In part one of this two-part blog series, we looked at some of the key variables that buyers tend to think about when looking to find the ideal home. From broad factors like home location to more specific ones like the kinds you’ll deal with when touring homes in-person, there are several things to be thinking about when it comes to finding the ideal physical home. At VIP Mortgage Inc, we’re here to assist homebuyers with every step of this process, from finding the very best mortgage rates to assisting you with your home search and more. Here are some of the other key factors our clients are ..read more

There are several major parts of the process of purchasing a home, and one that tends to be among the most anticipated for many in this position is finding the actual home you’re hoping to purchase. Touring and learning more about various homes in your desired area is definitely one of the fun parts of homebuying, but it’s also one that has some of the most important considerations buyers should be keeping in mind. At VIP Mortgage Inc., we’re proud to offer numerous mortgage and homebuying services to clients in Gilbert and surrounding areas, from identifying your ideal mortgage rates to assis ..read more

In part one of this two-part blog series, we looked at some of the most common mistakes that people sometimes make during the homebuying or mortgage acquisition process. Such mistakes can range from minor in nature to extremely damaging, and knowing what they are and how to steer clear of them can save you time, money and stress. At VIP Mortgage Inc., our quality team of loan officers assists clients with numerous mortgage lender services, from obtaining ideal mortgage rates to avoiding any pitfalls present in the process. What are a few other such pitfalls we see regularly, and how can you st ..read more

Whether you’re entering the mortgage and homebuying world for the first time or are already experienced here, steering clear of a few of the pitfalls that can sometimes be found in this world is vital. This is one of several areas where having a quality team around you is of major importance, including a great loan officer. At VIP Mortgage Inc., we’re proud to offer a huge range of resources and assistance for our clients, from showcasing our fantastic mortgage rates to guiding you through the entire process of applying for and obtaining a mortgage during your home search. We also help you avo ..read more

In part one of this two-part blog series, we looked into some of the simplest ways you might go about saving up for a down payment on a home in the near future. The down payment is often the most significant lump sum paid during this process, and saving for it will often be something you start thinking about several months in advance. At VIP Mortgage Inc., we’re happy to assist Gilbert clients with a wide range of services in this realm, from quality mortgage rates to help with down payments and much more. What are some other common ways buyers go about saving up for an eventual down ..read more

There are a few important areas of savings that may be involved in a home purchase and mortgage acquisition, and the down payment is likely the most significant of all these. Referring to a percentage of the home’s total price that you put down up-front as a way of decreasing risk to your lender and seller, the down payment is usually the largest single expense most homebuyers incur — and having a plan for how to save up for it is often very important. At VIP Mortgage Inc., we’re happy to offer the best mortgage rates in the Phoenix and Gilbert area, plus loan officers who will assist you ..read more

In part one of this two-part blog series, we looked at some of the top visual cues that a home you’re touring is in good condition. There are several areas you may be looking at as you go through a given home during your search, and knowing how to interpret them and what they might mean about the quality of the home is very important during this process. At VIP Mortgage Inc, we’re happy to offer the best mortgage rates available in the Phoenix and Gilbert areas, plus numerous areas of assistance for our clients as they look for the home of their dreams. What are some other top areas to keep in ..read more

For many who are in the market for a new home, one of the most important and exciting parts of this process is touring potential homes for sale. There are a number of things to be considering as you tour a given home, and at the top of any such list will be the general condition of the home. At VIP Mortgage Inc., we’re happy to assist our homebuying clients with the best mortgage rates available, top loan programs and numerous other services as they move toward their dream of homeownership. When you’re touring homes, visual evidence is one of your top ways of determining its general quality an ..read more

In part one of this two-part blog series, we looked at VA loans (backed by the US Department of Veterans Affairs) and whether a spouse of a military member may be eligible to pursue this program. Such spouses often are able to take advantage of the amazing benefits of these loans, including situations where their military spouse has passed and also many where they have not. At VIP Mortgage Inc, we’re happy to offer fantastic mortgage rates for numerous mortgage programs, including VA loans for our clients who qualify — often including the spouses of military members. In today’s part two of our ..read more

There are numerous benefits available to those who qualify for VA loans within the homebuying world, or loans backed by the US Department of Veterans Affairs. One such benefit is the ability for many military spouses to play a major part in this loan acquisition, including the spouses of some service members who have passed. At VIP Mortgage Inc., we’re proud to offer a wide range of loans for our clients, including VA loans for military members, veterans and yes, spouses in many cases. While many parts of the process for securing a VA loan as a spouse of a military member will be similar or ev ..read more