Recently on our bankruptcy forum a user asked, “I have thousands of dollars of unsecured debt. I have talked to several people who tout the benefits of filing Chapter 7 bankruptcy. I know, however, that it cannot be all good. I need to know more about the downsides of filing Chapter 7 and whether it’s […]
Recently on our bankruptcy forum a user asked, “I started a restaurant five years ago with a partner. Unfortunately, with competition and growing expenses we’re having trouble paying our bills. I need more information about filing Chapter 11 bankruptcy. I would love to keep the restaurant open, if possible.” Overview of Chapter 11 bankruptcy Chapter […]
Recently on our legal forum a user asked, “I am about one year into my three-year Chapter 13 debt repayment plan. Unfortunately, due to unforeseen circumstances, I will not be able to complete my plan. I was wondering what options I might have? I do not want to go through all of this a second […]
Recently on our legal forum a user asked, “I have filed bankruptcy in the past. I am sorry to say, however, that I seem to have gotten myself in another financial crisis. I don’t want to have to file a second bankruptcy, but I am at a loss as to my next steps. Do you […]
Recently on our legal forum a user asked, “I thought if I didn’t pay my credit card bill that the credit card company would eventually write off the debt. Now I have found out that they have sold the debt to a collection agency and that agency has filed a suit against me. What do […]
Recently on our legal forum a user asked, “I owe thousands of dollars to different credit card companies. I also have $50,000 of medical debt. I think the debt must have been sold to a third part debt collector because the debt collection calls have become relentless. I cannot answer the phone anymore. I am […]
Recently on our bankruptcy forum a user asked, “I was injured in a severe car accident. The driver was intoxicated. I will never walk again. I just found out that the driver is filing bankruptcy. I am concerned about my DUI injury judgment. Can this be discharged in Chapter 7 bankruptcy? I filed a DUI […]
Recently on our forum a user asked, “I find myself on the brink of financial disaster for the second time in my life. I am only thirty years old. I have a decent paying job. I am at a loss. I am wondering if you can give me any tips for saving money and re-establishing […]
Recently on our bankruptcy forum a user asked, “I have been renting for three years. I owe about $3,000 is back rent. The landlord is threatening to evict me. I am wondering what happens to my rental debt if I file Chapter 7 bankruptcy? Will it be discharged or will I have to repay the […]
Recently on our legal forum a user asked, “I am in a bit of a bind. I got very sick and could not work. I had to stay in the hospital for several weeks without insurance. We scrapped together a bit of money but most of the charges ended up on our credit card. Now, […]
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