Motorboat by Rafa De Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other hazards. Here’s a quick list of steps you should take before storing. Decide Whether or Not to Remove It From the Water Your first winterizing step is to decide if you will be taking the boat out of the water or not, assuming you don’t normally keep your boat on a trailer during the summer season. Removing the boat has multiple advantages: Prevents ice formation ..read more

Keys in the door of a new home by PhotoMIX Company If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims should you become the new owner. An Aging Roof Roof problems are one of the most common causes of home insurance claims. Serious roof damage often doesn’t just involve the roof itself; it can cause interior damage, especially from leaking water. You don’t want to purchase a home that has an old or faulty roof without getting an a ..read more

Couple in a convertible by monkeybusinessimages Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to huge bills for damage to their own vehicles after an accident. Here’s how you can better protect yourself with uninsured and underinsured motorist coverage. How Claims Usually Work After an Accident Most states in the U.S. require some type of auto liability insurance to register a vehicle and drive legally. This type of auto insu ..read more

Young family by Agung Pandit Wiguna It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have. Here are some basics about life insurance, intended to help you decide whether it’s the right protection for you and your loved ones. Do I Need Life Insurance? Life insurance pays out when you die, providing funds for whomever you name as a beneficiary in the policy. Usually, beneficiaries are spouses or partners and children, although they can ..read more

Rodent by Pixabay No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent them from infesting your home. Try these tips to help keep pests at bay over the years. Seal Off Access Points The best way to prevent pest infestations is to stop the pests from ever getting inside your house in the first place. To do this, you'll need to ensure there is no way for them to gain access. Check the weather stripping around your doors and windows ..read more

Grilling by Luis Quintero Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to make sure you and your household don’t become one of those statistics. Avoid Grilling on Dangerous Days It’s not the time to grill if winds are super high, as just a spark can ignite dwellings and landscaping. This is especially important in drought areas, where trees and plants may be tinder dry due to lack of water. Your fire department may even have ..read more

Rain drops by Pixabay Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew to form. This can pose a serious health risk to you and your loved ones, especially if anyone at your home has allergies, asthma, or other breathing problems. Follow these helpful tips to minimize your risk of water issues in and around your home. Know Where the Shutoff Valve Is Everyone in your home should know where the water supply shutoff valve is locat ..read more

Cleaning supplies by Shopify Partners Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While it's easy to identify many tasks that need to be done, there are some jobs that may not be as obvious. Here are some of the most common spring cleaning tasks homeowners forget, so you can add them to your to-do list to ensure you don't miss anything important. Wash Couch Cushion Covers You likely use your couch on a daily basis, and that me ..read more