Loading...

Follow Your Millennial Money on Feedspot


Valid
or
Continue with Google
Continue with Facebook

Saving up potentially a lot of money for the down payment to buy your home can seem like a very daunting process. I know when I bought my first home it felt like I was scraping money together in every direction just to find enough to “make it work.” Unfortunately, in many cities, the cost of entry for buying your first home has only become more and more expensive – hello San Francisco, New York, LA and even places like Chicago.

The good news is the three companies we’re talking about today are in the business of reinventing how you can actually afford that hefty downpayment.

On This Podcast Episode:

Ask Shannah: Our question comes from Caitlin today who is trying to find ways to supercharge their savings to buy their first home in a really expensive market. Although there aren’t any secret tricks, when you’re trying to save for a big purchase you must know your numbers – where every penny is going and why to try to find excess savings. Take a listen as I offer some other tips for Caitlin and her husband.

If you’re looking for innovative ways to save for your down payment, this podcast is for you. I’m talking to three companies about what they offer millennials so you can put what savings you do have, with a little assistance, into your dream home sooner rather than later.

Loftium – they’re using one innovative company, Airbnb, to help you afford your 20% down payment.

Landed– calling anyone who works for a school, this company is for you. They offer an innovative down payment program for teachers who don’t often have the means to save 20% down on their own.

Unison– think Landed but for anyone in any career. Unison is changing the way you afford your down payment so you can start living in your dream home and not just dreaming about it.

Links Mentioned: Shout Out To Our Sponsors:

Beach Body on Demand – text MYMoney (no spaces) to 303030 for a free trial membership.

ZipRecruiter – Right now, my listeners can try ZipRecruiter for free.  That’s right FREE! Just go to ZipRecruiter.com/mymoney!

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every download means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. We want to hear your money story – the good and not so good – for a project we’re working on. It’s all confidential, so don’t worry. Please go here to share your story. 

Want More:
Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

Today’s country music has been transformed, as the influence of hip-hop, rap, pop, and even EDM have become the new mainstream of popular music around the globe. Now, a young Canadian band of actual brothers, Beyond the Sun are breaking down more barriers with their brand of “shuffle-mode” style of country music and a new generation of fans are taking notice of one of Nashville’s most innovative bands.

Beyond the Sun, Phil on guitar, Colin on vocals, and Dalton on drums hail from Ontario, Canada where they ingested a wide variety of music from Coldplay to Florida Georgia Line to My Chemical Romance to Ed Sheeran and Bruce Springsteen. Bands like Beyond the Sun are thinking outside the big box of country music and are carving their own path.

Beyond The Sun - Dance Floor (Lyric Video) - YouTube

On This Podcast Episode:

We caught up with Beyond the Sun in Nashville as they chatted about their new song, “Dance Floor” and the music they’ll be releasing later in 2018, how their version of country music today fits with today’s fans and how they declare Bruce Springsteen’s songwriting as the GOAT (greatest of all time). You’ll hear some great tunes and have a chance to check out a new band.

My co-host for the podcast is my husband, Jeff Game, a travel, and music journalist that’s always on the hunt for a good story to tell.

Links Mentioned: Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Want More:
Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

There are a lot of taboos when it comes to investing. I must be rich to start investing, or I’ll lose all my money if I start investing, or I don’t have a clue where to start investing…so I’ll be fine if I never do. Those may seem silly, but we all have our own taboos when it comes to investing – the good and not-so-good ones. So, let’s dig in and see if we can’t demystify some of those common taboos and help you find your own sweet spot when it comes to investing.

On This Podcast Episode:

Taylor R. Schulte, Founder of Define Financial, podcast host of Stay Wealthy San Diego and a fellow CERTIFIED FINANCIAL PLANNER™ is joining me in this episode to talk about– no, completely and utterly demystify- the five most common investing taboos:

Taboo 1 – I can’t invest in the stock market if I have other debt (student loan, credit card, etc.)

Taboo 2 – I must invest too much of my salary each month to make a difference – so why invest

Taboo 3 – The market is at all-time highs. I’m going to wait to invest until there is a market correction and I can buy at a lower price because I don’t want to lose my money

Taboo 4 – I must be an investing expert to put together a solid portfolio that works for my risk tolerance (strike up a discussion about what someone should be looking at when they are evaluating mutual funds or stocks for their portfolio)

Taboo 5- I can just invest in cryptocurrency and don’t have to invest in anything else

Shout Out to Our Episode Sponsor:

It’s your turn to start investing.  Robinhood is giving listeners of Millennial Money a FREE stock like Apple, Ford, or Sprint to help you build your portfolio. Sign up at mymoney.robinhood.com.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Want More:
Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

 “Money thing is about so much more than what’s in your paycheck every week,” says the brilliant Liz Dolan, who together with her sisters Lian and Julie Dolan host the popular Satellite Sisters podcast each week. This episode is jam-packed with serious and silly advice and wisdom for how you can find your true self in a crowded space, and as they say, #staynoisy in all areas of your life.

On This Podcast Episode:

I had a chance to sit down with the Satellite Sisters recently and dive deep into this topic of finding your true self and understand how we can all stay noisy. Both Liz and Lian have backgrounds that will blow your mind. Liz is the former Chief Marketing Officer for 20th Century Fox, Nike and OWN to name a few, while Lian is a best-selling author. We talked about their award-winning podcast, and how they made the leap from successful radio show to podcast before podcasting was even a “thing.”

Ask Shannah – We tackled a question from Praveen who was trying to figure out how much to contribute to her 401(k) at work and if she should change her contribution from 3% to 5%.

Links Mentioned: Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Want More:
Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

Today on Millennial Money we’re doing a podcast swap with one of my favorite podcasters, Farnoosh Torabi. You may know her from her podcast, So Money where she shares stories of personal finance, entrepreneurship, financial success and money strategy. She’s got everyone from celebrities to everyday people on her show and each episode packs a serious punch of inspiration and education.

On This Podcast Episode:

Farnoosh is dishing some of her own stories of financial success and struggle as she’s made her way from journalist to acclaimed author to podcast host…and so much more. This was a super fun episode as I got to go behind the scenes with Farnoosh as she talked about her career journey, managing money in a relationship (this isn’t easy for anyone) and what keeps her inspired and focused on always creating great content on So Money.

Today, we’re doing a podcast swap too. You can check out my interview with Farnoosh on So Money after you’ve listened to this episode.

My Ask Shannah question is from Joe and it’s all about the steps you should take after you’ve got your money spread out – retirement, college fund, credit cards and more. While there’s never one answer to that question, it always comes back to your goals and the life you want to live. Matching your money as best you can to those goals will ensure you’re headed in the right direction.

Links Mentioned: Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Want More:
Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

We all have talents – some may be already tapped talents and some may yet to be extracted from inside of us. What if you never discover the talents you have inside of you and never chase your dreams? Singer/songwriter Mat Kearney did not discover his amazing musical talents until he was midway through college at Chico State in California.

Now, this Oregon-born singer-songwriter continues to break down musical barriers with his soulful genre-bending blend of hip-hop infused style of music with his new self-titled EP and upcoming album.

Mat Kearney, Afsheen - Better Than I Used To Be - YouTube

On This Podcast Episode:

Mat Kearney stopped by the Millennial Money podcast as was in the middle recent rehearsals in Nashville for his upcoming national tour to chat with Jeff. We loved hanging out with one of the all-around great guys in music today, as we chatted about his upcoming CRAZYTALK album and current tour, stories of opening for John Mayer early in his career and how fatherhood has changed his songwriting.

Also, today’s Ask Shannah question is all about not having access to a 401(k) at work from Angela.

Links Mentioned: Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Want More:
Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

Getting laid off can feel like the worst thing to ever happen to you, but what if it’s the best thing that ever happened to you? When Chris Hutchins, CEO, and co-founder of Grove got laid off he realized he had two choices – 1) wallow in his unemployment, or 2) take a risk and try to leverage unemployment into future success.

On This Podcast Episode:

Check out the latest Ask Shannah question from two listeners about saving money and strategies to grow that savings for first-time homebuyers.

Chris shares his journey of being laid off and the evolution of building his new company, Grove aimed at making personalized financial advice both affordable and accessible for everyone. He’s also sharing some gems about saving money while not sacrificing your lifestyle (yes, it’s possible).

Shout Out to Our Sponsors:

For $30 off your first week of HelloFresh, visit HelloFresh and enter code “mymoney30” at checkout.

Audible is offering listeners a free audiobook with a 30-day trial membership. Just go to audible.com/mymoney  or text MYMONEY to 500-500 and browse Audible’s selection of audio programs – download a title free and start listening.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Want More:
Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

Unplugging is not something we do well in our warp-speed these days – but we should. In fact, there are scientific studies that suggest that being able to truly relax and rest has been shown to boost productivityincrease creativity, and reduce the long-term risks of potentially fatal ailments. So we decided to do just that – unplug a bit, reconnect, increase our creativity, and visit a place that many haven’t even heard of – Texas Hill River Region.

On This Podcast Episode:

Sometimes we all need to escape the hustle and bustle of our daily lives to find a place where the pace is not so frantic, the locals are a lot friendlier, and the beauty of nature envelopes your soul with a warm Earth Day-esque hug.

My co-host, Jeff Game, discuss how unplugging vacations can be one of the best investments you can make (not only as a couple but also in helping us get back in touch with what matters most in life).

We recently decided to leave our city slicker lives behind for a few days, unplug and explore the quintessential Americana Texas Hill Country River Region, located in Uvalde County. And, it kind of ruled!

As we hopped in our rental car for the hour and a half drive from San Antonio to Texas Hill Country River Region, cranked up our Willie Nelson playlist and could already feel the stress fall away along the roadside.

Unplugging in the Texas Hill Country River Region - YouTube

Links Mentioned:

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Millennial Money is more than just a podcast, we’re all about family here. Join us each weekend for our Sunday Brunch Email Club, where we’ll share bonus episodes, money tips, life hacks, exclusive music drops, travel deals, breakfast treats and a whole lotta’ fun!

Want More:
Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

Everyone wants to be smart with their money, and yet, it’s hard sometimes to figure out what money moves we should actually be making. The irony is, most smart money moves you should make in your 20’s are the same ones you should also make in your 30’s and 40’s. Instead, the smartest money move you can make is to figure out something I call your happiness plan and then figure out the money moves you need to make to fund that plan.

On This Podcast Episode:
  • Ask Shannah segment on how to avoid online romance scams with Sandra Bernardo from Experian
  • Find out why savings is always going to be a smart money move
  • We’ll chat about the building phase of your 20’s
  • We’ll chat about the building and protecting phase of your 30’s
  • Discover what your happiness plan is and how to make moves to fund that
Links Mentioned: Shout Out To Our Sponsor:

Thanks to ZipRecruiter for sponsoring this episode. Right now, my listeners can try ZipRecruiter for free.  That’s right FREE! Just go to ZipRecruiter.com/mymoney.

Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) and financial strategies may be appropriate for you, consult your financial adviser prior to investing. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes.

Read Full Article
Visit website
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

This episode was inspired by a listener question sent in by Dezmond. He and his father had a bit of a disagreement over whether you should pay your credit card off in full each month or leave a balance to build a strong credit score. I’m so happy to answer this question definitively – no, you’re not a fool to pay off that card each month.

On This Podcast Episode:
  • Let’s review the five factors that influence your credit score
  • I’m explaining why you don’t need to keep a credit card balance
  • So what do you do if you can’t pay that card off in full each month
  • How does not using your credit card actually hurt your credit score
Thanks for Tuning In:

Thanks for tuning in to listen to this episode of Millennial Money. Every listen means so much to us. If you’ve enjoyed this episode, please share it on social media using the hashtag #millennialmoneypodcast.

Also, please leave an honest review for Millennial Money on iTunes! Ratings and reviews are extremely helpful and much appreciated! You’re awesome!

Want More:

Disclosure:

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. There is no assurance that the techniques and strategies discussed are suitable for all listeners or will yield positive outcomes.

Read Full Article
Visit website

Read for later

Articles marked as Favorite are saved for later viewing.
close
  • Show original
  • .
  • Share
  • .
  • Favorite
  • .
  • Email
  • .
  • Add Tags 

Separate tags by commas
To access this feature, please upgrade your account.
Start your free month
Free Preview