Great news for Associations and Housing Societies in India!
ADDA now has UPI available for collecting Maintenance Charges, Sinking Fund, Facility Booking charges and any dues payable to the Association / Society bank (The Merchant)!
Even greater news:
Thanks to NPCI and our gateway partners, the MDR (Merchant Discount Rate) is ZERO for amounts less than 2000. Most Associations have ad hoc bills below Rs.2000 – Facility Booking Charges, Utility Bills, Move-in/out charges etc.
For bills greater than Rs. 2000, the MDR charge is a flat fee of Rs.15 / transaction, including Taxes!
This means a maximum MDR of Rs.15/Transaction as against maximum MDR of Rs.1000/transaction that is charged to Commercial Merchants!
With this significant CASHLESS disruption for Housing Societies, most Associations on ADDA plan on absorbing the UPI MDR, so that 100% Collections from Residents can then be made Cashless!
For ADDA Customers this means 100% automated Billing and Collection!!
BENEFITS FOR RESIDENTS:
1. Pay in the quickest mode available – UPI
2. Avail CashBack Offers as running on various UPI apps
3. In cases where your Association is absorbing the MDR, you pay no additional charge, not even that Rs.15!
BENEFITS FOR ASSOCIATIONS / HOUSING SOCIETIES:
1. Mandate all Residents to pay online! Save high Administrative overheads, reconciliation related disputes, be a proud Cashless and Corruption Free Organisation!
2. Avail the Special Starter Package of ADDA, where you get ADDAʼs Collection Module free of Subscription Cost!
ADDA thanks our Partners in bringing FinTech benefits to Apartment Owners Associations and Housing Societies in India!
Q1. How long will these attractive MDRs continue?
A. These rates are subsidized by the Government and will continue as long as Government support / NPCI support is present. Per our knowledge, the rate of zero below Rs.2000 is committed by the Govt till Dec 2019.
Q2. Will I get guaranteed cashback for all payments to my Society?
A. Cashback and other offers are given from time to time by Leading UPI apps that are integrated on ADDA. When these offers are available you may utilize them.
Q3. I donʼt pay anything additional when making UPI payment to my newspaper vendor. Why is there any additional charge (MDR) at all for UPI payment to my Association/Society?
A. When Individuals are collecting via UPI it is a peer-to-peer transaction that incurs no charges as of now.
However, an Association is considered a Merchant and the Transaction Processing Charge is applicable for Merchants. Like Commercial Merchants, many Associations are absorbing the UPI charges so 100% payments can happen online.
MCST, Management Corporation Strata Title, is an organization formed to manage an estate. It is the managing body of a private residential community that has multiple owners and shared facilities like swimming pool, gym, security, clubhouse etc. These facilities have to be managed on a very frequent basis and this is where the MCST comes in and also to regulate the rules of the residential community.
How to form an MCST?
To form an MCST, the builder applies to the Building and Construction Authority(BCA) following the issue of Temporary Occupation Permit(TOP) by the Commissioner of Buildings(COB) when the construction has been completed and it meets all the requirements for the owners to live in the building. Upon successful incorporation of MCST, a four-digit title number is assigned to it in the format MCST XXXX.
During the initial stage, it is the builder’s responsibility to arrange the formation of the MCST upon two months from the issuance of the Temporary Occupation Permit(TOP) to the owners.
The initial period refers to the period from the day MCST is constituted and the first Annual General Meeting(AGM) is held. The maximum duration of the initial period is 12 months and the builder plays the role of the council during this period.
After the first Annual General Meeting(AGM), the responsibilities of and control over the MCST is given to the property owners. The owners collectively appoint a Management Council which in turn hires a Managing agent to manage their estate and serve as a liaison between the MCST, the management council, and the owners.
Role of the MCST:
The MCST, which is the managing body of a private condominium, manages all the facilities available in the condominium. The source of income for the MCST is the maintenance charges paid by the owners to manage the property. This income is split into management fund and sinking fund by the MCST. The management fund is used for day to day expenses whereas the sinking fund is used for future capital needs. The MCST also manages the staffs who maintain all the facilities in the condominium.
Overall, the MCST plays an important role in enhancing the asset value of the Condominium. We hope you found this article useful. If you did, don’t forget to share this with your friends.
PS: if you have any issues in your Condominium you’d like to find solutions for, drop a word. We promise to help you out!
Everyone wants a home that looks and feels lovely. There is something about coming home to a well decorated, warm and tidy house that gives you an immediate sense of joy. If you live in an apartment and are looking for easy and budget-friendly ideas to renovate your home, this is an article that you would definitely love.
Here are some of the best tried and tested DIY home renovation ideas.
Bookmark this article and get started one project at a time. Don’t forget to share it with your friends too!
#1 Living Room Revamp
The first thing you see when you come home is your living room. Your guests may sometimes not go beyond the living room. So if you have scope for revamping only one room, start with the living room.
Here are some things that you can do.
Paint A Wall: One accent wall alone can do wonders! Find a color that complements your furniture and buy a can of it from the local paint store. Buy a roller too. Lay some newspaper at the foot of the wall and start painting it. Once done, you can even stencil in some designs for some extra style. Trust us when we say this, stenciled walls rarely go out of fashion.
Decorate The Walls: If you can, use a power drill to place some nails on a wall with free space. Hang photos of your family or paintings. You can also get instructions for DIY art using recycled or even cheap materials like toilet paper rolls, tin cans and much more!
Nail in some shelves: These can be purchased online easily. Ecommerce sites are a good place to start. They require a simple power drill and a few nails only. You can then use these shelves to display some show pieces or even store books/small objects.
Kitchens are places you toil for quite a few hours. Therefore, it is important that kitchens are not just functional, but also visually pleasing. Otherwise, you would hate the very idea of setting foot inside it.
Here are some easy kitchen DIYs.
Put in more shelves: You can never have enough shelves in the kitchen. However, you cannot put in cabinets because that may require more than your basic tools. Wall mounted shelves are what we can utilize here. Such pieces always look magnificent hanging on the walls and they provide some much needed storage space. As mentioned before, you can buy them on any e-commerce sites and they wouldn’t cost you much.
Paint your cabinets: Pick a solid color – whites are the best, but anything works. Paint all your cabinets in one solid color. Once done, you’ll notice that the kitchen not only appears brighter, but it would also give the feeling that there is more space.
And now, we move on to bedroom revamping. This is a space where people retreat to in sickness and health and at the end of a tiring day. So much importance is given to getting the decor right. Nobody wants a drab, boring bedroom to be the first thing they see when they wake up or the last to see before sleeping.
All tips that can be applied to the living room, easily applies to bedrooms as well. Which means that you can borrow all the subpoints from heading 1 – paint a wall, hang some pictures, place some wall art etc. In addition to those hacks, here are some really popular ones.
Add accents: Any object or lighting that changes the feel of the room would count as an accent. Some things you could do are – adding two lamps on either side of the bed, placing a large carpet at the foot of the bed, a tall floor lamp in one corner, colorful chairs and other furniture pieces etc. You may need a combination of accents to achieve the desired look
Drapes & bed covers: You won’t believe the amount of difference there will be when just the drapes are changed. Stick to light-colored drapes if the room is large and vice versa. Bed covers should ideally be the a shade of the accent wall or feature carpet. If you’re not fond of that idea, use whites on the bed and add a few throw pillows in accent wall colors.
Your Home Your Rules
What we have provided you with are mere ideas. Keep in mind that your home is your temple. Make sure it reflects your personality and represents what you and your loved ones live by. Do not be afraid to experiment because you never know when new DIY ideas get invented.
If you’ve got some ideas that you want to try or have ideas that you have already executed, we would love to hear about them! Do comment below and let us know what you think. Don’t forget to share this article with your friends!
Neighborhoods of Tomorrow 2018, a unique workshop for Apartment Complex Residents and Management Committees was hosted and organised by ADDA on 8th September 2018 at Royal Orchid Hotel Bangalore. It was a gathering of management committees, subject matter experts and city administration who discussed solutions to various community problems.
There was also an award ceremony for management committee members who have implemented several initiatives for the improvement of their residential communities. One of the events’ main sponsor, Apollo clinic have come up with an inventive home health care services which deserve a special mention.
The company has started a service called @home where they are offering health tests and checkups to residents of Apartment Complexes in the comfort of their home. The service includes a wide range of tests starting from basic health checkups and liver function test to advanced Diabetic screening.
Why Apollo Clinics
Apollo has emerged as Asia’s leading integrated healthcare provider and has a strong presence across the extensive healthcare ecosystem. Apollo Clinics, the multi-specialty clinics run by Apollo Health & Lifestyle Limited work towards bringing healthcare of international standards within the proximity of every individual. Apollo Clinic is committed to providing consistently top-of-the-line health care services to attend to the day-to-day health care needs of the family. The keystones of Apollo Clinic are its state-of-the-art technology, advanced research, cost-effective services, clinical excellence, and top-quality home care.
Services offered @home by Apollo Clinic
Apollo Clinic successfully combines medical treatment with home care to provide you with the best treatment in the comfort of your home. It provides efficient care at home by supplementing clinical diagnostic and treatment procedures with a wide range of home health care services. At Apollo Clinic home-health care, we offer the following services:
Women’s Pack- Vitamin D count, lipid profile, complete urine examination, serum calcium, and complete blood count.
Whole Body Pack- A comprehensive home health care package encompassing a wide range of tests.
Senior Citizen (Male)- Liver function test, complete blood count, total cholesterol, and kidney function.
Senior Citizen (Female)- Liver function test, complete blood count, total cholesterol, and kidney function.
Healthy Body Package- Haemoglobin, fasting blood sugar, total cholesterol, and other essential tests.
Diabetic Screen Basic
Diabetic Screen Advanced
Hygiene factors @home service
Hygiene is the first step to good health. Apollo Clinic home-healthcare providers focus on maintaining proper hygiene and averting infections at-home service in order to prevent healthcare-associated infections (HAI’s). Our healthcare providers:
Wash their hands before and after a procedure
Wear sterile gloves to prevent the spread of dangerous bacteria.
Use a new device for each procedure.
Dispose of contaminated materials immediately and safely.
Clean any urine, blood etc spillage.
So now, just in case you need a health checkup right in the comfort of your home, you know where to go!
The Festive Season brings special Joys in a Gated Community with Neighbours to pool in their Fireworks, Sweets, and Happiness!
In this post, we wish to share these 5 pointers towards making the Festive Season enjoyable for all involved.
Increased Activity at your Gates. With the increased Gifting around the Festive Season, the number of Door Deliveries has increased by now. On the Festivities Days, the number of Guests will also increase.
This means you may have greater than usual activity at the Gates. Review the following points to see how to ensure the increased gate traffic is handled effectively.
2. Reminder on “Expected Visitor” feature. Send a round of Reminder to all Residents about the ”Expected Visitor” functionality on the ADDA App. They can easily add their Guests as Expected Visitor which makes their Guests feel more welcome, as well as eases the work of the Guard while retaining its effectiveness.
3. Reminder on “Gift Pass” feature. Send a round of Reminder to all Residents about the “Gift Pass” functionality on the ADDA App. When they give gifts to their Maid or Cook they can also create a Gift Pass against their name on the ADDA App. This will ensure hassle-free checkout of the Maid/Cook with the Gift.
4. Puja/Rituals at your Premises? If your Association is doing any Puja/Rituals during this Festive season, you can book your Pujari or Puja Kit right on the ADDA App! That’s right! Buzzar on ADDA has this new category of service available now!
5. Fireworks Safety! Needless to place a quick reminder of the necessary Fireworks Safety arrangements.
Bonus Point. Do not forget about the Staff working in your Apartment/Villa Community during Diwali/Festivals. They may be away from their Home and Family, and may also be over-worked due to the Festival rush. Do everything that a great Employer will do to make them be part of the celebrations and the Festive Spirit!
In recent times, the Karnataka State Pollution Control Board has put up notices in several apartments all across Bangalore regarding Sewage Treatment, Dual Piping Systems and setting up of Organic Waste Converters. In some cases, the board has even threatened to disconnect power supplies for alleged violations of the Water and Air Pollution Act.
The Backlash from the Residents
In response, Apartment Associations have come under the umbrella of the Bangalore Apartment’s Federation (BAF) to fight their case. According to a recent report in TOI, the General Secretary of BAF has elucidated that the KSPCB aren’t going by the actual rules and just trying to force settle the matter by threatening to cut down on electricity in the apartments.
The funny thing is that, despite the gravity of the situation, Apartments constructed before 2016 were actually exempted by the board which stated that dual pipelining and complete reuse of STP water was not mandated for apartments connected to the sewage network. Even though the notices from KSPB mandate installation of Dual Piping, according to the Residents it’s not compulsory under any law. However, the board is consistently insisting on its part as “concent mechanism”, with the motive to harass Apartment dwellers.
Present Stance of KSPCB regarding Pollution Issues
KSPCB Chairman Lakshman said the drive was being intensified in Hebbal, Byramanagala and Bellandur valleys.
“We are insisting on multiple conditions so that there can be some amount of enforcement. Currently, there is no accountability of functioning Sewage Treatment Plants, whether the flow matches the consent, and whether manure being generated is being treated.
“By enforcing these conditions, we can ensure that most apartments comply. Action on this front cannot be called harassment,” he said. (Source – The Hindu)
However, the board has finally agreed to take a step back in this matter lately as their Chairman has agreed to hold a meeting with BAF members to address the concerns. He insisted that the notices have been issued rightfully for violation against Water and Air Pollution Acts, however, it is assured that necessary actions will be taken against the concerned officers in case of any discrepancy or harassment.
The Current State of Affairs
The current state and the way the issue has escalated is almost comical with the Apartment Associations and Karnataka State Pollution Control Board throwing brickbats at each other. However, it is certain that the rise of an issue like this is only due to the laziness and lack of foresight of the board and definitely an authoritarian mentality of cutting down power will NOT be really helpful.
It is quite important to find a common ground for all stakeholders involved and therefore a discussion on it involving both the parties is most welcome as KSPCB has suggested.
For the more interested readers, recently ADDA organized Neighborhoods of Tomorrow 2018, a knowledge sharing workshop where we had a comprehensive discussion on Waste Management in Apartment Complex and how In-house Composting can be set up. The discussion was fronted by one of the most popular environmental activists from Bangalore, Savita Hiremath. Please give it a check for some amazing DIY methods of In-House Composting.
Domestic Staff Welfare is a topic which isn’t frequented in public forums, even though considering the gravity of it and how integral it is to society. People have been working at domestic household for over thousands of years and have always played a major part in managing the day to day activity of the house.
Some work part-time, while others full time and at times the combined work hours exceed over 16 hours! Yet this is frequently seen that these people reside in the lowest salary bracket without any employee benefits working week-in week-out without any respite. Ranging from at the age of 8 and younger to 70 years of age and older, this is one of the most abused domains in the uncategorized labor market.
Domestic Staff Welfare Discussion at Neighborhoods of Tomorrow
Neighborhoods of Tomorrow, a knowledge sharing workshop organized by ADDA on 8th September 2018 at Royal Orchid Hotel Bangalore, is where this important topic was uncovered to an enthralling audience.
The discussion was fronted by Ms. Geeta Menon, Co-founder of Stree Jagruti Samiti, Mumbai who works with women working in the construction, garment manufacturing, and domestic labor force. She coined domestic jobs as “Work like any other – work like no other” adding further that this is exactly like a regular job and demands the regularities of a normal job. Even though the domestic staff increases the productivity of our homes and we can be at peace while we are away working, we fail to recognize the hard work that is put in by these people every day.
The discussion also triggered a monumental feat that, for the first time ever in India, a formal Code of Conduct was proposed in a public forum.
Another speaker of the day on Domestic Staff Welfare topic was Ms. Parijatha, a “Nirbhaya Award” winner and a former Labor Welfare Officer in the Garments industry. She elucidated that not only a lot of them face abuse on an everyday basis, but also the worst case being minors being dragged into it illegally by the agencies.
Some Unveilings from the Domestic Staff Welfare Discussion
The Part-time Workers working in several households every day receive minimum wage and struggle to make ends meet.
The Full-time Workers, have to work from morning till night sometimes exceeding more than 14-16 hours. Mostly they are migrants.
Another scenario is that a lot of these are domestic help are minors who dragged in by the agencies and the worst case is that a lot of times they don’t even get paid for work. Parijatha stated the story of Phoolmuni, who in spite of working every day from the age of 15, never earned a penny. All the money was paid directly by the employers to the agency and she finally committed suicide when she was 16.
Proposed Code of Conduct on Domestic Staff Welfare
Judging by the leanings from the expert sessions headed by Geeta and Parijatha, it was imperative that a formal Code of Conduct should be in place. Neighborhoods of Tomorrow organized by ADDA, therefore, achieved an enormous achievement that for the first time ever in India, a formal Code of Conduct was discussed and a basic draft was done. The first draft included the following points:
Defined working hours for domestic staffs
Paid leaves and weekends off
Defined minimum Salary
Benefits like maternity leave, health insurance etc
Increments and bonus like any other labor
The intimation from both parties in case of long breaks or leaving the job
In case of theft or breach of terms, instead of suspecting the domestic staff without any inquiry, a process should be made where the MC can form a subgroup to talk to both the parties before involving law and accusing the domestic staff.
The defined scope of work – expectations, responsibilities etc
Shriram Spurthi from Bangalore and Oceaus Heights from Thiruvananthapuram, in particular, are doing some exemplary work to improve conditions for their In-house and Domestic Staff. Some of their wonderful activity includes distribution of the rental brokerage money to distribute evenly amongst the staffs, make them a part of the Apartment Celebrations like residents, health checkups and consultation for stress and financial management.
It is therefore seen that the Apartment Residents are the driving force behind improving the conditions of the domestic staff. With a formal Code of Conduct in place and by simple initiatives, we can make a change.
Hello and Welcome to ADDA Photography Contest, 2018!
What is it about?
After a few years of a breather, we are back with our Annual Calendar, where Photographs from 12 Winners will be featured through a Popularity Contest!
In the previous years,’ the ADDA Annual Calendar has been a roaring success with over a 1000 copy distribution PAN-India. So, this is your one chance to showcase your mastery on Photography to fellow Apartment Residents across India!
The ADDA Calendar is pretty much the Kingfisher Calendar of Residential Communities, minus the beaches and ….. Yes, you guessed it right!
Photography Topic: Celebrations with Neighbors
Showcase the best Candid moments captured through your lens at an event/festival in your Apartment Complex. Could be a religious festival, cultural event, personal events/parties or even your pets’ birthday – the celebration is what truly matters!
How to Participate?
It’s really quite simple. You just need to follow these easy steps