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As per the recent communication shared by the income tax department, all eligible income tax refunds will be only issued digitally. Further, tax refunds will be made only to the bank accounts which are linked with PAN. The above guidelines regarding the tax refunds have been effective from March 1, 2019.    So, to receive […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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The Reserve Bank of India (RBI) on April 4, 2019 has recently released its first bi-monthly rate review of financial year 2019-20. The key announcement under the policy is the rate cut by 25 basis points (1 bps is 0.01%). In view of the above, most of the banks and corporates may reduce the interest […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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Now-a-Days Media is talking a lot about Financial Investments for ex “Mutual Fund Sahi hai”, “UparkiKamaai” from ET Money, even Google have also started an Ad campaign on this on how you can use their “Search” utility to identify and get information on various Investment options. These developments are Awesome and is much needed because […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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The Central Board of Direct Taxes has notified the new ITR Forms for AY 2019-20 Income Tax Return Filing (for FY 2018-19). The new ITR forms in PDF format have been made available, while the excel utilities (or) Java Utilities for AY 2019-20 will soon be made available on incometaxindia e-filing website. What is Assessment Year […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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The interest rates on Bank fixed deposits may have touched the lowest levels (showing signs of an up-tick now) and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income products […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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The interest rates on Bank fixed deposits may have touched the lowest levels (showing signs of an up-tick now) and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income products […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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The National Savings Schemes (NSSs) are one of the very popular saving schemes in India. These are regulated by the Ministry of Finance. They offer complete security of investment combined with attractive returns. These schemes also act as instruments of financial inclusion especially in the geographically inaccessible areas due to their implementation primarily through the Post […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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It’s been more than 10 years that I have been self-employed in ‘Personal finances’ field. I had donned the role of a trainer cum financial planner for the first five years and a blogger in the past 5 years. I like both roles as they give immense opportunities to meet many people, understand their personal […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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LIC of India is proposing to launch its new life insurance plan called as LIC Nav Jeevan Plan in March, 2019. Nav Jeevan plan is a non linked, with profit, Endowment Life Assurance plan. The main feature of this plan is that the policyholder has the option to choose between two premium payment options i.e., […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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Real estate company Embassy Group is soon expected to launch India’s first real estate investment trust (REIT) in March 2019 to raise around Rs 4,750 crore. Embassy Office Parks is a joint venture between the Bengaluru-based property developer – Embassy and Newyork based private equity firm Blackstone. Securities and Exchange Board of India (SEBI) had […]

This Post appeared first on ReLakhs.com. Sreekanth Reddy

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