Teen Driver by Vladimir Srajber As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential. Telematics for vehicles is a game-changing technology that is making driving safer for teens everywhere. What Are Telematics? Telematics systems combine GPS technology, onboard diagnostics, and real-time monitoring to gather detailed information about a vehicle's operation and the driving behavior of its operator. This technology can track a variety of da ..read more

Living Room by Home Decor Interiors In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner insurance claim process, but also helps in the recovery and replacement of lost items. Understanding the importance of a home inventory and knowing the most effective ways to create one are crucial steps in safeguarding your assets. Why a Home Inventory is Crucial A home inventory is invaluable in providing evidence of ownership and the condition of ..read more

Boat Loaded on a Trailer by dimitrisvetsikas1969 Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance claims. Make Sure Your Vehicle Is Powerful Enough for Towing Many people underestimate the amount of power they need to tow a boat. It’s actually better to overestimate the power necessary than to fall short. The general rule of thumb is you need at least 15 percent more capacity than the weight of the boat fully loaded plus your ..read more

Painting Materials Beside a Ladder by Blue Bird If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips. Get Word-of-Mouth Recommendations One of the best ways you can find a contractor is to ask friends and neighbors who have done remodels or additions you like. Ask about things like: Was the contractor punctual and reliable? Did the project come in on or under budget? Would they hire the contractor again? Read Online Reviews Onl ..read more

How to Protect your Home from Winter Preparing for Winter Weather Prepare your home to keep out the cold with insulation, caulking and weather stripping. Learn how to keep pipes from freezing. Install and test smoke alarms and carbon monoxide detectors with battery backups. Gather supplies in case you need to stay home for several days without power. Keep in mind each person’s specific needs, including medication. Remember the needs of your pets. Have extra batteries for radios and flashlights.  Check out the https://www.ready.gov/winter-w... website as a great resource for Winter weather ..read more

Modern Kitchen by Mark When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations that give you the biggest return on your investment. Kitchen Remodels If you’re like most folks, you probably spend a fair amount of time in your kitchen, even when you have guests. For this reason, making over your kitchen will usually let you recoup your investment in equity or a higher sale price. Common remodeling elements include: Replacing appliances ..read more

Teenage Driver by why kei If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their driving to current conditions. Rain, Snow and Ice It’s not always possible to stay put in inclement weather, although that should be your teen’s first choice in a storm or freezing weather. If your child must venture out, here’s what they should know: Understand that posted speed limits are for ideal conditions; driving well below the speed limit is almost ..read more

Motorboat by Rafa De Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other hazards. Here’s a quick list of steps you should take before storing. Decide Whether or Not to Remove It From the Water Your first winterizing step is to decide if you will be taking the boat out of the water or not, assuming you don’t normally keep your boat on a trailer during the summer season. Removing the boat has multiple advantages: Prevents ice formation ..read more

Woman using a smartphone and laptop by Andrea Piacquadio Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer insurance claims and less hassle for you. Smart Programmable Thermostat A programmable thermostat means you don’t have to manually turn your heat or air conditioning on and off. Instead, you set up a schedule on the thermostat, and everything happens automatically. This lets you set your heat to come on right before you get up in ..read more

Living Room by Emre Can Acer If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The Advantages of Renting When you rent, you don’t have to commit to a neighborhood or a city. Don’t like your current digs? No problem — you can try somewhere else with a minimum of fuss. If you want to explore your state or experience life in different parts of the US, renting is your best bet. You can experiment with different types of homes too, whether you ..read more