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By Alexandra Swann, Vice-Chair – CCAR’s REALTOR®/Lender Committee On February 12, TREC introduced a new form to deal with the issue of buyer’s right to terminate—or ability to waive the right to terminate—when an appraisal comes in low. In rapidly appreciating markets, such as ours, appraisals can’t always keep up with housing prices. In multiple-offer Read More

The post TREC Form 49.0: What You and Your Buyer Need to Know appeared first on Collin County Association of REALTORS®.

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By Sunny Mattern, Property Manager – CCAR’s Property Management Committee Did you know that each JP court could have different rules and guidelines when it comes to evictions? Do you know what precinct your rental property is in? Collin County has five precincts: Precinct 1 covers the McKinney, Melissa, and Anna areas; Precinct 2 covers Read More

The post What You Need to Know: JP Courts and Evictions appeared first on Collin County Association of REALTORS®.

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By Scott Drescher (NMLS #168878), Highlands Residential Mortgage, LLC and Member, CCAR’s REALTOR®/Lender Committee The mortgage industry is rife with abbreviations and acronyms. Some are obvious, but others are a little more esoteric. The REALTOR®/Lender Committee thought you might benefit from a short list of the most common or noteworthy. When the abbreviation is an acronym, Read More

The post Mortgage Abbreviations and Acronyms appeared first on Collin County Association of REALTORS®.

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By Sunny Mattern, Property Manager – CCAR’s Property Management Committee Did you know that if you offer to manage property for a fee and don’t know anything about property management, you might be in violation of our Code of Ethics? You may already have a relationship with the investor or homeowner who wants to lease Read More

The post Property Management and the Code of Ethics appeared first on Collin County Association of REALTORS®.

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By Scott Drescher, Highlands Residential Mortgage and 2017 Chairman, CCAR’s REALTOR®/Lender Committee 2017 was a positive year, despite individual struggles that some of us may have endured. The CCAR REALTOR®/Lender Committee can point to improvements in the mortgage landscape practically every year, even those that were marred by over-regulation after the market crash. However, this year we Read More

The post Gifts That Keep On Giving, Version 2017 appeared first on Collin County Association of REALTORS®.

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By Sam Brock, Supreme Lending and Member, CCAR’s REALTOR®/Lender Committee We’re all now well aware that roughly 143 million consumers’ personal information was stolen via a security breach at Equifax. This could include names, Social Security numbers, birthdates, addresses, and credit card numbers for millions of American homebuyers. What does this mean for your clients? Immediately, no one Read More

The post The Impact of the Recent Credit Breach on Homebuyers appeared first on Collin County Association of REALTORS®.

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Melissa Hailey, the founder of North Texas Top Team, REALTORS®, Inc., will be installed as the 2018 President of the Collin County Association of REALTORS® (CCAR) on Nov. 9, 2017. An active member of CCAR since 2006, Hailey has served as the Chairperson for several committees, and she currently instructs various educational classes. She chats Read More

The post Q & A with Melissa Hailey, 2018 CCAR President appeared first on Collin County Association of REALTORS®.

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By Alexandra Swann, GenEquity Mortgage and Member, CCAR’s REALTOR®/Lender Committee With the summer home buying season drawing to a close, more and more buyers and their agents inquire about bridge loans. Sellers faced with multiple offers do not want to take an offer with a contingency to sell an existing home, and buyers often do Read More

The post The Advantages and Disadvantages of Bridge Loans appeared first on Collin County Association of REALTORS®.

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Anyone who has ever gone house hunting has encountered at least one of these in their search: A house of horror. If it isn’t written on their faces the moment they pull into the driveway, it will be by the time you turn the knob and invite potential buyers inside. It is understandable if an Read More

The post From Little House of Horror to Conceivable Contender appeared first on Collin County Association of REALTORS®.

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Collin County Association of REALTORS® (.. by Collin County Association Of Realto.. - 1y ago

By Jake Perry, Fairway Independent Mortgage Corporation and Member, CCAR’s REALTOR®/Lender Committee Fannie Mae just made it easier to qualify borrowers by making it less challenging to exclude debts they are not paying. As many of you know, one of the most common problems lenders face is overcoming high debt to income ratios (DTI). Along with Read More

The post Approving Buyers Just Got Easier appeared first on Collin County Association of REALTORS®.

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