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This week, I want to talk about the money making property investment strategies that we employ as property investors. When you look at making money in the marketplace, there are two factors that you can use to make yourself money. What are all the factors?

Firstly the marketplace. These are things that happen out there in the world that force the values of properties up. Secondly interest rates, going up or down. Thirdly would be supply and demand. Fourthly population increases or decreases. Fively political climate and lastly . Government planning issues, all of these are factors that affect real estate.

So of these factors happening in the marketplace will help force property values up or sometimes reduce the property values. For example interest rates getting too high. As property investors, we want to make money without being left to the whim of the marketplace.

The real questions are any of these factors that are going to increase the value of a property over time, within our individual control?
Do we have any influence on them? Not particularly. Hardly at all to be quite frank.
Do you control interest rates? No.
Do you control where populations move for work or jobs, and do you control what happens in the political arena in Australia or around the world? No you don’t.
You don’t control supply and demand. You take advantage of those pressures, as an investor. A clever investor.

But today I’m going to talk about the strategies that we as individuals can use or employ to make money and create value in real estate.

There are always two forces in the market. There’s us, the investor, and then there’s the market. As I said before, the market can include interest rates, supply and demand, jobs, population and politics. These things affect property values, property prices and capital growth. While we don’t control or influence those factors, we can take advantage of them.

How, as property investors, can we control our own destiny? We can influence the way we make money as a property investor by the types of strategies or the types of investments we choose to do as property investors. I call this the “meat in the sandwich” – you always look for the best location your money can buy.

Buy the best property for the amount of money you can afford to invest. That’s always something that needs to be stated. But as property investors, what do we bring to the game? Where in all of this we can influence a property deal to make some money?

Here are the Six Strategies at Positive Real Estate we work with and teach our clients.

Discounts

First strategy is to buy property at a discount. Well that’s pretty simple, you’d think. A lot of people don’t realise the power of buying property at a discount. It’s on the market for $350,000 and you buy it for $310,000. Doing this means you’ve made money instantly in equity that you can realise at a later time. Now those in the marketplace saying, “You know, what about Melbourne? I can’t get a discount”. Well we’re not talking about using discount as our only strategy. We’re talking about using a discount at the right time in the appropriate market. And that’s something that we’ve all got to remember. That different states and different marketplaces move at different times. And these strategies can be applied at different times.

Renovations

Buy a property and do a renovation. I love renos. And we’re doing a lot of those at the moment, with our Positive Real Estate clients. Renovations are currently quite popular. You can add some value as a property investor, because you control the ‘add value’ process, if you stick to a budget and simple rules of capital expenditure on investment.

Discount and Renovation are the simple ways. for the next two they can get slightly more complicated.

Strata or Subdivide

We can strata, or we can subdivide. I call that paper value. Where we find something that’s big enough, or multiple properties and we carve them up. We can make some value instantly by doing something different to the property, influence it’s value, so we can make some money as a property investor.

The next two are slightly more advanced strategies and so can have more risk associated with them due to the time they take to come to fruition.

Off the plan or Developing

These are as I call them the after plan I put these down at the bottom because these are the ones that can take a little bit more time. They will sometimes take 12 months, 18 months, two years or even three years sometimes. These two types need a little bit more consideration.

Off-The-Plan is a great option and is pretty topical at the moment because New South Wales has cut stamp duty for brand new, off the plan properties, That means you can get a saving in New South Wales of around $22,000 for a property of $600,000 dollars. So anywhere else in Australia, it’s going to cost you $22,000 dollars more! In New South Wales, if you buy property for $600,000, you’re going to have a saving of $22,000. That’s pretty spectacular!

When you buy off the plan, you buy time. You put down a deposit today, you control the property for a period of time, we prefer between 12 and 18 months as an investment timeframe. During that time frame, you don’t have to pay the interest or insurance on the property, and if you choose the right timing of the marketplace, or a good market. Potentially your property can go up in value as well.

Developing well that is a whole course in itself as its an advanced strategy and not for everyone.

These are some of the strategies we teach at our property investment nights, in much more detail. Ao if you want to learn a bit more about how to buy a property at a discount, what sort of things to do with a renovation, stratas, subdividing, off the plan or developing, then come along and have a listen to a few of the guys who do the presentations at our property information nights, and explain these strategies in a bit more detail.

Check out our Youtube Videos about the migration of money if you want to get a bit more info on that. Or come to one of our Property Investment Masterclasses in your local area.

Co-own your investment property? Here’s what you need to know about tax

by Sam Saggers | May 25, 2017

The following article has been supplied by the ATO Buying an investment property is a financial commitment that many property investors choose to split with another person. But did you know that co-owning your investment property with someone else will impact your tax...

Do You Have Wealth Creation Habits?

by Sam Saggers | Apr 26, 2017

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form - and keep - habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have become a habit,...

5 Golden Rules For Building Your Investment Property Portfolio

by Sam Saggers | Apr 24, 2017

Like anything else in life, learning how to buy property for investment takes time and effort, but the benefits you’ll receive far outweigh the effort you need to put in. To help ease the learning curve a bit it’s helpful to have a few hard and fast rules to keep the...

5 Property Investing Myths that Kill Investors’ Futures

by Sam Saggers | Apr 24, 2017

If you’ve been investing in houses you’re probably listening to advice you’ve come across and believe to be true. But is it? Just because something is considered “common wisdom” that doesn’t necessarily mean that it’s entirely true. It may be only partly true or it...

Ways to Protect Your Assets

by Sam Saggers | Apr 21, 2017

Beginning property investors are often so absorbed with finding an investment property that will deliver good capital growth and/or positive cash flow that they forget the very important matter of protecting those assets. Protecting your wealth is no less important...

2 Big Fears Property Investors Face

by Sam Saggers | Apr 19, 2017

Buying investment property to grow your wealth is a well proven strategy. So why then is it so scary for many would-be investors? A number of reasons, but in my opinion, the two biggest reasons people are afraid to invest in property are: The large amount of money...

How To Negotiate “Like a Boss”

by Sam Saggers | Apr 17, 2017

You can find a great investment property, in a growth location, and still miss out on positive cash flow because you weren’t able to negotiate a price and terms that worked for you. If you’re not comfortable negotiating for what you want or if you’d simply like to...

5 Quick Tips For a Stress Free Retirement Plan

by Sam Saggers | Apr 14, 2017

The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that - $93,000. In fact, only 10% of Australians have in excess of $100,000 in their super!  Obviously then, lots of...

Is a Structural Renovation Right for Your Investment Property?

by Sam Saggers | Apr 11, 2017

At Positive Real Estate, we provide “time proven” property investing information and advice. We work directly with property investors throughout Australia, helping them reach their wealth creation goals. Recently, Bupa Landlord Insurance​ showcased us in a post on the...

3 Simple Retirement Questions People Often Fail To Consider

by Sam Saggers | Apr 10, 2017

You didn’t buy your first investment property without a plan, so why should your retirement plans be any different? Retirement planning - in terms of financial concerns - should definitely be a part of building your investment property portfolio, but it takes much...

The post 6 Money Making Property Investing Strategies appeared first on Positive Real Estate.

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Taking thirty years to pay off your home is the old fashioned way of doing it. Nobody needs to take that long and there’s a very simple way that anyone at any point can start to pay their home off faster.

Let’s have a look at how much it actually costs to own a property and take thirty years to pay it off. It might give you a bit of motivation and get you fired up about getting that mortgage down fast.

Let’s take a four hundred and fifty thousand (450,000) dollar mortgage on a property and take 30 years to pay it off, with an average interest rate of about 6.25% over those 30 years.

It would cost you in total, to pay the house off and pay the interest: $997,461 to pay that property off over the thirty years of the loan.

It would cost you $547,462 in interest on that property plus the principal amount borrowed. That’s over 120% on top of the original loan, just in interest. Pretty crazy, right?

It’s not all terrible news! If we just understand how to do things a little bit more efficiently than the average person, we could be paying homes off fast.

Tip #1 – Make fortnightly payments

The first tip I want to give you is pay your payments for your mortgage fortnightly rather than a monthly payment. Most people are on monthly. If you pay your payments fortnightly, it ends up calculating that we make an extra payment each year, because of the fortnightly calculations. That alone helps you pay off your home far sooner and far quicker.

If you do fortnightly payments on this mortgage, you will save five years off your mortgage. Now you go from 30 years to 25 years while saving yourself $121,000 in interest. That’s more money in your pocket, not in someone else’s pocket! That’s an awesome guaranteed saving which I think is a great strategy and an easy one to go and apply immediately.

Tip #2- Use an offset account

Make sure you have an offset account set up on your mortgage. You need all of your money either making you money, or saving you money.

Let’s have a look at what happens normally. Someone will have a stand alone savings account. But it’s not really a savings account, it’s a “losings account” because of the way it’s structured. Your wage goes into your savings account, then you make the payments for your mortgage from that savings account.

Additionally, interest that you make on the money in your savings account is very low, on average about 1.5%. Last year, inflation was about 2.5%, so technically money sitting in your savings account has lost 1% while sitting there, hence, the term “losing account”. Your cash went down not up!

With your offset account, every single cent you have spare should be in this account. If you have $10,000 sitting in your offset account instead of your savings account, instead of losing you 1%, it would have saved you 6.25%. Guaranteed savings, tax free as it’s not an earned income. Interest is calculated daily so every day you move money into your offset account, will have a compounding effect over the years and help you pay your home off even faster!

Tip #3- Use your positive cashflow property wisely

The third tip to help you pay your home off fast is to make some extra payments. Look at where your money is and make sure you’re getting the most out of that money. A lot of people have some equity in their home that they could buy an investment property with. If that investment property is positive cash flow after tax, it will give you money to then make extra payments back into your mortgage.

An extra $500 payment can save you 16 years and $206,000 in interest!

If you do have some equity in your place of residence, your home, to be buying more investment properties, you can begin to accumulate multiple properties that are positive cash flow after tax. Thus enabling you to put more money back in your mortgage at a faster rate.

Simply, a five hundred dollar ($500) payment regularly to your mortgage can save you sixteen years. Imagine the compounding effect of multiple $500 extra payments on your mortgage.

If you look at the bigger picture a $1000 repayment extra to your mortgage each fortnight would save you twenty years off the mortgage above, that’s $275,000 in saved interest!

Use these three quick tips on how to make sure you pay your home off fast and actually get there quickly.

*Bonus tip – Get rid of bad debt

Sometimes we’ve got a credit card which is bad debt and not efficient in any way. If we can get rid of that debt, the extra payments we were making on it are forwarded to the mortgage. One of the wisest strategies to get ahead as a property investor is get rid of your debts fast. I’m not a big fan of having massive non-income producing debt, I call that “bad debt investment”. Investments that are making you money, investments that are getting you an income, that’s the only debt you want.

That’s debt that leverages some capital growth and some cash-flow. Unfortunately the home that you live in is typically non-income generating so in the terms set out above is bad debt. It’s not tax deductible either, so we need to reduce that debt quickly so we can be wealthier in the future. As a property investor your aim for retirement should be to have limited debt and all of your assets delivering income!

Click here to like us on Facebook and see more updates like this.

Hey there, do you enjoy the Positive Real Estate Blog? If you did, why don’t you book into a Property Information Night in your area and get more information from our team. You can do so here.

Also, if you can not wait, click here to access the Property Mini Course and signup for our email newsletter. This FREE 2 hours video series gives you some of the top tips from our team that you can use right now. Thanks.

Co-own your investment property? Here’s what you need to know about tax

by Sam Saggers | May 25, 2017

The following article has been supplied by the ATO Buying an investment property is a financial commitment that many property investors choose to split with another person. But did you know that co-owning your investment property with someone else will impact your tax...

Do You Have Wealth Creation Habits?

by Sam Saggers | Apr 26, 2017

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form - and keep - habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have become a habit,...

5 Golden Rules For Building Your Investment Property Portfolio

by Sam Saggers | Apr 24, 2017

Like anything else in life, learning how to buy property for investment takes time and effort, but the benefits you’ll receive far outweigh the effort you need to put in. To help ease the learning curve a bit it’s helpful to have a few hard and fast rules to keep the...

5 Property Investing Myths that Kill Investors’ Futures

by Sam Saggers | Apr 24, 2017

If you’ve been investing in houses you’re probably listening to advice you’ve come across and believe to be true. But is it? Just because something is considered “common wisdom” that doesn’t necessarily mean that it’s entirely true. It may be only partly true or it...

Ways to Protect Your Assets

by Sam Saggers | Apr 21, 2017

Beginning property investors are often so absorbed with finding an investment property that will deliver good capital growth and/or positive cash flow that they forget the very important matter of protecting those assets. Protecting your wealth is no less important...

2 Big Fears Property Investors Face

by Sam Saggers | Apr 19, 2017

Buying investment property to grow your wealth is a well proven strategy. So why then is it so scary for many would-be investors? A number of reasons, but in my opinion, the two biggest reasons people are afraid to invest in property are: The large amount of money...

How To Negotiate “Like a Boss”

by Sam Saggers | Apr 17, 2017

You can find a great investment property, in a growth location, and still miss out on positive cash flow because you weren’t able to negotiate a price and terms that worked for you. If you’re not comfortable negotiating for what you want or if you’d simply like to...

5 Quick Tips For a Stress Free Retirement Plan

by Sam Saggers | Apr 14, 2017

The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that - $93,000. In fact, only 10% of Australians have in excess of $100,000 in their super!  Obviously then, lots of...

Is a Structural Renovation Right for Your Investment Property?

by Sam Saggers | Apr 11, 2017

At Positive Real Estate, we provide “time proven” property investing information and advice. We work directly with property investors throughout Australia, helping them reach their wealth creation goals. Recently, Bupa Landlord Insurance​ showcased us in a post on the...

3 Simple Retirement Questions People Often Fail To Consider

by Sam Saggers | Apr 10, 2017

You didn’t buy your first investment property without a plan, so why should your retirement plans be any different? Retirement planning - in terms of financial concerns - should definitely be a part of building your investment property portfolio, but it takes much...

The post Pay Your Home Off Fast – 3 Effective Tips appeared first on Positive Real Estate.

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It can seem overwhelming when you’re first learning how to invest in property, as there are so many new terms and concepts to understand. To help ease the learning curve, I’d like to suggest three top tips you can use – right out of the gate – to really get your property investing career off and running!

1. Understand Market Drivers

Market drivers are a reflection of market sentiment and the result of actions taken within the marketplace. It’s the old “chicken and the egg” argument. Which comes first: the outlook of a certain area’s residents or government, business and private market decisions?

All you need to know is what the market drivers are revealing about a particular area.

Look for areas that reflect these drivers of capital growth. When you’ve found a potential area, look for properties where you can use strategies to further increase your capital growth such as a renovation.

  • Is there infrastructure spending – both private and public? How many projects are not only in the planning stages but also under construction?
  • Can the area demographic support house prices?
  • Is there a strong demand for housing but the supply is limited? What is the vacancy rate?
  • What does the job market look like? Are large businesses moving in? What is the commercial vacancy rate?
  • What are the rental yields for the suburb? Has it seen growth of at least 1% to 2% above the last 5-year yield average?
  • Look for areas with population growth combined with low/tight supply and you’ll see values rise.
2. Set Up A System

There are lots of properties out there, and not all of them will deliver the profits you’re looking for. It really pays to set up a system – a cheat sheet – that you can use to quickly decide whether a property deserves a closer look.

For example, I use a ‘back of a coaster’ routine. Basically if you’re unable to determine that the property will give you cash-on-cash return within a year, then keep looking!

If I see that I can recycle my deposit then it’s on the short list.

I also take a look at other variables, such as the rents. If they’re strong and moving upward that’s another vote for the property.

3. Time The Market

There are more than 15,000 suburbs in Australia, however, they are not all at the same point in the market cycle. Look for properties in areas that are at the bottom of the market (if you can wait for growth) or if you need to cycle out your capital more quickly, invest in a suburb on the cusp of growth.

You’ll recognise a property market is starting to rise by having a look at the following:

  • Is the market growing by 2.5% each quarter (totaling up to 10% a year)? If so, this means the market is shifting in the right direction. This can typically take from about 1 to 3 years.
  • We recommend that you wait until the market has grown by 5% to 10% in the first year – that way you know the market really is taking off.
  • You’ll notice that the locals aren’t snapping up properties at this point. The market sentiment is still down, but once interstate and international investors start buying properties it can stimulate growth.
  • Look for auction clearance rates above 50% – this means people are looking to buy.
  • All of this activity will encourage local investors to jump in and then watch your capital growth take off!
  • Does the valuation come anywhere close? If not, then check it off your list.
  • What are the rental returns? If you’re unable to get a good yield, walk away as you risk your ability to service any future properties.

Click here to like us on Facebook and see more updates like this.

Hey there, do you enjoy the Positive Real Estate Blog? If you did, why don’t you book into a Property Information Night in your area and get more information from our team. You can do so here.

Also, if you can not wait, click here to access the Property Mini Course and signup for our email newsletter. This FREE 2 hours video series gives you some of the top tips from our team that you can use right now. Thanks.

Co-own your investment property? Here’s what you need to know about tax

by Sam Saggers | May 25, 2017

The following article has been supplied by the ATO Buying an investment property is a financial commitment that many property investors choose to split with another person. But did you know that co-owning your investment property with someone else will impact your tax...

Do You Have Wealth Creation Habits?

by Sam Saggers | Apr 26, 2017

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form - and keep - habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have become a habit,...

5 Golden Rules For Building Your Investment Property Portfolio

by Sam Saggers | Apr 24, 2017

Like anything else in life, learning how to buy property for investment takes time and effort, but the benefits you’ll receive far outweigh the effort you need to put in. To help ease the learning curve a bit it’s helpful to have a few hard and fast rules to keep the...

5 Property Investing Myths that Kill Investors’ Futures

by Sam Saggers | Apr 24, 2017

If you’ve been investing in houses you’re probably listening to advice you’ve come across and believe to be true. But is it? Just because something is considered “common wisdom” that doesn’t necessarily mean that it’s entirely true. It may be only partly true or it...

Ways to Protect Your Assets

by Sam Saggers | Apr 21, 2017

Beginning property investors are often so absorbed with finding an investment property that will deliver good capital growth and/or positive cash flow that they forget the very important matter of protecting those assets. Protecting your wealth is no less important...

2 Big Fears Property Investors Face

by Sam Saggers | Apr 19, 2017

Buying investment property to grow your wealth is a well proven strategy. So why then is it so scary for many would-be investors? A number of reasons, but in my opinion, the two biggest reasons people are afraid to invest in property are: The large amount of money...

How To Negotiate “Like a Boss”

by Sam Saggers | Apr 17, 2017

You can find a great investment property, in a growth location, and still miss out on positive cash flow because you weren’t able to negotiate a price and terms that worked for you. If you’re not comfortable negotiating for what you want or if you’d simply like to...

5 Quick Tips For a Stress Free Retirement Plan

by Sam Saggers | Apr 14, 2017

The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that - $93,000. In fact, only 10% of Australians have in excess of $100,000 in their super!  Obviously then, lots of...

Is a Structural Renovation Right for Your Investment Property?

by Sam Saggers | Apr 11, 2017

At Positive Real Estate, we provide “time proven” property investing information and advice. We work directly with property investors throughout Australia, helping them reach their wealth creation goals. Recently, Bupa Landlord Insurance​ showcased us in a post on the...

3 Simple Retirement Questions People Often Fail To Consider

by Sam Saggers | Apr 10, 2017

You didn’t buy your first investment property without a plan, so why should your retirement plans be any different? Retirement planning - in terms of financial concerns - should definitely be a part of building your investment property portfolio, but it takes much...

The post 3 Top Tips For Property Investing Success appeared first on Positive Real Estate.

Read Full Article
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It’s Often Said Only Two Things In Life Are Certain – Death And Taxes.

If you want to squeeze every cent from your portfolio there are things you need to do and have in place before you go to your accountant.

Our advice every year is squeeze every cent from your investment property at tax time. Obviously no one wants to give more money to the tax man than they have to. So what is deductable and what’s not for property investors? Many people actually don’t really have a concise understanding (a vague understanding maybe)… but do you know absolutely everything your entitled to?

Positive Real Estate have specialist property investment expert accountants who know taxation law inside and out who clients can access as part of the Lifetime Mentoring Program.

Claiming all your entitled deductions is one of the crucial elements of maximising the returns of your property investments. By using the most up-to-date savvy taxation structures to your advantage, property investing can ensure your property investment portfolio remains consistently in the green, with cash flow to sustain your investments.

Failing to remain on top of your tax and applicable deductions could cause you immense financial pain! This is your business… your future and being completely on the ball and up to date with your taxes could mean the difference between your success or failure!

Tax Tip: If you lodge your tax return early in the new financial year, then the tax saving can take effect quickly. You will minimise the time between spending the money and getting a tax deduction. This will help your cash flow.

If you are using a professional accountant make sure they themselves are a property investor.

Tax Tip: Care should be taken in determining whether a maintenance or repair is deductible or it is considered a renovation or of a capital nature.

If the work is fixing up damage caused by wear and tear, the expense is likely to be a repair. But where new materials replace the old, the item is likely to be depreciated.

The difference is the amount that can be claimed as a deduction and therefore tax savings.

If during this new financial year you are likely to have a high taxable income then you may like to bring forward repairs and maintenance planned for the investment property into this financial year instead of leaving them to the following year. This will generate a deduction and save some tax.

Tax Tip: Depreciation is the wear and tear on building and equipment. Claiming a tax deduction for this expense does not require any cash payment. You get a tax saving without paying any additional money.

To maximise your deductions it is prudent to get a Quantity Surveyor to produce a report for you as they are skilled cost estimators. You get a nice report which minimises your accountants time and cost in preparing your tax return

Most agents now send out Annual Rent Statements summarising the rental revenue collected and expenses paid on behalf of the landlord. These save a lot of time. Make these available to your tax agent.

Take care when using these statements to prepare your 2010 tax returns. Real estate agents do not always pay for all rental expenses including land tax and insurances. Landlords usually do that.

Tax Tip: Use your accountant’s rental templates to summarise all expenses and present a complete picture of each property’s situation.

Where you have negatively geared rental investments, the negative part offsets against your other income e.g. salary, reducing your tax payable and resulting in a large refund when your tax return is lodged.

This refund can be used to reduce your loan, pay your interest expense or help finance another investment property.

To help with cash flow, would it not be great if you were able to access this refund throughout the year instead of waiting till the end of the year? This can help finance that extra property which has potential to pick up some capital growth between the beginning and end of the year.

This can be done by lodging an application to vary the ‘Income Tax Withholding’ using a form from ATO. This can be done electronically online or you can download the form, prepare and lodge it manually.

If you need help, contact your accountant.

Tax Tip: Depending on your personal circumstances the additional refund from negative gearing may not be substantial. If the savings are small you should consider saving the cost of preparation and claiming the deductions at year end when lodging the tax return.

To get the maximum benefits out of the cash flow savings now is the best time to prepare and lodge the Application for ITWV – because then you can get the full effect of lower tax deductions by the employer. ATO takes about 2-3 weeks to process the application.

Tax Tip: When lodging electronically ensure you keep a copy of the electronic receipt or make a record of the receipt reference number. It helps when chasing up ATO.

Click here to like us on Facebook and see more updates like this.

Hey there, do you enjoy the Positive Real Estate Blog? If you did, why don’t you book into a Property Information Night in your area and get more information from our team. You can do so here.

Also, if you can not wait, click here to access the Property Mini Course and signup for our email newsletter. This FREE 2 hours video series gives you some of the top tips from our team that you can use right now. Thanks.

Co-own your investment property? Here’s what you need to know about tax

by Sam Saggers | May 25, 2017

The following article has been supplied by the ATO Buying an investment property is a financial commitment that many property investors choose to split with another person. But did you know that co-owning your investment property with someone else will impact your tax...

Do You Have Wealth Creation Habits?

by Sam Saggers | Apr 26, 2017

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form - and keep - habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have become a habit,...

5 Golden Rules For Building Your Investment Property Portfolio

by Sam Saggers | Apr 24, 2017

Like anything else in life, learning how to buy property for investment takes time and effort, but the benefits you’ll receive far outweigh the effort you need to put in. To help ease the learning curve a bit it’s helpful to have a few hard and fast rules to keep the...

5 Property Investing Myths that Kill Investors’ Futures

by Sam Saggers | Apr 24, 2017

If you’ve been investing in houses you’re probably listening to advice you’ve come across and believe to be true. But is it? Just because something is considered “common wisdom” that doesn’t necessarily mean that it’s entirely true. It may be only partly true or it...

Ways to Protect Your Assets

by Sam Saggers | Apr 21, 2017

Beginning property investors are often so absorbed with finding an investment property that will deliver good capital growth and/or positive cash flow that they forget the very important matter of protecting those assets. Protecting your wealth is no less important...

2 Big Fears Property Investors Face

by Sam Saggers | Apr 19, 2017

Buying investment property to grow your wealth is a well proven strategy. So why then is it so scary for many would-be investors? A number of reasons, but in my opinion, the two biggest reasons people are afraid to invest in property are: The large amount of money...

How To Negotiate “Like a Boss”

by Sam Saggers | Apr 17, 2017

You can find a great investment property, in a growth location, and still miss out on positive cash flow because you weren’t able to negotiate a price and terms that worked for you. If you’re not comfortable negotiating for what you want or if you’d simply like to...

5 Quick Tips For a Stress Free Retirement Plan

by Sam Saggers | Apr 14, 2017

The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that - $93,000. In fact, only 10% of Australians have in excess of $100,000 in their super!  Obviously then, lots of...

Is a Structural Renovation Right for Your Investment Property?

by Sam Saggers | Apr 11, 2017

At Positive Real Estate, we provide “time proven” property investing information and advice. We work directly with property investors throughout Australia, helping them reach their wealth creation goals. Recently, Bupa Landlord Insurance​ showcased us in a post on the...

3 Simple Retirement Questions People Often Fail To Consider

by Sam Saggers | Apr 10, 2017

You didn’t buy your first investment property without a plan, so why should your retirement plans be any different? Retirement planning - in terms of financial concerns - should definitely be a part of building your investment property portfolio, but it takes much...

The post Tax Tips for Property Investors appeared first on Positive Real Estate.

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House and Land packages are one of the best investments available in the Australian real estate market today.

Most federal and state governments are offering lots of benefits to owner-occupiers such as exemptions on stamp-duty and generous government grants, which means there’s a massive amount of interest in these types of dwellings. I have a few tips here for investors that are looking at buying house and land packages, because if you get the right one, they are great investments.

1. Get a discount on your H&L package

House and Land- It is possible to get a discount on a house and land package, and if you do you will hit the ground running. For instance, if you can find a parcel of land worth $200,000 but you manage to negotiate a discount and actually purchase it for $180,000, you’ll create $20,000 worth of equity. Shop around different reputable builders to find one that can deliver a less expensive package than their competitors. If a build is going to cost $220,000 try to negotiate it down to $200,000. If you’re successful, that’s another $20,000 worth of equity. All up, you’ve received a $40,000 discount.

This is a fantastic principle if you’re looking to buy a property in a growth market and create some inherit equity.

Other tips and strategies include:

2. Buy strategically in a market poised for growth. 3. Buy where there is a high owner-occupier rate. 4. Ensure your developer has a proven track record and check their credentials. 5. Make sure the property you are building suits the needs of the people who live in that area.

House & Land Packages - A Good Investment? - YouTube

Click here to like us on Facebook and see more updates like this.

Hey there, do you enjoy the Positive Real Estate Blog? If you did, why don’t you book into a Property Information Night in your area and get more information from our team. You can do so here.

Also, if you can not wait, click here to access the Property Mini Course and signup for our email newsletter. This FREE 2 hours video series gives you some of the top tips from our team that you can use right now. Thanks.

Co-own your investment property? Here’s what you need to know about tax

by Sam Saggers | May 25, 2017

The following article has been supplied by the ATO Buying an investment property is a financial commitment that many property investors choose to split with another person. But did you know that co-owning your investment property with someone else will impact your tax...

Do You Have Wealth Creation Habits?

by Sam Saggers | Apr 26, 2017

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form - and keep - habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have become a habit,...

5 Golden Rules For Building Your Investment Property Portfolio

by Sam Saggers | Apr 24, 2017

Like anything else in life, learning how to buy property for investment takes time and effort, but the benefits you’ll receive far outweigh the effort you need to put in. To help ease the learning curve a bit it’s helpful to have a few hard and fast rules to keep the...

5 Property Investing Myths that Kill Investors’ Futures

by Sam Saggers | Apr 24, 2017

If you’ve been investing in houses you’re probably listening to advice you’ve come across and believe to be true. But is it? Just because something is considered “common wisdom” that doesn’t necessarily mean that it’s entirely true. It may be only partly true or it...

Ways to Protect Your Assets

by Sam Saggers | Apr 21, 2017

Beginning property investors are often so absorbed with finding an investment property that will deliver good capital growth and/or positive cash flow that they forget the very important matter of protecting those assets. Protecting your wealth is no less important...

2 Big Fears Property Investors Face

by Sam Saggers | Apr 19, 2017

Buying investment property to grow your wealth is a well proven strategy. So why then is it so scary for many would-be investors? A number of reasons, but in my opinion, the two biggest reasons people are afraid to invest in property are: The large amount of money...

How To Negotiate “Like a Boss”

by Sam Saggers | Apr 17, 2017

You can find a great investment property, in a growth location, and still miss out on positive cash flow because you weren’t able to negotiate a price and terms that worked for you. If you’re not comfortable negotiating for what you want or if you’d simply like to...

5 Quick Tips For a Stress Free Retirement Plan

by Sam Saggers | Apr 14, 2017

The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that - $93,000. In fact, only 10% of Australians have in excess of $100,000 in their super!  Obviously then, lots of...

Is a Structural Renovation Right for Your Investment Property?

by Sam Saggers | Apr 11, 2017

At Positive Real Estate, we provide “time proven” property investing information and advice. We work directly with property investors throughout Australia, helping them reach their wealth creation goals. Recently, Bupa Landlord Insurance​ showcased us in a post on the...

3 Simple Retirement Questions People Often Fail To Consider

by Sam Saggers | Apr 10, 2017

You didn’t buy your first investment property without a plan, so why should your retirement plans be any different? Retirement planning - in terms of financial concerns - should definitely be a part of building your investment property portfolio, but it takes much...

The post House & Land Packages – A Good Investment? appeared first on Positive Real Estate.

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Despite the thoughts which some experienced investors might harbour in their hearts – valuers are people too!

They’re not “out to get you” as an investor, they’re simply doing their jobs to the best of their abilities, often getting squeezed by various parties in the process.

No matter what your opinion of valuers and their product, you are not entirely helpless on valuation day – you have options. If you choose not to consider those options, you’ll likely wonder what difference they could have made in your valuation. $20 – $50K? It’s possible and that can mean a BIG difference to your future property investing plans! So here are 3 tips to ensure you get the highest valuation possible.

1. Failing to stage your property

Yeah, I know. You’re probably rolling your eyes at the moment and thinking “duh” everyone knows staging property is important, but do we all do it?

If you’ve got a tenant who is, generously speaking not “house proud”, it would certainly be worth your effort to get them out of the house on valuation day (send them to a spa or something), have the house properly done up (or do it yourself).

Even though valuers are paid to consider the structure of the home, and they are bound by what’s happening in the market, they can fall in love with the property in the same way a buyer can. A well staged home could influence the valuer towards the higher end of the property value range. Hmm…fresh Cinnabons in the oven anyone???

2. Picking horrendous colours

Purple wallpaper, green carpet…’nuff said. Seriously though, when choosing colours consider what the majority might like. Everyone’s different, so pick neutral, light or ordinary colours which don’t detract from the home’s structural beauty.

3. Failing to understand what the market wants

Renovating to sell? Before picking up a hammer or a paintbrush, run by new developments in your area. Check out the display homes and take note of what they’re doing – they’re obviously trying to sell these homes, so they’ve done some research to appeal to the masses.

Next, take a look at the beautiful, prestige homes in your area and copy what they’ve done at a cheaper cost. Bada bing!

Realise this – yes it’s common knowledge that valuations are coming in tough – however you should be doing everything in your power to ensure you get a top dollar valuation – as it could mean the difference between you being able to access equity or not and being able to move forward in your investing journey. Additionally this video offers some great tips on increasing value and the art of the sale!

Click here to like us on Facebook and see more updates like this.

Hey there, do you enjoy the Positive Real Estate Blog? If you did, why don’t you book into a Property Information Night in your area and get more information from our team. You can do so here.

Also, if you can not wait, click here to access the Property Mini Course and signup for our email newsletter. This FREE 2 hours video series gives you some of the top tips from our team that you can use right now. Thanks.

Co-own your investment property? Here’s what you need to know about tax

by Sam Saggers | May 25, 2017

The following article has been supplied by the ATO Buying an investment property is a financial commitment that many property investors choose to split with another person. But did you know that co-owning your investment property with someone else will impact your tax...

Do You Have Wealth Creation Habits?

by Sam Saggers | Apr 26, 2017

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form - and keep - habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have become a habit,...

5 Golden Rules For Building Your Investment Property Portfolio

by Sam Saggers | Apr 24, 2017

Like anything else in life, learning how to buy property for investment takes time and effort, but the benefits you’ll receive far outweigh the effort you need to put in. To help ease the learning curve a bit it’s helpful to have a few hard and fast rules to keep the...

5 Property Investing Myths that Kill Investors’ Futures

by Sam Saggers | Apr 24, 2017

If you’ve been investing in houses you’re probably listening to advice you’ve come across and believe to be true. But is it? Just because something is considered “common wisdom” that doesn’t necessarily mean that it’s entirely true. It may be only partly true or it...

Ways to Protect Your Assets

by Sam Saggers | Apr 21, 2017

Beginning property investors are often so absorbed with finding an investment property that will deliver good capital growth and/or positive cash flow that they forget the very important matter of protecting those assets. Protecting your wealth is no less important...

2 Big Fears Property Investors Face

by Sam Saggers | Apr 19, 2017

Buying investment property to grow your wealth is a well proven strategy. So why then is it so scary for many would-be investors? A number of reasons, but in my opinion, the two biggest reasons people are afraid to invest in property are: The large amount of money...

How To Negotiate “Like a Boss”

by Sam Saggers | Apr 17, 2017

You can find a great investment property, in a growth location, and still miss out on positive cash flow because you weren’t able to negotiate a price and terms that worked for you. If you’re not comfortable negotiating for what you want or if you’d simply like to...

5 Quick Tips For a Stress Free Retirement Plan

by Sam Saggers | Apr 14, 2017

The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that - $93,000. In fact, only 10% of Australians have in excess of $100,000 in their super!  Obviously then, lots of...

Is a Structural Renovation Right for Your Investment Property?

by Sam Saggers | Apr 11, 2017

At Positive Real Estate, we provide “time proven” property investing information and advice. We work directly with property investors throughout Australia, helping them reach their wealth creation goals. Recently, Bupa Landlord Insurance​ showcased us in a post on the...

3 Simple Retirement Questions People Often Fail To Consider

by Sam Saggers | Apr 10, 2017

You didn’t buy your first investment property without a plan, so why should your retirement plans be any different? Retirement planning - in terms of financial concerns - should definitely be a part of building your investment property portfolio, but it takes much...

The post 3 Things You Might Be Doing Wrong On Valuation Day appeared first on Positive Real Estate.

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Save your salary with these 15 tips!

High school sweethearts Matthew and Bianca (and Positive Real Estate clients) don’t earn massive loads of money – in fact, they earn less than $40,000 p.a. each – but they own a property portfolio worth millions.

How?

They manage their money wisely, taking the long view on their financial future. Rather than focus on what they “want” in the here and now, they set goals based on what they want to achieve in the future.

Planning and goal setting combined with good money management is a powerful force.

No matter what your income, you can achieve a good result when you understand the concept of sacrifice in order to obtain a future return.

The following 15 tips can help you save money – both for things you need now and for your financial future. They’re not complicated, however you do need discipline to put them to work for you:

15 Money Saving Tips
  1. Avoid impulse buying (e.g. Maccas Drive through or online shopping)
  2. Cook more meals at home, limiting eating out for special occasions – once per week maximum –if you have to!
  3. Pack your lunches from home ($10 per day is $2,600 each year)
  4. Set a daily spending limit. When you underspend, put the difference in an interest bearing account to go to work for you
  5. Purchase sale items you normally buy; don’t buy it just because its on sale!
  6. Buy clothing seasonally (e.g. buy winter items during spring sales)
  7. Have money set aside by your employer before you receive your pay
  8. Eliminate pay services for something you can do yourself – do you really need a cleaner?
  9. If you have any unhealthy habits (e.g. smoking and/or drinking) reduce or eliminate them to save not only money, but improve your health
  10. Sell your stuff online instead of throwing it away – try eBay or Gumtree
  11. Don’t buy season tickets
  12. Cut your extraneous utilities and/or those things you can live without either permanently or for a time (e.g. pay tv, home phone)
  13. Research and comparison shop on big ticket items (e.g. washer/dryer, TV, etc)
  14. Keep receipts for items you buy at work (that aren’t reimbursed) for use at tax time (e.g. home office expenses, work travel in your personal vehicle)
  15. Don’t incur late fees – always pay your bills on time!

Remember that it’s the little things that add up.

Coffee is a good example. If you bought two coffees per day at $3.50 each you would spend $2,500+ per year!

That’s a testimony for brewing your own if I ever saw it!

When you look at your daily habits in this manner it’s easy to see how quickly money can slip through your fingers!

Take a look at where money might be leaking by keeping a detailed list of your spending for at least two weeks – even longer is better.

If you’ve never done this before you’ll be amazed by what you discover.

Click here to like us on Facebook and see more updates like this.

Hey there, do you enjoy the Positive Real Estate Blog? If you did, why don’t you book into a Property Information Night in your area and get more information from our team. You can do so here.

Also, if you can not wait, click here to access the Property Mini Course and signup for our email newsletter. This FREE 2 hours video series gives you some of the top tips from our team that you can use right now. Thanks.

Co-own your investment property? Here’s what you need to know about tax

by Sam Saggers | May 25, 2017

The following article has been supplied by the ATO Buying an investment property is a financial commitment that many property investors choose to split with another person. But did you know that co-owning your investment property with someone else will impact your tax...

Do You Have Wealth Creation Habits?

by Sam Saggers | Apr 26, 2017

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form - and keep - habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have become a habit,...

5 Golden Rules For Building Your Investment Property Portfolio

by Sam Saggers | Apr 24, 2017

Like anything else in life, learning how to buy property for investment takes time and effort, but the benefits you’ll receive far outweigh the effort you need to put in. To help ease the learning curve a bit it’s helpful to have a few hard and fast rules to keep the...

5 Property Investing Myths that Kill Investors’ Futures

by Sam Saggers | Apr 24, 2017

If you’ve been investing in houses you’re probably listening to advice you’ve come across and believe to be true. But is it? Just because something is considered “common wisdom” that doesn’t necessarily mean that it’s entirely true. It may be only partly true or it...

Ways to Protect Your Assets

by Sam Saggers | Apr 21, 2017

Beginning property investors are often so absorbed with finding an investment property that will deliver good capital growth and/or positive cash flow that they forget the very important matter of protecting those assets. Protecting your wealth is no less important...

2 Big Fears Property Investors Face

by Sam Saggers | Apr 19, 2017

Buying investment property to grow your wealth is a well proven strategy. So why then is it so scary for many would-be investors? A number of reasons, but in my opinion, the two biggest reasons people are afraid to invest in property are: The large amount of money...

How To Negotiate “Like a Boss”

by Sam Saggers | Apr 17, 2017

You can find a great investment property, in a growth location, and still miss out on positive cash flow because you weren’t able to negotiate a price and terms that worked for you. If you’re not comfortable negotiating for what you want or if you’d simply like to...

5 Quick Tips For a Stress Free Retirement Plan

by Sam Saggers | Apr 14, 2017

The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that - $93,000. In fact, only 10% of Australians have in excess of $100,000 in their super!  Obviously then, lots of...

Is a Structural Renovation Right for Your Investment Property?

by Sam Saggers | Apr 11, 2017

At Positive Real Estate, we provide “time proven” property investing information and advice. We work directly with property investors throughout Australia, helping them reach their wealth creation goals. Recently, Bupa Landlord Insurance​ showcased us in a post on the...

3 Simple Retirement Questions People Often Fail To Consider

by Sam Saggers | Apr 10, 2017

You didn’t buy your first investment property without a plan, so why should your retirement plans be any different? Retirement planning - in terms of financial concerns - should definitely be a part of building your investment property portfolio, but it takes much...

The post 15 Simple And Easy Ways To Save Money appeared first on Positive Real Estate.

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There are four location belts that help the Real Estate game, as follows: Beach beltGreen beltMedical belt and Education belt. These four belts drive prices for several different reasons. This property was well-situated in the Education belt and was also wisely built near to an excellent transport, shops and job areas. Thus, a good recipe for value growth.

As you can see on this property, our client has reaped the reward of such smart research.

Data current as of 15 August 2018.

Deal Details

Property Type: Townhouse
Property Attributes: 3x2x1
Purchase Date: September 2007
Purchase Price: $389K
Latest Value: $515K

Equity Gain: $126K
Rent Now: $370 per week
Yield: 4.95%

Come along to a Property Investment Night and learn:
  • Learn how to choose properties that can:
  • Create wealth quickly
  • Increase your cash flow
  • Save you thousands of dollars in tax
  • Help you get out of debt fast without compromising your lifestyle
  • Learn to pay off your home loan faster
  • Learn how to create financial security
  • Learn ways to reduce your tax bill
  • Learn about generating a passive income
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The post What Are the Belts That Support Positive Cashflow? appeared first on Positive Real Estate.

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When you see a market with what we call “yield variation” against norm, then it’s worth a look.

What is yield variation? Well, it’s when the current rental yield has a large variance compared to the 10-year average. It can either be positive or negative. When it’s positive, it indicates growth. This factor, coupled with supply and demand, was behind the fantastic result on this property for our client.

Data current as of 8 August 2018.

Deal Details

Property Type: Unit
Property Attributes: 2x1x1
Purchase Date: December 2012
Purchase Price: $238K
Latest Value: $392K

Equity Gain: $154K
Rent Now: $350 per week
Yield: 7.65%

Come along to a Property Investment Night and learn:
  • Learn how to choose properties that can:
  • Create wealth quickly
  • Increase your cash flow
  • Save you thousands of dollars in tax
  • Help you get out of debt fast without compromising your lifestyle
  • Learn to pay off your home loan faster
  • Learn how to create financial security
  • Learn ways to reduce your tax bill
  • Learn about generating a passive income
PRE AU PIN All 2017, lslist
Check for your next local event:
Adelaide Property Investor Night 25/03/19Brisbane Property Investor Night 05/03/19Canberra Property Investor Night 25/03/19Castle Hill Property Investor Night 08/04/19Central Coast Property Investor Night 27/02/19Frankston Property Investor Night 12/03/19Gold Coast Property Investor Night 12/03/19Hobart Property Investor Night 12/03/19Melbourne Property Investor Night 05/03/19Newcastle Property Investor Night 12/03/19Northern Beaches Property Investor Night 19/03/19Parramatta Property Investor Night 11/03/19Penrith Property Investor Night 19/03/19Perth Property Investor Night 19/03/19Port Macquarie Property Investor Night 26/03/19Ringwood Property Investor Night 19/03/19Sunshine Coast Property Investor Night 27/02/19Surry Hills Property Investor Night 27/02/19Sydney Property Investor Night 05/03/19Toowoomba Property Investor Night 13/03/19Wollongong Property Investor Night 26/03/19
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The post How to Forecast Investment Growth? appeared first on Positive Real Estate.

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How Positive Real Estate Clients Made $87K in 12 weeks through a strategic renovation

$87K made in a flat market; don't let media scare tactics get in the way of making money - YouTube

Do you know everyday Aussies are making huge profits RIGHT NOW! If you wish to find out exactly how they are doing it then today’s video is a MUST-SEE!

It is amazing how economic and financial experts and the media can easily influence your financial decisions so readily, which can cause analysis paralysis and prohibit you from actually making money through property investing. The media is often wrought with unjustified claims and scare-tactics designed to drive traffic to websites and newspaper sales.

It is all just a load of ‘Chicken Little.. The Sky is Falling’ housing bubble baloney!

One of the key differences between making a little and a LOT of money is who you let influence your investing decisions! The real truth is that no matter what the market is doing, there is always money to be made – if you do your due diligence and take the time to get educated!

For instance, this week we show you a detailed example of a renovation clients Jodie and Greg Bush completed under the guidance of their Head Coach Naomi Beaumont where they made $87K in only 12 weeks, in the ACT in a flat market; simply by ignoring the negative sentiment around them and by seeking the RIGHT advice. This exciting story was covered back in the May 2012 issue of API Magazine.

Now we didn’t classify the ACT as one of our chosen HOTSPOTS for 2012 (as Canberra reached a market high in 2009); however in saying that it is a very constant and quite a safe market. The Government controls supply and demand well and the household income is very high, making it a secure area to invest in with an-average capital growth rate of approximately 9% per year. Naomi often refers to the Canberra market as your “retirement fund”.

Check out the numbers:

THE NUMBERS  
 Purchase Price $361,000
Renovation costs  
Kitchen $6,990
Carpentry $9,130
Plumbing $9,100
Electrical $5,000
Rubbish removal $2,000
Excavator $2,200
Tiles $1,000
Shower screens, mirrored robes $1,800
Painting $800
Toilets and vanities $650
Sundries $1000
Total renovation costs $39,670
Post-renovation vanuation $486,000
Approximate equity gain (not allowing for buying costs) $85,000

In today’s video, previous Head Coach of the ACT Naomi Beaumont, discusses two of her clients Jodie and Greg Bush in detail – the steps she helped them take with their renovation including negotiations with the agent and finance structure which the very prestigious API Magazine covered – as the story is a HUGE renovation success.

Jodie and Greg are holding onto this property and as the land size is so large at 943sqm, they are looking add further value with a house or granny flat in the future.

Click here to like us on Facebook and see more updates like this.

Hey there, do you enjoy the Positive Real Estate Blog? If you did, why don’t you book into a Property Information Night in your area and get more information from our team. You can do so here.

Also, if you can not wait, click here to access the Property Mini Course and signup for our email newsletter. This FREE 2 hours video series gives you some of the top tips from our team that you can use right now. Thanks.

Co-own your investment property? Here’s what you need to know about tax

by Sam Saggers | May 25, 2017

The following article has been supplied by the ATO Buying an investment property is a financial commitment that many property investors choose to split with another person. But did you know that co-owning your investment property with someone else will impact your tax...

Do You Have Wealth Creation Habits?

by Sam Saggers | Apr 26, 2017

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form - and keep - habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have become a habit,...

5 Golden Rules For Building Your Investment Property Portfolio

by Sam Saggers | Apr 24, 2017

Like anything else in life, learning how to buy property for investment takes time and effort, but the benefits you’ll receive far outweigh the effort you need to put in. To help ease the learning curve a bit it’s helpful to have a few hard and fast rules to keep the...

5 Property Investing Myths that Kill Investors’ Futures

by Sam Saggers | Apr 24, 2017

If you’ve been investing in houses you’re probably listening to advice you’ve come across and believe to be true. But is it? Just because something is considered “common wisdom” that doesn’t necessarily mean that it’s entirely true. It may be only partly true or it...

Ways to Protect Your Assets

by Sam Saggers | Apr 21, 2017

Beginning property investors are often so absorbed with finding an investment property that will deliver good capital growth and/or positive cash flow that they forget the very important matter of protecting those assets. Protecting your wealth is no less important...

2 Big Fears Property Investors Face

by Sam Saggers | Apr 19, 2017

Buying investment property to grow your wealth is a well proven strategy. So why then is it so scary for many would-be investors? A number of reasons, but in my opinion, the two biggest reasons people are afraid to invest in property are: The large amount of money...

How To Negotiate “Like a Boss”

by Sam Saggers | Apr 17, 2017

You can find a great investment property, in a growth location, and still miss out on positive cash flow because you weren’t able to negotiate a price and terms that worked for you. If you’re not comfortable negotiating for what you want or if you’d simply like to...

5 Quick Tips For a Stress Free Retirement Plan

by Sam Saggers | Apr 14, 2017

The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that - $93,000. In fact, only 10% of Australians have in excess of $100,000 in their super!  Obviously then, lots of...

Is a Structural Renovation Right for Your Investment Property?

by Sam Saggers | Apr 11, 2017

At Positive Real Estate, we provide “time proven” property investing information and advice. We work directly with property investors throughout Australia, helping them reach their wealth creation goals. Recently, Bupa Landlord Insurance​ showcased us in a post on the...

3 Simple Retirement Questions People Often Fail To Consider

by Sam Saggers | Apr 10, 2017

You didn’t buy your first investment property without a plan, so why should your retirement plans be any different? Retirement planning - in terms of financial concerns - should definitely be a part of building your investment property portfolio, but it takes much...

The post $87K Made In 12 Weeks Through Renovation! What’s Stopping You Making Money? appeared first on Positive Real Estate.

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