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Have you ever wondered about the meaning of the phrase “Life Keeping,” part of the Eddy & Schein tagline?

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In her book, Blossoming, Sara Kirschenbaum has chronicled her father’s eight years of declining health and how the family used creativity and love to ease the journey. Coffee with ice cream on the side and shape dancing in the mornings, wonderful masks in the hospital, and a wedding in wheelchairs in the park are only a few of the joyful moments that Sara captured in her photographs, along with a realistic look at the challenges her father faced.

Rebecca had the good fortune of being hired in October 2008 by Susan Weil and Bernard (Bernie) Kirschenbaum and experiencing firsthand the loving relationship between Sue and Bernie and their family. She writes:

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You may wonder what a “Financial Hoarder” is. With all of the media attention that has been given to the hoarding of physical objects, there has been little attention given to people whose focus is money. Rebecca Eddy was recently asked to present on the topic. It is not a term we had heard before, but it easily describes many of our clients over the years.

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In June, “Insurance Awareness Day” is set aside as a day to review one’s insurance policies. When reviewing your files, consider any changes that may have come about in your life. Do you need to purchase more coverage? Over the years, we have discovered some of our clients did not have adequate coverage for their needs. Here are their stories: 

Homeowners Insurance 

Rita, Jennifer, and Sharon all had homeowners insurance for their co-op apartments, but the extent of the coverage was limited. They each had bought insurance when they purchased their co-ops, but as the value of their property increased, they had not increased their insurance. In addition, artwork by fledgling artists that they bought or had been given years prior was now worth a great deal. Rita’s beautiful Chinese print was damaged by vendors working in her home.  Unfortunately, there was no way to get reimbursement from the companies and her home insurance did not cover the repair. She would have needed insurance for specific art pieces. 

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June 14 observed National Pop Goes the Weasel Day.

All around the mulberry bush

The monkey chased the weasel

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This year, Older Americans Month (observed every May) addresses one of our favorite topics, “Keeping Engaged at Every Age.” The client managers at Eddy & Schein have had the pleasure of working with seniors for the last 20 years. In this time, we’ve posted many articles that share ideas of how to keep our loved ones engaged as they age, and the importance of participating in activities that promote mental and physical wellness. 

While the positive effects of self-care cannot be overstated, it is also important to remember that we are never too old to make a difference in our world. The breadth of experience that seniors have gives them the ability to offer wisdom and experience to the next generation. What an amazing range of events seniors have lived through; each decade varies from the next and differs even more from the world we live in today. Below are a few examples of insight, experience, and history that come with age:

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Mental health has become a hot button issue. Addressing mental health matters includes concern for the impact of social pressures, politics, and conditioned prejudice.

On Friday, May 18, 2018, there was another mass shooting in an American school. Setting aside any larger political discussion, the shooting was an example of the extremes faced by our youth and raises more concerns about their mental health.

Teen suicide rates have risen (alarmingly so) over the past two years, but mental health issues are by no means limited to youth. With the ever-increasing stress of economic and social pressures, mental health issues have become more common in family life. Still, a large majority of us are unwilling, ashamed, or afraid to seek help for ourselves or for our friends and family.

During Mental Health Awareness month, we would like to share a campaign organized by NAMI (The National Alliance on Mental Illness) in the hope that greater understanding can assist in reducing the current stigma.

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The top four causes of stress in American adults, according to The American Institute of Stress, are Job Pressure, Money, Health, and Relationships

Curious how a Daily Money Manager (DMM) can reduce your stress?

Hiring a DMM is unlikely to directly impact the stress that comes from job pressure, but the next three stressors can be minimized with the assistance of a DMM. The variety of reasons for involving a DMM can potentially affect many facets of life.

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Financial literacy is composed of the skills and knowledge which allows an individual to make informed and effective decisions concerning their finances.

Understanding and practicing basic money management skills — such as living within the means of a budget and handling credit and debt — is very important for students and grownups alike. However, according to an S&P Global FinLit Survey by the World Bank, Gallup, and George Washington University, just one-third of the world's population is financially literate. On a country-by-country basis:

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George was having more and more pain in his belly. He called his doctor, who, upon hearing about the severity of his pain, told him to go to the emergency room. Following triage, lab tests, and doctors’ exams, the hospital admitted George. Since there was no available room, he had to wait three hours before a registrar informed him that he had been “admitted under observation.” Should he or should he not agree to be admitted?

What exactly is “Observation Status” and why should Medicare recipients be wary of it?

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