Working at home can often create some interesting debates when it comes to recovering from an accident or sickness. When you don’t feel your best, you undoubtedly need to recover and allow yourself to return to your former fighting-fit self.
However, sometimes part of the return-to-work procedure can involve working from home in the interim. So, what are the pros and cons of this approach?
Pro: Time to rest
You won’t be able to rest-up in the office if you are recovering from an injury or illness with the same efficiency as if you were at home. Being able to get comfortable and eat and drink as you need to is far easier in the comfort of your own home.
Pro: More flexi-time
There’s no doubt about it – working from home is a great way to take advantage of flexi-time. If you have to take a trip to the pharmacy or go to a doctor’s appointment, working from home will allow you to do this as and when you need to.
Pro: Time to sort out legal paperwork
If you are keeping the job afloat by doing some work at home, you should hopefully have a little more time on your hands, as a result of not needing to commute. If you have experienced an accident, then you will need to start undergoing legal proceedings to get compensation for the time off work you will be taking. Finding a specialized lawyer in your local city or state is the best way to go about this. Finding New York City personal injury attorneys that can help you with a work related injury, for example, would help you to move proceedings forward.
Con: Tempting to pause resting period
Whether you’re a freelancer, or would otherwise be working at your desk, working at home when you’re sick does come with some setbacks. It’s worth remembering that you do need to actually take time off to recover. After all, it has been argued that working when you are sick should be a completely voluntary act. Just because you are at home doesn’t mean you are being afforded a luxury – take time off in bed if you need it. Don’t let the guilt of not being in the office force you to work harder than you usually would.
Con: Not enough delegation
It can be hard to delegate tasks if you are working from home. Not being there in person can make the act of giving employees different responsibilities less immediate. You may have to do this via conference calls and email, which may feel awkward at the time.
Con: Missing your office friends
As well as the practical issues of recovering at home, you will also experience an emotional toll. It is completely normal to miss your office colleagues and friends. Dropping in for the odd visit is one of the best ways to remedy this.
Ideally, when you are recovering from an injury, you will need to do so at home. This allows you to get comfortable, rest, and work on a timescale that suits your needs. However, the purpose of working from home when injured is to also rest; don’t push yourself too hard.
Whether you are an aspiring entrepreneur or an established one, you know there is a lot involved in being an entrepreneur. In fact, in a study conducted by American Express, as of January 2017, there are an estimated 11.6 million businesses operated and controlled by one or more women. That estimate is a product of 114% growth between 1997 and 2017. That’s a growth rate 2.5 times the national average! Despite this impressive growth record and the large amount of women entrepreneurs, women-owned businesses only account for about 39% of all United States firms.
That being said, though more and more women are working hard to be leaders in their industries, these industries are still largely populated by men. Though this isn’t necessarily a bad trend in of itself, it still presents different challenges women must face when compared to their male counterparts, who make up the majority of leadership roles in the workforce.
Read on to learn more about what it’s really like being a female entrepreneur!
Female Entrepreneurship: What’s it Really Like?
It Takes a Lot of Hard Work
Just about every business venture is hard, but as mentioned before, women often face particular challenges. In many cases, entrepreneurs fail at building a strong network. Many women tend to focus on what they know rather than who they know. While this isn’t a bad thing, studies show that most job opportunities are provided through networking. Therefore, it’s important that women work hard to build business relationships.
Additionally, some women find it harder to receive funding. The fact is, the majority of investors are male. While this isn’t true for every investor, men tend to fund people who are like them. Most of the time, this is done subconsciously, but it can make it harder for women to find someone willing to invest in them.
In the end, there are many challenges that come with being a female entrepreneur. However, in all of these hurdles, you can be triumphant. Additionally, while some women experience all of these difficulties, some don’t experience any of them. Everyone’s entrepreneurial experience is different, which means your challenges could come from any direction and are not always directly related to gender.
There is Often a Lack of Confidence in Female Entrepreneurs
Statistics show that men tend to start up their business with a median amount that is almost four times the amount women spend to start up their company! Not enough funding often causes businesses to fail. So why does this trend take place? Why do some women have a lack of confidence in their business pursuits? And how can you prevent these trends in your own entrepreneurial endeavors? There are many answers to these questions. Consider a few:
Women tend to foresee how certain things will turn out better than men. This is a great strength to have in business. However, it’s important that foreseeing particular outcomes and preparing for them doesn’t interfere with risk-taking. Some risks are necessary for a business to be successful and all entrepreneurs shouldn’t be afraid to take a calculated risk every once in a while to drive success.
Many women also report that while they are striving to be an ideal leader, they lose sight of how they want to lead. This happens because individuals can quickly lose sight of their own leadership style when they are constantly trying to live up to other peoples’ standards. That being said, it’s important for female entrepreneurs to remember that they don’t have to employ the same leadership strategies of men just to fit in their niche. While it’s good to learn from others, make sure you aren’t forgoing your own perspectives just to establish significance in a male-dominated domain.
“You won’t know everything that you need to know to run a successful business… All you have to do is be aware that you don’t know everything and be willing to learn as much as you can… Don’t stop yourself from reaching a goal because you’re worried that you don’t know everything.”
It goes without saying that every entrepreneur is busy. With any other business, you are able to leave work at work, dropping everything when your shift ends. However, as a business owner, you have little to no time for yourself because your business comes first. You will often have to take your work home with you. That means it’s your constant companion -during family time, while you are having some “me”-time, and even while on vacation. In the end, your clients drive your activity and they don’t have an off switch.
“[My clients] tell me if I’m doing well or not, they tell me if I hired correctly or made a mistake, and they tell me if the lash cleanser I’ve been working on for months is the best thing ever or whether it needs more work. I answer to them. You will too. Our clients are our bosses.”
-Vanessa Molica, founder and owner of The Lash Professional
In the end, the time you dedicate to your business will be extensive so you simply have to find a way to balance work, family, and personal time in a way that works for you. Moreover, working from home can help you find that balance.
It’s All Worth It
Though it takes a lot of hard work, being an entrepreneur is rewarding. You are able to build a business you are no doubt proud of, succeeding in an industry you are passionate about. Never doubt that your hard work is worth the effort. With time and perseverance, you will only grow in success, building a brand you are proud to be a part of.
“Almost every day I walk into our headquarters so grateful for the business my team and I have created. This business is worth all the difficult lessons I had to learn to get here. Being an entrepreneur has given me the opportunity to meet amazing women who have become some of my favorite people in this whole entire world… being an entrepreneur is hard. It is very hard! But WOW is it rewarding.”
-Vanessa Molica, founder and owner of The Lash Professional
Make Your Goals a Reality!
As mentioned in the beginning, there are over 11.6 million businesses ran by women. That means it’s possible for you to succeed too. When you put in the time and effort, your entrepreneurial dreams will become easier and easier to make a reality. So don’t delay! Start your business venture today!
Worker’s compensation exists to cover the medical costs, lost wages, retraining and even death benefits for someone injured on the job.
Here are the occasions when you need legal help with your workers’ compensation case.
You Have Massive Medical Bills
You probably need legal advice when you’re dealing with massive medical bills. One reason to seek legal advice is so that someone else can handle the stress of dealing with debt collectors, health insurance claims, worker’s comp claims and everything else. This allows you to focus on recovery instead of trying to force the worker’s comp insurer to pay your medical bills. It hands off the work of documenting the severity of the injuries and totaling up the current and expected future costs to someone else. This is invaluable when you’re on pain medication or recovering from a head injury and thus may not be able to make good decisions.
The Worker’s Compensation System Isn’t Helping You
You may have had your initial claim denied because they think the injury or disability is due to other causes. For example, you’re suffering arthritis in the hips or back and they don’t think your current back pain and relative immobility are due to a workplace injury. They might be writing off an injury because they can argue it is due to an incident outside of work like a sports injury. You may be offered assistance with medical bills but they aren’t providing money to pay for retrofitting your home or physical therapy.
You Aren’t Receiving the Correct Benefits
If you want to know when to hire a workers comp lawyer, it is often when you aren’t receiving the correct benefits. For example, the employer may say that they don’t have to pay for your medical bills because you’ve already paid them. They may try to reduce the payments they need to pay you because you’ve filed for Social Security, whether it is disability benefits or claiming early retirement. You can also seek legal assistance when you aren’t receiving the correct benefits, such as when the employer won’t pay for job retraining so that you can continue working in some capacity. In the worst case scenarios, a company may refuse to pay death benefits citing life insurance the person’s family received
Your Case Is Complex
Ideally, you’ve reported the injury as soon as it happened to your employer and sought appropriate medical care immediately. However, there are medical and legal cases that are complicated, and it is the injured party who tends to be left hanging in the wind. For example, you were driving for work and got into an accident. Now you’re dealing with worker’s compensation, auto insurers and health insurance companies, all pointing the finger at each other. Or you may have been in pain from a repetitive stress injury for a long time before you received a proper diagnosis. Now the company is arguing that they aren’t responsible for the condition or that it isn’t severe enough to justify paying out.
The more room there is to argue, the more likely it is the employer will fight so they don’t have to pay the claim. If any aspect of your claim is denied, you need legal assistance to appeal the decision. Don’t let them refuse to cover prior medical bills, alterations to your home to allow you to live there after your disability or provide other assistance they’re legally obligated to provide. However, you should know that you can hire worker’s compensation lawyer at any point, including when you decide that you don’t understand the worker’s comp process and want to hand off the work to someone else.
Sometimes, a side hustle takes off and you end up with enough money to start treating it more like a legitimate job. If you feel like your side hustle has low-key transitioned into a fully functioning business, you will need to make some changes to your priorities and professionalism. This can have the effect of not only making your side hustle an actual career, but can help to protect you in the future as well.
Don’t make the mistake of celebrating too early. You now face the same issues as professional entrepreneurs. However, with the firm foundation that your side gig has become, making that change is easier than you might think. If your way of making some extra cash has grown beyond your intent, then here’s what you need to do next.
You’re earning money, so you need to let the taxman know. Start by learning about the different types of taxation that you may be liable for, and consider whether you need to officially declare yourself as a business. It could be that you register yourself as self-employed, or you may go all out and become a listed company. Choose wisely, as your decisions at this stage will affect your profits over time.
You may also have to make a decision on whether to continue with your main employment or commit 100% to your new venture. This will depend on just how successful your side-gig has become. If your money-making hustle has exploded in terms of online visibility and profit generation, then it may be time to commit to it 100%. Make the decision based on facts. Not every entrepreneur will be in a position to quit their old job, and many will need the additional funds to keep growing their side hustle.
Ramp up Marketing
If you’ve got time and resources, use them. When a side hustle takes off, that’s a good indication that you have a firm foundation. Now, it’s time to build on that foundation. Learn some basics about marketing in the digital age. Consider learning some tips regarding:
If your side hustle is proving popular enough to consider leaving your job, then committing to a more effective marketing strategy is going to be vital.
If your side hustle is going well enough that you need to hire people to fill in skill gaps or to ease the work overload, then make sure that you get it right. Start your recruitment process and work on a recruitment strategy. If you hire a team, remember to ensure that employee engagement is secure with Inpulse.com employee engagement surveys that will ensure the smooth running of your new business model.
It’s never been easier to find a mentor and build connections. You can now accomplish this without ever leaving your office. Learn some basic tips about how to network in the digital age, and start building an online support network that has the skills and experience that you may be lacking. When a side hustle takes off, it can be a surprise, so make sure that you have the resources to ensure that your newfound success is not temporary.
Remember that this hustle might not last. Give yourself a safety net by managing your finances safely. Never spend when you could save, and always have one eye on the future. Stay aware of new opportunities, new trends, and new technologies that can improve your side hustle to the point where you become a market leader in your field.
If you run a business and have any kind of online presence, then you know that blogging is something of a big deal.
Maybe you read other people’s blogs everyday, but you’re still a bit unsure as to what the real benefits would be for your own business, and it can be especially challenging to see the benefits if your business is already making money through other forms of marketing.
However, just because one thing is working for you in your business, doesn’t mean that other things won’t. Adding a blog to your business is actually not as complicated as it may seem, and you can see results with it pretty quickly.
So, here are some of the reasons why having a blog will benefit your business.
Reason 1: Google will love you
If you’ve been around in the online business space for a while, then you already know that Google loves good content.
After all, it’s a search engine and wants to provide good information when people are searching on there.
The problem is that when blogging first became a thing, many people started using shady tactics and the internet became full of junk content, so it got a pretty bad reputation.
Google has majorly cracked down on that, though, and whilst it’s made a bit more difficult for people to become successful with their blogs, it also means that if you’re putting out good content that actually benefits people, then they will move you closer to the top of their search engine.
Of course, it’s not just about writing great stuff from the heart – you need a bit of strategy behind it.
So, take a look online, and no matter whether you are based in the south and search for SEO Southampton services for example, or conduct a more generalized search, you will be sure to find companies out there to assist you.
Reason 2: It gives you authority
Creating consistent content on your blog that focuses around a specific area or topic is one of the best ways to build authority for yourself.
By building authority and being seen as an expert in this area, you’re going to be building up trust with your audience which is needed in order to get them to eventually buy from you.
Reason 3: You can make money from it
Blogging is a great way to make money, and even if it’s not the primary source of income in your business, you can use it to lead into those things that are making you money. For example, you can use it to lead people to look at your own products and services.
Reason 4: You can repurpose your content
The best thing about your blog is that, unlike social media, you own the platform and the content. You can then use that content and repurpose it in different ways, such as turning your blog posts into an eBook, digital products or other forms of marketing.
There are so many ways to repurpose your blog content and the good thing is that once you’ve been doing it for a while, you’ll have a good bank of content there to work from.
Yes, as I mentioned last time, you can do what I do and earn money even without getting out and finding an actual job (although that’s not a bad idea either). That is all thanks to affiliate marketing. And if you need some help on the how’s and the why’s and what’s, I can recommend to you CrakRevenue.com.
What is CrakRevenue?
CrakRevenue is a CPA (cost-per-action) marketing company that helps you and I make a profit even after clients and web visitors don’t end up buying what we sell. They started their business in early 2010, with only eleven employees. Now, they employ as much as 2,000 people to accommodate all of their clients who are looking to earn passive income just as much as you.
Depending on what package service you avail, CrakRevenue helps you determine the best ways on how to earn money every time someone who stumbles on your site does something, like signing up, clicking on a link or ad, and more.
Before anything else, you can take a look at their website to see if they are worth the time and money to spend on. Just like any other business, you need to have seed money in order to start somewhere. And if you want to earn it back as quickly as possible, Crakrevenue is someone you can rely on to that.
How Do I Start with CrakRevenue?
So how do you start using Crakrevenue to make money? By signing up, of course!
Answer all the questions they have to the best of your ability—don’t worry, you don’t have to know everything—then wait for one of their agents to get back to you.
What makes CrakRevenue better than other CPA network companies is their customer service support. We consumers do not like waiting for days for someone to come back to us about our concerns. CrakRevenue takes pride in lessening this problem as much as possible by streamlining and responding to all questions and concerns as quickly as a day or less. That is all thanks to their customer service team that is available 24/7. This group of individuals is highly trained to assist you from the beginning of your application until the time you launch your site. They can also help you create the perfect affiliate package that you can use to earn passive income through your site. And No, they won’t leave you even after you have made a steady income. In fact, they would even help you gain more!
After signing up and being approved by one of our agents, you may now have access to your Dashboard.
The Dashboard serves as an overview on the status of your website both financially and virtually. Crakrevenue also uses the Dashboard to promote recent offers and blog posts that could further aid you in earning profit.
What are “Offers”?
You may be probably wondering what “Offers” mean and why do I keep mentioning them. In this section, I will talk about some of the offerings they have which you can use to promote your products and services. But first, how does Offerings help you make money?
CrakRevenue has tons of offers or “affiliates” that use their platform to promote other brand’s products and services. To help you understand their job, let’s give a scenario.
For example, you created a slimming pill that could help women find a date. However, you don’t have enough money or the skills to promote it yourself. Crakrevenue can then help you find other sellers who will do the promotion for you by putting up ads in their own websites. These sellers or affiliates already have established names and brands. They have a solid audience and web traffic which you can turn to paying customers.
Once one of their visitor clicks on their link, buys your product or service, and registers to find out more, you get a profit. Crakrevenue and the affiliates will then get a cut from said profit for a job well done. Win-win situation!
The tricky part of choosing the affiliate, though, is that you have to find one that suits your product or service best. For instance, you do not want to get an offer from a DIY website if the product you are endorsing is slimming pills. The site’s audience won’t be interested to find out more about what you have, much less buy from you.
Thankfully, the Offers page makes it easy for you to find the perfect offers that suit the product and service you provide. Once you find one, you can now generate an affiliate tracking URL that your affiliates can use to promote your brand.
For example, if you choose the Dating.com offer, the Offers page will generate a URL that the affiliate will use to post on their site.
What does a Featured Offer contain? Aside from the name of said offer, you will see a Vertical, Targeting, Payout, and Payout Type for each one.
Vertical: The industry that the offer specializes in (dating, nutrition, beauty, gambling, etc.)
Targeting: The type of user device that you want your visitors to access you (PC, mobile, tablet, etc.)
Payout Types: The type of payment scheme you want to generate money on (DOI, SOI, Revshare, etc.)
Payout: The cut you will get for each payout type.
You can find the perfect offer by customizing any of these choices based on your needs using the Browse Offers window.
Do I have other ways to earn more with CrakRevenue?
Getting the perfect offer is just one way to gain profit on your site. But do you know that there is also another way to earn more? That is through Crakrevenue’s referral program!
Basically, all you need to do is refer a friend who is also launching a website and looking for an affiliate marketing company that would help him or her earn profit through CPA marketing as well. Ask her to use your referral link which you can generate in the Referrals section on your Dashboard. Once she starts earning profit, you gain 5% commission from it!
How would CrakRevenue pay me?
Crakrevenue currently has four ways in sending payments for the profit you earned. You can either use Paxum or First Choice Pay (formerly known as Payoneer) if you have an account on either of the two. They can also do wire transfers straight to your bank account, or simply just send you a check.
Do note that CrakRevenue releases payments bi-monthly. This means that they send out invoices at the 1st and 15th of the month. In addition, the invoice should have a minimum request of $100 each. Unfortunately for wire transfers, you have to wait until your profit goes up to $500. It is because the cost for wire transfers is more expensive than the other three methods.
Crakrevenue is your go-to website if you need extra help in generating sales through your website traffic. Why watch tons of videos on how to start creating a website and earning profit from it if there is someone out there who would happily walk you step-by-step through the whole process? Check out CrakRevenue today and start earning from your website today!
Freelancing is becoming an increasingly popular work choice, but without a stable, guaranteed income, it’s no surprise that money is one of the biggest worries for freelancers.
If you’re considering going freelance, money worries could be holding you back – after all, not being sure of your next paycheck can be a nerve-wracking experience for anybody. The good news is that there are several things that freelancers can do in order to ensure that they are financially prepared for any emergencies.
#1. Save Money:
If you’re considering going freelance but are worried about money, then now is the perfect time to start putting some money aside for the future. Having enough money to keep you covered for at least a few months of paying your rent or mortgage, priority bills, and expenses such as food will mean that you’re much less stressed if freelancing work is slow. Bear in mind that for most freelancers, there will be both good and bad months. So, you should also consider saving some of the money that you make on a good month. Then when you do hit a bad month, you won’t be struggling to cover your costs.
#2. Be Prepared for the Worst:
As a freelancer, you can never rely on clients lasting forever, and you’ll also need to be prepared for sudden, unexpected expenses and situations that could impact your financial situation. For example, you could have a client who suddenly goes out of business and is unable to continue supplying you with work, or you may have unexpected car or house expenses. Don’t forget you’ll also need to factor in the risk of falling ill or being involved in an accident that could leave you unable to work. No matter how well you run your business, it can be difficult to avoid these things, so make sure that you are fully prepared for them.
#3. Make Sure You’re Being Paid:
As a new freelancer, asking for money can be awkward at first. But you wouldn’t let an employer pay you late or get away without paying you for your work, so don’t let your clients. If you find that you are struggling with money due to late payments as a freelancer, then it’s important to make sure that you are doing something to tackle this problem. One of the best ways to do this is by sending electronic invoices to your clients. This makes it easier for them to make the payment that is due to you straight away. If you work regularly for a certain client, it can be a wise idea to agree on a regular payment date with them, such as every week or month.
#4. Last Resorts:
While your income as a freelancer can be unpredictable, borrowing money may be a wise idea if you are sure that you are going to be able to repay it. Online installment loans can be a good option as you can repay a small amount every month. And, money from personal installment loans can be put aside into your emergency fund when you’re just starting out and haven’t had chance to save your earnings.
Money is a top concern for many freelancers, but it doesn’t have to be difficult to manage your freelance finances.
If you own a home, then you probably have several places where you can set up a home office. For apartment dwellers, you may have to search high and low to find a spot where working from home will be conducive.
Even if you live in a tiny efficiency or share an apartment with several roommates, there is a way to be able to spread out and make a living. Remember that working from home is less costly, more convenient, and just a more peaceful way of furthering your career. Getting renters insurance coverage is so much less expensive than renting an outside office space. In addition, finding renters insurance online is a task that can be completed in less than one day. So, create a home-based office space that will make you happy to report for duty each day.
Making Your Home-Based Workspace Incredible
Compared to the cubicles and rough workbenches that employees can be assigned at brick and mortar workspaces, having the ability to set up a home office should be music to your ears. You can potentially get that office with a view that you have always dreamed of. Moreover, working from home lets you work in your pajamas, enables you to decorate your workspace with you in mind, and gives you the option of infinite customizations. All you really need is a desk and some comfortable seating, and it isn’t really required that you work on a standard desk. In the beginning, lots of home-based workers transform simple T.V. trays into glorified laptop workspaces. Your vanity with the cozy bench seating can double as an office space in your bedroom while you get your formal workspace together. Just make sure the workspace you use in your apartment is well lit and will enable you to hear if someone knocks at the door.
Setting Up the Furniture You Need to Succeed
There are uber expensive office chairs, and then there are also ergonomic balls that office workers are flocking to for improved posture, balance, and all-day comfort. While an executive desk might make you feel really important as you work from home, you also have to think about all of the space it may end up taking up. Create a workspace in your apartment that has all of the furnishings that are going to make you succeed. For you, that could mean extra shelving and a high back chair. Other home-based employees require little more than a coffee table and a fluffy pillow to be able to make it big in the work at home leagues. Consider how you would be comfortable working all day. Would you benefit from a standing desk or do you do your best work while lounging on the couch?
Getting All Your Paperwork, Certifications, and Licenses in Order
Most times, you really don’t need permission or approval from your landlord or even the city in order to work from home in an office setting. On the other hand, that rule mostly extends to people who are going to be employed by another company to work from home and not deal with customers directly. A renters insurance quote is imperative if you are looking to calculate the total price of doing business at home. Then again, the renters insurance cost isn’t likely to be that expensive in the first place. For apartment dwelling, home-based workers, renters insurance is just about as important as getting your business license altogether. So, make sure that you are authorized to have a home-based office before you get to work.
A comfortable place to sit, space for all of your vital paperwork, and room for your work-related electronics is all that is necessary to set up a home-based workspace. Go ahead and get that white noise machine to drown out the sound of your neighbors. Have an additional phone line installed so that you can take calls and send faxes at the same time. Your home-based workspace is going to be set up so perfectly and make you feel so comfortable that you are going to be at your most productive.
It is easy to find advice on what to do with your business card. We’ll focus instead on common business cards creative types make that they should avoid at all costs. Avoid these mistakes, and you’ll stand out from the crowd.
A Design That Looks Like Everyone Else’s Business Card
A common mistake creative types make with business cards is creating one that looks like everyone else’s business card. It is the photographer who hands out a business card with a cookie cutter camera outline on it. It is the painter who has a simple image of a canvas with a basic landscape as their logo. This is a mistake for several reasons. The first is that it fails to advertise your creativity or distinguishing traits. The second is that the business card will be lost in the pile, reducing the odds you’ll convert the customer.
Having Cheap Business Cards
Business cards templates can create great business cards if you use the right images, logos and fonts. However, the quality of the material and the print job itself will determine the first impression the business card has. A beautiful design on cheap paper will be counterproductive. A business card on solid matte paper or thick textured paper will stand out both for its quality and other attributes. A side benefit of having high quality business cards is that they’ll last a long time. This means that the family whose wedding you did two years ago may still have an attractive business card to pass on to someone else. A cheap business card that gets crumpled up in their pocket won’t last long enough to be passed on to the next prospect
Missing Contact Information
Creative types are actually more prone to this than the average person. They’re so busy coming up with a beautiful image or the complex artistic whole encapsulated in the business card that including critical contact information is forgotten. Before you spend two hours polishing off the business card design, make certain it contains essential business contact information. This includes your business name, personal name, job title or the type of photography you do (unless the business card makes this incredibly obvious), business website phone number, and email address. The business address is necessary if people come to your studio, but it is
less important if you only go to them. Social media handles are useful but not essential.
Not Paying Attention to the Details
Mistakes like leaving out the area code for the phone number and zip code for the address can create problems and lead to others questioning your ability to pay attention to the details. Putting old information on business cards, though, will lead to them being tossed in the trash when they potential client can’t get a hold of you.
Not Having Professional Information to Put on the Business Card
A lot of small business owners make this mistake. It is the email address or social media handle that was cute in high school but now makes you look immature. It is having a PO box as your business address instead of a “real” one. Conversely, having a consistent, branded set of social media profiles that match your email address is a plus.
Everyone needs financial stability to be able to lead a comfortable and enjoyable lifestyle. Despite this, money is a major concern for many people, and often, this comes down to the fact that they do not feel in control of their finances.
Smart money management can help you to create an enjoyable lifestyle for yourself, and this could even be with a modest income. Getting in control of your finances can completely transform your life, yet many people do not know how to go about doing this. Here are a few tips for smarter money management which should lead to a happier lifestyle.
Create A Budget
The first step to getting in control of your finances is to create a budget. This should detail all of the regular expenses that you have each month along with your total income. You should then spend time going through each expense to see if it is essential or see if you could make a saving. Even just a few small adjustments could have a huge impact in the long run.
Adopt The 50/30/20 Saving Strategy
One popular strategy that people use to manage their money is the 50/30/20 rule. This is a strategy where 50% of the income goes to essential expenses (mortgage payments, food, bills, etc.), 30% on non-essentials and the remaining 20% on savings and debt payments. This is a healthy balance, but you could adjust the percentages slightly based on your personal circumstances/goals.
Be A Smart Consumer
It is easy to splash the cash, particularly with contactless payments and online shopping. However, this can be dangerous as it could be impacting your financial situation without you even realizing. Therefore, you must be a smart consumer and think about each purchase and whether or not it is necessary. If it is, make sure that you shop around as you can usually make savings one way or another.
Get Life Insurance
It is not pleasant to think about, but you must consider what life will be like for your loved ones when you pass away. Life insurance ensures that your loved ones are not left empty-handed while grieving and can make a big difference in their financial situation. Specialists like Insurance Geek can help you to find the best cover with ease.
Set Financial Goals
It is hard to improve the way in which you manage money if you do not have financial goals in place. Think about what you would like out of improving your money management skills, whether this is to have a certain amount of savings by the end of the year or to eliminate your debt. Having targets will keep you focused on money management and should help you to find success.
Getting control of your finances and being intelligent with your money can change your entire life in many different ways. Money is a major concern for many people because money management is an area where many people struggle, but by making a few simple changes, you could get on track and build towards a brighter, happier future.