More than simply a change in financial position, an insurance company’s creditworthiness report indicates possible dangers to policyholders and the insurance industry at large when it falls from an A to a B. However, what does it actually imply, and how does it affect consumers when an insurance company’s credit rating is negatively impacted? What Does A Credit Rating Going From A To B Mean? The credit rating of an insurance firm indicates its financial soundness and capacity to pay policyholders. To establish a credit rating, rating agencies consider a number of variables, such as market posi ..read more

Your roof has a big influence on your home insurance coverage in addition to being essential for shielding your house from the weather. Knowing how your roof affects your insurance policy will help you make well-informed decisions regarding upkeep, repairs, and available coverage. We’ll go over all the ways your roof affects your home insurance in this in-depth guide, from replacement vs. repair prices to changing insurance company policy trends. A Note If You Are Experiencing Challenges With Your Homeowners Insurance More and more insurance companies are making policy changes on their homeown ..read more

What Is My State Farm NAIC Number? State Farm’s NAIC number is 25178. Learn what an NAIC number is and how to utilize it. Every business insured through State Farm is endowed with a distinct NAIC code. This 5-digit number, given by the National Association of Insurance Commissioners (NAIC), indicates State Farm’s formal identification for matters of regulation and documentation. Discovering Your State Farm NAIC Code Your exclusive State Farm NAIC code is imprinted on your insurance documentation, usually in proximity to your policy code. This number is essential for formal business engagements ..read more

What Is My Progressive NAIC Number? The NAIC number for Progressive insurance customers is 24260. Each business policyholder under Progressive is assigned a distinctive NAIC identifier. This 5-digit code, issued by the National Association of Insurance Commissioners (NAIC), serves as Progressive’s official recognition for regulatory and documentation processes. Know what an NAIC number is and why it is important. Locating Your Progressive NAIC Identifier You can spot your Progressive NAIC code within your insurance paperwork, typically positioned close to your policy identifier. It’s an essent ..read more

Nobody is ever prepared for a vehicle accident, and navigating the insurance industry may be difficult. How long will it take once you call your insurance agent and file your claim? A week? A month? 3 years? You are not the only person who wants to know how long a car insurance claim process should take. While there may be a few possible bumps along the road, your filing should operate like a well-oiled machine. This is an overview of what to anticipate and how long you can expect a car insurance claim to take. How Long Should A Car Insurance Claim Take? A car insurance claim should take a min ..read more

When your car is in an accident and insurance determines your vehicle is totaled because the value of your vehicle is not worth repairing it, you might get upset. Try to get an accurate and fair valuation of your vehicle can be challenging. This is especially true as vehicles have fluctuated in price and value so much over the past few years. Below are key factors that can help you fight for the value of your vehicle and determine the value of your vehicle. What Is The Insurance Coverage For Your Vehicle Your original car insurance coverage is the most important factor in determining the worth ..read more

Having your insurance claim denied is upsetting. Whether it be a denied health insurance claim or a denied car insurance claim, it makes you ask yourself, “What am I paying insurance for if it is going to get denied!?” This is never a nice experience, and we are so sorry you are experiencing this. Steps To Take If Your Insurance Claim is Denied Let’s take action to prevent this from happening again and see if there are any options to correct your denied insurance claim. The good news is that receiving a denied claim is not the end. There is still a chance you can get your claim accepted. Step ..read more

At Strickler Insurance, we are regularly contacted to set up local residents of Pennsylvania and, more specifically, Lebanon, PA residents with Medicare. As we work to help you to have the correct medicare plan for your age and health needs, we are typically asked, “What can I get for free through Medicare?” or “Once I have Medicare, can I get a hover round?” Many people want to know what they can get for free through Medicare. The short answer: You can only receive specific items fully covered by Medicare if you are medically cleared or it is deemed medically necessary.  The long answer ..read more

At Strickler Insurance, we are contacted regularly by people looking to get their Medicare set up so they can get a free motorized chair. We have good and bad news. Some people are able to get a jazzy chair paid for by Medicare. Many people do not. Not every one of you will get a hover round, not all of you will get a hover round for free and some of you may only receive assistance in your hover round purchase. If you are looking for Medicare insurance, contact us. Learn more about how to get a hover round through Medicare below. Learn about what Medicare provides coverage for without addition ..read more

How Much Does Your Roof Matter When Getting Homeowner’s Insurance? Your roof protects your entire home. From top to bottom, if your roof is outdated, damaged, or dilapidated, it won’t be long until your entire home suffers the consequences. That is why it is vital you update your roof and let your insurance provider know. You could see the cost of your home insurance drop. Insurance Discounts for Roof Upgrades Your home’s insurance premiums may decrease if you update your roof. If you install impact-resistant roofing materials or make energy-efficient modifications, several insurance companies ..read more