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A couple of weeks ago I was on ETNow with Ms. Kapasi. One caller asked me “I have invested Rs. 25L in xyz mutual fund, Rs. 29L in abc mutual fund….and it totalled Rs. 2 crores. Ms. Kapasi turned to me and said “Rs. 2 crores and he wants advice after investing”. I must admit […]
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I have been talking about risks all my life. I believe if you concentrate on risk, returns will follow. If you ignore risk and run after returns, one day you will be burnt very badly. Real badly. Let me tell you one story of a doctor. Remember this could have happened to anybody, just that […]
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I am sure that there will be more such articles on “what you can learn from the BJP campaign” but let me write one today. I just finished speaking for a long time with a BJP worker, and he said “we were told by our bosses that we will get 303 seats”. I would not […]
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It was just luck that my friend called me to tell me…”I am buying critical illness cover of Rs 50L for myself, my wife and my son”. I guffawed. Laughed would be too polite. I said “Idiot CI is not for you”. He was stunned. He thought he was being very smart because he had […]
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Mir Jafar (Jaffer?) was India’s greatest traitor who joined the British for getting the kingdom of Bengal. Similarly there were a few other traitors (Ambhi, joined Alexander to defeat Porus), Jinnah sided with the British… We find it easy to criticize such people, but we have no clue under what pressure they were to do […]
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“buy on rumors and sell on news” Over the past 3-4 months the market assumed that Namo will win, Mahagadhon ka bandhan will win, Pappu will win….and fluctuated accordingly. Obviously those who thought Namo will win were correct – and they were perhaps more in number. So the did a lot of buying and the […]
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This is not the first time that I am doing such a post. However in a recent interaction with a doctor she asked me to list the top     Financial Mistakes of a doctor in general..so here it is I said… Not thinking about money: No clue about which world doctors live in, but they […]
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whenever I do a post talking about doctor’s charges…I get some amazingly stupid messages: Do doctors really pay Income tax? Doctors surely overcharge People have examples of how much doctors overcharge Let me rebutt some of those stupid messages on my Twitter wall and what I received on What’s app. Not all are worth rebutting, […]
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Whenever I do an article about doctors somebody makes this comment. It is just innumeracy of the doctors and the patients that leads to such amazingly stupid comments. Let us see the numbers…. A doctor works real hard in India, but I am assuming that nobody can work efficiently beyond 2500 hours a year. Surely […]
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Long long ago I invested a small amount in a start up. Yes, I lost the money. Completely my mistake. The competence of the person doing the business was always in question, but I just invested based on ‘friendship’. Lost todays equivalent of  1 million rupees, but I would call it the price of learning. […]
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