB’s, CDs and other computer storage device.

When does the duty start and end?

Duty to disclose starts with pre-action procedure, that is, before the case starts and continues until you settle your matter.

In some cases where circumstances change or where more documents found, people often assume that they are not required to provide such documents. However, this is incorrect, and you must continue to provide these to all the parties involved in the case.

Full and Frank disclosure (financial cases)

If your case involves financial issues, then in addition to general disclosure requirements, you are required to provide full and frank disclosure. This disclosure must include each party’s total direct and indirect financial circumstances such as:

  • All sources of earnings (including any Centrelink payments, child support, trusts, companies, business)
  • Interest
  • Income
  • Property

In some cases, parties often dispose of their property such as by sale, transfer, assignment or by way of gift. Under the DOD, parties are required to disclose all the information relating to such disposal if:

  • The disposal was made in the year immediately before the separation of the parties or;
  • The disposal was made since the final separation that may affect or defeat a claim


Parenting Matters

If your case relates to parenting matters, then you are under an obligation to provide to each party involved in the case all documents that may be relevant. These include but not limited to:

  • Medical reports of your child/children
  • School reports
  • Letters/drawings made by your child/children
  • Any photographs, notes, journals


Compliance with your duty of disclosure

Family Law Rules lists many ways by which you may be required to comply with your duty of disclosure. These include:

  • Production of documents
  • Inspection of documents
  • Copying of documents
  • List of documents
  • Answer to specific questions

Please note this is not an exhaustive list.  We have only listed here a few to provide you with a general overview.


All parties are required to file an undertaking acknowledging your understanding of Family Law Rules relating to DOD.

The undertaking also states that you are aware of your duty to the Court and each party to provide full and frank disclosure of all information which is relevant to the issue in the case. You must disclose promptly.

Upon signing the undertaking, you also acknowledge that:

  1. to the best of your knowledge and ability you have complied with the duty of disclosure and;
  2. any breach of the undertaking may be contempt of court.


Failure to disclose – Penalties

If you do not comply with your duty to disclose, then the following may occur:

  1. The Court may not permit to use that information or document as evidence in your case;
  2. It may also dismiss all or part of your case;
  3. The court may order costs against you and;
  4. You may get a fine or at worst become imprisoned if you are found guilty of contempt of court for failing to disclose the documents or breaching your undertaking.

The post What is your duty of disclosure in family law? appeared first on Cudmore Legal.

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Cudmore Legal by Cudmore Legal - 10M ago

Cost of a Last Will and Testament

The cost of a Last Will and Testament can vary depending on how you wish to make your will:

Last Will and Testament kit

Under $100

Simple Last Will and Testament with a solicitor or lawyer

From $500 – $800

Wider estate plan (complex wills, trusts, enduring power of attorney, advanced health directives)

From $1000 depending on your needs

What is the total cost of Making Last Will and Testament?

The exact cost of a will may be influenced by:

  • Whether or not you have a blended family;
  • If you’ve remarried, separated or divorced;
  • If you want to make specific gifts in a certain way;
  • If you want to leave someone out of your will who would normally be included in your inheritance;
  • Company or family trusts;
  • Gifts or loans you’ve given before you die; or
  • Leaving something to someone that would usually go to the other owner upon your death, for, eg if you own property as ‘joint tenants’.
How much does a Last Will and Testament cost in Australia?

The laws that govern wills and estates are complex and different in each state of Australia. This means that it may be more expensive or less expensive depending on where you live. The total cost of a will can be influenced by many other factors discussed above and depends on whether you do it yourself with a will kit or use a solicitor. The issue with using a will kit in Australia is that most basic will kits, give poor instructions and it’s effortless to make a mistake which can end up costing several thousand or several hundreds of thousands to fix after you die.

What is the cost of making a Last Will and Testament with a solicitor or lawyer in Australia?

Lawyers or solicitors charge between $300 to $500 per hour for wills, and it depends on the complexity of your estate as to how much the total cost is with a solicitor. When you make a will with a solicitor, you aren’t necessarily paying for the time to draft the will but for their experience and understanding of the law and how it affects your circumstances. Depending on the cost of your will, a solicitor may ask you to pay into their trust account to cover their fees.

What is the cost of preparing a Last Will and Testament?

The cost of a will can be reduced if you invest your time into understanding your situation. You could do the following:

  • Put together a list of assets and liabilities;
  • Decide on who you want to give your assets too;
  • Learn about the different ways you can gift your assets;
  • Choose who you want to be in charge of your estate after you die (executor)

Additionally if using a lawyer, you may want to provide all this information to them before meeting them to save time at the meeting.

What is the cost for a lawyer to prepare a Last Will and Testament?

Some people may need assistance when it comes to preparing to make a will. A lawyer can help prepare for your will making by getting together your assets and liabilities or giving you advice on how to structure your estate.

Lawyers charge differently from each other, and some lawyers provide fixed fees and others charge hourly. Almost all wills are prepared on a fixed fee basis. However, if you have many complicated structures or investments, a lawyer may prefer to charge an hourly rate.

When using a lawyer, you should ask for your cost to prepare your  Last Will and Testament upfront either a fixed fee or hourly and ask them to explain to you what the cost covers.

What is the going rate for lawyers or solicitors fees for a Last Will and Testament?

Lawyers or solicitor’s fees for wills can be anywhere from several hundred to thousands of dollars. Two lawyers can give very different estimates of their fees depending on their experience and skill. In this case most of the time you will get what you pay for. Understanding how your lawyer charges and what you are paying for is fundamental. Sometimes there are additional costs, such as title searches which may not be made clear to you.

What is the cost of making a Last Will and Testament with Cudmore Legal?

If you are interested in learning more about the cost of a will, you can download our free succession planning prices and guide here, alternatively call us on 1300 283 667.

The post Cost of a Will appeared first on Cudmore Legal.

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Split? Get the best outcome in a property settlement

Firstly, the best outcome is often achieved by a negotiated settlement, not going to court. We have compiled a simple list of a few tips to help you achieve a fair property settlement.

1. What’s in the property pool?

Make sure you think of everything that could be included in the property pool. Sometimes, hiring experts on a joint basis helps to value assets in the property pool so your family lawyer can better negotiate your entitlements. Liabilities should be thought of too, so getting an accountant on board can help you work out tax implications.

TIP: You won’t get a successful negotiation without knowing what needs to be divided. Think about superannuation, credit cards, shares and even possible inheritances.

2. Give them something they can’t get elsewhere

A lawyer can help find things the other party wants – and won’t possibly get in court. This could be timing sales of property, structuring super splits in certain ways or transferring assets from companies and trusts. Putting these things on the table can help you line your own pockets from money that might have otherwise gone elsewhere.

TIP: Be reasonable, don’t use children or other intangible things to manipulate your former spouse into giving you what you want. This only causes long-term and potentially life long problems.

3. Disclose quickly and don’t hold back

Muddying your figures or delaying disclosure is likely to make your ex’s lawyer think you are trying to hide something even if you are not. To reach a negotiated settlement, make sure you are open with your family lawyer and ex and provide copies of all relevant documents and information.

TIP: Trying to delay or confuse your ex will probably lead to them asking for more information and potentially push the matter to court.

4. Time your negotiations to your best advantage

Timing is everything. If your ex-holds grudges, they might not budge in a negotiation. Additionally, if you’ve committed an act of infidelity or possibly made the choice to end the relationship you might be more inclined to give more than what you probably should. In these cases, try to negotiate when emotions have failed is nearly impossible. However, if your ex is the one that strayed or ended the relationship – you might be able to capitalise on their guilt by starting negotiations early.

TIP: Early negotiation and resolution are usually best in most cases to save legal costs however if the other party is still over emotional it might be best to delay.

5. Finding the middle ground

You can’t have it all, the fact is settlements only happen when both sides give up something.  Before making any decisions try to do a cost/benefit analysis. Your lawyer should be able to advise you about alternative outcomes if you fail to reach a deal. At the end of the day, you should approach the property settlement as you would any other commercial transaction. Use the advice from professionals and make a commercial decision.

TIP: Use commercial sense here. The TV, fridge, couches etc, usually aren’t worth fighting over. You might win the battle but you will lose the war.

6. Get FREE personalised legal advice

Remember, every situation is different and to ensure you get the best outcome, you should speak to us. We offer free phone consultations with a family lawyer, you can request one here.

The post Get the best outcome in a property settlement appeared first on Cudmore Legal.

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5 tips to reduce the emotional and legal costs of divorce and separation

Going through a divorce is likely going to be the most difficult time of your life. Divorce doesn’t need to be the most expensive or emotionally draining thing you do if you approach it right. You don’t want your divorce costing more than your wedding, and while the loss of a relationship is akin to the death of a loved one, there are tactics that can help lessen the blow both emotionally and financially.

1. Watch out for the domino effect

In a divorce or separation, it can be easy to dwell on what you could have done better, or what the other party might have done to cause all of this. Experience has taught us, that placing blame on one party or yourself, leads to emotional cloudiness which will affect your decision-making ability. It’s best to try and look forward. Approach the divorce as a new step in your life. There is going to be a grieving process and you need to accept it. We recommend most of our clients see a counsellor. Most people can qualify for free counselling either through their GP. If you approach the divorce with a clear mind, you will make better decisions. These decisions can set off a domino effect. For example, responding to that text message in a calm manner vs responding to it with a nasty threat or abuse, could mean the difference of thousands of dollars in legal fees in fighting a protection order.

However, it’s not always appropriate to move on and completely forget the past behaviour of your spouse, particularly in child custody cases where past abusive behaviour towards you or the children must be considered.

2. Don’t let your new spouse or their new spouse affect you legally or emotionally

We all know that too many chefs in the kitchen can reap havoc on the meal, same goes for divorce.  While you should rely on your new spouse, friends or family for support – don’t  let them make your decisions. It is true, that least amount of people involved in the decision making of a divorce will often lead to a speedier and less costly divorce.  You might find your ex’s new spouse totally abhorrent, but unless the new spouse has a criminal history or is abusive then it’s probably best to leave their nuances and try to get along. Most people are reasonable once you find the motivations for their actions.

Additionally, you should make sure that your new spouse is a suitable fit for you and your situation. We’ve dealt with cases where it’s been revealed that a new spouse has previous child sex crimes this caused a tirade of child custody issues. It’s best to have open and honest communications with all parties early on.

3. Forgot about the past and the present behaviour too

While it’s often said you should just try to ‘move on’ from past behaviour, the same can be said about the present. Your ex might sleep with a close friend, take up a new hobby, or decide to get fully body tattoos of pirates. Regardless of what they do, it’s best not to focus on it too much. It’s easier said than done, but it can cost you a lot of emotional time and legal fees if you let it.

However if the behaviour is out of line, abusive, puts you or the children at risk, or involves financial aspects you need to talk to your lawyer asap. Setting boundaries early on are the key in these situations.

4. Lock down your social media immediately

It might be fun to post an image of you 20kg lighter with a new beautiful lover by our side, heck it might be fun posting a passive aggressive meme style slap in the face. We aren’t saying don’t post it, but it shouldn’t be posted to add fuel to the fire. If you haven’t already you should remove your spouse from viewing your social media. Additionally, you should consider setting audiences on Facebook so that only your most trusted allies can see how good you are looking now. While legally there are no consequences for posting these types of things, the truth is an emotional blow up on their end can end up in a blow out of your legal fees.

It goes without saying posting about the relationship or the new parties behaviour or lack of is also off limits. You might slip up in an angry rage and say something you shouldn’t. Being slapped with a potential defamation case is the last thing you want now.

5. Get legal advice early

Obviously, as lawyers, we are always going to tell you to do this. But really, really do it. Getting advice early on, setting boundaries early on is far better than letting issues muster away. You need to take actions as soon as possible even if you aren’t emotionally ready to accept the relationship is over. Some people put off getting a lawyer until the other party does, but even in the most amicable cases, it’s best to see a lawyer early as it might just get nasty down the line. We often have cases where everything is fine until one party moves on or gets into a new relationship. We have had cases where everything is fine until something isn’t clear in a nonofficial agreement that agitates the parties. You will save yourself loads of stress talking to a lawyer sooner rather than later.

The post 5 tips to reduce the emotional and legal costs of divorce and separation appeared first on Cudmore Legal.

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When mediation fails – what’s next?

The benefits of mediation are rich and why mediation works is discussed in our blog at length. But when mediation fails – what’s next? The first thing to note is that mediation doesn’t often fail. The informal process usually allows for all parties to reach a mutually beneficial settlement without incurring excessive legal costs.

There are other options before going to court

If a mediation fails, it can be extremely frustrating if one party is ready to settle or both parties were prepared to negotiate. In the rare case that mediation fails, there are still alternatives before you go to Court.  These ought to be explored.

Take note of the positives

Even a failed mediation is a great learning process thus it’s important to step back, take a deep breath, and remember that not everything is lost. You know the other parties’ arguments, how they feel and what they want. This can make it all the easier to resolve the conflict.  Sometimes minor issues are resolved in the mediation, which means it’s not all bad.  It is very unusual for a couple to enter a mediation and not reach agreement on a single thing.

Put simply don’t give up on the process yet, so when mediation fails – what’s next?

Often the best thing to do is work out with your family lawyer why the mediation failed and how to fix it.

Are emotional issues to blame?

Mediation can sometimes bring out emotions that aren’t pleasant to experience. If the parties are clearly in emotional turmoil, and that is what is affecting the mediation process, it might be best to look at counselling. Counselling does not need to be done together, you can go on your own. The fact you are going to counselling might be enough to prompt the other party into doing the same. Once the emotional issues are dealt with, you can attempt to negotiate again, with or without a mediator.  You’ll be surprised what can be achieved with a clear head.

Lack of disclosure

If the mediation failed for lack of disclosure of financial documents, it’s best that both parties seek disclosure from each other and perhaps attempt to settle the matter again. If the other party doesn’t comply then you may discuss with your family lawyer whether you should go to court to seek orders for disclosure.

Were the parties too far apart

If the parties are too far apart, it might be best to reassess your position. There is usually a reason why parties are in such disagreement. Even if neither party wants to change position you still don’t need to go to court. You might discuss with your family lawyer whether you should consider arbitration. Arbitration is a much cheaper option than court.  In an arbitration, a third party (such as an experienced barrister) will make a decision and the parties will be bound by it.

Was there intractable conflict

If the parties are in a high conflict that cannot be resolved, again it might be best to reassess positions. An experienced family lawyer will be honest with you and will be able to give you an objective opinion about how reasonable you are being. If the other party is the one being unreasonable, you may not be able to get them to agree to arbitration or another mediation, if that is the case, the next step might be to (unfortunately) file proceedings.


In summary, the next step after a failed mediation does not have to be expensive litigation. Your family lawyer should advise you on options to try and resolve the issue. Alternatively look at other forms of dispute resolutions such as arbitration where the parties might benefit from another party making decisions and is less expensive alternative to a long and messy divorce.

If you have any other questions please contact us.

The post When mediation fails – what’s next? appeared first on Cudmore Legal.

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