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By Scott Drescher, Highlands Residential Mortgage and 2017 Chairman, CCAR’s REALTOR®/Lender Committee 2017 was a positive year, despite individual struggles that some of us may have endured. The CCAR REALTOR®/Lender Committee can point to improvements in the mortgage landscape practically every year, even those that were marred by over-regulation after the market crash. However, this year we Read More

The post Gifts That Keep On Giving, Version 2017 appeared first on Collin County Association of REALTORS®.

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By Sam Brock, Supreme Lending and Member, CCAR’s REALTOR®/Lender Committee We’re all now well aware that roughly 143 million consumers’ personal information was stolen via a security breach at Equifax. This could include names, Social Security numbers, birthdates, addresses, and credit card numbers for millions of American homebuyers. What does this mean for your clients? Immediately, no one Read More

The post The Impact of the Recent Credit Breach on Homebuyers appeared first on Collin County Association of REALTORS®.

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Melissa Hailey, the founder of North Texas Top Team, REALTORS®, Inc., will be installed as the 2018 President of the Collin County Association of REALTORS® (CCAR) on Nov. 9, 2017. An active member of CCAR since 2006, Hailey has served as the Chairperson for several committees, and she currently instructs various educational classes. She chats Read More

The post Q & A with Melissa Hailey, 2018 CCAR President appeared first on Collin County Association of REALTORS®.

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By Alexandra Swann, GenEquity Mortgage and Member, CCAR’s REALTOR®/Lender Committee With the summer home buying season drawing to a close, more and more buyers and their agents inquire about bridge loans. Sellers faced with multiple offers do not want to take an offer with a contingency to sell an existing home, and buyers often do Read More

The post The Advantages and Disadvantages of Bridge Loans appeared first on Collin County Association of REALTORS®.

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Anyone who has ever gone house hunting has encountered at least one of these in their search: A house of horror. If it isn’t written on their faces the moment they pull into the driveway, it will be by the time you turn the knob and invite potential buyers inside. It is understandable if an Read More

The post From Little House of Horror to Conceivable Contender appeared first on Collin County Association of REALTORS®.

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Collin County Association of REALTORS® (.. by Collin County Association Of Realto.. - 8M ago

By Jake Perry, Fairway Independent Mortgage Corporation and Member, CCAR’s REALTOR®/Lender Committee Fannie Mae just made it easier to qualify borrowers by making it less challenging to exclude debts they are not paying. As many of you know, one of the most common problems lenders face is overcoming high debt to income ratios (DTI). Along with Read More

The post Approving Buyers Just Got Easier appeared first on Collin County Association of REALTORS®.

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Each year, the Collin County Association of REALTORS®, in accord with the Texas Association of REALTORS®, interviews local candidates seeking election to public office across Collin County. This year, REALTORS® interviewed over 45 candidates seeking office.  The questions asked by our REALTOR® volunteers during the interviews ranged from taxes to immediate real estate issues and Read More

The post Collin County TREPAC-Supported Runoff Candidates appeared first on Collin County Association of REALTORS®.

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By Alexandra Swann, GenEquity Mortgage and Member, CCAR’s REALTOR®/Lender Committee On July 1, the three major credit reporting agencies—Transunion, Experian, and Equifax—are going to implement some major changes to the way they report judgments and tax liens on individual credit reports. As with many new rules, this one has both positive and negative ramifications for Read More

The post New Credit Reporting Changes To Impact Real Estate Closings Positively and Negatively appeared first on Collin County Association of REALTORS®.

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Courtesy of the City of McKinney The City of McKinney Housing & Community Development Department has announced the city has been added to the Southeast Texas Housing Finance Corporation (SETH) 5 Star Texas Advantage Program. The SETH 5 Star Program makes homeownership possible for families and individuals wanting to purchase a home in McKinney by Read More

The post McKinney Residents Now Eligible for SETH 5 Star Texas Advantage Program appeared first on Collin County Association of REALTORS®.

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By Jessica Barker, Arch Foundation Repair and Member, CCAR’s Affiliate Committee Happy Spring! As warm weather moves into North Texas, it is important that your clients understand the essentials required to maintain a home’s foundation. Here are 10 tips to keep their foundation in good shape: 1. Make sure that the soil around the foundation is graded Read More

The post 10 Steps for Maintaining Your Home’s Foundation appeared first on Collin County Association of REALTORS®.

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