In the AAIGOT Insurance Agency Inc. blog in July 2023, we discussed how hiring practices and commercial insurance purchases can help reduce your Houston, TX, business risk. In this blog, we’ll cover how writing an emergency response and business continuity plans can also reduce your business risk. Business Risk Defined Investopedia defines business risk as any factor that could lower a business’ profits or cause it to file for bankruptcy. Both internal and external factors qualify as business risks. Although a company cannot avoid all risks, each business can mitigate the threats it faces. Ris ..read more

Homeowners insurance includes many different forms of coverage. It’s designed to cover different areas of homeownership, from your home’s foundation to liability issues. Many homeowners would agree that homeownership comes with many different responsibilities, and the unexpected should be expected. Our AAIGOT Insurance Agency Inc. team is committed to helping Houston, TX, homeowners understand the various insurance benefits and get the coverage they need.  What does homeowners insurance cover? Homeowners insurance covers your home’s interior, exterior, foundation, plumbing, electrical, al ..read more

Auto Insurance and How It Protects You on the Road Auto insurance is a requisite to operate a vehicle and operates as a blanket of protection for drivers. Many specifics of this requirement depend on various factors, and every car owner, irrespective of the vehicle they drive, essentially needs a car insurance policy. As your trusted insurance agents at AAIGOT Insurance Agency Inc., strategically located in Houston, TX, we offer bespoke advice on the optimal auto insurance product for you. We’re always at your disposal to clarify your queries, and our aim is to drive informed decisions. Is Aut ..read more

Owning and operating a warehouse in Houston, TX requires that you carry adequate insurance coverage. Review some guidelines that will familiarize yourself with the coverage you need. Reach out to an agent who represents AAIGOT Insurance Agency Inc. for guidance regarding your insurance policy. Inventory Your inventory is essential in keeping your business afloat. If you purchase many materials that are needed to manufacture goods, they should be insured. The finished products that are sold through your business should also be insured. Transport Essentials If you use your fleet vehicles to tran ..read more

In recent years, there has been an increase in Texas employees working from home. Whether an employer allows remote work or you are operating your own business from home, it’s essential to know if work from home is covered by home insurance. For individual circumstances, it’s best to contact your agent at AAIGOT Insurance Agency Inc. serving Houston, TX. But in general, here is what you need to know. Work From Home is Different Than a Home Business There’s an important distinction between working from home and a home business. Work from home implies you’re employed by an outside company ..read more

Getting auto insurance is difficult as it is, but if you are a ride-share or food delivery driver in the Houston, TX area, you should know that your requirements will be different from the typical motorist. As a driver that transports passengers or other people’s goods for a living, you will need to have specialized insurance policies on your car to protect you, your cargo, and your riders. AAIGOT Insurance Agency Inc. can help you understand your options. Auto Insurance for Ride-Sharing and Delivery Drivers Ride-sharing platforms do provide drivers and their vehicles with an additional l ..read more

Business owners in the Houston, TX area have continued to find it to be a great place to own and grow a business. If you are going to start and run a business here, you will be able to maximize your opportunity if you continue to be properly covered with insurance. There are a lot of situations when it is a good idea to get a proper commercial insurance plan. When Investing in Assets A situation when you will want to get a commercial insurance plan for your Texas business is when you start to invest in assets. Businesses today will need to make sizable investments in various assets t ..read more

Your home’s roof plays a vital and essential role in protecting what is likely among the largest of your investments, your belongings, and your family. Our insurance professionals at AAIGOT Insurance Agency Inc. in Houston, TX offer this essential guidance regarding your home’s roof. Why is it Important to Replace your Roof? Choosing to replace the roof of your home proactively offers protection in maintaining your home’s value and extending the lifespan of your family’s home. And regular roof inspections are the key to saving money in the future.   Prevent Water Damage A roof that has de ..read more

Setting up or managing a small business can come with a lot of rewards. Yet with rewards also come risks. Fortunately, there are steps business owners and entrepreneurs can take to reduce risks. Examples of this include taking out commercial insurance or closely managing their finances. Contact AAIGOT Insurance Agency Inc in Houston, TX if you’d like to learn how you can mitigate risks with the right commercial insurance policies. Build Up Emergency Funding Many businesses with healthy revenues still run into trouble when they face an emergency, like when a piece of machinery breaks ..read more

Home insurance is another added cost to living in the Houston, TX metroplex, but it is a requirement in most situations. Most people cannot afford to buy a home with cash in hand, so they have to go to finance companies and banks to take out a mortgage on their home. As soon as this becomes a reality, the lenders demand homeowners insurance to protect the home and property as collateral.  Those who paid out their mortgages, or were fortunate enough to buy a home outright, have the option to purchase homeowner’s insurance without being forced into it.   Homeowner’s Insu ..read more