Simple Living Australia | A Personal Finance & Lifestyle Blog
Simple Living Australia is a personal finance and lifestyle blog dedicated to helping Australians gain control of their finances, save more, spend less and improve their overall standard of living. They share insights on getting out of debt, saving money, investing and more. It’s all about practical ideas and information to help readers make better decisions and enjoy a simple living.
In today’s age of ecommerce, going online with an appropriate and attractive storewith distinctive targeted audience is a must. To shine the brightest amongst all, a right B2B ecommerce platform is much worthwhile. There is a plethora of such platforms to choose from. A right background check and a good read are all that is needed.
More Power to Business
Online presence is the first step of any ecommerce business and a good b2b ecommerce platform helps to strengthen it. A right platform helps to reach targeted audience and beyond. It in turns, improves the demand and supply graph. More visibility implies more reach out to potential clients and resellers which speeds up the buying process and thus, an effective way for any ecommerce website to flourish.
Don’t Judge by Popularity
An old saying, “Everything that glitters, is not gold” is apt in this world. Don’t get beguiled by popularity of a B2B ecommerce site. The popularity doesn’t mean it can cater all your business needs and requirements. Hence, in order to ensure that the online business requirements are met perfectly by the b2b ecommerce platform, a thorough understanding of the requirements and features in particular should be understood. Business requirements and services provided by the b2b portal should get along together so as to get the optimum benefit out of it. Judge judiciously before finalizing helps in the long run.
Case Studies of the Existing Customers
It is always advisable to read what the existing customers have to say about the ecommerce development platform. It gives a fair idea on how a business has improved using the platform and the services they have provided. For a better understanding, taking reference of any particular case study and their story of success is a fair idea and can be implemented. More of happy clienteles implies to good and market-oriented services. Nevertheless, a quick look on negative or average clienteles is a clever move so as to learn from them and avoid such mistakes while taking big decisions.
Personalized Store is equals to Happy Customers
No one likes a list of kitchen appliances popping up while looking for the trendiest pair of shoes! So, a b2b ecommerce company understand the buyer’s trend and helps a business personalize their client’s website in accordance to the targeted audience of the later. It saves time of the buyers and make them come back to the website more often. Each and every client has a different front page according to their own taste, search and demographic location; and when they return to the website again, they find their personalized front page which makes them love an online store over another.
So, in this era where technology is evolving rapidly, taking strategic decisions for online business is the first step. As, nothing comes free of cost, any hasty decision can be dreadful in the online world. A clear- cut mindset about services, products, demographical locations and targeted audience are a few steps before going on-board with any b2b ecommerce portal. More power to your business!
There are heaps of reasons why family is important – having people around you who you love, trust and spend time with is a golden gift. Raising kids is also an amazing reward, despite its many challenges. But having a family can be hard work at the end of the day, especially when you juggle multiple priorities and responsibilities.
It makes sense that you deserve to let down your hair and go travelling with your family, hopefully at least once a year. But what if the idea of family-friendly freedom is new to you? Never fear – here’s an adventurer’s guide to family travelling.
Step one – have a reliable car
Choosing between the wide variety of 7 seater & 8 seater cars can be difficult. However, it mainly comes down to finding something that is reliable and can fit the entire family. Owning a car that is spacious, comfortable and that you know you can depend on will ensure that the whole family will enjoy the ride.
All you need to do is make sure that your car is regularly serviced and maintained and that any mechanical issues are fixed as they arise. Before a major road trip, it’s always a good idea to have a service, even if you’re a few months or thousand kilometres away from your next recommended one.
Step two – book accommodation ahead of time
Getting to your destination only to find all the decent hotels and hostels are booked out is a major headache. Be preemptive and, once you know you and the family are headed for a little retreat, jump online and begin looking for accommodation. Airbnb is a great way to find nice places to stay and can be a good alternative to traditional hotels and motels. Often, you’ll need to pay a certain percentage as a holding deposit and you can then pay the remainder closer to the date.
Step three – for those on a budget, pack food
Unless you’re going overseas, it pays to try and save some money on your trip, as accommodation and petrol costs can become a bit burdensome on a family trip away. One way to save some pennies is by packing non-perishable foods so you can do some cooking instead of eating out for every meal. So, pack your pasta, your sauces and your condiments beforehand and grab the perishable items like meat and dairy while you’re at your destination.
Step four – kids entertainment
There are lots of things you can do to help keep the kids entertained during your trip. Once you’re at your destination, you may find arcades, mini-golf courses and other things to keep them occupied while you’re there – but if you’ve got several hours in the car, you’ll need to prepare some activities for them.
You can charge the tablets up and load them with kids films. You can also pack cards or other small games they can play on the go. Books are a great option too, although be careful – for some little people, reading and cars equal motion sickness and nobody wants to clean up the mess if someone has a little accident.
You’re on your way!
There you have it. The first step is to ensure you have a reliable car. Then, make sure to book a place to stay once you have your dates locked in. Pack some non-perishable food and just buy the rest when you get there so you’re not eating out every night, and remember to make sure to keep the kids entertained along the way.
We’ve come a long way from classifying eyeglasses as bulky medical equipment intended purely for optic aid. These days, glasses have become less about vision correction and more of a fashion statement, saturating the eyewear market with thousands of different shapes and styles.
While fashion has always blurred the lines between the classic and the avant-garde with perennial collections by the likes of Gucci, Ray-Ban and Tom Ford – it’s often the underdogs who rewrite the rules of the game.
With e-tailers like VisionDirect carrying more than 80,000 products across over 200 brands, it may seem impossible to find that diamond in a sea of glass(es). So we’ve decided to create a list which celebrates ingenious functionality from eyewear brands you may not have heard of yet :
The brand bringing us the thinnest sunglasses on the planet! Not only are they paper thin but foldable, designed to fit in the smallest of pockets. Taking up as much space as your card holder, a pair of ROAV sunglasses can accompany you anywhere, and any outfit.
Spy Optic has taken lens technology to the next level, incorporating the ‘Science of Happy’ into its new collection of eyewear. They are the only color and contrast enhancing lenses on the market that elevates mood. They do this by harnessing the beneficial aspects of long-wave blue light, while protecting the wearer from damaging short-wave blue light.
The first ever sunglasses that play music! Equipped with bone conduction technology, the Bluetooth sunglasses allow you to listen to music and make phone calls, all while being able to fully hear your surroundings. Zungle sunglasses certainly caught the attention of the world and today there are Zunglers everywhere, from New York to L.A. and Seoul.
Appearing in People magazine as “Hollywood’s hottest shades,” the sunglasses feature a parallelogram-shaped unique material inlay in each temple which has become an identifying icon of their products. Some of the most popular models that have be seen on celebrities like Kylie Jenner and Gigi Hadid are the Westward Leaning Dyad, Vanguard 11 and Pioneer sunglasses.
You can shop or find more info about each of these brands on VisionDirect.
Using mulch for a garden is an effective way off preventing soil erosion, retaining moisture, restricting weed growth, and protecting plants from pests and diseases. It’s also convenient, as you can make it yourself by collecting and repurposing materials like food scraps and old newspaper.
Wood is also a popular choice for mulch, helping to establish a rich soil. Whether you use wood chips, sawdust or other residue, these materials can provide huge long term benefits for your garden. Even rotten pieces of wood can be used, helping to enhance the soil’s ability to retain nutrients and moisture. This results in bigger and better crops when growing fruits and vegetables.
Woody materials are also high in carbon and cellulose, meaning they need nitrogen and time to decompose. When you mix wood chips into your soil, the mulch will soak up the soil’s nitrogens and make the spot useful for gardening for a couple of seasons. However, it’s essential to follow particular steps when using wood for mulch. Read on to find out how to best develop garden soil using wood mulch.
The first step is to collect pieces of wood from your home or from around your neighbourhood. Look out for wood piles outside people’s homes that have been put out on the street for others to collect. Some people may ask for a small donation in exchange, so it’s important to honour that. It’s also a good idea to keep an eye out for sawdust.
Sawdust is a great type of mulch for perennial crops, however it’s important to scatter organic fertiliser or poultry manure on the surface every time you put a new layer of mulch on. Sawdust is perfect for strawberries, raspberries and blueberries, making it an excellent choice when developing a vegetable garden.
Chop Up Wood
Once you’ve collected your tree branches, bark, wood trimmings or sawdust, it’s time to chop it all up. Put on safety glasses and process the wood and bark through a wood chipper in order to make mulch. If you don’t have a wood chipper, you can easily hire one from a hardware store. Bark and wood mulch can be used on its own or combined with leaf mulch.
It’s important to know that wood mulch is ideal for established gardens but shouldn’t be used with young plants. Out of all the other types of mulches available, wood decomposes slower, therefore making it a good option for long term use.
Use Straight Away
Once the wood has been chopped, it’s important to use it in your garden as soon as possible. If you have extra mulch, you can protect it by storing it in a ventilated barrel, a large bag with air holes, or spread out on a tarp and covered from the elements. Once the woody mulch is ready, you can also combine it with other mulch materials from around your yard.
Keep in mind that the longer the mulch is stored for, the more nutrients it will lose over time. Mulch that’s stored in low ventilation areas will begin to ferment and release toxins that can be deadly to plants.
Dispose of Old Mulch
Before you put new mulch on your garden, you must first dispose of the old mulch. When spring time comes around, you must remove the old winter mulch that protected the garden during the colder months. Winter mulches don’t decompose as quickly as summer mulches, so it’s important to remove it so you can add more nutrient-rich mulches to the soil.
In summer, wood mulch will help your garden to retain moisture and help to keep roots cool, while in winter mulch needs to protect plants from frost and help the soil stay warm. It’s also essential to pull out any weeds before adding new mulch, or else the mulch will protect the weeds and allow them to grow. This creates unwanted competition for the plants you’re actually trying to grow.
Make a Well Around the Base of Your Plants
Finally, after you spread the mulch out, make a well around the base of your plants. This is especially important in shady areas in order to protect plants from mould and insects. Not only does it allow air to circulate, but it also lets plants get the water they need.
For more information or to arrange soil delivery in Melbourne, call us on 1300 685 249, complete our online enquiry form, or send an email to firstname.lastname@example.org.
2019 is the year of innovation, and if that seems hard to believe as you look around your home – it may be time that you thought about modernising your home. We get into such a rhythm with life that we rarely take stock of what surrounds us, and how we can invest more in the future of our home. It’s hard to look at your home with unbiased eyes, so take your time before you make any changes and look through a range of home life magazines to get your creative modern minds ticking. Here’s 5 things that will stylishly and effectively modernise your home in 2019.
How does the light fall in your home? For many homeowners, they have accepted their light flow as something they cannot change – making do with what they have. That doesn’t have to be the case, and in 2019 you can master just how much natural light graces your living spaces. Installing Skylights in Sydney with introduce some needed light into your home, and you can install as many or as little as you like. Also look to highlight your windows more, by choosing light and sheer curtains that will allow more light to filter in.
Adorning your walls and tables with art is a beautiful addition to any home. There are so many local artists that you can choose compelling art from, and it doesn’t have to be only a print. You can source a sculpture, ceramic or even an installation for your home. There is never a wrong decision when it comes to art, as beauty is entirely in the eye of the beholder. This will give your home an injection of culture and modern style, and a way to express yourself as you would like.
As we saw in 2018, the landscaping game has changed enormously. This will continue well into 2019. You can add some modern creativity to your front and back areas by assessing what can be added, and what can be removed from the space. Less is often more when it comes to your modern landscaping concept, so aim for hardy trees and shrubs, the right hedging and a classic driveway tile. If you’re not sure what modern landscaping looks like, you can take a drive to some of the premium homes of your city and draw some inspiration there. The more research you do, the greater chance you will have at implementing something that is unique and on trend.
Trade colour for neutrals
No one is saying that you should abandon your love for colour, but you can dial it back in place of some more neutral tones. These neutral colours date a lot slower, and they make any room look as if there were freshly designed and renovated. Not to mention a lot larger. They also set you up to complement your space with colorful accent pieces like bright cushions and occasional furniture.
Technology isn’t just for the office or your smart devices, it can also be integrated into your home. Why? To make your daily grind a little less hard and to bring 2019 into your home. You can do this with a Google Home or Amazon Alexa, which works to control your lighting and music – and really anything else you sync up to the system.
Modernise your home in 2019 with these stylish additions that are both aesthetically and technologically appealing. All these elements do not need to be rolled out at once, in fact you can take your time and start small with one room or one floor first.
Sealing your garage floor with concrete sealer is an easy task that can be accomplished over a weekend. However, when sealing your concrete floor, it’s essential to do it properly in order to avoid mistakes that can cost you time and money. You also want to ensure that your garage floor stands the test of time. The key is to use the correct application techniques in order to achieve a successful outcome.
Read on to find out three useful tips for extending the life of your garage floor with concrete sealer.
Follow the Manufacturer’s Directions
When applying concrete sealer, it’s important to follow the manufacturer’s directions. Even if you’ve applied sealer to your garage floor before, it’s important to follow the directions given with the specific concrete sealer you’re using, as every manufacturer can have different instructions. When mistakes are made due to not following directions, this can decrease the life of the sealer as well as your garage floor. If you’re unsure about anything in the directions, contact the manufacturer for clarification before you apply the sealer.
Ensure Proper Concrete Preparation
It’s essential to properly prepare the concrete on your garage floor before you seal it. This includes making sure that the garage floor is clean and has the correct surface layout. It’s important to know that most concrete floors need to be porous in order for the sealer to penetrate into the concrete. If concrete can absorb water, it will usually absorb sealer as well. In addition to cleaning the surface, you may need to lightly sand or apply a mild acid solution to the surface to ensure proper sealing.
Use a Quality Lint Roller
When sealing your concrete garage floor, it’s essential to use quality lint rollers that are shed resistant. This ensures they won’t deteriorate from the solvents in the sealer. It’s a good idea to run the roller over a strip of duct tape in order to remove any loose lint that may still be present from the manufacturing process. This will ensure that you’ll have zero lint stuck to the surface of your garage floor after application of your sealer.
Finding the right concrete sealer can be an overwhelming task. With so many on the market, it’s essential to pick the right one. The first factor to consider is whether a sealer is safe to walk on. You need to ensure the sealer doesn’t increase the chances of someone slipping and becoming injured.
The concrete sealer should also not emit any harmful fumes during application. Additionally, it should be thick, durable, weather resistant and easy to maintain.
Finally, when choosing a concrete sealer, you must consider its appearance. Sealers come in various sheen levels, ranging from satin to glossy. The higher the gloss level, the greater the degree of colour will be, so you’ll want to consider your choice carefully. Read on to learn about four available sealer types you can choose from for sealing concrete.
The least expensive type of concrete sealer is acrylic. Able to be applied using a pump sprayer or roller, it’s recommended that two coats are applied for the best protection. The finish on acrylic concrete sealer is wet and glossy, however you will need to reapply the coat every 18-24 months for the best results. In addition, you may also want to consider acrylic sealant with added UV protection, as some acrylic sealers may yellow overtime.
Epoxy is a durable and thick concrete sealer that forms a strong bond with concrete, although it can take a while to apply. Epoxy floors are super resistant, as they don’t get damaged by water, oil or any other vehicle fluids. However, you may need a slip resistant coating, as epoxy can be quite slick when it’s applied.
Out of all the concrete sealer types, polyurethane is the least common, as it requires the application of a primer for the best bonding results. With polyurethane, you can expect improved durability and a longer life span, plus it has built-in UV protection.
Penetrating sealers bond together with the free lime in the upper layer of concrete, forming calcium silicate that prevents any liquid from passing through. It requires only one coat and can be applied using a pump sprayer.
For advice and information on the best concrete sealer for your particular application, contact Tech Dry today.
AFL, cricket, rugby, horse racing, the list goes on. Sport is an important part of life for many Australians, but when you are living on a tight budget, indulging your sporting passion can be one of the first sacrifices you make. On the face of it, that is hardly surprising. Attending an AFL game or a horse race can be an expensive business, and with the increasing trend towards pay-per-view, even watching it on TV can be prohibitively pricey. These tips, however, will help you continue to enjoy your sport of choice without breaking the bank.
Avoid the high profile events
If you insist on going to see the Boxing Day test at the MCG or attending the F1 season opener at Albert Park, there are no two ways about it, you are going to have to pay through the nose. But there are plenty of other ways to enjoy a cricket match or some motor racing, and by choosing a smaller event, you won’t just save money, you will also get a chance to be much closer to the action.
Take cricket as an example – get to know your local club, go along at the weekend and you can watch for free and even have the opportunity to chat to the players. It’s a great way to get the kids involved, too, and there is far less risk of boredom than when they are cooped up in a stand, barely able to see what is happening on the field of play.
Build up a network
If you are desperate to get along to see your favourite team, for example in an AFL fixture, there are still ways to avoid those excessive ticket prices. Network with other fans and you are certain to bump into some season ticket holders. Very few of them will be planning on attending every single game, and most will be happy to do a deal rather than let the ticket go to waste.
Bet smart online
Enjoy a sporting wager? You are not alone, sports betting is immensely popular, particularly in this online age. Forget about the traditional bookies, though and take advantage of the special promotions at sites like Unibet. You will find opportunities for free bets or to get your wager doubled. There’s no better way of cheating the odds and making your money last longer – and you might even get a nice little win, too!
Don’t turn up hungry
If you are attending a smaller event, then you might be in luck when it comes to getting some tucker at a reasonable price to keep the hunger pangs at bay. But at large sporting venues, the organisers know that once you are inside, they have a captive market. Those fast food stands can charge eye-watering sums, and in all honesty, the food never tastes as good as it smells. You could treat yourself and the family to a nice meal at your local café before the event and still come out better off financially.
We get it – there comes a point in life where plain old vanilla or fruitcake just won’t cut it anymore. You’ve had them a thousand times before at countless birthdays and Christmas parties and now you’re wondering if there’s more to life than this.
The answer is yes, there is. Gone are the days where traditional fruitcake was your only option. With flavours like pink champagne, guava, pistachio and coconut, you’re spoilt for choice when it comes to finding the perfect flavoured cake for your wedding.
To help you find the right flavour, the following will sort each type of cake into categories based on wedding theme. Be sure to give each one a taste before you make up your mind – as good as it may look in photos; it’s just as important to make sure you enjoy eating it.
The wedding is the culmination of months of planning and preparation, and you will have to put a lot of work into every detail, from the dress and the setting right to the menu and – most importantly from a food perspective – the cake. Everything needs to both look and taste great, and this is especially true of the centrepiece of the wedding.
After all, after spending months exercising and only eating healthy recipes to get your body wedding-ready, you deserve to have the most delicious cake possible! This will be your day, so make sure that you get the tastiest cake you can possibly find.
Themes are also becoming more common for weddings, as people search for ways to make their celebrations stand out or simply have the perfect reception. A big part of having a themed wedding is themed food as well – particularly when it comes to the cake. People also often find it easier to theme the meal and drinks than the cake – so here are some ideas!
Inspired by bygone eras and all things antique, vintage weddings often opt for 20s or 50s themed styles and fashion. Suspenders and caps, old bicycles and finger curls are all the rage in vintage weddings. Add some cheeky rum for a cake to remember. Some cake flavours that would suit this theme include:
Spiced chocolate with mocha and rum
Almond and pear sponge
Praline and banana
Peppermint chocolate fudge
Raspberry and cream
Caramel and apple
Peanut butter with chocolate
Red velvet with cream cheese
Cherries and buttercream
Raisin, cinnamon and apple
Vanilla and rose buttercream
Rhubarb and rose
The rustic wedding continues to be one of the most popular wedding themes, with brides and grooms around the world captivated by the style’s homely, relaxed and natural vibes. Rustic weddings often feature wooden materials, fairy lights and greenery. Some flavours that suit this theme include:
Champagne with blackberry jam and cream
Spiced rum and ginger with buttercream
Peppermint chocolate fudge
Cherries and buttercream
Brandy and apple
Pink champagne and raspberry jam
Chocolate, blackcurrant and Guinness
Raisin, cinnamon and apple
Lavender and honey with cream
Tropical wedding cakes are a summer time favourite. Warm, sunny days and balmy nights make for a dreamy occasion filled with palm fronds, brightly coloured flowers and pink flamingos. Make your event one to remember by creating a cake made with one of these divine tropical flavours, which feature citrus and fruity notes (and maybe a bit of alcohol, too):
Every year around tax time countless souls in Australia prepare to file their taxes for the year. Almost like a game of chance, every working Australian reviews their income and hopes that their tax liability is less than their contribution. If filing taxes on your own, the stakes are higher when DIYers look for loopholes in the tax code in an attempt to alleviate tax pain. Taxes are a necessary evil in an ever-changing economy that mandates the government increasingly take care of its citizens. While many might view taxes as government intrusiveness, the money generated from the tax base supports an infrastructure that defines the governing body and country. Whether filing through any one of the countries certified tax accountants or doing it on your own, filing is important for many reasons. Let’s take a closer look at some of the reasons that make filing your taxes so important.
Contributing To The Tax Base
While skipping out on your tax bill might be tempting, filing your taxes is extremely important simply because the money that is generated, first and foremost, goes toward building infrastructure. Your highway system, road signs, and the maintenance of it are directly supported by funding generated through taxes. Public education, government buildings, and airports are funded in some part through taxes received from the public. In essence, this revenue is very important, and without this funding, travelling and educating the public would fall on the shoulders of individual municipalities.
Supporting Health Services
The taxes generated from the public also contribute to health services. Australia has a universal health care system, which is funded primarily through government revenue. While taxes might be a bit higher here than in other countries, Australians do not have to worry about private insurance premiums that might or might not cover certain pre-existing conditions, as they can get treatment from area clinics and hospitals through this system. Universal healthcare insures Australians get care regardless of their income.
Taking Out Loans
Another important reason to file your taxes is that when applying for loans on big-ticket items like a home or a car your tax records are proof of income. When seeking mortgage financing, many lenders will request a copy of the tax form for the past two years to show proof of income. Your tax return is proof that you have a consistent work record, which goes toward creditworthiness.
Avoiding Tax Penalties, Tax Liens And Imprisonment
Tax pain only increases when you fail to file. The added penalties that are racked up as a result of not filing your taxes is just more incentive to go ahead and pay your taxes. Depending on the country, the penalties can be severe, so filing is a better option to having to pay back taxes plus the penalties that go along with it.
Tax pain reaches epic proportions when the government essentially has frozen your accounts to take the money they believe is due. When taxpayers fail to file, they risk not only having their accounts frozen but their assets seized. Worst case scenario, tax evasion can land you in prison. Plus, the legal fees that go with battling the government in tax court can be just as imposing. When calculating the difference between not filing and filing, the debt of not filing is not worth the trouble.
Waste Or Husbandry?
Every citizen gripes about having to contribute to the tax base, especially when the revenue often seems to be spent poorly. However, even with the appearance of waste, the importance of filing your taxes can be seen in the state of the country’s infrastructure, education, and social programs.