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It’s Friday, and you know what that means: time for another reader case! Now, I’ve just realized that it’s been a while since we did a housing-heavy case study. These are always a bitch to parse through because of the sheer volume of numbers involved, but what can I say? I like pain (just ask FIRECracker). So I dug into my trusty pile of reader cases for a good housing-related one and as usual our readers did not disappoint. Hi, I first heard about your blog this evening and have spend the last 5 hours pouring through your posts, which […]

The post Reader Case: I Own 4 Houses, Can I Retire? appeared first on Millennial Revolution.

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Hey y’all! To switch things up, we’re guest posting on GoCurryCracker today, one of our favourite FIRE blogs that inspired us to retire and travel the world. If you haven’t read GoCurryCracker before, the blog is written by Jeremy and Winnie, who retired in 2012 at the ages of 38 and 33 to travel the world! Shortly after they retired, they had a little boy, and now they travel the world as a family, proving that the nomadic life is absolutely possible with kids. If you’re wondering what “GoCurryCracker” means , here’s the funny story behind Jeremy’s quirky blog name. Here’s the […]

The post Guest Post on GoCurryCracker: Explore. Dream. Discover. appeared first on Millennial Revolution.

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I’m not a big wine drinker. My vices are Sichuan hot-pot, shrooms, and Belgian lambic cherry beer, in that order. In fact, the last time we were in San Francisco for a wedding, I skipped Napa Valley and went to Alcatraz instead. So I wasn’t keen on the idea of visiting the Douro Valley, the oldest demarcated wine region in the world, just a 2 hour train ride from Porto. Despite it being a World Heritage Site, and despite our AirBnb host insisting we have to go, I didn’t feel the urge. It wasn’t until I saw an ad for “Quinta […]

The post Let’s Go Exploring! Portugal’s Douro Valley and the Weirdest Food Ever appeared first on Millennial Revolution.

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Click here to jump right to the calculator at the bottom. A few years ago on a business trip down to New York I met up with one of my more colourful buddies in a Manhattan bar for drinks. Let’s call him Alex, though for privacy reasons, that’s not his real name. Alex and I were old classmates, and while I had stayed in Canada to work at a tech firm, he had moved to New York and gotten a job at one of the big banks on Wall Street. Evidently he’d been pretty good at it, as he was […]

The post The Fuck-over-ability Index appeared first on Millennial Revolution.

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Hey y’all! It’s Friday, so you know what that means…READER CASE TIME. Now, because we have a MASSIVE reader case backlog, we tend to be pretty selective. We only want to feature the cases that we believe will help the most number of people. So when we first looked at this reader case and saw the words “actively seeking to invest in cryptocurrencies,” my first instinct was to throw up my hands and go “Forget it. This guy’s toast.” But as I read farther, I was surprised to find that even though this reader’s situation seems dire, when you MathShitUp, you […]

The post Case Study: Big Dreams With Big Debt appeared first on Millennial Revolution.

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As an Optimizer, engineer, and someone who grew up poor, I have a tendency to try to squeeze the most value out of everything. Case in point. Back in 2011, when we went on vacation to London for the first time, I was so excited I made a schedule that broke each day up into 30 minute-1 hour increments. I then assigned an activity to each block like an obsessive little micro-manager, trying to squeeze maximum value out of our 2 weeks. Every minute was accounted for. No museum, castle, or pub was safe from my tornado of efficiency. I […]

The post The Importance of Slack appeared first on Millennial Revolution.

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There’s something magical about Porto, Portugal. And I don’t mean it in a ham-fisted “woo woo” kind of way. I mean it in a Harry Potter magical spells kind of way. Literally. Picture this. I’m sitting in a quaint little café beside the serene Douro river, biting into a flaky Pastel de Nata (Portuguese egg tart) with fluffy melt-in-your mouth egg center. As I reach for my decadent cup of foamy cappuccino, I see a black cape out of the corner of my eye, and what I think is a group of wizards turn out to be Portuguese university students […]

The post Let’s Go Exploring! The Magic of Porto, Portugal appeared first on Millennial Revolution.

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A few days ago, FIRECracker and I emerged from our AirBnb blinking in the sunlight after having been holed up in our rooms writing for 5 days straight. The two of us no doubt must have looked like zombies, stumbling down the sidewalk in our unwashed MadFientist t-shirts. As we sat down at a nearby cafe for a much-needed coffee, FIRECracker turned to me and asked “Hey, did we just un-retire?” It’s a legitimate question. When we started this weird little blog of ours, never in a million years did we think it would turn into anything big, and the […]

The post Unexpected Income: Are We Un-Retiring? appeared first on Millennial Revolution.

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It’s Friday, so you know what that means: Time for another Reader Case! Today’s reader case is from a reader case alumni: MontrealDilemma. Way back when, MD’s employer asked him to move to Toronto, and was wondering what to do with his condo: Sell it or rent it? We mathed-shit-up and realized that after costs, the rent he’d be getting would have sucked compared to investing, so we advised MD to pull the ripcord and sell that sucka! Well, a year and a half later, here’s what he’s been up to.. Hi Firecracker, Last we spoke, I asked you to […]

The post Reader Case: Living Big in the City appeared first on Millennial Revolution.

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Have you ever come back from vacation, checked your bank accounts and credit card statements, only to cringe at how much you’ve forked over in foreign transaction and ATM fees? I mean, a $5 ATM charge here and there didn’t seem so bad when handing over your hard-earned money for that once-in-a-life-time gondola ride in Venice or that oh-so-divine meal in Paris, but man does it feel shitty to realize you’ve lost hundreds or thousands of dollars to bank fees afterwards. Is this you? If so, you’re not alone. One of our most frequently asked questions in our e-mail is […]

The post How to Avoid Paying Bank Fees While Traveling appeared first on Millennial Revolution.

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