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The automatic stay is one of the most important provisions of the Bankruptcy Code. The stay halts all collection activity against a bankruptcy filer. But when does the stay end? The Automatic Stay Protects Debtors The automatic stay is codified […]

The post When Does the Automatic Stay End? appeared first on Sacramento Bankruptcy Blog.

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What happens when a mortgage lender violates the Automatic Stay in the Eastern District of California? Just ask Bank of America. In a recent ruling, Judge Christopher Klein awarded over $46 million in damages against the bank. The Automatic Stay The […]

The post Sundquist v. Bank of America $46 Million Fine appeared first on Sacramento Bankruptcy Blog.

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Own a business? Filing a Chapter 7 bankruptcy? You may need to file a Motion to Compel Abandonment. This will let you keep operating your business while you are in bankruptcy. The Trouble with Businesses and Chapter 7 Bankruptcy When […]

The post Bankruptcy Motion to Compel Abandonment appeared first on Sacramento Bankruptcy Blog.

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Everyone in America has the right to represent themselves in court. In fact, this is true in bankruptcy. That means that you can file bankruptcy without a lawyer. Read on for more information! Chapter 7 is Possible Without a Lawyer Of […]

The post Bankruptcy Without a Lawyer appeared first on Sacramento Bankruptcy Blog.

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Regular people can, and do, appear in court all of the time without an attorney. This is very important, because not everybody can afford a lawyer. But can a person representing themselves ask for an award of attorney’s fees? Read […]

The post Can a Pro Se Litigant Win Attorney’s Fees? appeared first on Sacramento Bankruptcy Blog.

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Has Kelkris Associates filed a lawsuit against you? You are not alone. Kelkris Associates is a very large debt collector in Fairfield, California. Keep reading to learn more about this debt collector. What is a Debt Collector? A debt collector is […]

The post Sued by Kelkris Associates? appeared first on Sacramento Bankruptcy Blog.

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I help clients with substantial student loan debt all of the time. Of course, there is nothing wrong with student loans. Financing a reasonably priced good education is a smart life decision. However, what happens when a person defaults on […]

The post National College Student Loan Trust Lawsuit appeared first on Sacramento Bankruptcy Blog.

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What does it mean when a debt is a charge off debt? You might be surprised of the true meaning of the term “charged off.” Read on to learn more about this important concept! Charge Off is an Accounting Term, […]

The post Charge Off Debt Doesn’t Mean What You Think It Means appeared first on Sacramento Bankruptcy Blog.

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Credit reports are changing! A better credit score may be right around the corner. Starting this week, some people will enjoy a credit score increase of up to 20 points. This is because the three major credit bureaus will enforce […]

The post Credit Reports Won’t Show Judgments or Liens appeared first on Sacramento Bankruptcy Blog.

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People often co-sign debts without realizing that there can be severe consequences down the road. For instance, a lender can sue a co-signor if the primary borrower defaults. Read on to learn more about these insidious lawsuits. Co-Signing a Loan […]

The post Co-Sign Debt Lawsuit (Don’t do it!) appeared first on Sacramento Bankruptcy Blog.

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