A blog about financial independence and early retirement. I am a former Intel engineer who retired in his early 40s to become a full time investor. I now share my personal finance and investing ideas through this blog and enjoy interacting with like minded people.
For dividend investors like myself, our primary goal is to increase cash flow through dividends. The capital gain is a secondary objective and in many cases we use capital gains as a means to increase dividends through reinvesting.
So, if you are a dividend investor then you should be rejoicing on the prospects of having so many great companies offering 5% plus dividend yield and it's hard to sit back and not take advantage of such a great opportunity.
Keeping this opportunity in mind, I converted my entire HSA investment from a Vanguard VYM ETF to a group of blue-chip high yielding stocks.
In the US, Health Savings Account (HSA) is a great way to save for healthcare tax-free. However, besides the obvious tax-advantage benefit, there are several other least known benefits of having an HSA account. Some of these least known benefits can easily enhance your long-term tax-free income for meeting future healthcare costs and even general expenses in retirement.
Despite being cautious due to lingering risks to the stock market and overall economy, I've been selectively adding shares to my existing companies. My strategy is to keep adding shares to the companies I already own when they beat earnings or raise guidance/dividends. Read more »
Today is Wednesday and it's a special hump day as Mr. ATM is flying high on the back of Defined Sight. Read more to check out my new animation and what's sizzling on the hump day at Defined Sight. Read more »
So far, April has brought us quite a bit of market volatility. A continuation of the nightmare that started on February the 5th when DOW plunged almost 1600 points -- easily the biggest point decline in history during a trading day.
As we know now, it was no dip and market was merely giving us a big jolt to announce an era of high volatility. Read more »
If you have been reading my blog for a while, you probably know I like to make cool graphs to track my investments and dividend income. In the past, I've shared with you my Dividend Radar, a Dividend Paradise, and a Dividend City.
Today, I'm going to show you how to build and use a Dividend Glide Slope to land the target dividends, like an airplane uses a glide slope to land on target a runaway.
In my previous post, I showed you how much these five (SO, D, DUK, ED, and PPL) utilities have paid in dividends over a 10 year period on a $10,000 initial investment.
In this post, I'm going to show you that not only you can earn more dividends over a long period of time, you can even beat the market in many cases by investing in blue chip dividend paying utilities.
Too often we get hung up on the dividend growth percentages and forget about the actual cash that gets paid as dividends over a period of time, which is what really matters at the end. Therefore, I wanted to see which ones of my five utility companies have paid the most dividends in the past 10 years in terms of real dollars and cents, given same amount of initial investment. Read more »
Interest sensitive stocks in the Utility sector have taken a stumble lately. Many of the blue chip utility stocks are now trading at a relatively lower valuation than what they have been for the past few years (the low interest rate environment).
The transition from low to high interest rate environment has provided an opportunity for dividend or income focused investors to scoop up some of the blue chip names in utilities, especially when they are yielding at historically high levels. Here is what Morningstar has to say about the current state of Utility sector:Read more »
I hate selling stocks as I'm a long-term investor. However, I find myself selling stocks more often than I like. When I look at all my sales of stocks in the past three years, I find myself cataloging those sales into three main categories: