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We're continuing our Teen Money Week on the blog by putting the spotlight on digital money and how young people can use it to their advantage. If you're trying to assert your financial independence for the first time, the world of online accounts, pre-paid cards and monitored spending could be just what you need. Here's [...]
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The Royal Wedding may have seemed beautifully modern. But it was out of sync with gen Y's attitudes towards relationships, weddings, independence and money. We need a new, more liberating paradigm to embody our financial and personal lives Iona Bain Did you watch the Royal Wedding on Saturday? If so, what was your reaction? Teary-eyed [...]
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"A goal without a plan is just a wish." So said Antoine Saint-Exupery in a simple yet profound statement of truth. I'm often asked by 20 somethings (and their parents/grandparents, as well as financial bods and interviewers) what a young person's financial goals should look like today. But that's the wrong question. We shouldn't be [...]
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Have you ever thought of money as a mental health issue? You’ve probably never made the connection before. And chances are that you’re currently only associating money with negative feelings. Almost everyone at some point in their lives will feel stressed about money. This is part and parcel of living in our modern economy, which [...]
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It’s official. We are not Generation Avocado.  The long-awaited report from the Intergenerational Commission has concluded, after two years and over 200 pages, that millennials are burning 15% less cash than baby-boomers are – whereas in 2001 that 18-35 age group spent the same as 55-64-year-olds.  So much for our stereotype as avo-munching hedonists. Hardly [...]
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The Resolution Foundation, headed by Lord Willetts, has suggested a £10,000 windfall for every young person reaching 25  in the UK, funded by a levy for older citizens. The detailed report can be found here. This is Iona's initial reaction: The impulse behind this proposal is right. We have a perverse scenario in 21st century [...]
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Asking for a token fee for on-air appearances, having the pay conversation and demanding equality - I'm getting on the earning curve, and here's what I'm finding out! Iona Bain It was the moment that I knew things had to change. Having done a rather taxing morning of radio interviews, I went to lunch in [...]
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Are things looking up for our moolah? Recent stats might suggest so. Average earnings actually rose by 2.8 per cent in the year to February. This was unchanged on the previous month and the highest since September 2015, according to the Office for National Statistics. It also seems enthusiasm for the self-employed life is cooling. [...]
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Iona Bain Reader, contrary to what my hair colour suggests, I am not a 24 hour ball of fury. I am what you might call "pretty chill". But perhaps you will permit me the luxury of some righteous indignation this week? For I am a TSB customer. And like 1.9 million other people, I've been [...]
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Enough of the ridic travel blogging and Hobbit Houses - we need to rediscover the joys of a good old British staycation, says Iona Bain for Indie Voices Iona Bain Summer is almost here - how do you plan to spend it? If you’re a millennial, you were probably anywhere but here, judging by the [...]
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