For many drivers, SR22 insurance represents a critical step towards restoring and maintaining their driving privileges. But what happens if you find yourself in a position where you want to cancel your SR22 insurance early? It’s important to understand the potential consequences and the necessary precautions you should take. Understanding SR22 Insurance SR22 insurance is not actually an insurance policy but a certificate of financial responsibility. The state requires this certificate to prove that a high-risk driver maintains the minimum amount of auto insurance coverage mandated by law. Driv ..read more

SR22 insurance is often misunderstood as it’s not actually an insurance policy, but a certificate of financial responsibility. This certificate is required by the state to verify that an individual maintains minimum auto insurance coverage after specific violations.  Who Needs SR22 Insurance?  SR22 insurance may be necessary for drivers who have committed serious traffic offenses such as DUIs, reckless driving, or driving without insurance. This requirement can also apply to those who have had multiple minor violations or unpaid fines.  Step 1: Determine the Requirement  To ..read more

Navigating the complexities of auto insurance can be challenging for high-risk drivers. These individuals may find it harder to secure coverage due to factors such as DUI/DWI convictions, multiple traffic violations, or simply needing to be more experienced behind the wheel. Despite these challenges, high-risk drivers must maintain high-risk auto insurance coverage to protect themselves and others. Who are Considered High-Risk Drivers? High-risk drivers include those with significant traffic offenses, such as DUI/DWI convictions, and those with multiple minor traffic violations. Inex ..read more

When it comes to navigating the aftermath of a serious traffic violation, understanding SR22 insurance is crucial. Though commonly referred to as a type of insurance, an SR22 is actually a certificate that proves a driver carries the minimum required insurance coverage after certain traffic incidents. Accurate Auto Insurance makes it easy to obtain SR22 insurance at an affordable rate. Who Needs SR22 Insurance? Not everyone will need to get SR22 insurance. This certificate is typically required for drivers who have committed serious traffic offenses such as DUI convictions, reckless driving, o ..read more

The realm of auto insurance presents a plethora of terms and conditions that can seem daunting at first. Among these, SR22 insurance certification stands out, especially for high-risk drivers. Understanding the purpose and implications of SR22 insurance is crucial for anyone navigating the complexities of auto insurance requirements. What is SR22 Insurance? Contrary to common misconceptions, SR22 is not an insurance policy. It is a certificate mandated by the state, proving that the holder carries the minimum required auto insurance coverage. This certification is typically required for driver ..read more

Navigating the waters of SR22 insurance is often seen as daunting, especially when affordability is a priority. While SR22 insurance is typically associated with higher premiums due to the nature of the driving offenses involved, finding a plan that doesn’t strain your finances is certainly possible. With a strategic approach from Accurate Auto Insurance, getting affordable SR22 insurance can be within reach. SR22 insurance is not a standalone type of insurance, but rather a certificate your insurance company files with the state to prove you have the minimum coverage required by law. Typicall ..read more

When you plan to purchase a new car, you start to weigh your options. You might think about things like what model you want, vehicle safety ratings, and even the paint color. However, insuring your new vehicle is probably one of the last things on your mind. While thinking about car insurance isn’t exactly exciting, it is necessary. It’s important to get appropriate insurance coverage before leasing or purchasing a vehicle because driving a car without insurance is illegal in almost every state. Now, you might be asking, Can I drive a new car without insurance if I plan to register the vehicle ..read more

If you own an older vehicle, you might be saving up for a new car, or maybe you simply like the dependability of your current vehicle. You might also be waiting until repair expenses add up to more than the price of a new car before getting rid of your old one. Whatever the reason may be, owning an old car can be quite lucrative. However, until you trade your older vehicle in for a newer model, you shouldn’t be paying high insurance costs. Collision coverage and comprehensive coverage are not required unless you’re leasing a car. Therefore, if you have full coverage car insurance, you may be ..read more

If your vehicle is stolen it can cause a lot of stress and financial hiccups. The first steps you should take after car theft include contacting the police, notifying your insurance company, and the dealership or auto loan company if you’re leasing your vehicle. If you had a GPS or tracking device installed on your vehicle, be sure to inform the police and your insurance company. Your insurance company will request a copy of the police report, as well as a list of belongings that were inside your vehicle at the time it was stolen. Once these steps are completed, you should receive a payout fr ..read more

Hail Damage & Car Insurance Claims If you live in the midwest, or other select areas across the United States, there’s every chance you’ve witnessed a hail storm. Hail storms are most common during the spring and summer, and unfortunately, they can cause significant damage to your vehicle if you don’t have a garage, canopy, or other protective covering. Is Hail Damage Covered by Car Insurance? You may be wondering, “Does car insurance cover hail damage?” The answer is yes, but only certain types of plans will cover damage caused by something other than a collision or accident. What Type o ..read more