Are you adequately prepared for all of life’s financial uncertainties? In 2022, 50% of Americans reported having a life insurance policy. This is a 2% decrease from 2021’s rate.  Life insurance is an essential component of managing your finances and also an integral part of the estate planning process. There are two different types of life insurance policies to choose from; term life insurance and permanent life insurance. Term life insurance can be a beneficial asset, but do you know how to make the most out of your term life policy? Keep reading below to learn more information ..read more

In the United States, around 9.2% of people don’t have health insurance, while 80% of small businesses don’t have small business insurance. When life throws unexpected circumstances at you, having insurance can be your saving grace. Whether it be a car wreck, a medical emergency, or a business crisis, it’s crucial to have experienced insurance backing you. Finding insurance can be difficult, there are many insurance companies in Lancaster, PA and you may not know how to choose the right one. Well, there are several factors you need to consider and be on the lookout for. Don’t sit bac ..read more

Over 90% of people who search for the best auto insurance rates end up saving money. You should always try to find yourself a policy that matches what you need when it comes to your financial situation and assets. Still, with so many options for auto insurance in Lancaster, PA, it can be hard to know which one to choose. The following tips should get you off the ground when it comes to assessing what the right policy might be for you. Plan Your Needs and Your Budget Think about the exact requirements you might have when looking into car insurance in Lancaster. Before any discussion ..read more

Life insurance is an important asset to protect your family. According to recent statistics, approximately 52 percent of Americans have some form of life insurance coverage. Whether you currently have this type of insurance or you’re thinking of changing your policy, it’s important to know which options are available to you. Read on for a list of the three main types of life insurance so you can decide which choice is right for you. Term Life Insurance A term life insurance policy is a popular choice for many policy holders mostly due to its affordable rates. Term life insurance pr ..read more

They grow up so fast, and you probably never thought you’d have to worry about it, but the time has come. Today, nearly 60% of teens get their licenses before they turn 18. If yours is finally joining the club, there’s a lot you may worry about. Fortunately, we can help take one burden off your mind by helping you find the right auto insurance for your teen driver. Here’s what you need to know about teen auto insurance policies! How Much Does Teen Auto Insurance Cost? Adding a teen to your policy can be quite expensive. While it varies in every state, the average cost of a policy wit ..read more

Main Types of HomeOwners Insurance It may surprise you to learn that homes are costing an average of over $350,000 as of 2023. For some people, this has prevented them from purchasing property. Many others, however, have found rising prices to be a great investment opportunity. One of the most important responsibilities you have as a homeowner is properly insuring your property. Not everyone understands the key information they need to know about the different types of home insurance policies. Understanding these key differences can help you make an informed decision when buying insu ..read more

We insure our cars, we insure our houses, and most of us insure our health.  Some of us go so far as to insure our pets; to which I say why not make sure Mr. Bigglesworth is safe and taken care of no matter what the future holds?  The things we value most take precedence in our lives, and the more we value something, the greater amount of care we tend to afford it.  One extremely valuable asset that almost everyone possesses is their ability to provide for themselves or the ones that they care about, not only in the present but also in perpetuity.  Life insurance allows a p ..read more

It’s no secret that there is a certain sense of economic pressure on consumers today. Prices are rising across multiple industries, and the average American is being forced to figure out how to maintain balance amongst these rising costs. There are certain needs, however, that you simply can’t live without. Finding the most affordably-priced options is one remedy available to consumers they can use to combat these rising costs.  If you’re looking at auto insurance companies in Lancaster PA, affordability is likely to be one of your most important qualifications. If you own a veh ..read more

Did you know that by making monthly permanent life insurance payments, your insurance provider will guarantee payment of a death benefit to beneficiaries? If you’re looking for the best way to invest your money, you’ve likely considered different forms of insurance. Permanent life insurance is a popular option for many, as it gives you a unique blend of coverage and investment power. But what is permanent life insurance? How does it help you plan for your future? To help clear up confusion, we have put together a guide. Keep reading to find out more. What Is Permanent Life Insurance? Perm ..read more