Mitchell Homes has been a custom home builder in Virginia for over 20 years. Choose from one of our customizable plans or bring us your own plan to build. Our goal is to always provide a Quality Product, Exceptional Service, and One of a Kind Financing Advantages to our customers. Follow this blog to get updated on valuable tips and insights into building and customizing your own home with a..
Nothing is more exciting than getting your very own dream home built on your land. You no longer have to put up with the inadequate storage available, countertops that you don’t like, or floors that don’t go with your décor. This time, you get to call the shots.
From the roof and ceiling to the windowpanes and flooring, this is your home to build, and you certainly want to choose the perfect home builder in North Carolina for this job.
Building a home is a crucial decision. It’s an expensive and time-consuming affair. Once you have a vision of what you want your home to look like and contain, it’s time to get down to turning that dream home into a reality, and the only one who can make that happen is a home builder.
Type “new home builders in North Carolina” on Google, and you will come across several companies who claim to be experts at it, but are they really?
In spite of this being such a herculean decision, many people make the mistake of not doing enough research while choosing a builder. You don’t want to get yourself in an irreversible mess by going for someone who isn’t experienced enough or, worse still, isn’t registered or insured to do the job.
This is your personal project, and you must take a good amount of time assessing your options. Look on the internet and local directories, and speak to family and friends for references.
Once you have your shortlist ready, you should personally meet the builders and have a chat with them. To make life easier, here are five essential questions you should ask when choosing new home builders in North Carolina.
#1: How Long Have You Been in the Business?
Experience matters a great deal in this field. So the first thing you should find out is how experienced they are. Get a better idea of their reputation and qualifications by asking them how many projects they have completed so far, what their past projects were like, the financial stability of the company, and so forth.
Companies will throw fancy numbers at you, but don’t let that influence your decision. Dig deeper—ask for their past work references and get visual proof of the work they have carried out. You can also ask to speak to their past clients and get a first-hand review of their service.
What you need is a professional and experienced home builder who will offer exemplary service and collaboratively work with you on building your home.
This may seem like a lot of work, but it’s better to put in a few extra hours at this stage than to sign a builder in haste only to regret later.
#2: Who Will Supervise the Process On-Site?
While the owner of the home building company can promise you the moon, what you need to know is who will be supervising the project on-site. It’s important to be assigned a single point of contact so you can reach out to him or her for queries and concerns.
Insist on meeting this person before the company comes on board. It’s important to know how often you’ll be meeting him or her and your mode of communication.
#3: What Are the Costs Involved?
Coming to the make-or-break question—the costs involved.
Most of the time, the price a company estimates isn’t the final price you end up paying. So get into the details and flesh out every element the project involves—from the base price and permits to materials used, upgrade costs, and even tree removal if required. Ask for a comprehensive quote and ensure the home builder is transparent.
When it comes to costs, a common mistake homeowners make is going with the cheapest quote. This certainly should not be the deciding factor, because it’s better to pay a few more bucks than be left with shabby work or with a builder who can’t pay the subcontractors.
#4: What Does My Contract Include?
The contract you sign with the home builder is binding, so everything on it needs to be agreed upon and understood by both parties. As the owner, make sure you know exactly what you’re signing up for, and if there are any technical terms you don’t understand, clarify them before you lock yourself in the agreement.
The contract includes factors such as the scope of the work, which is a comprehensive description of the builder’s services, timeline of the project completion, and payment terms, including the cost and mode of payment.
There have been cases where, after the construction begins, homeowners wish to make a few changes in the plan. So you need to factor that in and ask the builders if they’re flexible regarding variations. If they agree, make sure it features on the contract.
#5: Do You Provide Warranty?
A warranty is reassuring, and you deserve to get that peace of mind when you’re working with a new home builder. Be it creaks in floors or a pipe leak, warranties are meant to save you from unforeseen issues that may occur after you move in.
Most of the structural warranties are valid for a period of 10 years after completion. So find out how many years of warranty your chosen builder provides and everything it covers.
We understand that selecting the right home builder is a tricky business. However, at Mitchell Homes, we can help accomplish your goals. We are defined by quality product, exceptional service, and one-of-a-kind financing advantages. Mitchell Homes takes pride in its collective knowledge, talent, and experience and dedicatedly takes its customers closer to their dream homes.
What’s more, we offer you the opportunity to build with no down payment, no construction loan, and no closing costs. So if you’re looking for new home builders in North Carolina, request a free plan book today!
Yet as much as all of that could make some communities feel like just another big city, you’ll find Newport News has kept its small-town flair. It’s a tightly knit community that values working together.
That’s one of the reasons Mitchell Homes decided to make Newport News one of the many places we build. We’re family owned and operated. To us, family is everything. When you decide on a new home in a new community, the only thing on your mind is finding a great place for your family to live. So we made the home-building experience uniquely our own to help you build for all that and more.
There are a lot of choices when it comes to selecting a builder for new homes in Newport News. We have three very good reasons why we hope you’ll select us.
We start by providing you with a quality product.
If you love your new home, you’ll most likely talk about it with everyone you know. You’ll talk about the process and experience. You’ll share every time someone walks through your front door.
Superior quality isn’t just talk. It should be standard practice. And it should be at every level of the process, from starting with the design stage, all the way to living in your home for years to come.
When you’re ready to build a new home, you usually have two choices: a new subdivision on the outskirts of town or a custom build wherever you desire. The first means you’ll spend hours behind the wheel commuting to work every day. The second can be a very pricey endeavor.
We’ve found a way to combine the two options without the downsides. We have a variety of affordable housing plans, and we’re ready to build wherever you desire. We can even help you if you haven’t found the perfect piece of land. We know this is your dream home. And we want to help you dream.
Of course, quality is only as good as the products you put into the construction, and the quality of the workmanship every step of the way. Take a look at the long list of standard features we include with every home build. We don’t skimp on what we use inside or out. We know that energy efficiency and peace of mind outweigh pretty fixtures, especially when you see the results in your utility bills.
We also believe that quality comes from working with the best in the business. We’ve built strong relationships with others in the construction industry, and we’re just as proud to display their names alongside our own.
None of that matters if you have a horrible experience. Which is why we pride ourselves on exceptional customer service too. Something you’ll appreciate during the most stressful moments of building your new home in Newport News.
We’ve all heard the horror stories about how a company will “wheel and deal” to get you to sign on the dotted line, only to ignore you or even turn invisible after you sign.
For us, we believe that’s when our relationship truly begins.
We think the home-building process should be exciting and fun. This is probably going to be the biggest investment of your lifetime. Why shouldn’t you get exactly what you want?
And that means having a comfortable environment every step of the way. Someone to talk to and answer your questions before every process. See something on a floor plan you want to tweak? Want to change out an appliance for something better? Or maybe add an outlet where there isn’t one planned? We welcome your suggestions, and we look forward to helping you finalize your decisions.
You’ve placed your trust in us. We want to do everything we can to keep that trust every step of the journey.
One-of-a-Kind Financing Advantages
Have you heard the nightmares about trying to get financing for a new home? You might have a friend or two who have made the entire process sound horrific at best.
They talk about down payments and closing costs. They talk about needing construction loans for the building process. And though the idea of building your own home has been in the back of your mind for years, all that talk has scared you away.
That’s what makes Mitchell Homes unique. We’re the only home builder in Virginia that offers you the chance to build new homes in Newport News with NO down payment, NO closing costs, and NO construction loan.
We think the home-building process should be hassle-free.
We work with partner lending institutions to help you find a mortgage program that suits your needs and budget. And once you lock in a rate, we’re ready for the process to begin.
We’ve taken care of it all. You won’t need to qualify for the construction loan before the work begins. And when it’s time to move in and finalize the paperwork to give you ownership, you won’t have to bring a down payment or closing costs to the table.
Isn’t that a great way to build for a strong future?
Are You Ready to Build Your Own Home?
What’s your reason to build a new home in Newport News?
Is it the location?
Is it for the work opportunities with some of today’s best-to-work-for companies?
Is it for the arts and culture, entertainment, or surrounding attractions?
There’s a lot to do in Newport News.
And once you’ve built your own home, with all the features you’ve been dreaming about for years, you’ll be happy you said YES to a builder that can help make your dream of home ownership come true.
Moving into a custom home feels like you are upgrading your life. For maybe the first time ever you’ll sleep in a room that no one else has slept in before. Your kids will laugh and play in the backyard before anyone else. You’ll share intimate loving moments and delicious meals in a home that is all your own, designed specifically with you in mind.
At Mitchell Homes, we offer top standard features so that you can develop a home that fits your personality and lifestyle. We also allow for upgrades of your choosing so that each space makes you light up as you enter. Here are six of our favorite custom home features that buyers are implementing in 2019.
1. Outlet Upgrades in the Kitchen
When you build with Mitchell Homes, you will, of course, have outlets in your kitchen to run your favorite appliances. We also add a phone outlet as a standard feature. But one trend that’s picking up is adding in even more custom outlets.
If you have a kitchen island, you can add outlets there for easy use. You can also request USB ports to be included in your outlets so that you can more easily charge your cell phones while looking up recipes before cooking dinner. You can also add outlets that can be controlled remotely via your cell phone or other mobile device.
2. Front Porch Additions
You’ll notice that many of our home plans, like the Franklin, Harlow, and Oakton, come with a front porch included already. That’s because we know our customers want to relax in a rocker in the evening, chatting about their day, surrounded by their loved ones. But if this doesn’t come standard on the floorplan of your choosing, it can be added in at your request.
Regardless of whether you’re leaning toward a one- or two-bedroom home, a front porch may be the ideal addition. On top of expanding your living space, it creates beautiful curb appeal. This will be enjoyable for years to come, as you turn the corner and drive up the block to your home, but will also positively contribute to the resale value when or if the time comes to move, upgrade, or downsize.
3. Bathroom Countertop Upgrades
Your bathroom should be a place where you can start to unwind for the day and take a break from the day’s busyness flowing around you. It shouldn’t be a room you dread visiting, but one that invites you in, just like the other spaces in your home. For this reason, we’ve already included cultured marble one-piece vanity tops with large vanity mirrors in each bathroom. This is at no added cost to you.
However, if you have something particular in mind that would, as Marie Kondo says, “spark joy,” then let us know, and we’ll do our best to accommodate you.
Some trendy bathroom materials to incorporate include subway- or herringbone-style tiles or wood-like tile, as well as quartz and granite, which are both diverse materials. Have a vision in mind? Let’s find the right upgrade for you.
4. Kitchen Material Upgrades
Like the bathroom, another space where homeowners-to-be like to show their style is in the kitchen. One way to accomplish this is with the backsplash. Included in your Mitchell Home design already, you’ll have laminate countertops and backsplash.
When you think of laminate, you may initially be turned off. It might be hard to remember a time you’ve ever seen laminate look good. But not to fret, as amazing strides have been made in the last few years to enhance the aesthetic of this material. It also stands up great to stains and heat—important features if it’s used in the kitchen.
Since laminate is so durable, you may decide to select this standard feature but opt to show your style with the backsplash. Popular options in 2019 include stretching the backsplash all the way to the ceiling, opting for larger subway tiles, choosing a metallic sheen, and adding in color.
5. Single & Multi-Story Housing Plans
Kids love stairs. They like to play with their toys on the stairs, pop up and down from the living room to their bedrooms, and use their imagination to pretend the first floor is lava that they can’t touch without special shoes.
But if you don’t have kids in your life or your kids are under the age of four, stairs might not be the best option for your family. If you prefer an open floorplan, expect an older resident to live with you in the future, or just want to avoid a falling hazard for any number of reasons, then a single-story ranch style home is going to be your best custom home feature.
At Mitchell Homes, we have both single-story and two-story housing plans for any size family. We offer between 2-, 3-, or 4-bedroom plans that will have anywhere from 2 to 4.5 bathrooms. Our homes also come in varying styles, such as farmhouse, ranch, and Cape Cod.
Sometimes it’s those big decisions like floorplans that really matter most when it comes to designing your custom home.
We’ve removed barriers to entry that exist for many and have created an environment where the custom home buying process is less stressful and more enjoyable. We want you to move into your new space knowing it’s a home you can afford and one you can’t wait to make memories in. No matter which custom home features you select, we can’t wait to help take you on this journey.
One of the concerns that all home buyers must consider is, What if something unexpected goes wrong? This could mean anything, an unforeseen home repair or a sudden need to replace a large appliance like a refrigerator, range, or dishwasher. For many homeowners, this can cause intense stress and anxiety, as the expenses pile up and the bills become more and more difficult to pay. However, as with many things in life, much of the stress and anxiety can be avoided if you simply plan ahead. That’s why many homeowners choose to invest in a 2-10 Home Buyers Warranty®. Read on for more information.
How Does a Home Warranty Work?
A home buyers warranty—also known as a systems and appliances service agreement—is a contract you can purchase in advance to provide coverage for the main systems and major appliances of your home.
Depending on the warranty, different things will be covered, and you’ll have to do a little research to discover what your specific needs are. Standard warranty types will cover heating, air, plumbing, and electrical systems, as well as major appliances, such as the water heater, stove, oven, garage door opener, and dishwasher. If your home systems or appliances fail during the warranty period, the warranty company will pay for their repair or replacement.
A warranty is purchased before the home sale is closed. Crucially, it differs from insurance in the sense that a home buyers warranty covers parts breaking down due to normal wear and tear; they don’t cover accidents, storm damage, vandalism, or other events that are normally covered by homeowner’s insurance. There are generally two types of warranties you can purchase: one for a new home or one for a resold home. When purchasing either type of warranty, you’ll want to do a little research on the particulars. Warranties can also be purchased to last for different lengths of time. Two-year contracts are standard, but you can often also opt for a ten-year warranty.
Choosing a Home Warranty
There are many home warranty services out there, but the reality is that they are not all equal. Some customers opt not to buy a warranty at all; they simply put the money they would spend on a service contract into a savings account they plan to use for repairs and replacements. While saving money devoted to home repairs is never a bad idea, the fact is that when you’re dealing with unexpected costs and other potential problems, having coverage should always be a priority. When looking for a home warranty company, you’ll want to consider the cost, what is covered, and critically, the reputation and history of the home warranty company.
A 2-10 Home Buyers Warranty®
Many home buyers today are interested in custom, or semi-custom, homes, such as the ones made by Mitchell Homes. Of course, a custom-built home will benefit from a warranty as well, and the ones built by Mitchell Homes will come standard with a 2-10 Home Buyers Warranty®. 2-10 is a name-brand company, and what sets it apart from other home warranty companies is primarily its great reputation. While there are many home warranty companies out there, only a few of them have actually been approved by HUD (the United States Department of Housing and Urban Development). Perhaps even more crucially, they are highly sought after by customers and maintain an A+ rating from consumers with the Better Business Bureau. Having a home custom built to your specifications and then sitting back and relaxing knowing it’s covered by a reliable warranty means a lot to consumers.
How to File a Claim
Now that we’ve offered a thorough introduction to what a home warranty is, let’s go through the steps involved if you should run into a problem and need to file a claim. Of course, first, you will notice something is wrong—for example, your dishwasher doesn’t seem to be working—and in this case, you must contact the 2-10 Home Buyers Warranty® company directly to file your claim.
You should not contact a service professional on your own, as this will not be covered. Instead, the company will send a designated contractor to do an inspection and make any necessary repairs. Generally, the homeowner pays a nominal fee to make a warranty claim—this is meant to discourage frivolous claims—and the warranty company will pay the service person directly. The possibility exists, of course, that the system or item that is under warranty cannot be repaired. If this is the case, the warranty company will authorize a replacement, which they will then have installed for you.
Limits to Your Home Warranty
As we’ve mentioned above, a home warranty is not the same thing as homeowners insurance, and you will generally need to have both for your home. A warranty covers repairs and replacements due to normal wear and tear; so, for example, if an electrical system fails due to age, the warranty will cover its replacement.
Homeowner’s insurance covers damage that occurs due to unforeseen circumstances; for example, if a storm damages your roof, then it will be the insurance, not the warranty, that covers your repairs. When you are buying a home, whether new or otherwise, it is important to research both your warranty and your insurance.
What Your 2-10 Home Buyers Warranty® Does Cover
As we’ve mentioned, 2-10 Home Buyers Warranty® is a highly reputable, name-brand way to get a house covered, and in fact, it comes standard with every new home built by Mitchell Homes. What you’ll get is 10 years of structural coverage; that’s everything pertaining to the structure of your home, such as load-bearing walls, footings and foundations, beams and girders, and so on. You’ll also get two years of systems coverage; that’s everything electrical and mechanical that comes with the home, as well as the plumbing. You’ll even get one year of workmanship coverage; that’s carpentry and finishes, should you need any cosmetic repairs or similar work done. You’ll also have the option, when the warranty runs out, to renew it and continue the coverage on your home.
You probably believe that a custom built home isn’t quite within reach. You might imagine that it costs a lot more to build a home from the ground up than to simply purchase a pre-existing house. But what if we told you that you were wrong?
Building your own custom home is not only within reach, but it can actually be a lot easier than purchasing one that’s already on the market. You see, with Mitchell Homes, custom-built homes are much more affordable. In fact, we’re able to make the dream of building your own home a reality for practically everyone.
You Don’t Need Perfect Credit
You might think you need perfect credit or a ton of money in the bank to custom build your own home. But that’s not the case with Mitchell Homes. We frequently work with people who have less than perfect credit. That’s because we partner with lending institutions and credit repair agencies that make the possibility of custom building a new home a feasible option for most everyone. So even if you feel like you might not qualify for a mortgage loan, we will do everything we can to help. Sometimes it takes a little extra time, but we never give up!
You Don’t Need a Construction Loan
One thing that really sets Mitchell Homes apart from the competition is that we don’t require a construction loan to start building your home. Construction loans can sometimes complicate the home-building process, making it much more difficult and convoluted to complete.
For instance, your lender might do regular inspections to ensure that adequate progress is being made on the project. Or they may choose to only finance part of the project, requiring you to put up some money of your own.
On top of that, the interest rates on a construction loan are usually higher than mortgage interest rates. That means the cost of a custom built home can add up relatively quickly.
But Mitchell Homes wants to simplify the process for you. We’re able to build on the strength of our own company, which means we don’t require you to finance the building process. Actually, when you build with us, you won’t get your first bill until you’ve already closed on your home and received your first mortgage statement. That translates to huge cost savings.
In fact, for a $250,000 loan, that amounts to saving about $5,000 in construction loan interest payments. That’s how we make custom building your own home more feasible and affordable than our competition.
No Down Payment Required
Mitchell Homes understands that one of the barriers to owning your own home is saving for a down payment. Some home purchases require you to have tens of thousands of dollars in the bank before you’re able to sign on the dotted line. But not with Mitchell Homes.
Our qualified home buyers aren’t required to put any money down. So instead of waiting years to put away enough money to custom build your own home, you can start thinking about that possibility right now.
Tired of throwing money away on rent? Or have you purchased a starter home and feel like every other month something is breaking and it’s a major expense to fix? With Mitchell Homes, you don’t have to worry about having a ton of money set aside. Instead, you can use your mortgage loan to pay for the building process from start to finish.
No Closing Costs
Another way that Mitchell Homes is different from the rest? We’ll pay your closing costs for you. Once again, that amounts to huge cost savings.
On a typical $250,000 construction loan, you can expect to pay almost $10,000 in closing costs. But with Mitchell Homes, you won’t have to worry about that expense at all. When buying a pre-existing home, on the other hand, sellers are often only willing to pay for a portion of the closing costs, if any at all. That means you can actually end up saving money with our custom built homes.
You’ll also save almost $5,000 in interest by not having to secure a construction loan. We’ve crunched the numbers, and when added to the savings from closing costs, home buyers who use Mitchell Homes for their custom built home wound up saving a total of $14,762. That’s money you can use to furnish your new abode.
Your Investment is Guaranteed
The savings with Mitchell Homes doesn’t end once you’ve closed on your loan. In fact, it continues for quite some time afterward. That’s because every home built with Mitchell Homes comes with a 2-10 Home Buyers Warranty.
The warranty includes ten years of structural coverage, two years of system coverage, and one year of workmanship coverage. You can also opt to extend your warranty on an annual basis so that you can be confident in your investment even decades after it’s built.
Mitchell Homes makes custom building your own home easy and affordable. You can save thousands of dollars when you choose to build with us. On top of the cost savings, we also provide a quality product and superior customer service. Check out our floor plan collection to get started.
Whether you’re a first-time homebuyer or an existing homeowner looking to upgrade, we’re confident we can custom build the home of your dreams. Take a look at some of the customer testimonials we’ve received and learn more about our process here. Homes don’t come in a one-size-fits-all formula, so let us help find the one that’s the exact right fit for you.
One of the most exciting steps you can take is to decide to build your own home. No matter if you’ve been dreaming for years or for decades, you’ll be facing a lot of decisions as you progress through each stage of the home building process.
Building from the ground up is different than buying a new-to-you home that already exists in a neighborhood. You’ll have to decide on the right floor plan and the right building materials. But none of that can start until you select the right custom home builders in Virginia, North Carolina, or Southern Maryland. You need to make the right selection to be sure you have a friend alongside you every step of the way.
Working with a reputable custom home builder helps you understand more about each step in the process. You’ll be more sure you’re making each decision for the correct reasons and have the confidence to do so quickly and effortlessly.
That means you’ll be moving into your new home as quickly as possible!
There are a few crucial steps you should take when you’re trying to find the perfect custom home builder in Virginia. North Carolina, or Southern Maryland to suit your needs.
Start With Experience
Your home is going to be one of the most significant purchases you will ever make. Do you want to trust that with just anyone?
The more experience a custom home builder has with putting up new homes, the more they learn. And that means they have more experience with the little things that can make all the difference in the world.
Don’t just look at the experience of the custom home builder, but also find out about the team you’ll be working with on a regular basis. As you speak with them and finalize decisions, can you trust the advice they are giving you?
Mitchell Homes started back in 1992 as a way to help you build your perfect home on land that you own throughout Virginia. Since then, we’ve expanded into 25 counties in North Carolina and Southern Maryland. We’re a family-owned and operated business so that we can give you the same customer service you’d expect from a trusted friend. And you can expect that same level of service with everyone on our team.
Focus on Quality
Your new custom home is one of the biggest purchases you’ll ever make in your life. That’s why it’s important to focus on quality first.
This is a place you may welcome new kids and raise a family. This is the place you’ll celebrate birthdays and holidays. This is a place you’ll hang out with the gang on Saturday afternoons. This is a place that will keep your family warm, safe, and comfortable for years – decades – to come.
Do you really want to worry about costly repairs or need difficult upgrades in just a few short years?
This should be one of your first questions with the custom home builder in Virginia who will construct your abode.
Talk about the foundation; you won’t have a home you can live in for decades if it isn’t built with a solid foundation in place. Also talk about things that will matter every single day like insulation, quality craftsmanship, and energy efficiency.
You can always repaint a room or install new carpet. But if your home isn’t structurally sound, or your windows don’t protect you against the heat and cold that sweep through all year through, you’ll notice it in the form of your energy bills.
Pay Attention to Transparency
If a builder knows what they’re doing, they won’t be afraid to help you every step of the way. In fact, they’ll probably appreciate being able to provide you with as much information as possible before you sign a contract, so that you’ll both understand the entire process before it begins.
We offer a Plan Book free of charge to help you start creating your wishes and desires. We also offer a wide variety of information on our site to help answer your questions before we talk for the first time.
Have questions about the financial process? We explain it all right here. And because we know how frustrating it can be to obtain construction financing, we’ve made that process as easy as can be.
Want to start planning your home design before we meet? Take a look at this section. You can sort by what means the most to you – the number of bedrooms or bathrooms, or how about by square feet?
Your biggest concern should always be about making sure you can trust the custom home builder long before you sign on the dotted line. If you don’t have a good feeling even before you make the first contact, how are you going to spend months of your life with them ensuring your home is completed to perfection?
Ask Questions, Then Ask Some More
Chances are this is the first time you’ve ever built a custom home. We do this every day.
The difference between custom home builders is the amount of time they take to ensure you’re happy every step of the way.
While a question might not seem important, if you have one, let’s answer it. Even what might be considered a “ridiculous” question can have a big impact down the road. If you’re not quite sure why something was installed, or if something doesn’t seem “quite right”, don’t ignore it. Bring it up. The answer could quite literally change everything.
The quicker you start asking your custom home builder questions, the sooner you’ll discover if your communication styles mesh.
Do they listen to you? Do they take the time to explain things in a way you understand? Do they ensure your needs are met, rather than trying to gloss over the process and continue doing what they’ve always done?
This is one of the biggest investments of your life. You don’t want to end it feeling frustrated, not getting what you truly wanted. You want a home that is crafted to meet all of your needs and expectations, and make you happy for years to come.
There isn’t a perfect solution for everybody. The important part of the process is ensuring you have trust in the custom home builder you select from the beginning. It’s the best way to ensure you’ll have a seamless process from start to finish.
Have any questions about working with a custom home builder in Virginia, North Carolina, or Southern Maryland?
It’s a new year! For many, that means a fresh start and a new beginning. For you, that may mean building a new home. If you’re looking for a semi-custom new home that’s high quality, yet affordable to construct, Mitchell Homes may be the right home builder for you.
We’ve been in business for 26 years, so we’ve seen firsthand the impact building a new home can have for you and your family. Here are our top reasons building a new home might be the right New Year’s resolution for you.
1. Your Home is a Reflection of You
When building a new home, you can literally start from the ground up. You are essentially your own architect, choosing the size, floor plan, and layout that work best for you. At Mitchell Homes, we have an assortment of floor plans and more than 11,000 options and upgrades to choose from.
Want an open layout that allows you to keep an eye on the kids in the family room while you’re making dinner in the kitchen? We can make that happen. Looking for custom features such as a walk-in closet or a mudroom with a drop zone so the kids won’t track dirt into the home? We can arrange that too.
The beautiful thing about constructing your own custom-built home is that your options are virtually limitless, and each one is a reflection of you.
2. You Have a Clean Slate
The new year is all about fresh starts, so why not start with a clean slate when it comes to your home? When you purchase a home from someone else, you don’t necessarily know what you’re getting. With previous owners, there’s no guarantee when it comes to the quality of the home’s upkeep. While you can have a home inspector take a look around, not every issue is immediately apparent. On the other hand, one of the benefits of building a new home is that everything is brand new.
When you build a new home with a trusted contractor, you know what you’re getting. You won’t have to worry about repairs right away or expensive upgrades. At Mitchell Homes, we build each home as if it were our own. Plus, each house also comes standard with an industry leading home buyers warranty. Each warranty includes ten years of structural coverage, two years of systems coverage, and one year of workmanship coverage. That way, you can be certain that the home we’re building for you will stand the test of time.
3. More Bang for Your Buck
Homes built today are, on average, about 1,000 square feet larger than homes built in the 1970s. According to the American Enterprise Institute, the average size of a home in 1973 was 1,660 square feet. Now, the average size of a new home is more than 2,600 square feet. You might be thinking that a larger home is going to cost more money. At face value, that may be true. But let’s take a closer look.
For the purposes of this example, let’s look at the Richmond, Virginia area. According to Realtor.com, the average median price of an existing home in Richmond is $138 per square foot. On the other hand, according to the National Association of Home Builders, the average construction of a new home in 2015 cost under $290,000. The average size of that newly constructed home was about 2,800 square feet. That amounts to just $103 per square foot. That means you’re getting way more bang for your buck with a newly constructed home.
4. Modern Convenience
New homes are often built with modern finishes and amenities. That includes energy efficient materials and appliances. You may be thinking that it’s going to cost way more money to heat and cool a home with a greater square footage area. Again, on the surface that may be true. But with the energy efficient features of newly constructed homes, you’ll be paying virtually the same amount as it would cost to heat and cool a smaller home with outdated features.
Let’s take a look. According to the Energy Information Association, new homes are about 30% larger than their older counterparts but still consume about the same amount of energy. In fact, homes constructed in the year 2000 and later consume only about 2% more energy than pre-2000 homes despite their considerably larger size. That means you’ll still be getting more bang for your buck even after your home is built.
5. No Closing Costs
There are significant financial advantages to a newly constructed home when you choose to build with Mitchell Homes. One of the best benefits of building a new home with us is that we don’t require you to have a construction loan to start building. In fact, we don’t require a down payment or closing costs either.
With Mitchell Homes, you’ll pay nothing until you receive your first mortgage statement, which can be up to 60 days after closing. This all amounts to generous cost savings. Our clients typically save close to $15,000 on a $250,000 loan when they choose to build with us.
Mitchell Homes also has great relationships with lenders and credit repair agencies. Think building a new home isn’t for you? Think again. We work with people who have less than perfect credit. Additionally, our lending partners offer competitive interest rates and long lock-in programs. Mitchell Homes strives to make building a new home a feasible option for everyone.
Ready to begin planning the construction of your dream home? We’d be happy to help you get started. You can begin by checking out our floor plan collection. You can also complete this simple online form. We’ll send you a plan book that includes our floor plans, a list of our standard features, and our pricing for each of our home designs.
Whether you’ve been planning a custom built home for some time or never before considered it, Mitchell Homes would like to show you what your future can hold. Here’s to the new year and your new home!
When you are ready to build your own home, a lot of things run through your mind. It may start with price, trying to fit everything you want into your budget. But very quickly it moves to possibilities – to the excitement that builds as you realize you get to select every piece of your new home.
• Why not create the gourmet kitchen you’ve been dreaming about?
• Why not install beautiful hardwood floors throughout?
• Upgrade to better fixtures and appliances? Yes, please!
This is when excitement can turn to frustration. And when building your home can become a lot less fun.
We see this a lot. And we have a lot of strategies to help remove this frustration long before it sets in. Think of this as the process of negotiating with your builder. This is where we can help you settle in and make the right choices, to ensure the process maintains its fun.
Do Your Homework
Nothing can be more frustrating than to have your heart set on something only to find out later that it’s way above your budget. Yes, you may have been dreaming of a double oven; but the price tag adds a significant amount to your bottom line.
The internet is both a curse and a blessing. It allows us to dream big. With a quick search, you can find photos of the most beautiful homes in the world. You can quickly see your “I have to have it” items appear and add them to your wish list.
And while it’s easy to find pictures, even add them to your Pinterest boards, what’s not always as easy is putting price tags to the items. If you have things at the top of your wish list, do another search and start pricing them out.
Be honest with yourself; do they fit well within your budget?
Agree on a Budget
Which brings us to our next tip of agreeing on a budget. Only you can decide how much you’ll spend on your home building project. Only you can decide on how much you’ll spend on individual upgrades throughout your home.
When you come to the table to negotiate with your builder, keep in mind that we’re a neutral party. We can’t negotiate price because that’s a fixed cost. Where we can negotiate is by offering you solutions.
If you had your heart set on that double oven, we can show you other more budget-friendly solutions. We can hear what you truly want in your home design and offer you alternatives and give you choices that do fit within your real range.
Settle With Your Partner Before You Make Decisions
If you’re building a house with your partner, do you have the same priorities, the same goals and wishes? We often find this can cause huge fights and dilemmas.
We have over 11,000 options and upgrades and for some, it can become a little overwhelming. One might really want one item, while the other starts planning in a completely different direction. And when dreams don’t align, it can take away a lot of the fun.
Before you visit us at our design center, take some time and discuss your options with your partner and all other parties involved in the decision-making process. Where are your priorities? Where will you give and where won’t you budge?
While you still might come to the table with different priorities, it won’t be a surprise. You’ll already have had conversations about that and may even have ideas on how to agree. That makes our job much easier when offering solutions and finding ways so everyone is delighted with the finished product.
Consider Your Priorities Carefully
One of the most common questions we get during the design process is: what would you do? After all, we’re the experts. We help design houses every day.
Our answer is always the same. The larger the item, the more difficult it is to replace, the more time and money you should spend on the solution.
For example, installing hardwood flooring throughout your home is a big decision. It’s also a costly one. But it’s not one you can do later as a simple weekend project. It takes a lot of time and attention to detail to ensure it’s done right. This is a great example of where to invest.
Now compare that to upgrading a faucet on your kitchen sink. Faucets are easier to replace. They are less expensive and they make a much easier do-it-yourself project down the road.
If given a choice, lean toward prioritizing your biggest impact items above ones that are easier to do later on.
If it impacts the structure of your home, put your focus on including those items early on. If it’s more design than function, consider those as areas you can hold back on if needed.
Be Open to Change
When building a house, every step impacts future steps. Your builder is in constant need of making selections for what comes next.
If you have trouble making a decision, it puts the building process on hold. If your builder can’t get in touch with you, the project comes to a halt.
Realize that building your new home will take several months of your time. We’re not saying you have to be available 24/7. But you should check in and make sure you follow up with messages regularly so you can settle questions and make decisions.
Some of the worst words you can use at the end of a project are: But I thought …
If you see a problem arise in the work that is currently being done, head in and start negotiating with your builder right away to ensure your questions are addressed.
Often it’s miscommunication that makes things go temporarily awry, or just simply seem awry when everything is actually going along as planned. But if you don’t bring your concern up in a timely manner, you risk falling deeper into not getting what you truly had in mind.
Are You Ready to Build Your Own Home?
Have you been dreaming about your three bedroom dream home on the perfect piece of property you’ve found?
That’s what we do best. We have lots of ideas, dozens of floorplans to use as your starting point, and more than 11,000 options and upgrades to make your home uniquely your own.
Want to start negotiating with a builder for your perfect home? Give us a call today.
Do you own a plot of land and envision building a home on your property? You may have heard the term “stick built” used in a discussion of custom homes and wondered, “what’s a stick built home?”
What’s in a Name?
Stick building refers to a more traditional way of constructing a home; in fact, it’s probably what first comes to mind when you visualize the process of building a house. Stick built means a wooden-framed structure that’s been constructed piece by piece. The name for this system of building is due to the fact that workers assemble the skeleton of the home on the job site using lumber in various sizes, or literally stick by stick. This includes all features of the home from the wall studs to the floor and ceiling joists, and the roof trusses to rafters.
In contrast, manufactured and prefabricated homes do not fall into this category because they are generally pre-made in a factory setting, transported to a site, and then assembled. Have you ever seen a large truck transporting a house on a highway? Most likely, that’s a manufactured or modular home that was built almost entirely within a factory.
A stick-built home is also sometimes referred to as “site built” or “in situ” since it was built on the actual site, rather than in a factory or similar facility. Both custom-designed homes and homes made according to stock building plans can be considered stick built as long as they are constructed board by board on the land where they will stay.
Customized For You
Custom home builders typically prefer stick building as a method of construction since it allows far more flexibility than using prefabricated materials. Unique details and modifications can be added as the building process unfolds and features are created on site from individual pieces of lumber.
The advantages are significant if you are seeking to really customize your new home as stick built homes can be designed to fit personal styles and preferences. Ideas you’ve considered are now entirely possible, whereas, there really are very few modification options once you select a design plan for a factory-made house. This is because modular home manufacturers usually have finalized blueprints that they want to use before adding any customizable features.
Since these previously-designed floor plans – which usually come in a limited selection – are already complete, any personal preferences and changes usually require additional engineering and are constrained by module specifications.
Prefabricated home construction methods are more regimented, often barring major modifications to blueprints. Trying to depart from a stock modular design may also considerably raise the price if you consider the fact that you are affecting the overall “flow” of the assembly line process, and any changes to the standard materials used will usually add a significant additional cost.
With stick built homes, problems that come up during the construction process can usually be solved more easily and at a lower overall cost since builders can modify blueprints as needed and make adjustments regarding materials and other features. A modular home would require a lengthier and more expensive set of steps to reverse or re-do any of the fabrication.
Your Land, Your Options
Another limitation of prefabricated homes is that the existing models and blueprints might not fit right on your plot of land. Since it can be challenging and costly to modify the existing designs, you may spend copious amounts of time just trying to find a modular home that works with your space.
In contrast, stick built homes are generally designed to fit your lot, along with any other customizable features you’d like to add. Maybe you have sweeping mountain views on your property and want those to be integrated into certain rooms within your house, or perhaps there’s already existing structures that you want to work around or add onto. All of this and more is possible when going the stick built house route.
Modular homes are also limited by the size of the structures being transported and the vehicles that are used to move the different components. Road width and site conditions often limit vehicle size as well. There also needs to be enough cleared area to unload the home modules, set them on the ground, then place them on the foundation with a crane.
Stick built homes will minimize the environmental impact at your site since it avoids this process. It also means you can work in your personal ideas and aspirations, rather than limiting yourself to pre-existing designs and vehicle or road specifications.
Quality Leads to Happy Homeowners
Stick built houses might take longer than a manufactured home, but in the end, the wait is worth it. Homes that are built on site uphold their value and appreciate well, especially considering the amount of craftsmanship and detail that can go into the construction process.
You’ll also have the opportunity to do walk-throughs and ask any important questions as they come up because your involvement plays a major part in building your home. There’s a reason that stick building is one of the most common styles of construction: the results
Many people interested in a new house begin their search with modular home companies, assuming that a traditional stick built home is out of their price range. This isn’t always the case, and in fact, the price of a stick built home can be comparable to the price of a manufactured one.
If you’ve ever wondered “what’s a stick-built home?” and whether or not it’s a possibility for you, we encourage you to look further into this option to make sure the house you build on your land is truly the home of your dreams.
So you’ve found the perfect property and you’re ready to build your dream home there. You’re excited to finally own your own home and have a place to start making memories.
The only problem is, if you’ve done a little research online, you might be intimidated by the process.
Construction loans. Down payments. Closing costs. Interest payments. The numbers can be overwhelming. And most builders state right on their websites you’ll have to have all of this ready and waiting before they’re willing to talk. You want to start building now so you can start living in your dream home as soon as possible, not spend extra time saving up for your down payment or acquiring additional loans.
Mitchell Homes is the only builder in Virginia, Southern Maryland, or Northeastern North Carolina that lets you build without requiring you to finance a construction loan, pay your own closing costs, or provide a hefty down payment. These are savings that mean you can start living in your new home sooner, and that you can spend on things that are more important to you as a future homeowner, like buying the perfect furniture to decorate your new space.
If you’re a qualified landowner in Virginia, Southern Maryland, or Northeastern North Carolina, here are the ways you can save thousands of dollars by choosing Mitchell custom homes.
No Construction Loan
A construction loan is money that many home builders require their buyers to secure before construction begins. The builders then use this money to draw from during the construction process. Construction loans are different from other loans in that the lender can regularly check up on the building progress to make sure things are on track and the money is being used effectively.
Securing this loan can be frustrating and yet another step to take during an already complex process. You as the home buyer have to make interest payments on the loan while the house is being built. And, with the special rules involved in construction loans to make sure you don’t walk away from the project, this just adds more complications and money.
To help you, Mitchell Homes doesn’t require you to secure a construction loan before we start working on your home. Instead, we have one of our partner lending institutions to meet with you. Your consultant will help you find a mortgage program that fits your budget, and you won’t have to make a payment until after you close.
This simplifies the process and saves you almost $5,000 on a $250,000 loan, as well as saving you from the frustration that comes with getting a construction loan.
Our partner lending institutions know that Mitchell Homes is a trustworthy company that follows through on our projects, allowing us to pass this benefit to you.
No Closing Costs
Closing costs are another sum of fees that are often associated with buying a new home. These are costs that cover a number of things that need to be done before the house can officially be sold to you. These include fees related to inspection, legality, insurance, and assessments.
Unlike many other home builders, Mitchell Homes pays for all of your closing costs once your home is finished being built. We know that it’s hard having yet another thing to think about paying for when all you want to do is close on your new home and move in. And typically, you have to shop around to find the lender that would best suit you, as there is a variance in fees depending on the lender.
Typically, closing costs end up being anywhere from 2-5 percent of the purchase price of your home. By paying for your closing costs, our clients typically save nearly $10,000 on a $250,000 loan.
No Down Payment
A new home is one of the biggest purchases you’ll ever make. And while finance companies do what they can to help you qualify and get into a home, they still are conscious about risk.
A mortgage company assumes if you put some money down on the project, your risk factor decreases. The more you put down, the lower the risk of you stopping payment and walking away.
Many builders require this, but that means a buyer might have to put off owning a home if they don’t have thousands of dollars already saved up to make that down payment.
Since a minimum down payment is usually 3-5 percent of the house’s price, for a $250,000 loan, you might have to save up $12,500 or more before a mortgage company approves your request for a home loan, and your house can start being built.
Mitchell Homes does not require you to make a down payment, meaning that you’ll save money up front. Instead, this amount will simply be a part of the monthly payment calculated for the life of your mortgage loan. Without having to save enough for a down payment, it makes homeownership far more accessible right now.
More Valuable Reasons to Choose Mitchell
By choosing Mitchell custom homes, you not only save money, but you also get the value of our top-notch customer service. We prioritize our clients’ experience, making sure that building your dream home is exciting and enjoyable rather than stressful.
We aim to provide excellent customer service to you and are dedicated to working with you and your budget. We want to have mutual trust, and our two-and-a-half decades of experience have provided many happy clients with homes.
Going with a reputable home builder who truly cares about you and your experience in the building process adds even more value. We care about every step, from partnering with trusted suppliers to hiring team members who build homes to the high standards.
As well, we want you to be truly happy with the home you’re in. We have over thirty floor plans for you to start designing your new home from. Whether you want a two-story or a ranch, three bedrooms or four, you’re sure to find a few Mitchell custom homes that you can see yourself living in.