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I’m in the final countdown before baby and I think I finally have everything I need. Some sites say you’ll spend $12K to $17K on a baby in the first year but since I already have enough diapers for the…

The post How I Brought Home Baby on a (Major) Budget appeared first on Modern Frugality.

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I didn’t learn much about frugality or personal finance growing up so I’m excited to have a guest post today from Jason Lee of Mint Habits. I hope you’ll enjoy the fresh perspective! Growing up, our household had no money,…

The post 10 Frugal Things I Learned From My Parents That I Still Do Today appeared first on Modern Frugality.

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Clothing swaps are a rad way to scratch your shopping itch without spending valuable income. When we were paying off $78K of student loan debt there would be days I’d hate my wardrobe but I knew a new one wasn’t…

The post How to Host an Awesome Clothing Swap Party appeared first on Modern Frugality.

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Finances for newlyweds are the last thing on your mind when you’re blissfully floating in a perfect world with your new boo. But money fights and money problems are the leading cause of stress in a relationship  and play a…

The post The Do’s and Don’ts of Finances for Newlyweds appeared first on Modern Frugality.

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It used to be, when we made our budget at the end of the month, groceries and restaurants were always the highest of our discretionary expenses. Like, embarrassingly highest. Now they’re still a bulk of our spending but not nearly…

The post How to Start Meal Planning When You Have No Clue Where to Start appeared first on Modern Frugality.

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Last week I fulfilled a goal I’ve had for the longest time. I got my first SUV and I paid for it in cash! I’ve been saving everything from my online business, you can see those income streams on my…

The post What You Should Know if You’re Paying Cash for a Car appeared first on Modern Frugality.

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When my fiance told me he wanted to pay off his student loan debt as fast as possible, my short answer was “NO.” The little voice inside my head kept reminding me of all the things I’d miss out on…

The post 10 Free Activities For Couples Paying off Debt appeared first on Modern Frugality.

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You have to graduate college with student loans right? Wrong. There has never been more scholarship money available in the history of tuition bills. Don't believe me? Here's how one girl qualified for $100K of it.

The post How I Qualified for Over $100,000 in Scholarships appeared first on Modern Frugality.

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Everyone and their sister are on some kind of special payment plan for their student loans. But some people get so overwhelmed with the options they just don’t bother with them. With all the talk about student loans, debt, and wealth…

The post How Legit is Student Loan Forgiveness? appeared first on Modern Frugality.

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 I just finished Keith Cameron Smith’s book The Top 10 Distinctions Between Millionaires and the Middle Class. It blew my mind to learn how deep some of these traditional money mindsets are ingrained in us, and how constrictive they are! 10 Distinctions is…

The post How to Think Like a Millionaire (So You Can be One!) appeared first on Modern Frugality.

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