Your condo insurance policy is important for reducing the financial risk of condo ownership. If a covered event occurs, your policy will help repair and replace your personal belongings and repair damage inside your condo. At Great Michigan Insurance, servicing Marshall, MI, we work with only the best carriers to ensure our customers have many choices when they get condo insurance.  Why Review Your Condo Insurance Policy? When your condo insurance policy was initially purchased, it should have been enough to cover your condo and belongings in the event of certain perils. However ..read more

Selecting the Appropriate Life Insurance Policy Deciding on the right life insurance policy can be a critical decision. Contact us at Great Michigan Insurance in Marshall, MI, to learn about the types of life insurance and decide which policy suits your needs. Understanding Time Periods The key difference between term life and whole life insurance is the duration they cover. Term life insurance typically lasts for a predetermined period, after which it expires. A new policy needs to be initiated for continued coverage. On the other hand, whole life insurance, as the name suggests, covers you f ..read more

Many homeowners in Marshall, MI are surprised to learn that there are several common exclusions in their home insurance policies. These exclusions mean your insurance company may not cover certain events, damages, or losses. Great Michigan Insurance explains some of the most common home insurance exclusions so you can understand what your policy won’t cover. 1. Flooding One of the most common exclusions in a home insurance policy is flooding. If the Kalamazoo or other nearby rivers overflow or a heavy rainstorm causes flooding in your basement, you’ll need a separate flood insurance ..read more

Understanding Commercial Insurance for New Business Owners Let’s say you’ve been working with a company for an extended period. Perhaps you’re related to the owner, you’ve been taken under their wing, or they’ve seen your potential and groomed you to be their successor. Over time, you’ve grown to know the business inside out, and now you’re about to take the reins. But what about insurance? The Pre-Existing Insurance Settings If the former owner were diligent, they would have added your name to the policy before the business was handed over to you. If they’ve passed away, you should review the ..read more

Home insurance covers many things, including fire, vandalism, and windstorms. It does not, however, cover everything that can happen, and it does have some limits on certain types of coverage. Our team at Great Michigan Insurance in Marshall, MI, gets to know our customers and their needs, and we will recommend a rider or endorsement for your home policy if it is something we think you need.  Valuables coverage When it comes to covering your personal property, you have options. You can choose the current value or the replacement cost. When it comes to things like collectibles, jewelr ..read more

If you’ve ever had to file an insurance claim that exceeded the limits of your policy, you probably already know how vital umbrella insurance can be for avoiding out-of-pocket expenses.  Having umbrella insurance can provide policyholders with financial benefits, a sense of well-being, and peace of mind when they know their interests and assets are safe in the event of a covered loss. Insurance professionals at Great Michigan Insurance in Marshall, MI, can help you choose an umbrella insurance policy to supplement existing home, auto, and liability policies.  Unexpected Financia ..read more

At Great Michigan Insurance in Marshall, MI, condo owners can get protection for their new home. With so many first-time homeowners opting for this type of house, finding a great policy that will keep you safe is more important than ever. Here’s what you need to know about its protection. Dwelling Support  A typical condo insurance policy can help protect your dwelling, along with alterations, improvements, alliances, and fixtures. While they don’t cover things like flood or earthquake damage, they help ensure that your overall structure is protected and safe from damage.  ..read more

Living in the town of Marshall, MI can sometimes feel like you’ve stepped into the scene of a picturesque postcard. Residents of Marshall who want to protect the financial security of their loved ones often get life insurance to shield their loved ones in the event of their untimely passing.  Choosing the right life insurance policy can be tricky as there are a wide variety of options and similar options available, including final expense insurance.  The insurance professionals at Great Michigan Insurance can help Marshall, MI residents make an informed decision about getting a ..read more

When you own a vehicle in Michigan, there are specific types of auto insurance coverage that you’re required to have. You may also want to get additional coverage to protect you against a wider range of risks you run as a driver. In Michigan, it’s required that you get auto insurance before you can register your car or truck. When you need auto insurance, you can call Great Michigan Insurance in Marshall, MI to learn more about these policies.  No-Fault Insurance in Michigan Michigan is classified as a no-fault state when it comes to auto accidents. When you have an accident, your no ..read more

Running your business out of your home has become a popular option. It allows a lot more flexibility and saves the cost of buying or renting a business location. Even though it is located in your home, home insurance is not designed to protect a business, just your home. Great Michigan Insurance in Marshall, MI provides our customers with the right home and commercial insurance to ensure they are protected from all the hazards that can happen.  Property insurance Yes, your home does have property insurance, but it is not designed to protect a home business. Commercial property insurance c ..read more