Insurance limits are the maximum amount that your provider may pay out for claims in accordance with your policy. Most policies involve home and auto insurance with specified coverage limits, as explained by our agents here at AFI Insurance in Denver, CO. Explaining Car insurance Limits Auto insurance policies range in coverage limits depending on your policy type. It is possible to opt for higher liability limits to offer greater protection for your assets and any costs due to damages to another person’s property or an injury you’re found liable for. Typical liability coverage is $30,000 for ..read more

All businesses, including small businesses, are exposed to at least some risks. An unexpected accident, natural disaster, or other event can strike almost any business at almost any time. To help protect small businesses in Denver, CO, we at AFI Insurance often recommend a BOP insurance policy. This is a fundamental commercial insurance solution that meets many small businesses’ coverage needs. Understanding BOP: What is a Business Owner’s Policy? A business owner policy (BOP) is a specialized insurance policy designed to provide small businesses with essential coverage in a single, convenient ..read more

At AFI Insurance, we’re committed to helping residents of the Denver, CO, area protect their homes with care for the long term. One way we do that is by reviewing and updating home insurance policies to ensure our clients are properly covered. If you’re in the local area and looking to update your policy, we can help. That will add to your peace of mind and help you enjoy your home more fully, both now and in the future. Generally, it’s a good idea to update the insurance policy on your home at least once per year or any time you have a significant event in your life that could affect your hom ..read more

When planning for the future, you’re probably thinking about college for your children, your retirement, and other factors. With that in mind, one of the areas you might overlook is insurance. However, the right policies and coverage can significantly affect your level of protection and security. If you’re in the Denver, CO area, AFI Insurance is here to help you get the insurance policies you need for your financial planning strategy. Our agents can help you find policies that fit your needs and goals. Some people want to protect their homes and vehicles, while others are looking for life pol ..read more

No two businesses are identical, but some businesses are considerably more unique than others. From specialized industries to companies that provide niche services, that also means that sometimes standard commercial insurance coverage doesn’t work. The good news for companies in and around the greater Denver, CO area is that the professional and experienced team at AFI Insurance can help with specialty insurance options for those more unique companies like yours. Insurance Solutions for Specialized Businesses Does your business design or manufacture a unique part or parts? Does your company pr ..read more

The Importance of Adequate Storage for Business Insurance The way you store inventory, machinery, and other materials significantly influences your commercial insurance coverage. If you’re thinking of modifying your insurance plan, thoroughly examine your storage procedures before reaching out to an AFI Insurance agent serving the Denver, CO area. Elements to Evaluate In Your Business Storage Strategy Look into the following aspects to ensure your storage practices won’t hinder your insurance plans: Storage Assessment Evaluate your storage methods and check for waterproof materials that shield ..read more

A life insurance policy provides financial aid and security to your family after an untimely passing. However, you may wonder: Can I withdraw cash from my life insurance in a dire situation? At AFI Insurance in Denver, CO, we believe clarity on such matters is paramount before purchasing a life insurance policy. Withdrawing Cash From Your Life Insurance: A Closer Look Contrary to popular belief, not all life insurance policies offer the possibility of cash withdrawal. The feasibility of extracting cash largely depends on the type of life insurance you have and the specific terms of your contra ..read more

Auto insurance shopping is often a frustrating and challenging experience. It is even more complicated if you have never bought auto insurance before. If you are shopping for car insurance, make sure to ask an insurance agent the following questions:  What coverage is necessary for me? Are you choosing an insurance plan? Be aware of different types of insurance. They are collision coverage, comprehensive coverage, uninsured/underinsured motorist, liability, and more. Deciding on which one you need is not easy. Therefore, ask an insurance agent to tell yo ..read more

Choosing to have security devices installed on your property will prevent theft and vandalism. Consider the following security trends. Then, contact an AFI Insurance agent from Denver, CO. Smart Devices Smart devices use technology to operate. These devices require little effort to operate. A property owner can program a smart device from the comfort of their home. Once the devices are installed, a property owner can monitor the operational status of each device. Smart devices can track movement or record footage of what occurs on the property. Security devices like these will protect a home w ..read more

Financial planners are very important for people all over the Denver, CO area. These professionals are tasked with helping individuals meet their personal financial goals through consultation and long-term planning. While financial planners are helpful for individuals, some risks come with being in this industry, some of which can be mitigated with insurance. There are various situations when you will find it helpful to have financial planning insurance. When Making a Mistake or Oversight A financial planner is tasked with helping people make sound financial decisions. However, there are ..read more