When scouting for a high-quality used car, sometimes a private seller rather than a dealership offers better value. But, while private sellers can offer great deals, there are some important considerations to remember. Let’s look at some tips and advice on buying a car from a private seller safely and confidently. Playing With Price When buying a car from a private seller, pricing is one of the most important considerations. Unlike buying from a dealership, where prices are typically set, private sellers are more likely to be open to negotiation. Here are some tips for getting the best deal ..read more

If you’re getting ready to rent an apartment, you’ve probably got a long list of things to do before you move. You’ll want to add “get renters' insurance” to your to-do list along with ensuring you've packed everything you need and signed all the right paperwork. Yes, your landlord has an insurance policy, but it most likely won’t cover your belongings in case of a theft or fire. Here are six things to consider when you’re ready to purchase a renters policy: Estimate how much your stuff is worth When you think about all the things you own, it can be difficult to come up with a total value. Tha ..read more

When it comes to our cars, it’s obvious when some things need our attention. Cracking rubber and a streaky windshield in the rain indicate when wiper blades must be replaced. Spotting worn tread or a flat tire when we check our wheels—which we should do every time we drive—is noticeable enough. Anyone who’s owned a car should know that 3,000 miles is the standard interval for an oil change, even though many manufacturers recommend waiting longer. But while some things aren’t quite as obvious, they’re no less important. A car has many moving parts, and even if they might not trigger flashi ..read more

Small business in America is thriving. According to the United States Census Bureau, almost half a million business applications were filed in January of 2024 alone. With the spirit of entrepreneurship flourishing, business owners want to stay as far ahead of the pack as possible, which means growth. So, how do you grow your business sustainably? Is there truly a “secret sauce” that makes a business successful, or is it just a matter of rolling up your sleeves and piling on a time-tested application of elbow grease? Success Without Secrets As you might expect, business prosperity has been a we ..read more

As the weather gets warmer, this could mean spending the day on the water.  Whether it’s a day sail or boating around a lake, it’s helpful to brush up on boating safety best practices to help avoid an accident. In 2022, 636 people lost their lives in boating accidents, according to the United States Coast Guard. Another 2,222 were injured in 4,040 total boating accidents for that year. As concerning as these numbers are, they shouldn’t prevent you from enjoying the water. Just remember to follow some important boat safety precautions before you head out: Have your boat inspected. Th ..read more

It’s a Saturday afternoon and life is looking up. After weeks of searching for a new vehicle, you’ve finally settled on the right car. You completed the test drive, negotiated a good price, agreed on a trade-in value and signed all the paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you give your Erie Insurance agent a call to add the new car to your car insurance policy, you realize their office is closed for the day. Now what? Can you drive your new ride home; or do you need to wait until Monday? Is My New Car Insured if I Buy it on the Weeken ..read more

You know how many things can go wrong if you run a small business. You've probably heard the horror stories even if they haven’t happened to you personally. Whether accidental customer injuries, legal action from competitors, or any of a thousand other heartburn-inducing scenarios, the risks and pitfalls of running even a very small enterprise can keep you up at night. General liability insurance is one of the most effective ways to protect your business from potential financial loss. Let’s explore how this coverage helps keep small business owners confidently on track to success. What Is Gene ..read more

Having your own business can be an extremely rewarding endeavor. All businesses encounter risks, but successful ones know how to approach those risks in a calculated and strategic fashion. However, even calculated decisions sometimes cannot predict situations that lead to financial loss. Specifically, business losses occur when operating expenses exceed the revenue earned during a certain period. A wide range of variables can lead to business loss, such as natural disasters, cyber-attacks, and legal troubles. Types of Large Losses Generally, large losses in business can result from situations ..read more

Spring Maintenance for Your Home As spring rolls around, many homeowners should consider revitalizing their homes through post-winter maintenance. Winter can often damage a home, including its exterior, plumbing, and climate control systems. In anticipation of winter, try adding the tips below to your spring maintenance checklist. HVAC Maintenance During warmer seasons, air conditioning is more than just a luxury; it is a home essential. Therefore, HVAC maintenance is an essential part of spring home maintenance. Replace air filters to maintain and improve air quality. This also prevents strai ..read more

Streets and roads are not the exclusive domain of motor vehicles. In some areas, it contains cyclists as well as pedestrians. Prioritizing safety for everyone is paramount. Increased awareness of cyclists’ presence fosters a culture of mutual respect and caution. We can create a safer and more inclusive environment by respecting all road users and advocating safety measures. The Do’s for Cyclists Cyclists should heed the following tips to prevent accidents:  Wear proper safety gear: Always wear a helmet and reflective clothing to increase visibility and protect yourself in case of accidents ..read more