Investing for retirement income can be challenging, especially when transitioning from a growth-focused portfolio to one that provides stable income. This post outlines a strategic approach used with a $3 million client to ensure they have the retirement of their dreams. Resources: FREE RETIREMENT READINESS REPORT What Investment Strategy Is Best for Retirement Income? Meet Dan and Barb Dan and Barb, aged 65 and 63, have diligently saved for retirement. Their goal is to maintain their lifestyle with $12,000 monthly after-tax income. However, they faced a challenge: generating consistent inc ..read more

In this video, I walk through a case study of how much a couple can spend if they retire before 50. And I cover the 3 fundamental factors that go into an early retirement plan. The Retirement Recap Join the 1000+ other retirees and get weekly articles and videos to help you retire with confidence. Subscribers also gain access to our private monthly client memo. Please leave this field empty First Name * Email Address * We will keep your email safe. You can unsubscribe at any time. Thank you! Check your inbox for confirmation. If you did not receive, please check spam. This does not constit ..read more

In this video, I go through the a case study to show you what’s possible when it comes to an early retirement with your 401(k)s being your main source of income. The Retirement Recap Join the 1000+ other retirees and get weekly articles and videos to help you retire with confidence. Subscribers also gain access to our private monthly client memo. Please leave this field empty First Name * Email Address * We will keep your email safe. You can unsubscribe at any time. Thank you! Check your inbox for confirmation. If you did not receive, please check spam. This does not constitute an investme ..read more

With retirement planning, the focus often falls on saving enough money for the golden years. However, there’s a lesser-known challenge that can significantly impact retirees’ financial well-being: taxes. In this guide, we’ll delve into the importance of strategic tax planning for retirement, using the case study of James and Emma. Resources: FREE RETIREMENT READINESS REPORT How to Never Run Out of Money in Retirement (Avoid These 5 Things!) The Retirement Landscape in America: Since the introduction of retirement savings vehicles like 401(k)s and IRAs in the late 1970s, Americans have ..read more

Financial goals by age 50 are important to ensuring financial stability, especially with retirement on the horizon. This guide outlines seven critical goals to prioritize in your 50s, encompassing both financial targets and mindset shifts essential for achieving financial goals by age 50 for a successful retirement. Resources: FREE RETIREMENT READINESS REPORT How Can I Avoid Capital Gains Tax in Retirement? 9 Best Questions to Ask a Financial Advisor Building a War Chest In your 50s, establishing a financial safety net is paramount. Aim to maintain three to six months’ worth of expenditures ..read more

Oftentimes, many people who retire early don’t take advantage of these strategies and instead make big mistakes with their taxes. Today, we go through three common tax planning mistakes people make and how to avoid them. The Retirement Recap Join the 1000+ other retirees and get weekly articles and videos to help you retire with confidence. Subscribers also gain access to our private monthly client memo. Please leave this field empty First Name * Email Address * We will keep your email safe. You can unsubscribe at any time. Thank you! Check your inbox for confirmation. If you did not receive ..read more

In this video I go through a different method for creating income that goes beyond the traditional methods. The Retirement Recap Join the 1000+ other retirees and get weekly articles and videos to help you retire with confidence. Subscribers also gain access to our private monthly client memo. Please leave this field empty First Name * Email Address * We will keep your email safe. You can unsubscribe at any time. Thank you! Check your inbox for confirmation. If you did not receive, please check spam. This does not constitute an investment recommendation. Investing involves risk. Past perfo ..read more

Navigating the transition to retirement can be daunting, but with a well-structured financial plan, it’s possible to approach this phase of life with confidence and clarity. In this case study, we’ll delve into the financial journey of Peter and Amanda, a couple on the brink of retirement, and explore how they crafted a robust plan to achieve their retirement goals. Resources: FREE RETIREMENT READINESS REPORT Social Security: Start at Age 62 or 70? How Can I Avoid Capital Gains Tax in Retirement Where Should I Take Money From First in Retirement? Meet Peter and Amanda (not their real names ..read more

Lump sum vs. monthly pension, choosing the correct option can have a profound impact on your retirement. This decision is not one to take lightly, as it can shape your financial stability for years to come. In this guide, we’ll break down the factors to consider when making this crucial choice, providing insights and real-world examples to help you navigate the decision-making process with confidence. Resources: FREE RETIREMENT READINESS REPORT What Investment Strategy Is Best for Retirement Income? Lump Sum vs. Monthly Pension? Retirees with pensions often face a dilemma: Which option is t ..read more

Social Security benefits while working can be complex, but with the right strategies, you can maximize your income without incurring hefty penalties. In this article, we’ll break down the key considerations and strategies to help you make informed decisions about timing your Social Security benefits while working. Resources: FREE RETIREMENT READINESS REPORT Social Security Increase Losing To Inflation (2024) – What Retirees Should Do Obtain Social Security Statement Earnings Limit by Year Understanding Full Retirement Age (FRA) Your Full Retirement Age (FRA) is a critical factor in determin ..read more