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Great news everyone – SpectroCoin virtual prepaid cards are back! Now you can convert your cryptocurrencies into Euros and spend them in any online shop where major debit cards are accepted. The best part is – you can grab yours TODAY!



Why do you need one in your life?

Prepaid cards are not exactly new to SpectroCoin. Before our debit card programme was discontinued by our former card provider, like for many other major crypto companies, we had issued 65,000+ cards to customers across the world. But if the numbers do not speak for themselves, here are a few facts about our new virtual prepaid cards:

1.Virtual prepaid card is issued instantly. Thus, no waiting for the card to arrive and no shipping fees. You can use it right away!

2. The card is available in 197 countries and territories across the world. And did we mention it is accepted in over 20 million locations globally or that you can buy bitcoin with prepaid card?

3. The prepaid card is denominated in EUR. It is designed to help you spend your digital-assets as needed – guard yourself from price fluctuations by exchanging cryptocurrencies to Euros before topping up your prepaid card.

4. You can acquaint yourself with the fees and limits for the SpectroCoin card. Find the full list of SpectroCoin prepaid card fees and limits on our website.

5. SpectroCoin virtual card is a secure way to make online payments. As it exists only digitally, the possibility to lose the card or get the card’s credentials stolen is much lower than with physical prepaid cards.

How to get one?

Getting your hands on the new SpectroCoin virtual prepaid card is easy! Here are a few steps you can follow:

Step 1. Verify your SpectroCoin account. Profile verification is required before you can order your SpectroCoin card. Just get your ID card or international passport ready, and follow the steps covered in our blog post.

Step 2. Order your card. You can get a new SpectroCoin prepaid card in a few minutes.

    • Go to the “Account” section of the SpectroCoin page and click on “Card”:

Then fill out the order form:

Step 3. Verify your card (optional). To take full advantage of your card, you can go through additional KYC procedures and enjoy higher limits.

Step 4. Spend your digital-assets in online stores worldwide.

Currently, our new virtual cards are only available in Euros, but the support for other major currencies will be added soon. Physical cards are already in testing mode to make sure that everything works smoothly – more information will be provided in the following weeks.

If you have further questions regarding SpectroCoin new card solution or how to buy bitcoin with prepaid card, please contact our support via “Live Chat” option available on our website.

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SpectroCoin and Vilnius University Kaunas Faculty are happy to announce a cross-sector partnership centered around a new Master’s Degree Program in Financial Technology (FinTech) which is being launched this year.


To support the new program, SpectroCoin and Vilnius University are joining their efforts in a new partnership that is aimed to fill gaps in the current market. In addition, the organizations are looking into bringing more value via collaborative work in raising the new generation of FinTech specialists.

What the FinTech study program is all about

Vilnius University FinTech study program is designed to equip the future specialists with necessary theory and practical know-how. Eventually, the students would be able to leverage the dynamics of financial technologies, thus having a complete skills set to kick-start their career in the field.

Another key goal of the SpectroCoin Vilnius University partnership is to empower senior and chief specialists to apply the obtained knowledge of financial instruments, advanced information and communication technologies in their work.

Ultimately, graduates will be able to work in next-generation companies, like SpectroCoin and take part in fast-track processes of the modern finance industry. The new Vilnius University program is designed to train specialists that can work in centralized and decentralized e-markets, banking, investment insurance sectors and organizations operating in state and private sectors. You can find out more information about the FinTech study program here.

The partnership between FinTech industry and academia

At SpectroCoin, we see this collaboration as a great opportunity to share our extensive experience in financial technologies gathered through more than five years in the market. We also support the growth of new FinTech specialists together with the Ministry of Finance of the Republic of Lithuania, University of Tartu, University of Copenhagen, PayAlly Limited (JK) and other social partners of the university. Hurry up and send your application for open spots in the program! Applications can be submitted on July 16-24.

We strongly believe that the collaboration with Vilnius University Kaunas Faculty will allow us to continue building our team of professionals in the sphere of financial technologies. If you are up for the challenge and would like to join one of the leading market players in Lithuania and globally, find our vacancies at SpectroCoin careers.

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SpectroCoin is happy to present a new 1.6.0 version of its bitcoin Android app. Our goal has always been to offer globally accessible wide spectrum of services to facilitate using cryptocurrencies in your daily life. As the world is becoming more mobile-focused, we are continually working on improving our mobile solution as well. In this version, we have introduced fresh new features to bring the app up to date with our ever-growing service platform.

What new features are included?

Wider support of cryptocurrencies. In addition to bitcoin, our upgraded app now features support of more cryptocurrencies. With our app you can take full advantage of your ether, XEM, DASH – buy and sell, store, transfer or pay using cryptocurrencies on the go. The app also offers support for traditional fiat currencies such as EUR, USD, GBP and more.

Growing selection of payment options. Alongside our support for new digital assets, the new SpectroCoin bitcoin Android app now offers a broader variety of deposit options to fit the needs of our customers across the world. From now on users can purchase cryptocurrencies instantly using credit and debit cards. Clients from EEA countries can also fund their SpectroCoin accounts via SEPA bank transfers.

Other perks.  

  • Users who have claimed International Bank Account Number (IBAN) on SpectroCoin, from now on will be able to access IBAN details on the app for quick and secure transfers in EUR.
  • Our blockchain wallet app now features news feed. Thus you can always stay on top of SpectroCoin’s latest updates.
  • We are constantly working on enhancing our user experience. For your convenience, we have now added the possibility to update profile information straight from the app. We have also included FAQ section where you can find answers to the most popular question about our service to help you navigate it even easier.
How do I get the blockchain wallet app for Android?

You can set up your Android app in just a few minutes. Here’s how:

Step 1 – Make sure that your Android device is compatible with the app – it requires Android 4.0.3 version or above.

Step 2 – Download the blockchain wallet app or upgrade to 1.6.0 version at the Play Store.

Step 3 – If you are new to SpectroCoin, sign up for our service by selecting “Register”.  Otherwise, fill out your SpectroCoin login details or sign in with your social media account.

Step 4 – Now you can easily manage your digital assets anytime, anywhere.

If you have further questions regarding our Android app, please fill out the form in the “Contact” section of the app. Alternatively, you can contact our 24/7 support via the “Live Chat” option available on our website.

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SpectroCoin, an all in one solution for cryptocurrencies, is happy to announce that it now offers the possibility to withdraw Banker (BNK) tokens as well as deposit them back to SpectroCoin accounts. In this blog post, we will guide you through the process of sending and receiving BNKs between your external wallet and SpectroCoin account.

What is the BNK token?

Bankera, an operational fork of SpectroCoin, aims to combine traditional banking services and transfer it into a digital Bank with the support of Blockchain. Last year, Bankera has released the BNK token as part of their goal to raise funds needed for further development of the project and the ability to compete with existing traditional banks. With hundreds of other tokens being launched every day, BNK tokens stand out from the rest with their unique features. First of all,  in the future, BNK token will be supported not only as Ethereum-based tokens but as NEM Mosaics as well. Thus, token holders will be able to choose their preferred blockchain technology. Secondly, the ability to claim Bankera’s and SpectroCoin’s net transactional revenue share weekly through smart contract makes BNK token unique as no other token has such functionality. Last but not least, as BNK is a utility token, once Bankera is fully operational, token holders will be able to use BNKs to pay for its services at a discount rate.

As BNK smart contract has already been enabled, it will not take long before BNK tokens hit exchanges and are available to trade. In June, BNK tokens are planned to be listed on HitBTC trading platform. There, users will be able to exchange BNKs to Bitcoin (BTC), Ethereum (ETH) and Tether (USDT) cryptocurrencies. Shortly after, SpectroCoin, where tokens were initially available for purchase, will start supporting BNK token exchange as well. SpectroCoin will be the first service to offer the full support of BNK tokens, including the ability to buy, sell, send and receive them from one single SpectroCoin account. Simultaneously, Bankera is working on developing its own exchange. Once BNK tokens are listed on Bankera’s exchange platform, BNK holders will be able to trade the tokens there without paying any exchange fees.

How to withdraw BNK tokens?

Though withdrawing BNK tokens to external wallets is now possible, keeping the tokens in your SpectroCoin BNK wallet has numerous benefits:

Instant and free off-chain transactions. At SpectroCoin BNK tokens can be transferred for free, using the Peer-to-Peer (P2P) option. It means that all internal transactions between SpectroCoin users are made off-chain and no fees are applied. To top it all off, such transactions are instant.

Security. At SpectroCoin your tokens are kept securely, as we use advanced security measures to ensure the safety of your funds: 99% of digital assets are stored in protected SpectroCoin offline storage (deep cold wallet) and your account is protected by advanced Two-Factor-Authentication methods.

Commission gets transferred weekly straight to your account. All BNK token owners are entitled to a weekly commission that is constituted of 20% of Bankera’s and SpectroCoin’s net transactional revenue. This net transactional revenue share is distributed in Ether cryptocurrency to each token holder proportionally to how much BNK they own. If you keep your BNK tokens at SpectroCoin, you get your part of weekly commission automatically transferred to your SpectroCoin Ethereum wallet.

If you withdraw your BNK tokens, however, you will have to claim your share of commission yourself via Ethereum smart contract. This means that each time you claim the commission, you will have to pay a certain transaction fee in Ethers for your transaction to go through. More information regarding how to claim Bankera’s net transactional revenue share, you can find in Bankera’s blog post.

1. If you still want to withdraw BNK tokens to an external wallet, first, you have to make sure that the external wallet fits the requirements. You own the private key to your external wallet, which will allow you to access your BNKs.

or

2. The external wallet supports  ERC20 and/or ERC223 tokens. However, in such case, you would have to make sure that the wallet also supports the possibility to claim the weekly commission.

If the wallet you plan to withdraw BNK tokens to fits the requirements, you can withdraw your BNKs by following a few easy steps.

Once you have logged into your SpectroCoin account, go to the “Account” section of the website:

There, find your BNK token wallet and click “View Account”:

Next, click “Send”:

You will be forwarded to the “Withdraw BNK” window. There:

  1. Your “Pay Account” will be automatically set as your BNK wallet.
  2. Select your Ethereum wallet as the “Account for transaction fee”. As BNK tokens are enabled on the Ethereum blockchain, a blockchain fee is applied for each withdrawal. Initially, you will have to pay a higher fee to ensure that the transaction goes through the network. The excess fee will be returned back to your SpectroCoin Ethereum wallet. Thus, you will be able to see two transactions in your BNK wallet history: one for the withdrawing of BNK tokens and the second one for the returned excess fee.
  3. Input your destination wallet address in the “Address or Email” field. If you are transferring BNK tokens to another SpectroCoin user, inputting his or her SpectroCoin email address is enough. As mentioned before, internal transactions between SpectroCoin accounts are instant and free.
  4. Input the amount of BNKs you wish to send in the “Withdraw amount” field. You can select “Use all” if you want to withdraw all the BNKs you hold in your SpectroCoin account.
  5. If you wish to, you can include a short message to go with your transaction in the “Memo” field.
  6. Click “Submit”:

You will be forwarded to the transaction confirmation window. Please double-check your transaction details and click “Confirm”:

Then, you will be asked to input a Second-Factor-Authentication code. Your authentication code will be sent to your selected authentication option – your email address, SMS or Google authenticator app. Please look the code up and copy and paste it into the “Key” section of the page. Once you have done that, press “Submit”:

After clicking “Submit”, the request to withdraw BNKs will be submitted and your tokens will be sent out:

How to deposit  BNK tokens?

To deposit your BNK tokens back to SpectroCoin you can use 3rd party wallets or apps that help you interact with the Ethereum blockchain. To do so, you will need to provide your BNK token wallet address. You can find this address by going to your BNK wallet at SpectroCoin. There, click on “Receive”:

Your BNK wallet address is displayed under the QR code:

It is important to note that, when depositing your BNK tokens to SpectroCoin from your external wallet for the first time you will also need to provide the BNK token contract address: 0xc80c5e40220172b36adee2c951f26f2a577810c5.

If you have any questions in regards to withdrawing and depositing BNK tokens or claiming weekly commission, please contact our support via “Live Chat” option available on SpectroCoin website.

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SpectroCoin is an all-in-one solution for cryptocurrencies founded in 2013. Over these 5 years of activity, we have built up a community of over 860,000 people and we are constantly working on making cryptocurrencies accessible for everyone. SpectroCoin offers convenient ways of sending and receiving funds, as well as payment processing solutions for merchants, and currently supports 250 countries and territories worldwide. This not only allows our clients to have an easy and convenient experience on our website, but it also grabs the attention of scammers. At our company, we go to great lengths to keep our clients’ information safe. Lately, we have noticed a surge in fake SpectroCoin scam websites. Thus, today, we would like to present to you some practical precautions that you can take in order to avoid common scams and frauds.


How to identify a scam, phishing websites, and fraud?

Email scams. When it comes to scams, you usually can notice patterns: emails saying that you have won the lottery or that a person in distress needs money urgently. Those emails usually come from people you do not know or pretend to come from a friend or service you actually use, like SpectroCoin. Scam, however, is an avoidable issue and you can protect yourself from these situations. When it comes to emails, always check the identity of the sender.  Even though the sender, for example, is named SpectroCoin, review the actual email address as it can tell a different story (i. e. sender’s name – SpectroCoin; email – tfv123za@gmail.com). Scammers especially tend to use general email domains such as @gmail.com rather than custom ones like SpectroCoin’s – @spectrocoin.com. The reason behind these phishing attempts is to obtain your personal information in order to gain access to your accounts and funds.

Some signs of an email sent by a fraudster are:

  • The email is sent by a different address than the one the company uses to communicate with you.
  • You receive an urgent request to immediately provide information or funds, otherwise, your account may be closed.
  • You did not expect an email from the company that appears to have sent it.

Phishing websites. Phishing websites are created with the same layout and information as the legitimate one, with the aim to steal personal data and funds. Just like fake email addresses, they usually have a different name than the official website. Sometimes the difference in the name of the website can be a single letter as phishing websites are trying to be as indistinguishable from the original website as possible. Other times, the difference lies in the domain extension (.com; .net; .org etc). Customers should be aware that scammers sometimes pay to advertise the phishing websites so that such websites would appear first in Google, Bing, and other popular search engines as most people click on the first search results that appear. Thus, it is extremely important to pay attention to the URL when you are visiting a website.

Fake social media profiles. Nowadays, the fake social media profile issue is very relevant even for companies. Thus, you should trust only those social media accounts that are provided on the official website of the company. Scammers try to make their social media profile look like the official one so they can be hard to spot. Just like with phishing websites or emails, if in doubt, look out for misspellings in the name of the account. Fake social media profiles also often are following more people than the actual followers they have or do not have a rich history of posts.

Things you can do to avoid scam

Two-factor authentication. We offer to our users the option of setting a two-factor authentication method for their login withdrawals or change of profile information so you will only be required to input a key when performing such operations. If someone steals your login details, they would still be unable to withdraw money without the 2FA code. Thus, make sure you choose an authentication method that you can ensure the security of, whether it is SMS, Google or email.

Double check the website’s URL. Another measure you must take is to always check the website URL before inputting your code. If there is a typo in the name of the company or something looks different than the website that you are used to, do not insert your code and contact our Support team to make sure you are in the correct website. Bookmarking the URL of the websites you visit often, especially the ones in which you hold funds and perform financial operations, is also highly recommended. This will prevent you from accidentally visiting phishing websites, such as fake SpectroCoin scam pages. At SpectroCoin, we use encryption in order to keep your data safe. When you visit SpectroCoin.com, you will see an icon and ‘https’ informing you that this is a secure site. By clicking on the lock, you can also find the security certificate issued to the website.

Do not provide sensitive information via email or unofficial communication channels. SpectroCoin will never send you emails or social media messages asking for your password or pin codes and when in doubt, you can contact directly our support team through the 24/7 Live Chat available on our website.

Beware of suspicious links and documents. We highly recommend that you do not click on any links or download any files if you are not sure who sent it and why. Malicious links that contain ransomware or other types of viruses are disguised as legitimate files/links, which might trick users into downloading or opening them. If you already clicked on the link and it compromised any of your devices, we recommend that you use the Europol project nomoreransom.org to help you decrypt some types of ransomware. Besides decryption tools, they also provide advice and have a list of the places you should contact in your country in case you have fallen victim to a ransomware.

Update your devices and applications. The SpectroCoin team advises its users to create and update backup files, as well as to update their devices and apps whenever possible. In case your phone or computer is compromised, having a backup will minimize the effects since your personal data will not be lost forever. Antivirus and up to date software are also a must, since outdated equipment may leave spaces for potential security breaches through cyber attacks. For a final check of URLs and files, you can also use this online tool: https://www.virustotal.com/#/home/url. It will analyze if the domain/file contains malware or if it is safe to use it.

Change your account password frequently. From time to time, our system will suggest that, when you log in to your account at SpectroCoin, review your password and change it. You should change the passwords on all your devices from time to time, making sure you do not use the same one for several accounts, and that you are not using sequences (‘abcd1234’), names, common word or dates (‘spectrocoin2013’), since they could be easily guessed by someone else.

Do your research. If it is your first time visiting a website that you would like to sign up to do a thorough research of the company or organization that owns the website. A few things you should look out for:

  • A legitimate company will almost always provide official contact details on their website and will be responsive in their communications.
  • While crypto companies, in general, are fairly new, a good sign is if a company has been operating for years, like SpectroCoin, and not days or months like those SpectroCoin scam pages that are impersonating us.
  • If necessary, check whether the business has officially registered with local authorities.

These are only a few measures but they can help you protect yourself from unauthorized activity in your account at SpectroCoin, scam or fraud.

Is SpectroCoin legit?

When it comes to our website, our services are regulated by EU laws and directives. The team members at SpectroCoin review and follow strict procedures when dealing with your data and funds. For that, we constantly participate in courses and seminars to revise and improve our practices. Even though cryptocurrencies are not regulated, our company works under EU laws and directives, implementing international AML standards and processing funds through regulated EU financial institutions. This means that in case we notice potential illegal activities or fraud, we collaborate with law enforcement agencies for the investigation, which helps to ensure that you have a safe environment in which you can store, buy and sell your cryptocurrencies.

We are also constantly on a lookout for fake SpectroCoin scam websites so that we could protect our users from falling into their trap. If you come across a phishing website or unsolicited email, you can also help us and others by reporting it at the econsumer.gov website.

If you suspect someone has accessed or can access your account unauthorizedly, please contact SpectroCoin support via the “Live Chat” option on our website.

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Are you a part of a non-profit organization? Would you like to receive support for your project? SpectroCoin, an all in one solution for cryptocurrencies, has launched donation buttons which allow you to accept bitcoin payments on your website. Now, anyone in the world can contribute to your cause by donating cryptocurrencies with just a few clicks.


Why should you accept donations in bitcoin?

Bitcoin is the most popular cryptocurrency in the world, offering numerous benefits for companies willing to accept it in their day-to-day operations. Accepting bitcoin payments can be especially advantageous for non-profit causes.

No payment processing fee. You can integrate our payment button and receive payments in cryptocurrency completely for free. A small fee only applies if you choose to auto-convert your received cryptocurrency into another currency supported by SpectroCoin.

Tax-free. Charitable donations are subject to taxes, which can be quite high depending on the country you reside in. Donations made in bitcoin are tax-free, meaning that you can receive the full contributed sum of money, without any taxes deducted, and thus maximize your gain.

Transparent payments. Nowadays, with more and more stories reporting misspending in non-profit organizations, the trust in charities is decreasing. However, as blockchain is a public ledger which records all the transactions that have been ever made on it, anyone can easily look up the payments made to the non-profit institution or charity that is accepting crypto donations, thus helping the organization to stay transparent.

Borderless payments. Bitcoin is a global currency that can be sent and received anywhere in the world. All you need to do to make and receive cryptocurrency payments is access to the internet. Thus, even charities and organizations located in extremely remote locations with no proper local banking infrastructure can still receive donations made in cryptocurrencies. Additionally, as bitcoin can be donated from anywhere in the world, it can maximize the potential contributions as well as you can help you to reach donors that you would never have otherwise.

Fast payments. Bitcoin transfers are nearly instantaneous, while bank transfers can take from around 24 hours to even a week depending on whether the transfer is made domestically or internationally.

Quick set-up. You can generate your own bitcoin payment button in just a few easy steps – no widgets or plugins needed. All you need to do is copy-paste our pre-prepared HTML code into your website and you are ready to accept bitcoin payments.

Highly customizable. You can adjust the style of the payment button to match your website. The title and the description of the button are customizable as well so you can collect cryptocurrency payments by utilizing call to action campaigns.

Accept one currency, receive another. With the help of SpectroCoin, you can accept donations in bitcoin or DASH cryptocurrency, however, you can choose to receive one of over 20 different fiat and cryptocurrency options supported at SpectroCoin. By converting your donations to fiat currencies right away you can shield yourself from any volatility risk.

How to accept bitcoin payments with SpectroCoin donation button?

If you are looking for more information about how to accept bitcoin payments or payments made in DASH cryptocurrency in no time, follow these four easy steps:

Step 1 – Sign up. First of all, you have to sign up for our merchant service by creating a free SpectroCoin account.

Step 2 – Verify your account (optional). If you would like to withdraw donations to your personal bank account or take advantage of our other services that are subject to KYC procedures, you will need to verify your SpectroCoin account.

Step 3 – Generate your bitcoin donation button. Follow our step-by-step guide to set-up your personal bitcoin payment button:

First of all, log in to your SpectroCoin account and click on “Merchant projects”:

Then, select the “Integration tools” option:

After that click on “Payment buttons” option:

Once you are in the “Payment buttons” page, select “Create button”:

You will be forwarded to the “Donation payment button” page. There, input the button name, select the pay currency as bitcoin or DASH and choose your preferred receive currency.  In order to make the payment button active, mark the “Enable” field. Finally, press “Create”:

You will be presented with several different payment button design options to suit your website. If you cannot find what you want, you can personalize the payment button by altering its style, displayed text and more with just a few changes to the HTML code, which you can find next to each payment button design:

To change the name of the button, for example, you  need to change the text in between the “<span>” HTML tags:

To integrate the payment button into your page, you simply need to copy and paste the HTML code into your website and you are done!

Step 4 – Start accepting donations in cryptocurrencies. Now you can start receiving donations in bitcoin and DASH.

After clicking on your payment button, donors will be provided with your bitcoin wallet address and QR code, which they can use to transfer bitcoins to you:

If you have any questions regarding the bitcoin payment button set up, please contact our merchant support via email: merchant@spectrocoin.com or Skype: spectrocoin_merchant.

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Accepting bitcoin has numerous benefits for your business. It offers your customers a wider choice of payment options and gives you a competitive advantage over other businesses. Accepting bitcoin and other cryptocurrencies can also protect you from fraud. Bitcoin transactions are irreversible, meaning that clients cannot cancel their payment, saving you from chargeback risks. These and many other advantages attract more and more business owners to accept bitcoin payments in their day-to-day business. At SpectroCoin we offer several different cryptocurrency payment processing options to suit companies and organizations of all types. Now, we are happy to introduce one of the latest additions to our payment extension selection – Zen Cart.

What is Zen Cart?

Zen Cart is an open-source e-commerce software solution, meaning that anyone can use it for free to accept payments in their business. It does not require any advanced IT knowledge and is easy to integrate. This solution can help you accept payments with credit and debit cards, PayPal, Skrill and other popular payment methods. Using Zen Cart payment extension at SpectroCoin, you can also accept payments in cryptocurrencies. Thus, if you would like to accept Bitcoin (BTC), NEM (XEM) or Dash (DASH) in your online business, keep on reading to learn how to do it and change your business for the better.

How to accept payments in cryptocurrency with our payment extension?

With the help of SpectroCoin, you can accept bitcoin payments with Zen Cart in your website in no time. All it takes is just five easy steps:

Step 1 – Register. First of all, you have to sign up and create a free SpectroCoin merchant account.

Step 2 – Verify your profile (optional). Verify your account if you would like to take advantage of the full range of services we offer.

Step 3 – Download the plug-in. You can get the SpectroCoin plug-in for Zen Cart from our GitHub page.

Step 4 – Integrate the payment extension. Follow the instructions in the video to integrate the plug-in to your website:

ZenCart payment plugin integration with SpectroCoin - YouTube

Step 5 – Start accepting payments in cryptocurrencies. Congratulations! Now you can accept payments in Bitcoin, XEM, and DASH on your website.

Why accept cryptocurrency payments at SpectroCoin?

Receive payments in a different currency than the one you accept. With SpectroCoin payment processing solution you can accept payments in BTC, XEM or DASH cryptocurrencies but choose to receive a different currency. Your accepted cryptocurrency will be converted to any of 20+ different currencies supported at SpectroCoin and funded to your account. This way you will be able to avoid market fluctuations due to cryptocurrency volatility.

Available for online and brick-and-mortar stores. SpectroCoin offers numerous ways to accept bitcoin payments on your website. However, businesses can use SpectroCoin payment processing services to accept bitcoin and other cryptocurrencies in their physical shops as well. Clients can simply pay you for goods or services by scanning the QR code that you can generate by taking advantage of our merchant solution.

Wide selection of payment processing options. SpectroCoin has one of the widest payment extension selections in the market.  If you own an eCommerce platform you can use SpectroCoin plug-ins for WooCommerce, Magento, PrestaShop, OpenCart, Drupal, Magento 2, VirtueMart, and, of course, Zen Cart, depending on your software’s type. For custom-made websites, we also offer Merchant libraries for PHP and JAVA.

Make mass payouts. At SpectroCoin merchants can also take advantage of the possibility to make mass payouts. If you have to make payments to multiple different people, you can do it all at once by making use of our Wallet API. It will help you save time and funds that would have been required to make each payment one by one.

If you have further questions regarding our payment processing services, please contact our merchant support via email: merchant@spectrocoin.com or Skype: spectrocoin_merchant.

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We are happy to announce that an updated version of SpectroCoin Bitcoin wallet app for iOS is now available in the Apple app store. Besides bug fixes, the new 1.4.0 app version offers enhanced security and user experience, a wider selection of cryptocurrencies, more deposit options, exciting new features and support for iPhone X, to make it even easier to manage your finances anywhere and at any time.


What is new on the SpectroCoin bitcoin payment app for iOS?

Wider support of cryptocurrencies. In addition to Bitcoin (BTC)  support, the upgraded SpectroCoin bitcoin payment app now offers the possibility of sending and receiving Ethereum (ETH), NEM (XEM) and Dash (DASH) cryptocurrencies. Now you can use cryptos to pay for goods and services or send them to your friends with just a few taps straight from your SpectroCoin app. If you want to send any of the cryptocurrencies to another SpectroCoin user, take advantage of our off-chain transaction capability. Simply use the other user’s SpectroCoin email address and the transaction will be sent instantly and completely for free.

                              

Enhanced security. Before, to protect your iOS device, you could choose to add a passcode in addition to your SpectroCoin login details, such as email and unique password. This ensured that if you left the app inactive for a few minutes it would ask you for a four-digit passcode when you tried accessing it again. After the latest SpectroCoin iOS app update passcode feature is no longer just optional, but mandatory. Moreover, you have limited attempts to input the correct passcode to prove you are really the owner of the account. This way, if someone were to gain unauthorized access to your device, even if you forgot to log out, they would have to know the additional passcode to enter your SpectroCoin account via the app.

Deposit options. Now you can buy bitcoin and other digital assets from nearly anywhere in the world by linking your credit or debit card to your bitcoin wallet app. Deposits via debit and credit cards are instantaneous, thus, you can purchase over 20 types of other crypto and fiat currencies within seconds, straight from your mobile app. Additionally, users can load their SpectroCoin blockchain wallet in a secure and reliable way by transferring money via SEPA bank transfers. SEPA transfers are supported among member states of the European Union (or Norway, Iceland, Switzerland, Monaco, San Marino and Liechtenstein) and typically take between 1 and 3  days.

Better user experience.  We are passionate about making our app user-friendly. Thus, we have added a new feature that helps you refresh your balance page with a single pull.  Simply pull your finger down across the iPhone, iPad or iPod touch and you will be able to check the latest SpectroCoin blockchain wallet balance.  But that is just one of many new features of the latest SpectroCoin iOS app.

New features.  

  • After the latest Bitcoin payment app upgrade users are now able to access their International Bank Account Number (IBAN) details straight from the app. This allows you to check your IBAN account history as well as your personal International Bank Account Number itself so you can use it for making and receiving payments in Euros on the go.
  • We have also added new features for easier user registration and login. While before new users could only register to SpectroCoin using the web version of the page, now new users can simply sign up at SpectroCoin via the app.

  • The latest SpectroCoin iOS app supports login via 1Password and LastPass. Thus, if you own any of these password managers, you can log in to the SpectroCoin bitcoin payment app by tapping on the “Lock” icon on the login screen and imputing the “Master password” of the password manager app. Once you do it, you will be logged in to your SpectroCoin account as well. You do not have to remember your unique SpectroCoin account password anymore but you can still keep your account secure.
  • In addition to all the new features, you can still make use of the app older functionalities, such as checking balances of your SpectroCoin blockchain wallets, exchanging between different currencies, editing your profile information, checking out SpectroCoin news feed, frequently asked questions (FAQ) section and more.
How do I get the latest version of bitcoin wallet app for iOS?

To get the SpectroCoin bitcoin wallet app you need to follow a few easy steps.

Step 1 – Make sure that you own an Apple device – iPhone, iPad or iPod touch, that is running iOS 7.0 or later.

Step 2 If your device fits the requirements, you can get the mobile app completely for free from the Apple app store. Simply tap “Get” and wait till the app downloads.

Step 3 – If you already have an account at SpectroCoin, fill in your SpectroCoin login details, such as email address and password, or via Facebook and your Google account. If you are new to SpectroCoin, you can simply tap “Register” and sign up for our service. That is it!

So what are you waiting for, download the latest version of the SpectroCoin Bitcoin wallet app for iOS now!

If you have further questions regarding our bitcoin payment app for iOS, please fill out the form in the “Contact” section of the app. Alternatively, you can contact our 24/7 support via the “Live Chat” option on our website.

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SpectroCoin has been offering a global blockchain wallet for buying, selling, sending, receiving, and storing cryptocurrencies for over 5 years. As a growing number of people worldwide are recognizing the benefits of cryptocurrencies, our community is expanding as well. Over 840,000 customers have signed up to use our service since we are constantly working on making cryptocurrencies easy to use for anyone, regardless of technical knowledge or local financial infrastructure. Thus, currently, we support over 240 countries and territories worldwide in 10 different languages, with more to come.

More than just a bitcoin wallet

Different currency support. SpectroCoin offers a free bitcoin wallet to safely store your digital assets. Our goal has always been supporting a wide spectrum of currencies and services. Thus, over the years we have been adding new crypto and fiat currencies to our service. Currently, we support Bitcoin (BTC), Ethereum (ETH), NEM (XEM), Dash (DASH) cryptocurrencies and over  20 different fiat currencies. Among them are United States Dollar, Japanese Yen, Turkish Lira, Euro, Russian Ruble and more, so you can store funds in your local currency.

A broad spectrum of worldwide services. Besides safely storing your funds in a blockchain wallet, SpectroCoin offers a possibility to exchange between currencies and send free off-chain transactions to other SpectroCoin users. With our business-to-business solution, you can accept crypto payments in your business and receive them in one of many SpectroCoin supported currencies straight to your account. Soon SpectroCoin will launch a worldwide debit card solution which can be used at any online or physical point of sale or ATM around the globe.

SpectroCoin supports many deposit and withdrawal options as well so you can pick the most convenient way to buy and sell bitcoin, and other digital assets. Options include SEPA bank transfers, debit and credit cards, e-wallets such as Skrill, Neteller, Perfect Money, Payeer, local cash terminals, local bank options such as GiroPay, ING, and many more.

Additionally, you can choose among a wide selection of local mobile providers to top-up your phone or purchase Amazon US, UK, Italy, Germany and Amazon Spain vouchers with cryptocurrencies from one single blockchain wallet. To find out which services are available in your area, visit SpectroCoin supported countries.

Service in your native language

As our worldwide community is growing, we are expanding our support in local languages as well. Our website is currently available in ten different languages, with more to come:

  • English
  • Lithuanian
  • Russian
  • Chinese
  • Taiwanese
  • Japanese
  • Portuguese
  • Brazilian-Portuguese
  • Arabic
  • French

If you want to visit SpectroCoin’s website in your native language simply press on the globe icon in the top-right corner and select your language:

If you cannot find your native language among our supported ones and would like to help us translate SpectroCoin’s content to your language, drop us an email at careers@spectrocoin.com.

How to create bitcoin wallet at SpectroCoin?

If you are ready to start using our globally available services, you will first need to create bitcoin wallet. You can create a SpectroCoin bitcoin wallet completely for free and in just a couple of minutes.

Simply go to SpectroCoin.com and fill in your email address in the signup form. Then click “Sign up”. Please use a reliable email provider as you will not be able to change your account’s email address after signing up:

You will be forwarded to the Signup page. Next, to create bitcoin wallet at SpectroCoin, you have to input your desired password. Please, do not forget to agree with SpectroCoin’s terms and conditions. Then click “Sign Up” once again:

Congratulations, you have just signed up at SpectroCoin. However, to complete your registration you have to first receive a confirmation email:

Please check your inbox for a confirmation email from SpectroCoin. Once you found it, click on the link provided in the email to complete your registration:

That is it! Now you can enjoy our globally available bitcoin wallet.

If you have questions regarding SpectroCoin services in your area, you can contact our support via “Live Chat” option available on our website.

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As Bitcoin and other cryptocurrencies are gaining ground, more and more businesses worldwide are starting to recognize the benefits of accepting them as means of payment.  At SpectroCoin we offer payment processing services that help merchants easily accept bitcoin payments, as well as payments made in XEM or Dash cryptocurrencies, in their day-to-day operations.

Reasons to accept bitcoin payments in your business

There are numerous benefits of accepting cryptocurrencies in your business. Here we cover the six main ones:

1. Competitive advantage. Nowadays businesses are trying to stand out from each other. Adding Bitcoin and other cryptocurrencies as means to pay for your goods or services provides the customer with the wider choice of payment options and might just be the deciding factor why a customer chooses your service over the competitor.

2. No chargeback risks. A chargeback occurs when a customer disputes the merchant’s charge with their bank. In most cases, the customer gets his money reimbursed while a business owner has to prove the transaction was valid if he wants to get back the money. Cryptocurrency transactions are complete and irreversible, therefore users cannot call back the money they paid to the merchant, saving you from possible fraud and the hassle of chargebacks.

3. No rolling reserves. As cryptocurrency transactions cannot be canceled, there is no way for customers to initiate a chargeback. That eliminates the need for rolling reserves that payment processors typically charge. For example, card companies can reserve a portion of your gross sales and keep it on hold for a definite period of time to protect themselves from potential loss due to chargebacks. With cryptocurrency payments, you get all your funds right away.

4. Get your funds faster. When accepting payments made with credit or debit cards it can take weeks before you receive funds for the services or goods you sold. This issue arises due to third parties involved in traditional payment processing (both the vendor’s bank and the buyer’s card issuer have to verify each payment). Bitcoin transactions are very fast compared to bank transfers as they are verified by the network of “miners” (distributed nodes of computers around the world), thus you can receive payments within minutes.

5. Accept one currency, receive another. With SpectroCoin payment processing solutions you can accept Bitcoin, Dash or XEM cryptocurrencies which can then be auto-converted to any of over 20 different currencies supported at SpectroCoin and funded to your account. For example, you can accept bitcoin payments but choose to receive euros. Bitcoins (BTC) will be converted to euros (EUR) before the funds hit your account. This way you will be able to avoid the cryptocurrency volatility risk.

6. Bulk payments. In addition to accepting payments from your customers, SpectroCoin offers a possibility to initiate mass or bulk payments, which is especially useful if you want to make multiple payouts at once, as it cuts time and cost it would take to make each payment individually.

If we have convinced you that accepting cryptocurrencies is truly beneficial for your business, and you are ready to start, the next step is to select a payment gateway that is right for your business.

What is a payment gateway?

A payment gateway is a software solution that allows a business owner accept online payments from his customers. A payment gateway can be designed to help you accept different kinds of payments, ranging from the ones made with a credit card to the ones made with bitcoin.

At SpectroCoin we offer payment gateways that support multiple cryptocurrencies. Thus, using our merchant solution you can accept bitcoin payments, as well as payments made in XEM and Dash cryptocurrencies. Additionally, you can select to receive funds in a different fiat or cryptocurrency to the one you are accepting and get all the payments deposited straight to your account.

How to accept cryptocurrency payments in your business?

If you are a business owner, there are several steps you need to complete before you are able to start accepting cryptocurrency payments in your business.

Step 1 – Sign up. First of all, you have to open up a free merchant account on SpectroCoin.

Step 2 – Verify your account (optional). Account verification is not mandatory and is only required if you want to enjoy the full spectrum of services SpectroCoin offers, such as taking advantage of SEPA transfer capability, linking a credit/debit card to your account and more.

Step 3 – Choose the payment processing method. Once your merchant account is set up, you need to choose and implement one of SpectroCoin’s available payment gateways based on your business needs.

  • Payment plug-ins.  If you run an e-commerce site, you can use our plug-in solution. At SpectroCoin we offer a wide variety of payment gateways and plug-ins to suit different types of e-commerce platforms, including  WHMCS, PrestaShop, OpenCart, Magento, Drupal, WordPress, Zen Cart, VirtueMart, and Magento-2. With just a few clicks you can download a plug-in that is compatible with your website from our Github page and integrate it to start receiving cryptocurrency payments. Find tutorials on how to accept bitcoin payments using one of the plug-ins on SpectroCoin YouTube channel.
  • Merchant libraries. If your website is custom made, we have prepared open source Merchant libraries for PHP and JAVA with all codes and documentation included.
  • Wallet API. Merchants can also make use of SpectroCoin wallet API which offers them a simple interface to programmatically interact with their wallet. Wallet API allows users to easily receive and send Bitcoin, XEM or Dash,  make mass payouts and exchange between currencies.

Step 4 – Accept cryptocurrency payments. Now you can start accepting payments in your preferred cryptocurrency and observe how your business grows.

If you have further questions regarding how to accept bitcoin, DASH or XEM in your business, please contact our merchant support via email: merchant@spectrocoin.com or Skype: spectrocoin_merchant.

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