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Many disability carriers, such as Aetna, have a two-tiered definition of disability. For example, Aetna’s policy provides that for the ..read more
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The post New ERISA Regulations #7: Carriers Can No Longer Play The “Delay Game” appeared first on CaveyLaw.com ..read more
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Cardiac arrhythmia is a term for abnormal electrical activity of your heart which is diagnosed based on a physical examination and ..read more
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Maybe, maybe not! Help! Your medical records must establish that you have a medically determinable impairment that is supported by ..read more
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It’s difficult to make the decision to stop working and apply for disability benefits. The application process can be daunting. Before ..read more
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Many disability insurance policies have mental nervous limitations that limit the payment of disability benefits to just 2 years if you ..read more
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UNUM disability policies, like most disability policies, have an “other income” provision that allows the disability carrier to reduce ..read more
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Those with arrhythmia have an electrical system which no longer maintains a regular heartbeat. A sudden frequent burst of a rapid heartbeat ..read more
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The Social Security Administration will deny claims for diabetes if you aren’t following your treating physicians recommendations. in ..read more
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If you plan on applying for long term disability benefits, you should know that your physician will be asked to complete Attending ..read more

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