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For some people Winter can come as a relief after a long and hot summer – not me. I am not saying I don’t enjoy the change in season. I am just not a fan of the downside to winter – the fall in temperature and the fact that the sun is now rising two 

The post Winter – colder and darker – a blessing? appeared first on Realise Your Dream.

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Against the odds and the predictions of both pre-election polling and the commentary of so many media “experts”, the Coalition looks set to return to government following the 18 May Federal Election. This result was not expected, and I am sure many readers were preparing for significant changes to tax, and to their superannuation. With 

The post What does the election result mean for our super? appeared first on Realise Your Dream.

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In May 2019, superannuation fund trustees started writing to selected members of their funds informing them the insurance cover held in their super account may be cancelled. This can have serious consequences for fund members if not addressed promptly. The action being taken by the super funds is as a consequence of legislation that was 

The post I just got a confusing letter from my super fund appeared first on Realise Your Dream.

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By now I would imagine that most readers are tiring of the up-coming election. The media is having a field day reporting on every waking moment in the lives of our key politicians from both the major and minor parties. Our household has been declared an election-free zone. We have pretty much stopped watching live 

The post Apparently, there is an election coming up! appeared first on Realise Your Dream.

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Recently I was having coffee with a friend. While we were talking, he asked me a rather unusual question. That question was: ‘What did I think people approaching retirement, and those already retired, feared the most?’ It got me thinking. In my day job I work with a lot of financial planners that have clients 

The post Things retirees fear appeared first on Realise Your Dream.

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I continued to ask on a very regular basis both inside and outside my work environment about the complexities of residential aged care. So, I thought I would take the opportunity in this week’s blog to quickly do a recap on some of the issue and try to explain the basics. When a person is 

The post Aged Care Revisited appeared first on Realise Your Dream.

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Last week, Prime Minister Scott Morrison called the election we all knew we had to have. We will officially go to the polls on 18th May. I am not going to discuss the policies of the major parties in this article. I will leave that to the media and the leaders of the various parties, 

The post Yes, we have an Election – 18th May appeared first on Realise Your Dream.

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Well, another Federal Budget has been delivered to the Australian public. On 2 April 2019, The Hon Josh Frydenberg delivered his first Budget as Federal Treasurer. The good news is that the Budget has forecasted a return to surplus of around $7.1bn in 2019-20. Australian will earn more than it spends! With a Federal Election 

The post Another Federal Budget appeared first on Realise Your Dream.

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As many readers will be aware, legally getting access to superannuation before retirement can be a rather difficult. But, back in 2005 things were made just a little easier. Superannuation law was amended to allow people to access their super from preservation age – currently 55, but progressively increasing to 60 – without having to 

The post Is Transition to Retirement Still Viable? appeared first on Realise Your Dream.

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We are often told change is constant, and I think that we all recognize that this is a fact of life. This constant change is, I am sure, the reason why we are sometimes tired, a little jittery and above all, stressed. So, what is change and why is it constant? The reason it is 

The post Change is not a dirty word! appeared first on Realise Your Dream.

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