Summer is fast approaching, and it’s the perfect time to relax poolside and dip your toes in the water after a long week. Pool homes are highly sought-after for the built-in relaxation and feeling of luxury they provide. Whether you are on the market for a new home or have been a long-term homeowner, the HomeStyle® Lite Pool Loan is a great resource for aspiring pool owners. Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Make your homeownership dreams a reality. GET STARTED What is the HomeStyle Lite Pool Loan? With a ..read more

The dynamic between buyers, sellers, and agents has seen significant changes over the years due to technological advancements and legal reforms. Recent developments within the National Association of Realtors (NAR) regarding commissions have addressed longstanding concerns surrounding the compensation of buyer’s agents. Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Make your homeownership dreams a reality. GET STARTED The Role of Agents In the past, real estate agents acted as gatekeepers of property information, but ..read more

You probably already know that a mortgage is a type of loan used to purchase a home. But you might be wondering how your mortgage payment is determined and what it is made up of. The cost of your mortgage will depend on the type of loan, the interest rate, and length of the loan term (for example, 30 years). In this article, we will explain the different pieces of a mortgage payment, how it’s calculated, and other costs you should consider when budgeting for your new home. Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Ma ..read more

Are you thinking about selling your home in the near future? Listing your home should take careful consideration. We’ve put together some tips on how to prepare your home to sell, like working with a real estate professional, taking the outside-in approach, and what happens next. Continue reading to learn ways to help you maximize your home’s value and land you in a good place for the next chapter. Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Make your homeownership dreams a reality. GET STARTED 1. Work with a Real Es ..read more

In the mortgage world, there are loans that exist beyond the conventional ones, known as non-QM (Non-Qualified Mortgage) loans. But what exactly do these loans entail and who might be eligible to benefit from them? Read on to learn about three of the most common non-QM loans and how they can offer solutions for non-traditional borrowers. Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Make your homeownership dreams a reality. GET STARTED What Are Non-QM loans and Who Can Qualify? Non-QM loans are those that don’t meet t ..read more

If you’ve been on the market for a new home, you may have asked yourself the question, “How big of a house do I really need?” Finding the right size home is a balance of matching the space you want with the maintenance you can manage and the budget you can afford. Right-sizing involves finding the ideal home that supports your ability to feel happy, relaxed, and at peace. Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Make your homeownership dreams a reality. GET STARTED What Is Right-Sizing? Right-sizing is about dete ..read more

Protecting our personal information has never been more critical. From freezing your credit report to limiting who sees your posts and information on social media, digital security is a significant part of protecting yourself online. Read on to learn valuable tips to enhance your digital security and keep your online presence protected from potential threats.  Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Make your homeownership dreams a reality. GET STARTED 1. Protect Your Credit Report Credit reports are an eve ..read more

New loan limits for FHA and conforming loans have increased in 2024. The Federal Housing Administration has increased FHA loan limits to $498,257 in 2024, up from $472,030 in 2023. The Federal Housing Finance Agency has announced that the new conforming loan limit for 2024 is $766,550, an increase from $726,200 in 2023. Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Make your homeownership dreams a reality. GET STARTED These limits apply to single-unit properties in most areas. Loan limits may be increased in higher c ..read more

Mortgage calculators are a fast and easy way to learn about what your potential mortgage would look like. Use our Buydown Calculator to understand how different temporary and permanent rate buydowns can affect your monthly mortgage payments. Make your homeownership dreams a reality. Take the first step and apply online with FBC Mortgage. GET STARTED Make your homeownership dreams a reality. GET STARTED WHAT IS A BUYDOWN? There are multiple types of buydowns. With a permanent buydown, your interest rate is lowered for the entire term of the loan. A temporary buydown offers a reducti ..read more

ORLANDO (CureBowl.com) – ESPN Events and the Orlando Sports Foundation on Tuesday announced the 2023 Cure Bowl will be played at FBC Mortgage Stadium on the UCF campus. The game, which raises money for cancer research, kicks off at 3:30 p.m. on Saturday, Dec. 16 on ABC. This year’s game will mark two firsts. It will be the first Cure Bowl played on ABC and the first time FBC Mortgage Stadium has hosted an NCAA-sanctioned bowl game. “We are excited about the Cure Bowl’s partnership with UCF and bringing a postseason bowl game to FBC Mortgage Stadium,” said Alan Gooch, Orlando Sports Fou ..read more