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It’s been a long hiatus, eh? But glad I’m back. I hope this calls for a back on track. Anyhow, I’m here to share my recent dilemma which I happened to resolve just recently. So without further ado, go check my story below!

This article is about on how we should be careful in shopping for spare parts online.

We happen to encounter issues with our stuff at home particularly appliances and from time to time, we need to fix things instead of throwing it up and buy a new one. Thus, looking for spare parts is sometimes the solution.

What’s convenient with today is that we can easily find the spare parts we need whether for your appliances or for your vehicles and that is through the help of online shops. Internet plays an important role towards our lives today and we sure can’t deny the fact how it makes our life more convenient in snap.

So here are the things that you should keep in mind when it comes to shopping for spare parts online.

(c) google.com The Dos
  • Check if the shop is legit even if it is hosted on known platforms like Lazada, Amazon, and more.
  • Always check the shop’s feedback. If you are looking for spare parts for your vehicles, make sure to be cautious in choosing the sellers particularly if you are looking for Discount atv parts. This is to avoid from purchasing a low quality or worst, fake products.
  • Make sure to opt for nothing but known legit stores. To make sure you can get the best spare parts for your vehicle and the like, only go for trusted Honda parts house. Recommendations are the best places to go. This is to ensure that you wouldn’t be spending your money and effort to waste.
The Don’ts
  • Don’t settle for anything that is too good to be true. If you found something online where you can save more than the cheapest value the stuff you are looking for can get, think twice about investing in it. You may become a victim instead.
  • If it is your first time to order and if you happen to become one of the first customers (no feedback in short), don’t risk your credit card information. If you think it is worth risking, try to check if they have cash on delivery as an option to purchase the spare parts. It’s safer though.

Perhaps, it isn’t different from being caution when it comes to shopping online, in general. So whether you are looking for spare parts for your fridge or Honda four wheeler parts, one thing you should keep in mind, never trust fully most especially if it is your first time to purchase in that particular store. Be safe than sorry.

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As a mom of 3, singlehandedly raising them is no joke. Taking care of the financial needs is part of my role. Ever since I became a mom, I never rely on my parents when it comes to my kids’ needs; this became a more challenging on my part when the youngest arrived. And things got ever more interesting when I needed to move to a new home where only my kids and I live. I may have not blessed with someone whom I can rely in all means, I am still glad that I have a reliable job that help me a lot with all our financial needs. But just like how life works, I am a little bit skeptical about the idea of my job as online freelancing doesn’t provide the reliability one can get from working local.

Being financially secured is really essential especially if you have a growing family. This, on the other hand, means more to us, single parents. As I grow older, I learn that I should be financially prepared in all means knowing that kids have only me as their parent, and provider. And I am thankful for Sun Life for being part of my venture as a mom.

So without further ado, when I get the chance to join Sun Life’s event about Financial Literacy talk, I then didn’t hesitate to attend.

Live a Brighter Life

Before anything else, let’s talk about Sun Life and how they started.

Sun Life have started around 1865  and throughout those years, they have been standing still and among one of the largest insurance companies in the world. Yes, for more than a century, the company had survived 2 world wars already and talking about reliability, that explains, I guess. They’ve been the top insurance company for six (6) years and have helped a lot of clients already in achieving financial security. And to help more individuals achieve their financial security, Sun Life opens up about how becoming a financial advisor can be a beneficial to one’s life.

The forum had opened an opportunity to most of the attendees. This was an opportunity on how each of us can a brighter life. The speakers shared to the attendees on how to manage their finances better, taught us what inflation is and most importantly, help us understand the importance of financial literacy.

Photo grabbed from Sassy Cebuana

The first speaker was presenting about Sun Life. It discusses about the history and how have they survived that long. Their mission? Simple! It is to help their clients achieve lifetime financial security. They want to help in addressing the problem of mismanaging money so people will have a brighter life like owning what they want with ease like having a car, owning a house, send children to better schools, retirement & can travel abroad. And this is where financial advisors take their role. They can initially make the dreams of clients come true. Being a Sun Life financial advisor gives you the opportunity to make a difference in people’s lives.

The second speaker was Mr.Churchill Bejemino. He tackled about how he became a financial advisor. He shares how Sun Life had changed his life. The steps & experiences he had that helped him to improve in the business and speaking to many people, especially in the crowd.

Photo grabbed from Sassy Cebuana

He also shared on how he conditioned himself to have a positive mindset always. To wake up early & talk to people & share to them about the importance of financial education.

Become a Sun Life Financial Advisor

Interested to become one? Here’s how! 5 Steps to #LiveBrighter as Sun Life Advisor

  1. Join a #LiveBrighter Forum
  2. Attend the interviews/take the POP(Personality Orientation Profile) Screen Test
  3. Take the Licensing Exam at the Insurance Commission
  4. Finish the Sun Life Training Course
  5. Complete the Contracting and Coding process

For more details, follow Sun Life Financial-Philippines at Facebook, Twitter, and Instagram or visit their site at http://sunlife.com.ph/.

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Shawn Corey Carter, otherwise known as Jay-Z, is one of the most successful rappers and business moguls in the industry today. Having sold more than 100 million records and receiving 21 Grammy Awards for his music, he has not rested on his laurels since coming into the music scene in 1996. There is praise for his latest release, 4:44, for being fresh, honest, and insightful.

While other rappers have made comparable fortunes – Dr. Dre, for example, through his association with the Beats by Dre headphones – no one rivals Jay-Z when it comes to generating wealth.

When he started out, his life consisted of drug dealings with traffickers and addicts. When he was growing up, the cocaine business was booming. To some extent, he has now managed to reconcile the dualities of black and white culture, art, and commerce. His success is not just a metaphor: it is the result of astute business smarts and financial awareness.

Anyone who carefully observes Jay-Z’s career will learn some things concerning financial management, whether you are an artist, manager, entrepreneur or employee. His entrepreneurial ventures have enabled him to be worth $810 million, according to 2017 estimates. His latest album reveals insights on the value of saving and investing, supporting the community you live in, as well as passing on wealth and skills to the next generation.

  1. Diversify your income streams

One of the things you instantly know about Jay-Z is that he is not just a rapper. He is a founder of businesses and record companies such as Roc-A-Fella Records and Roc Nation. He has a clothing line, Rocawear, and owns the New York 40/40 Club sports bar. He partly owns the NBA’s Brooklyn Nets and is a certified NBA and MLB sports agent. He has invested in the casino and real estate industries. He owns a majority of the music streaming service Tidal.

All of these have allowed him to amass a net worth of $810 million, which he could not have made from music alone. He can support himself and his family even if he would decide to stop making music because he has other income sources. Another good instance happens to be that of Regulatory affairs Consultants California, who have diversified their income streams and marketing their services to attract serious clients.

  1. Support your community

In his new release, he raps about looking out for those in the African-American community and noting that nobody wins when the family feuds. He extends this advice to support black-owned businesses.

  1. Manage your image carefully

In 2013, Jay-Z did an interesting promotional campaign for his album Magna Carta … Holy Grail. There was no Rolling Stone magazine cover, no promotional buildup, and no radio single. Instead, the announcement came via a three-minute commercial during game five of the NBA finals. The advertisement showed the artist in his studio as he made pronouncements to producers Rick Rubin, Pharrell, Timbaland and Swiss Beatz to “write the new rules.”

Revealing the nature of those rules came at the spot’s final second. The words SAMSUNG GALAXY flashed on the screen, directing viewers to a website, where they could make out directions that allowed Samsung users to download a free app that would give them the album 5 days ahead of its general release. Samsung paid $5 each for a million digital copies, ensuring the album would reach platinum status before an official release while giving free advertising to Jay-Z’s brand. The value of this partnership – $20 million – shocked an industry that has battled piracy and declining revenues.

The critical reception of the album was lukewarm and the downloading process buggy. However, it did not affect the legacy of Jay-Z. His 2017 purchase of the streaming site Tidal effectively gave him the control as to the distribution of his music and its resulting revenue. He released his album exclusively on Tidal, meaning that other competitors no longer control his music and take a bigger part of revenues. He noted that Tidal offered a higher streaming quality than other services, making it more respectful of artists and their work.

  1. Think about your heirs

Many wealthy people got into wealth through their own ventures, but many started out wealthy due to their parents or grandparents. The fact is what separates wealthy and poorer communities is the amount of “generational wealth” and savings that remain in families over time.

  1. The value of long-term investments

Many people think that they are supposed to be active investors – frequently trading stocks and shares – to have any chance of building wealth in the stock market. However, the reverse is usually the case. Many traders lose money through transaction costs as well as the fact that many investors only invest for the short-term and do not give their investments any time to ride out downturns or market volatility. By doing so, they lose potential investment returns.

One of Warren Buffett’s famous quotes is,

“If you are not willing to own a stock for ten years, do not even think about owning it.”

Though you may not take this literally (today’s markets are very volatile), there is indeed value in long-term investments.

  1. Invest in Real estate!

It is good to invest in stocks and bonds. However, do not rest only on them. Build your profile by putting your money into real estate.

You do not need to start big, even small ways like real estate trusts can help you. You can gain dividends over time and you can sell your initial investment when the value has increased, just like stocks.

If you have some money, you can consider buying a home, investment property, or a real-estate investment group. Before you do this, research about it and contact licensed professionals to help you make a sound decision.

  1. Spend responsibly

There are more important things than trivial spending. It is good to indulge yourself occasionally, but be careful that you do not lose sight of your financial goals – life is all about balance. For example, if you spend $10 on lunch every day, 7 days a week, this will amount to $70 a week, $280 per month and $3,360 per year. This money could have been invested or saved up for better returns.

Final thoughts

One of the things that hold people back is financial prosperity. When you are able to break through, you can do so much – but most people do not know where to begin. Jay-Z offers some important lessons in building brands, financial awareness, and spending, so be sure to grow your portfolio while thinking about you and your family’s future.

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Boosting its efforts to make financial literacy accessible to Filipinos, Sun Life offers three free online resources to help many learn and plan for their future. Together, they provide a three-step push for individuals and families towards achieving their dreams. And these are: attend the Brighter Life Institute, begin their journey with the My Future Fund Calculator, and connect with the #SINAG online journalism contest.

Being financially prepared is really essential to life. We hold no assurance to what could happen tomorrow, thus, being financially prepared is the least we can do. To make things easier for every Filipino, Sun Life launched this 3 digital financial literacy initiatives.

“Nowadays, Filipinos are more empowered in taking charge of their finances. They are turning to online resources to help them understand financial concepts and manage their money. Given our expertise and experience, we want to be their go-to partner as they progress in their financial journey,” declared Sun Life of Canada (Philippines), Inc. Chief Marketing Officer Mylene Lopa.

Attend the Brighter Life Institute

Open for enrollment since 2014, the award-winning Brighter Life Institute or BLI is an organized learning program inspired by MOOCs (massive online open courses). For this year, BLI rolls out the Moving Up module – a set of lessons which aim to teach families basic financial planning practices and the value of honest conversations about money, even to one’s children.

This program aims to help all those Filipinos to achieve the financial goal they need.

The Moving Up module takes its cue from Sun Life’s ‘Money For Life’ philosophy, which shows a holistic journey through four different life stages. With lessons spanning from creating a household budget to preparing for future milestones such as a college education, BLI’s latest offering can now be accessed via http://brighterlife.com.ph/bli-moving-up/.

Begin your journey with the My Future Fund Calculator

For a glimpse of how an insurance-with-savings product can help in reaching one’s dreams on time, the My Future Fund Calculator is available via bit.ly/myfuturecalculator. Just set a target date, choose a My Future Fund nearest the target date, and pair it with a suitable Sun Life variable life insurance product.

My Future Fund is perfect for families who are preparing for a specific purpose, like a college education or owning their own home.

What’s more, users of the My Future Calculator can get a chance to win P25,000 cash when they share it on Facebook and subscribe to Brighter Life Institute through the Plan 4 Your Fam, Win a Future Fund promo. Full mechanics here.

If you are looking to be financially prepared for the future and at the same time, want to put something an investment that is growing, this literacy initiative is something that each of us should check. It doesn’t just provide us knowledge on how to be financially open minded but it also helps us to be practical about life, in general.

Connect with #SINAG online journalism contest

Now on its fourth year, #SINAG invites Filipino bloggers and online journalists to be part of Sun Life’s financial literacy advocacy by sharing and posting about their insights and experiences on money management.

From securing their future to learning about financial instruments, #SINAG is a valuable compilation of life stories and advice from writers who also believe in the benefit of being financially prepared.

Interested writers can send a link to their entry to editor@brighterlife.com.ph. Full contest mechanics can be found here. Clueless on where to start? The Brighter Life Institute and the My Future Fund Calculator are good jump-off points to select a #SINAG-worthy entry.

For updates on Brighter Life Institute, My Future Fund Calculator, and #SINAG, follow us on social media via @sunlifeph.

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Thе dесiѕiоn to have a bаbу is a mоnumеntаl оnе. It’ѕ nоt a dесiѕiоn that many реорlе mаkе withоut firѕt taking intо соnѕidеrаtiоn a numbеr оf factors. Mаnу fаmiliеѕ рlаn carefully tо еnѕurе thаt they are starting their fаmilу at the right timе. Sоmе оf thоѕе factors include еnѕuring that you hаvе mаtеrnitу insurance on your healthcare plan, that уоu аrе finаnсiаllу аblе tо саrе for a new bаbу, аnd thаt уоu аrе hеаlthу еnоugh to саrrу a baby аnd саrе fоr a child. Sоmе families, of соurѕе, аrе surprised with a little bundlе of jоу еаrliеr than they might hаvе аntiсiраtеd. Eithеr wау, when уоu suspect уоu аrе pregnant, уоu will need to tаkе a test. Frоm thеrе, уоur dосtоr will confirm your рrеgnаnсу with a рrеgnаnсу blood tеѕt. The рrосеѕѕ iѕ relatively simple.

Gеtting Pregnant

It might ѕurрriѕе уоu tо knоw that not аll wоmеn аrе аwаrе оf еxасtlу hоw рrеgnаnсу оссurѕ. Many аѕѕumе that they саn gеt pregnant at аnу timе аѕ long as thеу engage in unрrоtесtеd sex. Hоwеvеr, thе windоw fоr fеrtilitу is actually vеrу small еасh mоnth. Wоmеn are оnlу fеrtilе fоr approximately 12 tо 24 hоurѕ еасh month. That is why it is important to know how to track your ovulation. Hоwеvеr, sperm саn livе in thе vaginal trасt fоr аѕ many as five days, which mеаnѕ уоu соuld get рrеgnаnt by hаving unрrоtесtеd ѕеx аѕ many аѕ fivе days prior tо thаt 12 to 24 hоur windоw. As lоng аѕ there iѕ ѕреrm in thе female bоdу to mееt thе еgg аѕ it is rеlеаѕеd, fertilization can оссur.


Onсе fеrtilizаtiоn оссurѕ, it takes аррrоximаtеlу one wееk fоr thаt fеrtilizеd еgg tо trаvеl through the fallopian tubes аnd intо a wоmаn’ѕ utеruѕ. Once in the utеruѕ, thе еgg will imрlаnt into thе wall, сеmеnting рrеgnаnсу. Frоm thiѕ point forward, you will produce thе hоrmоnе hCG, whiсh iѕ thе рrеgnаnсу hormone. A fеw dауѕ to a week аftеr implantation, hCG levels аrе tурiсаllу high еnоugh to ѕhоw up оn a home рrеgnаnсу test.

Pregnancy Test

Onсе you reach thе day уоu miѕѕ уоur реriоd, you will take a hоmе рrеgnаnсу tеѕt. If this tеѕt ѕhоwѕ uр роѕitivе, уоu will thеn саll уоur doctor. Whilе ѕоmе pregnancy tests аrе сараblе of detecting рrеgnаnсу as many аѕ six dауѕ before уоur miѕѕеd period, it iѕ important that уоu dо nоt tаkе nеgаtivе rеѕultѕ аѕ 100% accurate that еаrlу. Sоmе wоmеn do not produce enough hCG to dеtесt thiѕ еаrlу. Othеrѕ ovulated lаtеr thаn оriginаllу thought and hаvеn’t bееn рrеgnаnt long еnоugh tо dеtесt аt thiѕ point.

Prеgnаnсу Blооd Test




At уоur firѕt dосtоr’ѕ appointment, уоur оbѕtеtriсiаn will аѕk уоu tо рrоvidе a urinе ѕаmрlе. She will uѕе this ѕаmрlе tо givе уоu аnоthеr hоmе pregnancy test. This home рrеgnаnсу tеѕt iѕ for the dосtоr’ѕ records. Shе will thеn perform a рrеgnаnсу blood tеѕt tо indiсаtе рrеgnаnсу. Most doctors will ѕеnd уоu tо a lаb to hаvе this tеѕt performed. Yоu will rесеivе thе rеѕultѕ within a few dауѕ оf hаving уоur blооd drawn. Thе rеаѕоn fоr this рrеgnаnсу blооd tеѕt iѕ to соnfirm уоur pregnancy 100 percent. It iѕ nоt, however, the lаѕt timе you will rесеivе a рrеgnаnсу blood test during уоur рrеgnаnсу.

Othеr Blооd Tests

Mаnу оf thе blood tеѕtѕ оffеrеd during рrеgnаnсу аrе ѕtriсtlу орtiоnаl, thоugh some аrе not. Yоur dосtоr mау ask you to рrоvidе blооd to test your blооd type, your Rh fасtоr, аnd for аnу diѕеаѕеѕ. You will also bе givеn the орtiоn tо hаvе a blood tеѕt аt ѕоmе роint in your рrеgnаnсу tо сhесk уоur bаbу for problems ѕuсh as Down’s Syndrome.

Your dосtоr will аlѕо uѕе уоur blооd tеѕtѕ to determine уоur irоn level. If you hаvе irоn dеfiсiеnсiеѕ, it can саuѕе issues fоr your рrеgnаnсу. Your dосtоr uѕеѕ thiѕ infоrmаtiоn tо hеlр уоu bесоmе аѕ hеаlthу аѕ роѕѕiblе.


Around thе еnd оf уоur ѕесоnd trimеѕtеr аnd the beginning of your third trimester, your dосtоr will order a blооd tеѕt performed tо check уоur gluсоѕе lеvеlѕ. Thiѕ test is реrfоrmеd аррrоximаtеlу оnе hоur аftеr you drink a special bеvеrаgе рrоvidеd bу уоur doctor. Thiѕ tеѕt will determine whеthеr or nоt уоu ѕuffеr frоm gestational diabetes.

Thеrе аrе a numbеr оf blооd tеѕtѕ уоur dосtоr will ask if you’d likе реrfоrmеd as wеll аѕ a numbеr ѕhе will rеԛuirе you perform. Mоѕt tеѕtѕ аrе dеѕignеd tо еnѕurе thаt уоu аrе in thе best possible health. Hоwеvеr, ѕоmе аrе designed tо lеt уоu knоw whether оr not your bаbу iѕ аѕ hеаlthу as роѕѕiblе. Either wау, thе рrеgnаnсу blood test рrоvidеd whilе you аrе pregnant аrе important to bоth уоur hеаlth and thе hеаlth of уоur baby. If you have соnсеrnѕ аbоut аnу of thе blood tеѕtѕ уоur dосtоr оffеrѕ, tаlk to her аbоut уоur feelings.

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As Shopwise celebrates another year of success, it also shares its blessings to its loyal consumers. Hence, the B19Time Anniversary Treats made possible!

The most exciting offers are here and these are what you can find in their B19Time Anniversary Treats!

This promotion is available in all Shopwise branches nationwide. Spread the news and don’t forget to visit them today!

Check their FB page for latest updates and more!

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The highly-anticipated annual fun run organized by Sun Life Financial Philippines will soon cater to both running and cycling enthusiasts, as it evolves into a two-fold event dubbed Sunpiology Duo.

#SunpiologyDUO will come in two parts which will be from Sun Life Cycle PH @BGC and Sun Life Resolution Run.




Sun Life Cycle PH will take place on November 18, 2017 at the Bonifacio Global City in Taguig.

Sun Life will be mounting the event in partnership with Sunrise Events, Inc., which is known for its flagship projects that focus on race organization and sports tourism. The contract signing between the two companies was held recently in Shangri-La Mactan in Cebu, with Sun Life CEO and Country Head Riza Mantaring, Sun Life brand ambassador Piolo Pascual, Sunrise Founder Wilfred Uytengsu, and Sunrise General Manager Princess Galura in attendance.

“We recognize cycling’s growing popularity in the Philippines, and this is our share in helping encourage more people to get into the sport,” Sun Life Chief Marketing Officer Mylene Lopa shared. “Just as it is in our fun run, Sun Life Cycle PH will cater to different ages and will offer different categories.”

Sun Life Cycle PH will have a total of seven categories:




  • Tricycle Ride (100 meters for 2-3 year olds),
  • Kids’ Ride (500 meters for 4-5 year olds),
  • Family Ride (30 minutes for 6-15 year olds with adult companion),
  • Solo Ride (30 minutes for 6-15 years old),
  • Short Distance Ride (20km for 10 years old and above), and
  • Long Distance Ride (40km for 10 years old and above).

A charity category called Bid2Bike will allow the fans of Piolo Pascual, Matteo Guidicelli, Inigo Pascual, Gerald Anderson, and other Star Magic celebrities, bid for a chance to bike alongside their idols, get an exclusive photo souvenir, and have their jersey signed! For cycling enthusiasts, bid to ride with legend Robbie McEwen is offered.


Meanwhile, the Sun Life Resolution Run will happen on January 20, next year. As with the previous years, Sun Life will once again mount the event with Run Rio and will offer 3k, 5k, and 10k categories. It features an obstacle course that illustrates the steps to prevent diabetes, like watching what you eat and why exercise is important. More details will be revealed in the coming months, which includes an expanded payment facility like PayPal and DragonPay.

For those interested to participate, sign up for Sun Life CyclePH @BGC and get P100 off Sun Life Resolution Run registration fees. Registration for both races is now open at www.sunpiology.com.

Promoting physical fitness, supporting worthwhile causes

Sunpiology Duo will likewise retain its charitable components, where it will continue to raise funds for the different causes it has been supporting for the past seven years. These include the education of scholars from Hebreo 12:1 Foundation and Star Magic’s chosen charities.

Moreover, Sunpiology Duo will continue to be a star-studded happening, with Star Magic celebrities, as well as ambassadors of Sun Life’s wellness community GoWell, expected to participate.

The Sunpiology list of sponsors are also growing every year, staring with the following partners for Sun Life Cycleph @BGC: F2P, Powerade, Rudy Project, Cignal, Philippine Star, 2Go, Alcopllus, and Garmin.

“With Sunpiology Duo, we can now cater to even more Filipinos who are eager to get a boost in their fitness journey and contribute to worthwhile causes while at it,” Lopa said. “It’s surely going to be an exciting event. We look forward to seeing our Sunpiology regulars, and we’re also eager to welcome those who will be joining us for the first time.”




For updates on Sunpiology Duo, follow @sunlifeph on Facebook, Instragram, and Twitter. Visit www.sunpiology.com for registration details.

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You most probably have heard online freelancing. Well, technically, it’s one of the trending topics of today. Many are starting to get interested in landing their very first freelance work while some, on the other hand, are testing if it is really legit or not.



If you are to ask me, applying online is just like applying to actual jobs near your place or in the city which we are used to. You know BPO, local jobs, and the like. You get to experience getting scammed, being used, but eventually, you’ll surely find the right job, at the right time. I am a sole believer that everything indeed happens for a reason. So if you are a newbie and that you get a lot of rejections, just do what you think is right and sell yourself in the best way you can because eventually, you will find the right work for you.

Anyway, finding online works today isn’t that difficult compared in the past years that have gone. Today, you can find leads on Facebook which are not common before. So technically, those who are new in the industry, you guys are definitely lucky since finding your ideal job is just a click in a group away! Most probably, landing on your very first job is where the challenging part comes in, most especially if everything is new to you.

I, sure, can say that because even up today, I find it difficult to compete with other freelancers. Despite the experiences I have had, it’s quite difficult, still, to compete most especially if we talk about our rates.

So without making this story long, here are the things I have learned that you should consider before you work online. That is because, throughout the years working online, on and off, there are realizations that you’ll sooner, later will learn along the way. So here is mine.

Doesn’t mean you have a lot of experiences, you can get the job you desire.

Yes. With the tough competition we have today, doesn’t mean you are good at this and that, you can then score that particular job. It takes a lot of selling before you can definitely get that, unless if that’s meant for you.

Never put all the eggs in one basket.

When you work online, lucky for you if your employer provides all the benefits you need such as insurance, government whatsoever is that, and so forth… but if not, it’s always best to have a backup work. Not really backup work where you can no longer balance everything. Perhaps, one full-time job and another part-time job would work together. In this way, if in case the other one decides to put you on hold or let’s just say they no longer need your service, you are not dysfunctional since you still have one that supports you.



Quit if it is no longer healthy to stay.

Never afraid of quitting from a toxic environment. If it is no longer healthy to stay, get yourself out of it. There are a lot of work opportunities out there. As what mentioned earlier, never put all the eggs in one basket.

Politics happen in online freelancing industry.

Just like how an actual job works, politics happen in working online as well most especially if you are working for a team.

Be professional by all means.

If you are put in a senior position, you should act fairly for the benefits of everyone and so as the business itself. Set aside your personal grudge and interest if you really want to make things work.

If a door closes, another one will surely open.

This is the quote I’ll never forget from a client. If someone chooses to let go of you, never be afraid of accepting it as another opportunity will surely find its way to you.

Learn to ignore toxic people.

Just like mentioned earlier, politics happen online as well. Expect that there will always be negative feedback from people who hate you. And just like that, you just simply need to ignore them. Move on with your life.

Invest.

Online freelancing doesn’t guarantee long-term commitment. Hence, it is best to invest your earnings as early as possible.




So if you are planning to work online or you just landed on your very first job, always keep these things in mind. It sure helps. I would love to hear your thoughts, too! Feel free to drop them below.

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On its 4th year, Sun Life Financial Philippines will partake once again the action in Ironman 70.3 in Cebu on August 6. Sun Life Tri-Team is led by its very own executives, advisors, and brand ambassador, Piolo Pascual. The team will be fielding a total of five relay teams and one individual racer. So far, it is the biggest contingency since it started joining the prestigious race in 2013.

It was last August 5 at Shang Ri La Hotel where Sun Life Tri Team got introduced. The team composes of 5 relay teams and the members of each are as follow:

Team 1:

  • Enchong Dee (for swimming category)
  • Piolo Pascual (for bike category)
  • And Toniel (run category)
Team 2:
  • Sun Life Board Director Paco Sandejas (swim category)
  • Sun Life Advisors Eboy de Leon (bike category) and Mike Miras (run category)
Team 3: Sun Life’s all female team
  • Former Olympian and TV host Christine Jacob Sandejas (swim category)
  • Laarni de Guzman (bike category)
  • Sun Life Health and Wellness Marketing Manager Jayme “Tne Bull Runner” Pizarro (run category)
Team 4:
  • Jam Michael Chiu (swim category)
  • Karl Villalonga (bike category)
  • Alfred Diacosa (run category)
Team 5:
  • Sun Life advisors KB Espinosa (swim category) and Rocia Pantaleon (bike category)
  • Toots Malapad (run category)

And Sun Life’s Strategy and Financial Management Group Hazel Ferrer-Misa will compete in the individual category.

UPDATE:

As for the recent update, Sun Life Tri Team’s all-female group won the 2nd place in the Women’s Relay! Congratulations to Laarni de Guzman, Christine Jacob-Sandejas, and Jaymie Pizarro! Overall, the team won 11 places in the said event! Kudos to everyone!

One of the best things about the Ironman this year is that the medal that will be awarded to racers was once again designed by multi-awarded industrial designer and a Sun Life ambassador, Kenneth Cobonpue.

One of the highlights of the event last August 5, is that Sun Life would like to introduce to every Filipino that they have been boosting its health and wellness initiatives with GoWell, a community that promotes holistic wellness through a fit and active lifestyle, healthy eating, and living a balanced life. You can visit their site at www.gowell.com.ph

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As a mom of three, taking care of the kids is always my top priority. This comes by all means. From taking care of them physically, emotionally, and financially, my role as a mom is definitely not as easy as how you see it.

Being a single mom is certainly the toughest job I have had. To work as a full-time mom and at the same time, work as a full-time assistant, I tell you; it, sure, is not a joke! That moment you need to spend more time for work yet without compromising your duty as a mom… there, I’ve learned that even at the hardest roles I fill in, when you become a mom, you get to learn how to make things work. And I totally agree to what Mrs. Alignay shared to us during the Mom’s Day Out, that moms are truly the Masters of Multitasking.

Mom’s Treat!

Mom’s Day Out is one of the best events I have attended so far. Not because it is exclusive for moms but the talk that is tackled just simply gave me the reason to love myself more.

I was the kind of quite hard headed mommy because the time I got invited to attend the event, they told us not to bring the kids with us. And since I am a breastfeeding mom, I have this quite a little guilt in me that I should be bringing my youngest with me no matter what happens. So among the moms who attended the event, there, your single breastfeeding mom is carrying his little bunny.

Everyone got a treat before the event started. It sure is a Mom’s Day Out since every mom received an hour massage treat from the Spa Cebu courtesy of none other than the Sun Life team. Well, except for me since I brought my little one with me. Though I haven’t got the 1-hour massage treat, I am still happy since I got a GC which I can use to get that treat anytime I want. So pretty fine still! Worth of bringing my little one, I guess!

Right after the one hour massage, we then moved to the said venue where the event took place. There, we’ve met two different speakers from Manila: Mrs. Michele Alignay which talks about Balancing Motherhood and Mrs. Rosario Rivera for Financial Management talk.

The Talk!

So the event was composed of two main topics. First is about motherhood balancing and the other one is about financial talk. So the former simply tackled about being a mom.

If you are a mom, may you be single or not, married or what, what I’ve learned at the said event is that we should take care of ourselves too aside from taking care of our family. It’s not selfish to prioritize ourselves sometimes. Well, in fact, Mrs. Alignay shared with us that we should prioritize ourselves before anyone else. Because if we encounter problems within ourselves, the ones we take care get affected too. Hence, if you feel like things aren’t working well or seem not to give you a balanced life, pause, take a break, and unwind. Because… a well-balanced mom has more to give to her family.

Never be guilty of buying something for yourself, never be guilty of treating yourself, and never be guilty of loving yourself more.

Financial Freedom

It was a short yet very informative talk of Mrs. Alignay. And definitely, one of the most interesting topics I will never ever forget. So moving forward, that afternoon we’ve also learned how important it is to have a financial freedom.

A post shared by Team Sun Life PH (@sunlifeph) on Jul 29, 2017 at 2:17am PDT

As a mom, securing our kids’ future is very crucial. We don’t know what could happen tomorrow and being prepared is the least we can do to ensure that no matter what happens in the future, we are confident that our kids will have a life that is somewhat like a little stress than nothing having at all.

Mrs. Rivera happily shared to us how preparing our kids’ future can help us to have the financial freedom we need. Because when you become a mom, we don’t just think of today but also of tomorrow. And the best action we can do, most probably, is to start saving today. As a mom, it is definitely not that easy to manage work, home, and your financial status, much more if you are a single mom. And glad that Sun Life came up with the idea of creating the MyFuture Fund.

(c) linkedin

To give you a brief detail, MyFuture Fund is an exclusive fund option for policy holders of Sun Life. From their site, it is a target date fund that invests primarily in high-quality stocks and a mix of government and domestic corporate debt in accordance with an asset allocation strategy that promotes capital appreciation at the onset to maximize earning potential in the earlier years and shifts to wealth preservation to reduce exposure to risk as the maturity of the fund approaches.

To learn more about it and so as its benefits and advantages, you can visit their site at www.sunlife.com.ph or you can visit their social media pages to be updated with their latest products and services at FB: www.facebook.com/sunlifeph or IG: https://www.instagram.com/sunlifeph/

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