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I post an update every month on the taxable dividend income I receive in my brokerage accounts, the non-taxable dividends I receive from my Roth IRA accounts, the market value of my taxable brokerage accounts, the market value of my Roth IRA accounts, the market value of my 401(k) account, and my savings rate.

Below is the monthly report as of December 31, 2017:

Taxable Dividend Income (Total: $793.70)
  • 3M Company (MMM) - $5.98
  • Bank of America Corporation (BAC) - $15.65 (Increased 61.34% YOY)
  • Chevron Corporation (CVX) - $12.23 (Increased 0.91% YOY)
  • The Coca-Cola Company (KO) - $20.87 (Increased 1.31% YOY)
  • Consolidated Edison, Inc. (ED) - $118.87 (Increased 6.24% YOY)
  • Dominion Resources, Inc. (D) - $3.96
  • Emerson Electric Co. (EMR) - $26.82 (Increased 4.03% YOY)
  • Exxon Mobil Corporation (XOM) - $30.79 (Increased 54.34% YOY)
  • Johnson & Johnson (JNJ) - $8.56 (Increased 1.78% YOY)
  • Kellogg Company (K) - $16.24 (Increased 2,852.73% YOY)
  • The Kraft Heinz Company (KHC) - $12.50 (Increased 13,788.89% YOY)
  • McDonald's Corp. (MCD) - $117.39 (Increased 9.31% YOY)
  • Microsoft Corporation (MSFT) - $254.08 (Increased 10.18% YOY)
  • Pfizer Inc. (PFE) - $18.43 (Increased 9.12% YOY)
  • Realty Income Corporation (O) - $6.16 (Increased 6.39% YOY)
  • Southern Company (SO) - $16.20 (Increased 7.86% YOY)
  • Target Corp. (TGT) - $54.79 (Increased 64.98% YOY)
  • Time Inc. (TIME) - $0.04 (Decreased 80.95% YOY)
  • V.F. Corporation (VFC) - $18.34 (Increased 376.36% YOY)
  • Walgreens Boots Alliance, Inc. (WBA) - $10.00
  • W.W. Grainger, Inc. (GWW) - $25.80
    • Total taxable dividend income of $793.70 increased 28.47% YOY.
New positions I added fresh capital to this year are D, GWW, MMM, and WBA.  Existing positions I added fresh capital to this year are K, TGT, VFC, and XOM.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  TIME cut its dividend so that's a bummer, but TIME is also a company in my portfolio as a result of my parents purchasing AOL for me many years ago.  Overall, I'm very happy with the total year over year dividend increase.

You can see a schedule of all the taxable dividends I have received here.

Non-Taxable Dividend Income (Total: $1,939.17)
  • 3M Company (MMM) - $8.37
  • Archer-Daniels-Midland Company (ADM) - $12.11 (Increased 9.69% YOY)
  • Chevron Corporation (CVX) - $13.34 (Decreased 1.55%YOY)
  • Emerson Electric Co. (EMR) - $11.42 (Increased 4.20% YOY)
  • Exxon Mobil Corporation (XOM) - $9.50 (Increased 1.93% YOY)
  • Kellogg Company (K) - $8.22
  • Target Corp. (TGT) - $10.24 (Increased 6.67% YOY)
  • Unilever plc (UL) - $11.97
  • V.F. Corporation (VFC) - $8.46 (Increased 11.90% YOY)
  • W.W. Grainger, Inc. (GWW) - $6.50
  • Vanguard Health Care Fund Investor Shares (VGHCX) - $1,457.35
  • Vanguard REIT Index Fund Admiral Shares (VGSLX) - $381.69 (Decreased 21.77% YOY)
    • Total non-taxable dividend income of $301.16 increased 12.55% YOY.
New positions I added fresh capital to this year are GWW, K, and MMM.  CVX had a YOY decrease due to the partial shares being liquidated when I consolidated brokerage accounts.  VGSLX had a YOY decrease as well, but the distributions are entirely up to the fund managers.  This is one of the annoying things about mutual funds; because the distributions are based on the fund managers' discretion, they fluctuate so it's difficult to get a reliable estimate of the amount of distributions expected to be received from year to year.  However, I don't want to sell these mutual funds since I want some diversification in case my individual stock picking skills don't pan out as well as I'd like.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  Overall, I'm very happy with the total year over year dividend increase.

You can see a schedule of all the non-taxable dividend income I have received here.

Market Values (Total: $508,071.57)
  • Brokerage Accounts - $153,138.46 (Increased 2.41% from prior month)
  • Roth IRA - $90,679.21 (Increased 0.86% from prior month)
  • 401(k) - $264,253.90 (Increased 1.53% from prior month)
    • Total market value increased 1.67% from prior month.
I'm not too concerned with the market value of my taxable brokerage accounts since the investment strategy with that is solely to generate a growing stream of dividend income.  As long as the dividends keep coming and are increasing, I'm not too worried.  Nevertheless, it's still interesting to see how it is performing.

You can see a schedule of the market values for my brokerage accounts, Roth IRA account, and 401(k) account as of the end of every month here.

Savings Rate
  • 0%
Savings rate was terrible for this month as I had no savings.  I actually had to slightly tap into my emergency savings, but I can explain why.  The two main reasons I had no savings this month was because I spent a decent chunk of money on vacation, and also because I decided to pay my first and second quarter real estate taxes for 2018 this month.  Due to the new tax law changes signed by our president, I decided to accelerate my real estate tax payments due 2018 in 2017.  I think this is the right move for our family so I'm ok with not having any savings this month.

You can see a schedule of my savings rate by month here.
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I post an update every month on the taxable dividend income I receive in my brokerage accounts, the non-taxable dividends I receive from my Roth IRA accounts, the market value of my taxable brokerage accounts, the market value of my Roth IRA accounts, the market value of my 401(k) account, and my savings rate.

Below is the monthly report as of November 30, 2017:

Taxable Dividend Income (Total: $98.02)
  • Air Products and Chemicals, Inc. (APD) - $4.81
  • AT&T Inc. (T) - $9.86
  • The Clorox Company (CLX) - $8.56
  • Colgate-Palmolive Company (CL) - $13.35
  • General Mills, Inc. (GIS) - $14.74
  • HCP, Inc. (HCP) - $12.95
  • Hormel Foods Corporation (HRL) - $1.70
  • Kinder Morgan, Inc. (KMI) - $4.97 (Increased 0.40% YOY)
  • The Procter & Gamble Company (PG) - $10.50 (Decreased 0.47% YOY)
  • Realty Income Corporation (O) - $6.13 (Increased 6.24% YOY)
  • Time Warner Inc. (TWX) - $4.48 (Decreased 2.40% YOY)
  • Verizon Communications Inc. (VZ) - $5.97
    • Total taxable dividend income of $98.02 increased 348.81% YOY.
New positions I added fresh capital to this year are APD, GIS, HCP, HRL, T, and VZ.  An existing position I added fresh capital to this year is CL.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  The reason for the decrease YOY for PG and TWX is due to the liquidation of my partial shares when I consolidated my brokerage accounts.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the taxable dividends I have received here.

Non-Taxable Dividend Income (Total: $97.45)
  • Air Products and Chemicals, Inc. (APD) - $7.70
  • The Clorox Company (CLX) - $7.70 (Increased 6.94% YOY)
  • Colgate-Palmolive Company (CL) - $6.88
  • General Mills, Inc. (GIS) - $8.97
  • HCP, Inc. (HCP) - $13.27
  • Hormel Foods Corporation (HRL) - $5.67
  • Kinder Morgan, Inc. (KMI) - $7.77 (Increased 1.44% YOY)
  • Omega Healthcare Investors, Inc. (OHI) - $24.34
  • Welltower Inc. (HCN) - $15.15
    • Total non-taxable dividend income of $97.45 decreased 11.44% YOY.
New positions I added fresh capital to this year are APD, HCN, HCP, and OHI.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  The reason for the decrease in my non-taxable dividend income is because I exchanged my entire position in VBLTX for VGHCX.

You can see a schedule of all the non-taxable dividend income I have received here.

Market Values (Total: $499,719.38)
  • Brokerage Accounts - $149,530.58 (Increased 3.48% from prior month)
  • Roth IRA - $89,910.21 (Increased 2.70% from prior month)
  • 401(k) - $260,278.59 (Increased 3.25% from prior month)
    • Total market value increased 3.22% from prior month.
I'm not too concerned with the market value of my taxable brokerage accounts since the investment strategy with that is solely to generate a growing stream of dividend income.  As long as the dividends keep coming and are increasing, I'm not too worried.  Nevertheless, it's still interesting to see how it is performing.

You can see a schedule of the market values for my brokerage accounts, Roth IRA account, and 401(k) account as of the end of every month here.

Savings Rate
  • 36.03%
Savings rate was pretty good for this month since it's above my 25% savings rate target.

You can see a schedule of my savings rate by month here.
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I post an update every month on the taxable dividend income I receive in my brokerage accounts, the non-taxable dividends I receive from my Roth IRA accounts, the market value of my taxable brokerage accounts, the market value of my Roth IRA accounts, the market value of my 401(k) account, and my savings rate.

Below is the monthly report as of October 31, 2017:

Taxable Dividend Income (Total: $61.45)
  • Cardinal Health, Inc. (CAH) - $2.31
  • The Coca-Cola Company (KO) - $20.70 (Increased 6.43% YOY)
  • Genuine Parts Company (GPC) - $14.31
  • Kimberly-Clark Corporation (KMB) - $9.85 (Increased 2.39% YOY)
  • Medtronic plc (MDT) - $6.51
  • Realty Income Corporation (O) - $6.11 (Increased 6.26% YOY)
  • Sysco Corporation (SYY) - $1.66
    • Total taxable dividend income of $61.45 increased 75.32% YOY.
New positions I added fresh capital to this year are CAH, GPC, and SYY.  An existing position I added fresh capital to this year is KMB.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the taxable dividends I have received here.

Non-Taxable Dividend Income (Total: $29.05)
  • Automatic Data Processing, Inc. (ADP) - $6.92
  • Cardinal Health, Inc. (CAH) - $7.40
  • Genuine Parts Company (GPC) - $8.22
  • Medtronic plc (MDT) - $6.51
    • Total non-taxable dividend income of $29.05 decreased 70.07% YOY.
New positions I added fresh capital to this year are CAH and GPC.  The reason for the large decrease in my non-taxable dividend income is because I exchanged my entire position in VBLTX for VGHCX.

You can see a schedule of all the non-taxable dividend income I have received here.

Market Values (Total: $484,133.58)
  • Brokerage Accounts - $144,499.23 (Increased 9.39% from prior month)
  • Roth IRA - $87,545.50 (Decreased 0.86% from prior month)
  • 401(k) - $252,088.85 (Increased 2.44% from prior month)
    • Total market value increased 3.79% from prior month.
I'm not too concerned with the market value of my taxable brokerage accounts since the investment strategy with that is solely to generate a growing stream of dividend income.  As long as the dividends keep coming and are increasing, I'm not too worried.  Nevertheless, it's still interesting to see how it is performing.

You can see a schedule of the market values for my brokerage accounts, Roth IRA account, and 401(k) account as of the end of every month here.

Savings Rate
  • 8.95%
Savings rate for this month is the lowest year to date, and it's also lower than my 25% savings rate target.  I'm not pleased with this low savings rate in comparison to my savings rates historically, but having any kind of savings is still better than no savings at all.

You can see a schedule of my savings rate by month here.
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Happy New Year everyone!  With 2017 behind us, it's time to reflect on our new year's resolutions, our goals, our achievements, and our areas for improvement.  I make it a habit to set new year's resolutions every year and aim to achieve as many of them as possible.  Looking back over this past year, I have achieved a majority of my new year's resolutions so I'm very happy about that.  With the start of the new year, I'm optimistic that 2018 will be just as good, if not better, than 2017.

It's been a while since I've posted, but I plan to post my monthly reports for October, November, and December before the end of this month.

October was a great month for picking up stocks, and I did my best to capitalize on that opportunity.  I also made some purchases in November and December as well.  Below are my stock purchases for the months of October, November, and December:
  • I purchased 5 shares of Cardinal Health, Inc. (CAH) at $62.75 per share in my taxable brokerage account.  This is a dividend yield of 2.95%, adding $9.25 to my taxable dividend income.
  • I purchased 10 shares of Cardinal Health, Inc. (CAH) at $58.15 per share in my taxable brokerage account.  This is a dividend yield of 3.18%, adding $18.50 to my taxable dividend income.
  • I purchased 5 shares of Welltower Inc. (HCN) at $64.35 per share in my taxable brokerage account.  This is a dividend yield of 5.41%, adding $17.40 to my taxable dividend income.
  • I purchased 10 shares of HCP, Inc. (HCP) at $25.60 per share in my taxable brokerage account.  This is a dividend yield of 5.78%, adding $14.80 to my taxable dividend income.
  • I purchased 10 shares of Kellogg Company (K) at $60.429 per share in my taxable brokerage account.  This is a dividend yield of 3.57%, adding $21.60 to my taxable dividend income.
  • I purchased 10 shares of The Kraft Heinz Company (KHC) at $76.60 per share in my taxable brokerage account.  This is a dividend yield of 3.26%, adding $25 to my taxable dividend income.
  • I purchased 5 shares of Kimberly-Clark Corporation (KMB) at $112 per share in my taxable brokerage account.  This is a dividend yield of 3.46%, adding $19.40 to my taxable dividend income.
  • I purchased 10 shares of Omega Healthcare Investors, Inc. (OHI) at $28.25 per share in my taxable brokerage account.  This is a dividend yield of 9.20%, adding $26 to my taxable dividend income.
  • I purchased 20 shares of Omega Healthcare Investors, Inc. (OHI) at $26.83 per share in my taxable brokerage account.  This is a dividend yield of 9.69%, adding $52 to my taxable dividend income.
  • I purchased 10 shares of AT&T Inc. (T) at $33.495 per share in my taxable brokerage account.  This is a dividend yield of 5.97%, adding $20 to my taxable dividend income.
  • I purchased 10 shares of Walgreens Boot Alliance, Inc. (WBA) at $71.6299 per share in my taxable brokerage account.  This is a dividend yield of 2.23%, adding $16 to my taxable dividend income.
  • I purchased 10 shares of Walgreens Boot Alliance, Inc. (WBA) at $67.83 per share in my taxable brokerage account.  This is a dividend yield of 2.36%, adding $16 to my taxable dividend income.
After these purchases, my taxable dividend income will increase by $255.95.

What do you think of my October, November, and December purchases?  Do you own any of the same companies?
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I post an update every month on the taxable dividend income I receive in my brokerage accounts, the non-taxable dividends I receive from my Roth IRA accounts, the market value of my taxable brokerage accounts, the market value of my Roth IRA accounts, the market value of my 401(k) account, and my savings rate.

Below is the monthly report as of September 30, 2017:

Taxable Dividend Income (Total: $713.88)
  • 3M Company (MMM) - $5.94
  • Bank of America Corporation (BAC) - $15.58 (Increased 61.45% YOY)
  • Chevron Corporation (CVX) - $12.12 (Increased 2.02% YOY)
  • Consolidated Edison, Inc. (ED) - $117.91 (Increased 6.32% YOY)
  • Dominion Resources, Inc. (D) - $3.85
  • Emerson Electric Co. (EMR) - $26.34 (Increased 4.19% YOY)
  • Exxon Mobil Corporation (XOM) - $30.49 (Increased 54.15% YOY)
  • Johnson & Johnson (JNJ) - $8.51 (Increased 1.79% YOY)
  • Kellogg Company (K) - $5.40 (Increased 1,025.00% YOY)
  • McDonald's Corp. (MCD) - $108.60 (Increased 7.80% YOY)
  • Microsoft Corporation (MSFT) - $234.71 (Increased 10.96% YOY)
  • Pfizer Inc. (PFE) - $18.26 (Increased 9.01% YOY)
  • Realty Income Corporation (O) - $6.07 (Increased 6.12% YOY)
  • Southern Company (SO) - $16.01 (Increased 7.74% YOY)
  • Target Corp. (TGT) - $54.21 (Increased 83.83% YOY)
  • Time Inc. (TIME) - $0.04 (Decreased 80.00% YOY)
  • V.F. Corporation (VFC) - $16.63 (Increased 23,657.14% YOY)
  • Wal-Mart Stores Inc. (WMT) - $13.96 (Decreased 4.90% YOY)
  • W.W. Grainger, Inc. (GWW) - $19.25
    • Total taxable dividend income of $713.88 increased 21.74% YOY.
New positions I added fresh capital to this year are D, GWW, K, and MMM.  Existing positions I added fresh capital to this year are GWW, K, TGT, XOM.  TIME had a YOY decrease due to a huge dividend cut; WMT had a YOY decrease due to the partial shares being liquidated when I consolidated brokerage accounts.  Once TIME is trading at a gain, I plan on exiting out of the position.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the taxable dividends I have received here.

Non-Taxable Dividend Income (Total: $370.82)
  • 3M Company (MMM) - $8.32
  • Archer-Daniels-Midland Company (ADM) - $12.02 (Increased 9.67% YOY)
  • Chevron Corporation (CVX) - $13.22 (Decreased 0.45% YOY)
  • Emerson Electric Co. (EMR) - $11.22 (Increased 4.37% YOY)
  • Exxon Mobil Corporation (XOM) - $9.41 (Increased 1.84% YOY)
  • Kellogg Company (K) - $8.16
  • Pepsi, Inc. (PEP) - $8.98
  • Target Corp. (TGT) - $10.13
  • Unilever plc (UL) - $11.67
  • V.F. Corporation (VFC) - $7.68
  • Wal-Mart Stores Inc. (WMT) - $8.27
  • W.W. Grainger, Inc. (GWW) - $6.45
  • Vanguard REIT Index Fund Admiral Shares (VGSLX) - $255.29 (Increased 49.34% YOY)
    • Total non-taxable dividend income of $370.82 increased 19.60% YOY.
New positions I added fresh capital to this year are GWW, K, MMM, and WMT.  CVX had a YOY decrease due to the partial shares being liquidated when I consolidated brokerage accounts.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the non-taxable dividend income I have received here.

Market Values (Total: $466,471.72)
  • Brokerage Accounts - $132,090.68 (Increased 3.81% from prior month)
  • Roth IRA - $88,305.39 (Increased 0.96% from prior month)
  • 401(k) - $246,075.65 (Increased 3.03% from prior month)
    • Total market value increased 2.85% from prior month.
I'm not too concerned with the market value of my taxable brokerage accounts since the investment strategy with that is solely to generate a growing stream of dividend income.  As long as the dividends keep coming and are increasing, I'm not too worried.  Nevertheless, it's still interesting to see how it is performing.

You can see a schedule of the market values for my brokerage accounts, Roth IRA account, and 401(k) account as of the end of every month here.

Savings Rate
  • 63.13%
Savings rate was excellent for this month!  This is the highest so far year to date.  50% or more in savings rate is definitely a big achievement for me.

You can see a schedule of my savings rate by month here.
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I post an update every month on the taxable dividend income I receive in my brokerage accounts, the non-taxable dividends I receive from my Roth IRA accounts, the market value of my taxable brokerage accounts, the market value of my Roth IRA accounts, the market value of my 401(k) account, and my savings rate.

Below is the monthly report as of August 31, 2017:

Taxable Dividend Income (Total: $68.00)
  • Air Products and Chemicals, Inc. (APD) - $4.78
  • AT&T Inc. (T) - $4.90
  • The Clorox Company (CLX) - $8.50
  • Colgate-Palmolive Company (CL) - $13.27
  • General Mills, Inc. (GIS) - $4.90
  • Kinder Morgan, Inc. (KMI) - $4.93 (Increased 0.20% YOY)
  • The Procter & Gamble Company (PG) - $10.43 (Decreased 0.38% YOY)
  • Realty Income Corporation (O) - $6.05 (Increased 7.08% YOY)
  • Time Warner Inc. (TWX) - $4.46 (Decreased 2.19% YOY)
  • Verizon Communications Inc. (VZ) - $5.78
    • Total taxable dividend income of $68.00 increased 214.96% YOY.
New positions I added fresh capital to this year are APD, GIS, T, and VZ.  Existing positions I added fresh capital to this year is CL and GIS.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  The reason for the decrease YOY for PG and TWX is due to the liquidation of my partial shares when I consolidated my brokerage accounts.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the taxable dividends I have received here.

Non-Taxable Dividend Income (Total: $115.15)
  • Air Products and Chemicals, Inc. (APD) - $7.65
  • The Clorox Company (CLX) - $7.65
  • Colgate-Palmolive Company (CL) - $6.84
  • General Mills, Inc. (GIS) - $8.89
  • HCP, Inc. (HCP) - $13.10
  • Hormel Foods Corporation (HRL) - $5.64
  • Kinder Morgan, Inc. (KMI) - $7.72 (Increased 1.45% YOY)
  • Omega Healthcare Investors, Inc. (OHI) - $23.48
  • Welltower Inc. (HCN) - $14.96
  • Vanguard Long-Term Bond Index Fund (VBLTX) - $19.22 (Decreased 80.41% YOY)
    • Total non-taxable dividend income of $115.15 increased 8.91% YOY.
New positions I added fresh capital to this year are APD, HCN, HCP, and OHI.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  On 8/4/2017, I exchanged all my shares of VBLTX for VGHCX, which is why VBLTX has a large decrease YOY.  VBLTX was paying a decent dividend yield, but the monthly distributions varied from month to month with some months showing a decrease YOY.  Additionally, the rate of return was not the greatest and I feel that I may get a better return on my money if I invest in VGHCX.  VGHCX focuses more on capital appreciation versus income so the objective for the money invested into this fund is different.  The money invested in VGHCX will be focused more on growing the money quickly over a long period of time.  I didn't want to completely sell everything and buy dividend growth stocks since I still want to have some money invested in mutual funds just to hedge my risk in case my dividend stock picks don't pan out as well as I would like.  Overall, I'm happy with the total year over year dividend increase.

You can see a schedule of all the non-taxable dividend income I have received here.

Market Values (Total: $453,547.54)
  • Brokerage Accounts - $127,247.37 (Increased 2.72% from prior month)
  • Roth IRA - $87,462.65 (Increased 1.23% from prior month)
  • 401(k) - $238,837.52 (Increased 1.35% from prior month)
    • Total market value increased 1.71% from prior month.
I'm not too concerned with the market value of my taxable brokerage accounts since the investment strategy with that is solely to generate a growing stream of dividend income.  As long as the dividends keep coming and are increasing, I'm not too worried.  Nevertheless, it's still interesting to see how it is performing.

You can see a schedule of the market values for my brokerage accounts, Roth IRA account, and 401(k) account as of the end of every month here.

Savings Rate
  • 59.01%
Savings rate was excellent for this month!  This is the highest so far year to date.  50% or more in savings rate is definitely a big achievement for me.

You can see a schedule of my savings rate by month here.
How did you do this month?
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It's been a while since I've posted on here... Life has been crazy hectic with work and trying to raise two kids haha... August and September seemed to have a lot of great buying opportunities in my opinion as there seemed to be a lot of dips in a lot of decent companies.

Below are my stock purchases for the months of August and September:
  • I purchased 16 shares of Cardinal Health, Inc. (CAH) at $70.50 per share in my wife's Roth IRA account.  This is a dividend yield of 2.62%, adding $29.60 to my non-taxable dividend income.
  • I purchased 5 shares of Cardinal Health, Inc. (CAH) at $67 per share in my taxable brokerage account.  This is a dividend yield of 2.76%, adding $9.25 to my taxable dividend income.
  • I purchased 10 shares of General Mills, Inc. (GIS) at $51.099 per share in my taxable brokerage account.  This is a dividend yield of 3.84%, adding $19.60 to my taxable dividend income.
  • I purchased 5 shares of W.W. Grainger, Inc. (GWW) at $161 per share in my taxable brokerage account.  This is a dividend yield of 3.18%, adding $25.60 to my taxable dividend income.
  • I purchased 25 shares of HCP, Inc. (HCP) at $27.87 per share in my taxable brokerage account.  This is a dividend yield of 5.31%, adding $37 to my taxable dividend income.
  • I purchased 10 shares of Hormel Foods Corporation (HRL) at $31.35 per share in my taxable brokerage account.  This is a dividend yield of 2.17%, adding $6.80 to my taxable dividend income.
  • I purchased 10 shares of Kellogg Company (K) at $64 per share in my taxable brokerage account.  This is a dividend yield of 3.38%, adding $21.60 to my taxable dividend income.
  • I purchased 5 shares of The Kraft Heinz Company (KHC) at $84.92 per share in my taxable brokerage account.  This is a dividend yield of 2.94%, adding $12.50 to my taxable dividend income.
  • I purchased 5 shares of The Kraft Heinz Company (KHC) at $80.65 per share in my taxable brokerage account.  This is a dividend yield of 3.10%, adding $12.50 to my taxable dividend income.
  • I purchased 5 shares of Kimberly-Clark Corporation (KMB) at $118 per share in my taxable brokerage account.  This is a dividend yield of 3.29%, adding $19.40 to my taxable dividend income.
  • I purchased 10 shares of AT&T Inc. (T) at $35.55 per share in my taxable brokerage account.  This is a dividend yield of 5.51%, adding $19.60 to my taxable dividend income.
  • I purchased 5 shares of Walgreens Boot Alliance, Inc. (WBA) at $78.735 per share in my taxable brokerage account.  This is a dividend yield of 2.03%, adding $8 to my taxable dividend income.
After these purchases, my taxable dividend income will increase by $191.85, and my non-taxable dividend income will increase by $29.60.

What do you think of my August and September purchases?  Do you own any of the same companies?
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I post an update every month on the taxable dividend income I receive in my brokerage accounts, the non-taxable dividends I receive from my Roth IRA accounts, the market value of my taxable brokerage accounts, the market value of my Roth IRA accounts, the market value of my 401(k) account, and my savings rate.

Below is the monthly report as of July 31,2017:

Taxable Dividend Income (Total: $55.31)
  • The Coca-Cola Company (KO) - $20.53 (Increased 6.37% YOY)
  • Genuine Parts Company (GPC) - $10.86
  • Kimberly-Clark Corporation (KMB) - $9.77 (Increased 2.20% YOY)
  • Medtronic plc (MDT) - $6.47
  • Realty Income Corporation (O) - $6.03 (Increased 7.10% YOY)
  • Sysco Corporation (SYY) - $1.65
    • Total taxable dividend income of $55.31 increased 59.30% YOY.
New positions I added fresh capital to this year are GPC and SYY.  Existing positions I added fresh capital to this year is GPC.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the taxable dividends I have received here.

Non-Taxable Dividend Income (Total: $121.25)
  • Automatic Data Processing, Inc. (ADP) - $6.88
  • Genuine Parts Company (GPC) - $8.16
  • Medtronic plc (MDT) - $6.47
  • Vanguard Long-Term Bond Index Fund (VBLTX) - $99.74 (Increased 2.39% YOY)
    • Total non-taxable dividend income of $121.25 increased 24.47% YOY.
New positions I added fresh capital to this year is GPC.  All other dividend increases are from dividends reinvested and dividend raises from the companies.  I'm very happy with the total year over year dividend increase.

You can see a schedule of all the non-taxable dividend income I have received here.

Market Values (Total: $445,929.42)
  • Brokerage Accounts - $123,875.35 (Increased 4.59% from prior month)
  • Roth IRA - $86,402.23 (Increased 0.81% from prior month)
  • 401(k) - $235,651.84 (Increased 2.30% from prior month)
    • Total market value increased 2.63% from prior month.
I'm not too concerned with the market value of my taxable brokerage accounts since the investment strategy with that is solely to generate a growing stream of dividend income.  As long as the dividends keep coming and are increasing, I'm not too worried.  Nevertheless, it's still interesting to see how it is performing.

You can see a schedule of the market values for my brokerage accounts, Roth IRA account, and 401(k) account as of the end of every month here.

Savings Rate
  • 33.09%
Savings rate was pretty good for this month since it's still above my 25% savings rate target so I'm happy.

You can see a schedule of my savings rate by month here.
How did you do this month?
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Things have been crazy hectic recently as we just welcomed a new child into the family.  With the first child, everything's all new so the challenge is learning everything for the first time.  With the second child, the challenge is learning how to juggle two children simultaneously while being sleep deprived.  It's definitely been a blessing having another child; I'm just extremely tired and running on a few hours of sleep every day.

In any case, I've made some recent purchases for the month of November which I'll quickly summarize below:
  • I purchased 17 shares of Colgate-Palmolive Company (CL) at $67.4499 per share in my taxable brokerage account.  This is a dividend yield of 2.31%, adding $26.52 to my taxable dividend income.
  • I purchased 10 shares of The Clorox Company (CLX) at $112.75 per share in my taxable brokerage account.  This is a dividend yield of 2.84%, adding $32.00 to my taxable dividend income.
  • I purchased 18 shares of General Mills, Inc. (GIS) at $61.35 per share in my spouse's Roth IRA account.  This is a dividend yield of 3.13%, adding $34.56 to my non-taxable dividend income.
  • I purchased 14 shares of Medtronic plc (MDT) at $74.20 per share in my spouse's Roth IRA account.  This is a dividend yield of 2.32%, adding $24.08 to my non-taxable dividend income.
  • I purchased 28 shares of Unilever PLC (UL) at $38.9999 per share in my spouse's Roth IRA account.  This is a dividend yield of 3.64%, adding $39.76 to my non-taxable dividend income.
After these purchases, my taxable dividend income will increase by $58.52, and my non-taxable dividend income will increase by $98.40.

What do you think of my recent stock purchases?  Do you own any of the same companies?
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July was a month that saw a dip in the stock market, so I decided to capitalize on the opportunity to initiate some new positions as well as add to existing ones.  I've been making multiple purchases in smaller amounts to diversify, initiate new positions to diversify, and average down my cost basis in various companies.  The purchases have been in smaller amounts because I've also been trying to save up money for a potential large expense that may come up in the near future.  I believe that by the end of this month, I should have the minimum cash reserve I need to account for the large expense.  After that, I can begin aggressively buying up stocks in larger amounts to try to reach financial independence as quickly as possible.

In any case, see below for my purchases for the month of July:
  • I purchased 10 shares of General Mills (GIS) at $54.20 per share in my taxable brokerage account.  This is a dividend yield of 3.62%, adding $19.60 to my taxable dividend income.
  • I purchased 5 shares of Genuine Parts Company (GPC) at $84 per share in my taxable brokerage account.  This is a dividend yield of 3.21%, adding $13.50 to my taxable dividend income.
  • I purchased 10 shares of Kellogg Company (K) at $67.53 per share in my taxable brokerage account.  This is a dividend yield of 3.20%, adding $21.60 to my taxable dividend income.
  • I purchased 10 shares of Verizon (VZ) at $44.60 per share in my taxable brokerage account.  This is a dividend yield of 5.18%, adding $23.10 to my taxable dividend income.
After these purchases, my taxable dividend income will increase by $77.80.

What do you think of my July stock purchases?  Do you own any of the same companies?
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