Navigating the various documents and policies can be overwhelming. One such document that often confuses is the Certificate of Insurance (COI). Understanding what a COI is and how to obtain one is crucial for individuals and businesses to ensure they are adequately protected.    This blog aims to demystify the concept of COIs, explain their importance, and provide guidance on obtaining one. What Is a Certificate of Insurance? A Certificate of Auto Insurance is a document issued by an insurer to confirm coverage for a specific individual or entity. It serves as proof of insurance and ..read more

Car insurance is a vital aspect of responsible vehicle ownership, providing financial protection in case of accidents or other unforeseen events. Many drivers wonder whether they can add someone to their car insurance policy. In this guide, we’ll delve into the details of adding another driver to your car insurance and explore the various aspects surrounding this practice. About Car Insurance Coverage Before delving into the specifics of adding someone to your car insurance, it’s essential to understand the basics of car insurance coverage. Car insurance offers financial protection for vehicle ..read more

For years, Pronto Insurance has prioritized every client’s satisfaction. This means working around the clock to ensure they’re cared for, no matter the situation. Unfortunately, it’s not uncommon for some companies to ignore this guiding principle and refuse to abide by their customers’ wishes. This is known as acting in bad faith. So, how will you know if your auto insurance provider does not have your best interests in mind? Recognizing the following signs can help you take appropriate action to protect yourself. They Don’t Properly Investigate Claims The claims process can take several week ..read more

Electric vehicles (EVs) are taking the automotive industry by storm. In fact, according to the International Energy Agency, more than 2.3 million electric vehicles were sold in the first quarter of 2023 – 25% more than in the same period in 2022. If you plan to join the electric vehicle fray in the near future, it’s important to understand how your insurance needs may differ once you make the change. While not all the following factors may apply to your situation, keep them in mind as you make the transition from your traditional gas-powered vehicle. Ask our Auto Insurance Providers What Rates ..read more

A car accident is a stressful and overwhelming situation to live through, especially if substantial damage or physical harm is present. Add to that the process of filing an insurance claim, and the post-accident experience can become even more daunting, especially if you have never filed a claim with your auto insurance provider. Understanding the process can help alleviate some of the stress associated with the experience, and Pronto Insurance is ready to give you the insight you need. The Crucial First Steps If you’re ever in an accident, it’s important to remember that there is a specific s ..read more

Rocket Mortgage says spring is traditionally when most houses go up for sale. If you're a first-time homebuyer looking to take advantage of the early year busy season, prepare for the need for home insurance coverage. At Pronto Insurance, we want you to make the decisions that best fit your needs, so we have a few tips to help you. Recognize the Factors Affecting Insurance Rates As you begin your home-buying journey, considering the factors influencing insurance rates is essential. For instance, house location, value, materials used to construct it, and even security features like fenc ..read more

Spring is a time for new beginnings – flowers bloom, the weather turns pleasant, and we find the time to tidy up a year’s worth of clutter. Start fresh in the new year and review your insurance coverage. There is always a risk of not covering your basics. We always ensure you understand your policy for:  Home  Auto  Motorcycle  Business insurance Don’t let time pass before the next emergency. Review your policy now, and contact Pronto insurance to help you get the most for your money in 2024. Read below to learn how. What’s Your Current Coverage? To kick off your insurance review, we recom ..read more

The start of the year marks several things, but few are as impactful as pursuing a fresh start. Regarding your beloved vehicle, the new year gives you the time to review your car, make a list of expenses you will need to make, and keep it running smoothly. Renew your relationship with your set of wheels while enabling you to keep it running as best as possible. Side note: the same applies to your auto and motorcycle insurance! Tire Check and Maintenance Are your tires looking a little worse for wear? Kick off your maintenance checklist by ensuring your tires are safe and ready to go. We sugges ..read more

You’ve worked hard for an entire year, and the upcoming tax season brings you a unique opportunity to bolster the protection surrounding your most valuable investment: your home. If you’re anticipating a tax refund, you may want to consider using it to fortify your home insurance coverage for better protection and peace of mind. Some Questions You’ll Want to Consider Investing in your home’s protection should be a breeze of a decision to make. If it isn’t, consider some of the following questions:  Does my policy adequately cover the total value of my home and possessions?  Am I protected ag ..read more

Millions of travelers will take to the road or the skies this holiday season. Before you pack your bags we want to remind you about an item that should most definitely be included in your itinerary: your home. Break-ins are especially common when people leave their homes for extended periods, so taking preventive measures is crucial—still trying to figure out where to start? It’s why we highly recommend home insurance. Securing Your Home As it happens, one of the most common reasons cars and homes are broken into is one of the most avoidable ones: they forget to lock their doors. Before you l ..read more