Welcome to Lesson 4 of our Portfolio Management Lessons for Beginners in India series. In this lesson, we will explore the various asset classes and investment options available to investors. Understanding different asset classes, such as stocks, bonds, real estate, and commodities, is crucial for effective portfolio diversification. We will discuss the characteristics of each asset class, their potential risks and returns, and their role in building a well-balanced investment portfolio. By the end of this lesson, you will have a comprehensive understanding of the different asset classes and b ..read more

6 Requirement Analysis in Finance: Exploring six use cases for blockchain technology in Finance  Blockchain technology has emerged as a powerful tool in the finance industry, revolutionizing processes and enhancing security. In this blog post, we will explore various use cases for blockchain technology in finance and delve into specific scenarios where it can address critical requirements. We will focus on three key scenarios: supply chain management and transparency, digital identity verification, and financial transactions and decentralized finance. Blog Post 5: Scenarios and Exam ..read more

Compounding interest: Time's secret to multiplying your wealth and achieving financial success. Albert Einstein famously referred to compounding interest as the "greatest mathematical discovery of all time," emphasizing its remarkable ability to grow wealth exponentially over time. In the context of India, where financial planning and wealth creation are of paramount importance, understanding and harnessing the power of compounding interest is key to achieving long-term financial goals. In this comprehensive blog post, we will delve into the concept of compounding interest, explore its advanta ..read more

Welcome to Lesson 3 of our Portfolio Management Lessons for Beginners in India series. In this lesson, we will explore the crucial concepts of risk and return in portfolio management. Understanding the relationship between risk and return is essential for building a well-balanced and successful investment portfolio. We will delve into the key components of risk and return, discuss various types of risk faced by investors, explore strategies to manage risk, and analyze how risk impacts potential returns. By the end of this lesson, you will have a solid foundation in evaluating risk and return t ..read more

Unlock the power of the time value of money to make smarter financial choices in India. The concept of the time value of money is a fundamental principle in finance that highlights the idea that money available today is worth more than the same amount of money in the future. Understanding the time value of money is essential for making informed financial decisions and maximizing the value of your investments. In this blog post, we will delve into the concept of the time value of money, explore its advantages, and discuss its practical uses in various financial scenarios. Maximizing Finan ..read more

The stock market in India has a rich and vibrant history, playing a crucial role in the country's economic development. From its humble beginnings in the 19th century to becoming one of the fastest-growing markets in the world, the Indian stock market has witnessed significant milestones, regulatory reforms, and market trends. In this blog post, we will take a deep dive into the history of the stock market in India, exploring key dates, notable events, and the transformative impact it has had on India's financial landscape. 1. The Birth of Stock Trading in India:  a) 1850: Bombay Stock Ex ..read more

Safeguard your savings against inflation and maintain your purchasing power in India.  Inflation is an economic force that affects the value of money over time. It erodes the purchasing power of savings and investments, making it crucial for individuals in India to understand its impact on their financial well-being. In this blog post, we will explore how inflation eats away at your savings and investments in India and discuss strategies to mitigate its effects. Preserving Your Purchasing Power: How Inflation Impacts Your Savings in India Subramoneyplanning 1. Understanding inf ..read more

Welcome to Lesson 2 of our 20-part blog series on portfolio management for beginners in India. In this lesson, we will focus on the crucial aspect of setting financial goals. Setting clear and specific financial goals is the foundation for effective portfolio management. By defining your goals, you can tailor your investment strategy to meet your unique needs and aspirations. So, let's explore the art of setting financial goals in the Indian context. Lesson 2: Setting Financial Goals 1. Understanding Financial Goals  Financial goals represent your desired outcomes and aspirations i ..read more

Fiat money represents a significant shift in the evolution of currency. It refers to a form of money that has value solely because a government declares it as legal tender. Unlike commodity-based or representative money, fiat money is not backed by a physical asset, such as gold or silver. In this blog post, we will explore the time span and context of fiat money, provide an example of how it is implemented, discuss its features, and examine the pros and cons associated with this form of currency. Fiat Money: The Era of Government-Issued Currency Time span and context: The widespread ad ..read more

Financial planning is a crucial aspect of achieving long-term financial stability and fulfilling your life goals. However, many individuals in India make common mistakes that hinder their financial progress and jeopardize their future financial well-being. In this blog post, we will explore 20 common mistakes with regards to financial planning in India. By understanding these pitfalls and learning from the experiences of others, you can avoid these mistakes and pave the way for a more secure financial future. 20 Common Mistakes With Regards To Financial Planning in India Subramoneyplann ..read more