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Early retirement often seems like an elusive concept to many of us who are still on the way to it. ERN, a family man who actually took the plunge to early retirement this year, is only among* those who shows that this is totally possible … More What retirement is really like in the Philippines
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20 something lawyer by Twentysomethinglawyer - 11M ago

Just like the journey to finding your one true love, it seems that as the big-ticket items, like a house or a car, take too long to save up for, we often consume cheap and often low-quality goods or cheap unnecessary services to amuse ourselves until the real thing comes along … More Do you ever question your consumption?
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20 something lawyer by Twentysomethinglawyer - 11M ago

It’s been a pretty hectic few weeks for me as I dig through a mountain of casefiles. Work is never dull and I’m constantly learning something new every day. For the first time in a long while I experienced 14+ hour workdays … More Net worth update 31 July 2018
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20 something lawyer by Twentysomethinglawyer - 1y ago

I recently came across this article from Tatler* magazine which tentatively poses the question, “should you get a mid-nup?" … More Midnuptial Agreements—Yey or Nay?
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Online investing is so commonplace nowadays. Your generic blogger / officemate/ casual acquaintance advocates it and many online brokerages have sprung up in recent years which require little to no minimum amount to open an account. But have you thought about whether there are safeguards in case, god forbid, your online brokerage account gets hacked? … More What to do if your Philippine online stockbroker gets hacked?
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20 something lawyer by Twentysomethinglawyer - 1y ago

Time for another net worth update to keep things interesting! My saving rate improved this month as I get back to normal programming away from summer vacations. I currently have a year-to-date (YTD) saving rate of 46.03%. … More Net worth update 16 June 2018
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we headed to the best beach in the Philippines to the beautiful island of Bantayan, Cebu. … More The best beach in the Philippines—Bantayan Island, Cebu
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I’m sure many of us are hurting with the current dip in the equities market. I personally am sitting on a -19.87% paper loss on my stock portfolio … More Investing during a market downturn (Retail Treasury Bonds, Time Deposit Certificates)
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Have you ever though what would happen if your brokerage was hacked? Are your investments safe? It’s a scary thought. Something that can keep you up at night. … More Guest Post: If Your Brokerage Is Hacked, Are Your Investments Protected?
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This Filipino culture of close family ties and what may appear to be a tradition of helping out one’s family financially, sometimes at the cost of one’s happiness and financial stability … More Is Filipino culture and tradition making you POOR?
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