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Most of us by the start of the year would create New Year Resolutions. Most often than not, one of our New Year Resolution would be money-related like Save More Money This Year, To Be Debt-Free, To Start Retirement Fund or To Achieve Financial Freedom After 5 Years Starting This Year.

One of my New Year’s Resolution is To Save More Money & To Be Debt-Free (Yes, I am looking at you credit cards, you plastic devils!). One month of 2018 has gone by. How well you kept your money-saving resolutions so far? Since Chinese New Year is here, I think this is the best time to recommit with our financial goals for this new year. I have been very serious in keeping tight reins in the money-saving department especially with another baby coming soon and living in expensive Singapore in a working pass visa. (Yes, I am not in a permanent resident visa which means I don’t have the subsidized benefits living here.) I been researching and coming up with ideas how to save money and attain that anxiety-free financial freedom of money-savvy folks. So I came up with 20 Money-Savings Tips to help you and me. Some of the tips may be something you have heard of before and are actually ultra-simple. But sometimes, we are just not very mindful in following it. But since we are serious in our journey to financial freedom, we approach this endeavour with intention and determination. So here we go:

1. Have a budget

It is so important to have a budget and sticking to your budget. When you receive your salary for the month or if you have a combined-income with your spouse, list all of your earnings, from your main source of income, your spouse, your side-hustles & bonuses, and add it all up.

Then follow a savings plan. I forgot where I have gotten this savings plan but what she (a YouTuber) taught was to budget:

60% of all earnings to Essentials which means your monthly bills, school fees, etc

20% of all earnings to Savings which in my case, I have included in some of our monthly investments like lot payment, mutual funds, etc.

20% of all earnings to Personal which means your recreations, gifts, monthly personal grooming etc.

You can have your own version of this. Let say us, we would adjust it to:

70% Essentials

20% Savings

10 % Personal

Some can also do:

60% Essentials

20% Savings

10% Personal

10% Tithing (for your church. The more you give, the more you receive.)

Then go ahead list all of the items for each categories with its corresponding amount. If you see that you have balance left in some categories, you have the option to add it in your Savings basket. But make sure that the sum of your Essentials or your Personal are not more than its allotted budget. Also the Personal basket is a flexible wiggle room. So if you need to cut it down to 5% to add another 5% Essentials, so be it. Also in budgeting, I believe using the Envelope Method works. Withdraw the money you will be using from your atm (because you don’t realised that habit of withdrawing every now & then can accumulate service charges in atm machines) and put each money in an envelope & writing down what it is for (e.g. grocery, fare, utilities, recreation, etc.) . Just be careful how you store your cash. For me I have a small wallet size folder with several compartments with tags for that.

2. Leave your credit cards at home (in a safe place) & pay in cash

We have established that credit cards are the devil. Yes, it can be helpful if we know how to use it properly but if it is controlling you rather than vice versa, it is best to put that doggie in a tight locked dog house for the meantime. So it would limit you from grabbing your plastics if you are tempted to make that innocent latte purchase, buying that cute blouse you saw when you pass by the mall or getting that new lipstick you saw in Sasa that you don’t really need. It would make you stick to your budget. From now on, as long as you are not purchasing any big-ticket item, pay everything in cash. This is a good practice especially you are currently in credit card debt. Some people put their credit card in the freezer so if they really want to buy something, they will have to thaw it which gives them ample time to really rethink if their desired purchases are worth buying.

You would be thinking, how about the online purchases because some online shops have your credit card details saved so all you have to do it just click Buy or Purchase. Make sure to log-out or adjust your settings and not store your details in the online store. It would be irritating to type in your credit card number etc which allows you some time to really assess if it is worth the trouble.

3. Bring your lunch at work

This can cut us back to a few dollars we spend during the work week. Lunch even in hawker centres can go from $5 to $7 per meal. That would be more or else $100 per month if you eat your lunch without drinks or dessert. Also you should factor in your morning (and mid-day) kopi which is $1.50/drink. Sometimes we forget about the little drinks we buy which can cost a tiny hole in our wallet eventually. Plus you sometimes have your occasional teabreak snacks like the good ol’ curry puff, bread or bao. We didn’t realize we are spending $200 plus monthly for meals at work. Some also buy their breakfast at work. What if you work in a place without much hawker food choices and opt for lunch at fast food chains, at mall or at more atas lunch destinations which can cost you around $15-$20 per one lunch meal.

So bring lunch to work with a cute food container and don’t forget to have your own water bottle at your office where you can just refill water at the office pantry. Sometimes, we reason out that we don’t have time to cook our lunch in the morning. What I do is to prepare a big portion of the dinner night before and reserve some for my lunch the next day. I would prepare it the night before with rice and viand in a container. I put in the refrigerator then in the morning, I would just get it, put in my little lunch bag and microwave it in our office pantry during lunch. For breakfast, I actually ask my helper to create a vegetable-fruit juice using my trusty juicer and I take it to work as my breakfast. It is made of greens, apple, cucumber, carrots and sometimes a squeeze of lemon. You can also create a sandwich with your favorite spread for breakfast. Or sometimes what I do is slice an apple or have a banana with me and I dip it in peanut butter or cashew nut butter.

I also have stopped drinking my regular morning kopi and reserved that caffeine ritual on my weekends unless I am really so sleepy at work, I would buy myself a cup. But most of the time, I would just drinks loads of water which is good for me and you or I would make a tea with my stash of tea bags & Stevia sachets in my cupboard.

4. DIY as much as possible

Look for things or services that you can DIY to cut cost. One example is learning to do my own manicure & pedicure. I am still struggling with this one because I am still not good at it. Maybe for special occasions I will still go to the parlor for it but for monthly ones, I am starting to learn to do myself . I also dye my own hair eversince (except now that I am pregnant, I will have make do of my mismatched roots). I also do my biweekly mild facial using facial scrubs and face mask at home But there are some services that I still go to the professionals like waxing, lip threading, etc. And reassess if you really have money to spare for that eyelash extension, foot scrubs, monthly massage etc.

I also lately been doing DIY body scrubs, my own homemade deodorant (let me know if you want the recipe. I love it! Our helper created one too & she liking it), my own alcohol wipes and soon I will create my own moisturiser & hand sanitizer. There are tons of recipe in the internet. It is fun to make, less chemicals and yes, save you money too.

Also buying pre-cut grocery items like fruits etc cost more than the unpeeled fruits. So save that dollars and cut your own fruits.

5. Take care of your stuff & take care of your body

I realised that if we don’ give our material stuff the utmost care & respect and we don’t store them properly, we would end up buying the same things over & over again. By taking good care of them, we increase its longevity of use so it wouldn’t need to buy the same but new stuff again & again.

Same goes with our body. By taking good care of our body by eating healthy foods and exercising, it would avoid trips to the hospital or clinics and I know how expensive healthcare can be. Also if you keep yourself in tiptop shape, you don’t get the burden to buy monthly medication maintenance for your chronic health conditions which can be really expensive.

6. Buy Quality Products

In connection with Item #5, there are actually some stuff that we buy over & over again not because they lack the proper care but rather it just depends on the quality of the product. This is something that my husband taught me because I used to prefer cheap low-end clothes, shoes & bags because I find the high-end stuff to be too expensive. So you ask how can this make me save more money?

I realised if you buy cheap products with very bad quality of materials, you end up buying again & again which results to more spending. Unlike if you buy good quality material though it would be in a pricey side, as long as you take good care of it, you will have better bang for the buck because you get to use it for years to come. This is to highlight that it doesn’t mean if its branded, it is the best quality. So be very meticulous. There are some branded goods that doesn’t deliver the best longevity of use . Rather than basing it on brands, check the workmanship, the material and the seams.

Same goes with makeup. My makeup are in the pricey side but I realised when I buy the cheaper version, I end up having bad breakouts which lead to dermatology appointment and derma procedures drilling a much bigger whole in my pocket.

7. Adopt minimalistic lifestyle & start a capsule wardrobe

This would be the balancing factor Item #6. Just because you are now given a green light to buy “branded” stuff, you’ll go crazy and buy different kinds of bags in different colors and in all types of brands you come across with. Yes, this applies men and their obsession to all the basketball shoes their team are advertising. Please don’t. Buy selective quality items that you need only. Excess is very wasteful.

Remember quality over quantity but also learn to downgrade in other areas of your life. Stop keeping up with Joneses. Downgrade your lifestyle. You do not need that latest Iphone gadget nor that Apple Watch or Fitbit. Downgrade your mobile phone plans. Downgrade Netflix subscription from 2-3 users to 1 user. Sell your flashy car that needs more maintenance to a a much more reliable car. Transfer to a slightly smaller apartment or transfer to a less trendier neighbourhood. There is no need to show off because bragging makes you spend money.

Be a minimalist whereby you buy only what you need without accumulating excess. You can apply minimalism in all aspects of your life like clothing, makeup & skincare, relationships, home decor and hobbies. Being a minimalist can help you save tons of money and provides you a more peaceful anxiety-free lifestyle. I will be writing more about this in another blog soon. I was inspired by this book by Dominique Loreau.

Create a capsule wardrobe to ensure you won’t be buying a loads of that branded stuff. A capsule wardrobe is a collection of a few essential items of clothing that don’t go out of fashion, such as skirts, trousers, and coats, which can then be augmented with seasonal pieces. I’ll talk more about it in another blog post.

8. Borrow or Recycle as much as you can

I didn’t mean borrow money. But there are stuff that we don’t need to buy, we can recycle or borrow. Don’t buy books, borrow in the library or borrow from a friend; Don’t buy gowns to wear at your friend’s wedding, borrow from a fashionable friend. Don’t buy containers, reuse mayonnaise jars for storage or as a vase or piggy bank. Don’t feel guilty if you give secondhand clothes to your next kid. I love secondhand clothes, they got history. As long as it is wearable, do not buy new clothes for your young kids because they grow up so fast. Use old clothing as rags or refurbish old sewing machines into table. Be creative.

9. Be prepared and put all things in its proper place

This item encompasses a few things. Being prepared means if you know that you need to be at work at this time, prepare your stuff the night before and wake up early so you wont be late. If you are not prepared, you end up late and taking the taxi which is more expensive than taking MRT or bus. And if you are going to be late often, you will be spending a lot in transportation. If you are early, you can save some of your EzLink fare by walking to work rather than riding a bus if it is just 3 stops to your office. Being prepared also means knowing the weather today, you bring your umbrella instead of buying impromptu buying of umbrella coz it rained. Be prepared for the any next month’s possible expenses like birthdays, school reunion, etc so you can adjust your budget to accommodate the upcoming expenses. Or I would save monthly beforehand for travel plans so when the trip comes I have enough money stash.

By putting everything in place, this would allow you know keep stock on what you have and what you don’t have. If we are cluttered in our homes, we often buy several same stuff only to find out you have 6 black Pentel Pen Markers lying around your house or we thought we forgot our hairdryer during one of our travels only to find it stash in the one of the drawers in the kitchen.

10. Cancel all unnecessary subscription

If you have Netflix, you don’t need to subscribe to Cable TV. If you have a mobile phone, you don’t need to get a landline. Unsubscribe to that monthly sample boxes that seems to trendy these days. It’s fun to receive but you don’t really need it. Cancel that expensive gym membership if you only go twice a month. There is YouTube or Free fitness App like PopSugar Fitness (my favorite) to help in your fitness journey. Or borrow an exercise guide like the Bikini Body Guide from a friend and do your workouts at home. I even recently cancelled my NTUC membership which is $9 per month because I rarely buy in the store anyway.

Also unsubscribe from your favorite shop’s mailing list so you won’t get that email alerts on their new arrivals which would seduce you that it is a necessity to buy it. Delete all your online shopping (except for online grocery which I am an advocate of) to avoid the mindless scrolling of items which would eventually tempt you to buy them especially if it is a good offer even if it is not a necessity. A sale is still a purchase. If you don’t need it, don’t buy it.

11. Save your pennies

Every end of the week, you can put all your coins in your piggy bank. You will be surprised how much you will accumulate in a year. Now, banks have coin depositors machines which you can go deposit your coins quarterly or depending on your preference. Currently, what I am doing is I don’t spend the $1 coin. So every $1 coin I get, it goes straight to my piggybank.

12. Be creative in saving

One way is the one is mentioned in #11. Having a particular amount of money like say $2 or $5 to be your no-spend money. It became a game to you. It’s fun and you save money as a result.

My friend also taught me the Money Challenge posted below. It is saving in multiples of 3 every week. But take note this is in Philippine pesos.

Another would be putting $10 whenever you curse or you mentioned your favorite word or you forget to exercise on that day or you mention your ex’s name.

Also be creative in substituting expensive entertainment. Instead of taking your kids to that expensive indoor playground, take them to the park or beach or create finger painting activity. Instead of a night-out with the gals, do a Sex & The City marathon night with popcorn and cheap wine. Substitute date nights with hubby in expensive restaurants to stay-at home movie dates with nachos & dip or take turn giving each other massages for relaxing sexy night.

13. Minimise utility bill

This may sound easy but we often forget to these. Turn off lights or electric fan in rooms when no one is there. Unplug appliances if not in use. Turn off the water faucet or shower when brushing teeth or scrubbing face with soup or you are putting your shampoo or conditioner. Use airconditioner only by 7pm. Turn off data roaming when at home. Always ask for wifi password wherever you go if you see that they got wifi.

14. Learn to say “No”

If you are serious in your financial goals especially if you are paying of debts, say no to invitations to dinner plans or other recreational activities if you do not have “Fun Money” savings. Decline wedding invitations politely if you do have any angbao contribution budget. Same goes with invitations to parties like baby shower or kiddy parties which would require you to buy a gift.

Saying “No” also goes to Sales. Yes it is on sale but you do not need it. You buy it because you think it is a good deal. However, it will just be kept in storage because you do not really find a need to use it. Say “No” to that persistent saleslady who would say add more $10 more and you get this free gift. Just say “No”. Also say “No” to that very charming salon women who would lure you get additional services or buy packages.

15. Do online grocery

I don’t know about you but this works for me and I realised I can save more by doing online grocery rather than going to the grocery itself. When I am in the grocery, I would tend to buy stuff that is not on my grocery lists.

Every Saturday, my helper and I would make a weekly meal plan for the next week and we would do an inventory of our food stocks at home. We would buy the needed ingredients for our week’s meals as well our depleting food like eggs, oil, rice, kids’ milk, etc & toiletry basics like laundry detergent, dishwashing soaps etc. Then I would do my online grocery with the lists. I just key in the items that are on my list. I particularly like HonestBee Online Grocery. It’s very convenient. I don’t need to leave my home to buy our necessities plus I found I can save much even if I pay $3 for the concierge fee.

16. Buy Generic

In the topic of groceries, I would opt for generic items instead of branded name because honestly, they pretty much the same thing. The only difference would be the fancy packaging of branded goods. Just go generic, it doesnt make a difference.

17. Buy Multipurpose products

To spend less, buy products that can be used multiple ways like the Dr. Bronners Liquid Soap , which you can find at Natures Glory Organic shop. I can use it as my body wash, also my kids shampoo & wash, as a cleaning agent, as one of my ingredient for my DIY alcohol wipes, etc. I also like using coconut oil for cooking, hair moisturizer, an ingredient for my DIY deodorant, skin moisturiser, cuticle softener, etc. I also like buying makeup that can be both a lip & cheek tint, a tinted moisturiser with spf, a bronzer that can be a blusher or an eyeshadow. One stuff, lots of use.

18. Have a No-Gift Agreement with loved-ones or once-a-year-travel-only agreement

My hubby and I have agreed long time ago that to save we only give gifts to each other on our birthdays so Christmas, Anniversaries, Valentines, etc, we are not required to buy any gifts for each other. We would of course buy gift for our kids on Christmas and on their birthdays. It saves heartaches of expectations because we have this no-gift agreement. We also tell each other what we want on our birthday so we are sure that we like what we are getting.

This is for those constant wanderers like me who are often seeking the next new adventure. My family & I love travelling but it can also be very expensive. So agree to just travel one country maximum every year or if you are paying off debt, practice self-control and agree to a no-travel until you finish paying all your debts.

19. Sell old or unused stuff or find a side-hustle

To save more why not earn more money and put all that money into your savings basket. Gather all your old or unused things and sell it at Carousell, Cash Converter or Facebook Buy & Sell Group. I used to do garage sale a lot in the Philippines and earned a lot.

You can also utilised your talents by doing some side-hustles like baby-sitting, freelance writing, teaching guitar or swimming lessons, organise workshops on your field of expertise, bake cookies or be a mystery shopper.

Whatever you get from the sold stuff or sidehustles goes to your Savings basket.

20. Identify your waterloo & avoid it or look for an accountability partner.

Know where you often stumble in money-saving department. Is it in Sephora where you can help buy the latest makeup to try? Is it in your innocent window shopping which end up buying 3 tees in fast fashion stores? Is it the fake hunger pangs when you pass by the cupcake store after work? Is it in bookshops? Or in cute stores that sells knick knacks that you dont really need but are too cute not to buy?

So stay away from those places. Stop hanging out in the mall. If you find yourself arms with that cute makeup pouch and drink coaster when you have dozen of it at home, call your accountability partner you have picked when you started your money-saving journey. It can be your logical sis or your financially-savvy bff, that can talk some sense into your potential spending spree delirium. Make sure it is not another indulgent friend of yours who would encourage you to go for it because you deserve a treat, when in reality you have been treating..

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Whether fitness trackers are beneficial for kids or not is a flaming debate among parents these days. As obesity continues to be a growing issue among children of all ages, with 17% of the kids in the United States categorized as obese, fitness trackers like Fitbit are becoming increasingly popular as an attempt to shift to a healthier lifestyle. While health and fitness features are also available in smartphones, Fitbit is accessible and portable, which is why it gives you accurate information regarding the total physical activity of your kids during the entire day.

While every gadget has its set of pros and cons, it is important for one to weigh out the other, for your purchase decision to be made easier. By keeping the eating habits and physical activity of your kids in mind, one can decide better whether getting a Fitbit can actually contribute in the physical wellbeing of your children.

Why it Works?

What Fitbit is best at is motivating your kids to get off the couches and keeping them on their toes. By digitally showing them their daily activity in terms of steps taken, floors climbed and miles walked, children are encouraged to strive for more. This helps in diverting from the sedentary lifestyle that keeps them glued to the screens. While this is still considered as screen time by some, the LED display gives them an accurate summary of their everyday activity without posing a significant risk to their health.

Probably what attracts kids the most is the reminder feature that encourages children to make a move when they’ve been inactive for a while. By sending a message every hour, it ensures that kids take at least 250 steps every hour.

Some smarter versions of the device are able to keep track of the specific exercise kids are busy doing, including, swimming, running, skipping, biking, and yoga etc., followed by a complete display of the workout summary. It gives you a clear understanding of your kid’s overall healthy by displaying stats like heart rate, calories burned and the overall fitness level.

By setting achievable goals that encompass your child’s physical health and ability, you can gradually increase the difficulty level of these goals to keep your kids on the move. What’s more? You can view the progress on your phone by connecting the device to the app and compare it to the previous weeks and months.

Since kids consider the device a game, there is no better way to keep them running and active by setting up challenges for them, by involving friends and family who own a Fitbit too. Since kids are naturally competitive, they go the extra mile to win small challenges that helps in fulfilling the key goal of keeping them physically active.

Why it Doesn’t?

As amazing as getting a Fitbit for your kids sounds, it’s important that you consider the cons before buying one as well.  Probably the biggest risk that fitness trackers pose to your kids’ health is the EMF radiations that these trackers emit. Since your children will be wearing the device throughout the day, even during sleep hours, kids are at a risk of exposure to excessive radiation, which is harmful for their health.

Secondly, the obsession with fitness trackers can turn out to be unhealthy as kids may go for strenuous exercises to achieve goals in a shorter time span. This beats the overall motive of maintaining a healthy lifestyle. Since every child has a different physique, weaker kids are more prone to bearing the adverse effects of Fitbit than reaping its benefits.

Lastly, the cost one has to pay for the device is not affordable for the majority of parents, considering the only task it does is remind your kids to stay active. If your kids lack self-governance, getting a Fitbit is the right decision, considering you’re willing to pay the premium price that comes with it.

The post CAN FITBIT HELP YOUR KIDS STAY ACTIVE? appeared first on Little Miss Honey.

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Little Miss Honey by Little Miss Honey - 1w ago

Valentine’s Day is the time of the year where online florists in Singapore  go through a good number of sleepless nights in order to fulfil the increased demands for the occasion. In the past, flowers were used mainly to signify love and romance. Today, flowers  can be used for much more. They could be sent as a gift to show appreciation, care, or even to offer condolences. So, it’s Valentine’s Day, and many of you would have received a bouquet of flowers. I had a chat with the good folks of FARM Florist Singapore to share with everyone on what they can do with their flowers received from their significant other! So without further ado, here are 5 ways on how you can help your fresh and beautiful bouquet of flowers last.


1.) Avoid heat and sunlight

With the establishment of many eco-friendly initiatives, natural sunlight has been preferred to your usual ceiling lights or table lamps. It is important to keep your flowers away from the windows that allow direct sunlight to shine onto your bouquets. That being said, florists that use delivery couriers with vans are not covered will result in your flowers lasting a lot shorter than usual.

2.) Keep them cool

As far as possible, keep them in a cool environment. An air-conditioned room is more than sufficient! Of course, following up to the previous point, there should not be direct sunlight shining directly onto your flowers.

3.) Give them a new home

Remove the wrapping and placing the flowers in a jar, container, or vase of fresh water is the first thing you should do after taking all your Instagram worthy images! Flowers stay fresh for a longer period of time when they get to drink clean water. The water in your jar should also be changed daily to maximise the lifespan of your flowers.

TIP: Before you place your flower arrangement into a jar of your choice, cut the stems. Instead of performing a straight perpendicular cut, perform a 45 degree cut at the bottom of the stem. This allows them to better absorb the clean water to last longer. However, do not just use any scissors. Use shearers that you could get from Daiso for just S$2.00! Ordinary scissors that you get off the shelf will not be able to help you execute a clean cut, causing many microscopic tubes within the stems to be punctured.

4.) Remove all impurities

This point goes hand in hand with the previous point. Along the stems of the flower that are in contact with the water, you can usually find leaves and particles that are withering. Constantly remove such impurities every time you change the water. Having such impurities will further contaminate the water, and your flowers having to absorb contaminated water will only result in them withering as a whole much sooner than later!

5.) Use DIY flower preservatives

Flower food (better known as flower preservatives) can be purchased from your local neighbourhood florist. However, physical stores may be inconvenient to visit and not many online florists in Singapore have that option for delivery. Luckily for you, we have the perfect recipe!

Sugar – One tablespoon
Warm Water – 100 millilitres
Household Bleach (Chlorine Based) – Half teaspoon
Freshly Squeezed Lemon Juice – Two Table Spoons

Add the above concoction into the water and enjoy the beauty of your flowers for a longer period of time!

The post FRESH FLOWER CARE TIPS appeared first on Little Miss Honey.

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Whether fitness trackers are beneficial for kids or not is a flaming debate among parents these days. As obesity continues to be a growing issue among children of all ages, with 17% of the kids in the United States categorized as obese, fitness trackers like Fitbit are becoming increasingly popular as an attempt to shift to a healthier lifestyle. While health and fitness features are also available in smartphones, Fitbit is accessible and portable, which is why it gives you accurate information regarding the total physical activity of your kids during the entire day.

While every gadget has its set of pros and cons, it is important for one to weigh out the other, for your purchase decision to be made easier. By keeping the eating habits and physical activity of your kids in mind, one can decide better whether getting a Fitbit can actually contribute in the physical wellbeing of your children.

Why it Works?

What Fitbit is best at is motivating your kids to get off the couches and keeping them on their toes. By digitally showing them their daily activity in terms of steps taken, floors climbed and miles walked, children are encouraged to strive for more. This helps in diverting from the sedentary lifestyle that keeps them glued to the screens. While this is still considered as screen time by some, the LED display gives them an accurate summary of their everyday activity without posing a significant risk to their health.

Probably what attracts kids the most is the reminder feature that encourages children to make a move when they’ve been inactive for a while. By sending a message every hour, it ensures that kids take at least 250 steps every hour.

Some smarter versions of the device are able to keep track of the specific exercise kids are busy doing, including, swimming, running, skipping, biking, and yoga etc., followed by a complete display of the workout summary. It gives you a clear understanding of your kid’s overall healthy by displaying stats like heart rate, calories burned and the overall fitness level.

By setting achievable goals that encompass your child’s physical health and ability, you can gradually increase the difficulty level of these goals to keep your kids on the move. What’s more? You can view the progress on your phone by connecting the device to the app and compare it to the previous weeks and months.

Since kids consider the device a game, there is no better way to keep them running and active by setting up challenges for them, by involving friends and family who own a Fitbit too. Since kids are naturally competitive, they go the extra mile to win small challenges that helps in fulfilling the key goal of keeping them physically active.

Why it Doesn’t?

As amazing as getting a Fitbit for your kids sounds, it’s important that you consider the cons before buying one as well.  Probably the biggest risk that fitness trackers pose to your kids’ health is the EMF radiations that these trackers emit. Since your children will be wearing the device throughout the day, even during sleep hours, kids are at a risk of exposure to excessive radiation, which is harmful for their health.

Secondly, the obsession with fitness trackers can turn out to be unhealthy as kids may go for strenuous exercises to achieve goals in a shorter time span. This beats the overall motive of maintaining a healthy lifestyle. Since every child has a different physique, weaker kids are more prone to bearing the adverse effects of Fitbit than reaping its benefits.

Lastly, the cost one has to pay for the device is not affordable for the majority of parents, considering the only task it does is remind your kids to stay active. If your kids lack self-governance, getting a Fitbit is the right decision, considering you’re willing to pay the premium price that comes with it.

The post CAN FITBIT HELP YOUR KIDS STAY ACTIVE? appeared first on Little Miss Honey.

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Little Miss Honey by Little Miss Honey - 1w ago

Valentine’s Day is the time of the year where online florists in Singapore  go through a good number of sleepless nights in order to fulfil the increased demands for the occasion. In the past, flowers were used mainly to signify love and romance. Today, flowers  can be used for much more. They could be sent as a gift to show appreciation, care, or even to offer condolences. So, it’s Valentine’s Day, and many of you would have received a bouquet of flowers. I had a chat with the good folks of FARM Florist Singapore to share with everyone on what they can do with their flowers received from their significant other! So without further ado, here are 5 ways on how you can help your fresh and beautiful bouquet of flowers last.


1.) Avoid heat and sunlight

With the establishment of many eco-friendly initiatives, natural sunlight has been preferred to your usual ceiling lights or table lamps. It is important to keep your flowers away from the windows that allow direct sunlight to shine onto your bouquets. That being said, florists that use delivery couriers with vans are not covered will result in your flowers lasting a lot shorter than usual.

2.) Keep them cool

As far as possible, keep them in a cool environment. An air-conditioned room is more than sufficient! Of course, following up to the previous point, there should not be direct sunlight shining directly onto your flowers.

3.) Give them a new home

Remove the wrapping and placing the flowers in a jar, container, or vase of fresh water is the first thing you should do after taking all your Instagram worthy images! Flowers stay fresh for a longer period of time when they get to drink clean water. The water in your jar should also be changed daily to maximise the lifespan of your flowers.

TIP: Before you place your flower arrangement into a jar of your choice, cut the stems. Instead of performing a straight perpendicular cut, perform a 45 degree cut at the bottom of the stem. This allows them to better absorb the clean water to last longer. However, do not just use any scissors. Use shearers that you could get from Daiso for just S$2.00! Ordinary scissors that you get off the shelf will not be able to help you execute a clean cut, causing many microscopic tubes within the stems to be punctured.

4.) Remove all impurities

This point goes hand in hand with the previous point. Along the stems of the flower that are in contact with the water, you can usually find leaves and particles that are withering. Constantly remove such impurities every time you change the water. Having such impurities will further contaminate the water, and your flowers having to absorb contaminated water will only result in them withering as a whole much sooner than later!

5.) Use DIY flower preservatives

Flower food (better known as flower preservatives) can be purchased from your local neighbourhood florist. However, physical stores may be inconvenient to visit and not many online florists in Singapore have that option for delivery. Luckily for you, we have the perfect recipe!

Sugar – One tablespoon
Warm Water – 100 millilitres
Household Bleach (Chlorine Based) – Half teaspoon
Freshly Squeezed Lemon Juice – Two Table Spoons

Add the above concoction into the water and enjoy the beauty of your flowers for a longer period of time!

The post FRESH FLOWER CARE TIPS appeared first on Little Miss Honey.

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I am no stranger to using DBS Paylah. It was my group of doctor friends who I meet up every few months for catch up that taught me all about DBS Paylah. After our  sumptuous meals to some new Atas restaurant of choice, we would divide the bill among ourselves. Normally, one would pay through her credit card while we all send her money through Paylah.

Photo Credit: VulcanPost

How? So easy! Just download the app, DBS Paylah in App Store or Google Playstore if you have a DBS or POSB Account. Sign in and create your account with password in the app. Then deposit an amount from your POSB or DBS bank acccount into your Paylah. Then all you have to do is enter the amount then send through the mobile number of whom you are sending. You can even send as e-Ang Bao! I love it! I usually do that. Then they will receive the payment in their own Paylah account.

Photo Credit: DBS.com

After discovering DBS Paylah, I’ve been using it also when I pay for my cab rides. I just ask for the taxi’s QR code, I scan with my phone and viola! Cab fare is paid!

So I was excited to know that DBS has recently launched the PayLah! Hawker Food Trail and I got to try out the ‘Scan to Pay’ function at hawker centres. I am so happy that hawkers now accept Paylah payments. I hate bringing cash sometimes so it is just very convenient to have my phone to do the paying.

Last Saturday, after I was done with my passport renewal, I tagged my kids along to visit one of the touristy hawkers in Singapore, Maxwell Centre near Chinatown. I know it was a Saturday so I expected very long queues and lots of tourists in the centre. From sugarcane drink kiosk to Western food stalls to  the local Malay food stall, DBS Paylah was accepted! Their QR Code are pasted on the side of their cashier wall. I just scan and payment was accepted. It is very convenient and so easy. Not to mention quite cool too!

We were so famished from queueing and I am too embarrassed showing the broken screen of phone (my kids are the culprit! #mommyproblems) but here are some of the snapshots of my DBS Paylah transactions and some of the food we ordered.

I am so happy that DBS Paylah is becoming a fast-growing tool for a no-fuss paying in Singapore from dining, to cab rides and shopping. I am such a fan of this paying method. No need to carry my heavy bulky wallet and simplify my life by just carrying my smartphone. Do try it and let me know what you think.

Tell all your hawker food-loving friends of this ‘Scan to Pay’ feature of DBS Paylah at hawkers and join me in this hawker revolution.

Watch how the MasterChefs Hawker Food Trail goes: https://www.youtube.com/

Find out more about PayLah!: https://www.dbs.com.sg/personal/deposits/pay-with-ease/dbs-paylah-hawker

Disclaimer: This post is a sponsored collaboration with DBS. All thoughts and opinions are 100% mine.

The post HAWKER FOOD TRIP USING DBS PAYLAH appeared first on Little Miss Honey.

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Little Miss Honey by Little Miss Honey - 3w ago

I am currently on my 6th month of pregnancy to Baby #3. Our family and friends are all excited on the gender reveal of Baby #3. Hubby and I have always planned to have kids with 2 years age gap, aiming to have 3 kids (still deciding if we want 4 kids) to complete the family.

Early this month, my little family along with my parents, crammed into a small taxi heading to the hospital for my scheduled detailed ultrasound scan, revealing our baby’s gender. It was no secret, we wanted a girl. I have two boys, two wonderful active boys and we wanted to feel how it’s like to have a daughter to raise too. Plus I have two sons who clings to their mommy possessively, I would love for my other half to experience the clinginess that I heard would be directed to the daddy if you have a daughter.

In the ultrasound room, I was accompanied by my husband and our funny rambunctious kiddos who kept climbing up and down the stretcher. We had a nice experienced Filipino lady radiology technician who asked us instantly, “Do you want to know if your baby is a boy or girl which was received with an excited “Yes!”

Then she squeeze a cold ultrasound jelly into my gravid 6-month belly and her expert hands maneuvered my protruding abdomen with swift strokes and said, “Oh no, still a boy.” We asked her politely if she can checked again which she obliged and confirmed her initial findings.

Though my succeeding sentiments of that revelation would cast a shadow of sadness to my beautiful soon-to-be son when he reads this, I hope he would forgive his mommy’s imperfect human heart and please believe me when I say to him,” It’s not you, it’s me. You are wanted and you are loved so much by us.”

Photo Credit: Pinterest

Allow me to explain. I have always thought I would have a daughter, growing up to a family of majority of women (my mama, your Nana is the youngest of 7 daughters, no brothers). I have always been a girly-girl and dreamt of sharing girly advice on makeup, fashion, love and friendships to my daughter.

We went to dinner after our trip to the hospital. I got to have a little moment alone with my husband and I asked, “Is it ok if we will have only sons?” He said, “Of course, you will be our Queen.” Just a little side note for people to understand, I have delivered my children in caesarean section with only 2 years gap twice & now going thrice, which can be a risk for uterine rupture, if I go for a 4th one. Plus I am also nearing an age which is high-risk for further pregnancies. So I guess, my apprehensions for going for baby#4 is valid.

That night, I prayed to God. I thanked Him for a wonderful blessing of life. My baby is strong and healthy. I felt his active kicks constantly already. We are so excited to meet him and we have been choosing baby names already. We told his two Manongs about him and they were so excited. They keep kissing my belly. I also weep for the possibility that I will never have a daughter. I asked for forgiveness for my ungrateful heart when I have been blessed with so much already and I would imposed my selfish whims to God’s will.

I wiped my tears away. I felt calmer and gave in to God’s plan for my family. He knows best. He always have a perfect reason why life happens as they do. And I smiled and let go. I will not allow this expectation to cloud the joy of meeting my son. We have decided to name him Zeke – Jaron Zeke. I think it is a beautiful name. Jaron is variant of Yaron, a Hebrew name meaning “He who sings or shouts praises” and Zeke is from another Hebrew name meaning: God strengthens, or may God strengthen.

I started searching for kindred mommies who have all-boys and they were all happy for being spoiled with attention from their boys. They feel like raising boys are easier and they feel like very chill and cool having an all-boys club at home. They will always be the Queen in the house. They did warn me of the crazy days of dealing with cuts, bruises & bleeding gums from active plays and having hoard of little cars, little airplane & toy guns scattered on the floor. You will have to learn about sports teams, the rules of their favorite sports, cheer if you must but stay neutral if they have opposing teams. I smiled when I read this article online. I may have been destined to be surrounded by handsome strong men to protect me for life.

I don’t know if we will ever have our own daughter but for now, I am happy at the thought that I will be a mom of boys, excited even. Am I up for the challenge? Can I really do this? I brush my doubts for now and just enjoy at the beautiful surprise God has laid out for me.

Fellow mom of boys, I would love to hear more stories and share some tips & techniques in raising boys. Do drop me a line or we could arrange a meet-up, wouldn’t that be fun?

The post MOM OF BOYS appeared first on Little Miss Honey.

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One drizzling Saturday morning, five bloggers meet for brunch. Some were old acquaintances and others became lovely new friends. It was a nice Saturday to do brunching.

The perfect brunch dish would always be pancakes for me. Singapore is not short of pancakes, waffles and Western breakfast restaurants. However, in my book, if you say pancakes, I would always think (and recommend) Strictly Pancakes.

I have frequented Strictly Pancakes ever since I discover it. My hubby and I usually would go to the Upper East Coast branch which is now closed. We went there when he just arrived in Singapore to live with me here, when I was pregnant with our first baby and I also brought my sister & friend to this yummy pancake place. I have wanted to take the kids here because I know they would just love it. I am happy I am back in Strictly Pancakes to enjoy a wonderful spread of brunch yumminess.

We, bloggers, had our Strictly Pancakes get-together in their branch in Prinsep Street where you find a variety of different restaurant options as well. It is just in front of Pomo Mall, walking distance from Dhouby Gout MRT.

Strictly Pancakes have the passion for comfort food so they offer customers a wide variety delightful pancake meal from sweet to savoury all day long. Who says pancakes should only be eaten in the morning? Their pancakes are made fresh daily. They offer a cozy and welcoming environment that’s perfect for gatherings, or if you’re looking for a place to simply relax in. It is all about creating a fantastic Pancake Experience with them.

Of course, we took load of photos first while sipping our hazelnut lattes. Thank goodness for the natural light streaming from their ceiling, we were happy with the photos we took.

The pancakes comes with maple syrup and your choice of butter: regular, rum raisin and garlic butter.

Presenting the food we devoured that day:

Benedict The Thief ($16)

Two poached eggs atop turkey ham and two extra thick pancakes finished with hollandaise sauce and asparagus, oozing with stolen heavenly perfection! It looks like a very posh ‘atas’ dish and it was a very filling one.

Garlic Buttered Pancakes ($17)

Medium stack (3 pancakes) served with prawns buttered generously with garlic and cherry tomato salad on the side for an aromatic mouth-watering treat. Since I love anything cooked with garlic butter, this is definitely one of my favorite.

Snuggle Up ($16)

A pair of tasty hotdogs snugly tucked within pancakes, drizzled with maple syrup, caramelized onions and coleslaw on the side for a quick satisfying fix. If you one for a savory treat, this one is for you. Scoop a bit of the carmelized purple onion while you are at, it is absolutely delicious.

The Druggie ($14)

Indulge in the ultimate chocolate fix with 3 chocolate pancakes served with chocolate ice cream sprinkled with chocolate chips and sliced strawberries topped off with our own homemade chocolate sauce. This is a crowd favorite and a treat for the eyes. It looks so sinful and indulgent, you can’t help but try it.

More For Smores ($14)

A twist on a classic. 2 pancakes layered with Nutella and torched marshmallows, topped with homemade salted caramel sauce and chocolate sauce, along with a hearty scoop of vanilla ice cream on the side. Sweet tooth take note! I prefer this one to the Druggie. Love the smores in between the pancakes! It didn’t feel burnt and I was loving the play of texture.

Chic Wings ($11)

8 pieces of a mixture of fried wings and drumlets that are well-seasoned with the right amount of spices for a kick. If you prefer a non-pancake order, get this one. The spices just makes this chicken wings extraordinary.

It was a delightful get-together between bloggers. I can’t wait to come back to Strictly Pancakes again with my family too.

Strictly Pancakes

44A Prinsep Street

Singapore 188674

Tel: 6333 4202

Facebook / Website / Instagram

Disclaimer: This was a food tasting event invited by MyFarrahdise on behalf of Strictly Pancakes. The food tasting was free. No monetary compensation is involved. All thoughts and opinions are 100% mine.

The post BLOGGERS BRUNCHING, STRICTLY PANCAKES appeared first on Little Miss Honey.

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With Chinese New Year just around the corner, many retail establishments and homes are beginning to be extremely enthusiastic about setting up Chinese New Year Decorations.

We are glad to have a home décor specialist in Singapore share with us 5 ways on how we can spice up our homes this Chinese New Year!

1. Elegant and modern lanterns

Lanterns often have a misconception of looking cheap because most of them are made of paper or plastic. Most of these plastic and paper lanterns are also only available in very traditional and out of fashion designs, making them very unsuitable for most Singaporean homes. Singaporean homes, especially of the younger couples and families, tend to be more modern and westernised. These fabric lanterns above however, would definitely make the cut! Looking extremely premium because of its fabric texture and detailed design, these lanterns are available in a huge array of colours, fitting the design scheme of almost any home! Like them? Get them now at Masons Home Décor and enjoy 10% off when you use my coupon code ‘HONEY10’.

2. Introducing bean bags

Chinese New Year is a time where friends and relatives visit one another as a sign of respect or to give their well wishes for the upcoming Lunar New Year. A bean bag is known for being extremely comfortable. Recently, bean bags are also very commonly used as a home décor tool to spruce up the overall design of the home. Being able to be easily carried around the home to sit on makes a bean bag the perfect tool to accommodate to our guests as well. Furthermore, bean bags are easily available online and most of these merchants provide delivery too. With so many plus points, it seems like it is a must to get one for this CNY!

3. Decluttering mess with stackable boxes or shelves

Spring cleaning is often a tradition many Chinese families partake in prior to beginning the CNY celebrations. Decluttering mess is one issue, but how do we ensure that we do not have to keep getting rid of clutter? Investing in stackable boxes with drop front doors  or new home furniture in the form of shelving would definitely go a long way. Eliminating clutter prior to CNY also means lesser housework throughout the year!

4. Wall decorations

Chinatown boasts a huge variety of cheap wall stickers for your home. These wall stickers come in the form of various shapes and sizes. They also have their own meanings of prosperity and luck. Having them on your walls, along with other CNY decorations would most certainly bring about the CNY mood far sooner than later! These stickers are available for as low as S$3.00 per piece, and can be as big as 30 x 30 cm. It is known that Chinatown becomes more crowded by the day leading up to the Lunar New Year, so make your trip down soon! Although these outlets do not perform delivery, we have the MRT to thank for amazing convenience.

5.  CNY Titbits containers

Getting together as a family or as a group of friends to bake for CNY is a lovely activity. You get to show off your awesome baking skills and some of your family members or friends who taste them may even offer to place orders with you! The icing on the cake would be to showcase them in a presentable manner. Head down to your favourite local supermarket to get yourself some titbits containers! Do ensure that they are air tight though. You would not want your baking to go to waste!

*All photos by Mason Home Decor

The post 5 WAYS TO SPICE UP YOUR HOME THIS CHINESE NEW YEAR appeared first on Little Miss Honey.

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One of the beauty of living in Singapore is that it is a food paradise for foodies like me. Singapore is not short of food choices for all palates. There is definitely something for you here. I have been living in Singapore for almost 6 years and I still haven’t tried every type of food that this little Red Dot has to offer. It can be tough to navigate the Singapore food maze due to the abundance of food choices. It can be hard to know if this food place is good or not good. Sometimes you need to rely on food reviews and recommendations.

I am glad I discovered EatBookSg. It is an online destination for food-lovers living in Singapore. It offers food reviews of restaurants & cafe, lists of food trends and the latest food news to keep foodies up-to-date, supported by creatively-shot videos and honest undercover reviews.

Writers of EatBookSg can also cook and whip out a yummy meal so they would give a perfectly-balanced food review. Their restaurants visited are often anonymous 90% of the time so they can provide a non-bias take on the food served, the ambience and the staff service. They would rate the place from 0-10 with 10 being the highest.

Why I love EatBookSg

I like how informative the site is but not boring. It is still fresh and hip, catering to the young and young-at-heart. The review of food places doesn’t sound pretentious. It feels like a comprehensive text message from a good friend giving a honest review of a restaurant. They provide google map location of the place, address, telephone number and the opening hours. The dishes reviewed come with its prices so those would be good know if you plan to visit the place. The summary of the review comes with its pros & cons portion and states their recommended dishes for that restaurant. I like how clear and high-quality the photos are in the site. I can’t help but feel very hungry when I browse their website.

Besides food reviews and food news, they also have a section for interviews on the person responsible for the food shop, food guides and Tiger street food.

I highly recommend this food review website for my fellow tiam-chiak kakis who are always in a search for a new food discovery. It is informative, current and honest – just what a foodie needs for a friend, a online friend that is.

The post EATBOOKSG: ONLINE GUIDE FOR FOODIES IN SINGAPORE appeared first on Little Miss Honey.

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