Consolidating your debts could make it easier to get ahead this year. If you’re making repayments on multiple loans to different lenders each month, there could be an easier and more cost-effective way to manage your debt. To save yourself a lot of stress and money, why not consider rolling everything you owe – on personal loans, credit cards, and more – into one easy-to-manage loan? Debt consolidation can be a good option for people facing financial hardship, but you don’t have to be struggling to benefit. Even if you can comfortably make your repayments each fortnight, consolidating gives y ..read more

Reduce the risks of breakdowns and accidents, and stay on top of your car maintenance by performing these simple checks yourself. Tyres Make sure your tyres are keeping you safe on the roads by checking air pressure, tread and even wear. At most service and petrol stations around Australia, you will find air pumps which will tell you how to check the air pressure. If it’s too high, you can release the valve to let out air, and if too low you’ll be able to add more air. Also check for tread, as worn tyres mean you won’t be gripping the road strongly enough which can affect braking. If tyre trea ..read more

Purchasing a new property can be challenging even for seasoned home-owners – but for a first home-buyer, this process can be 100 times more daunting. You're not only making one of the most important financial decisions you'll ever have to make, but you're also crunching numbers and trying to get your head around a host of new jargon and concepts. To help you find your way through this maze we’ve answered some of the most common questions asked by our first home buyers.   The knowledge contained in these answers covers the basics information that every first home buyer should know before t ..read more

Purchasing a new property can be challenging even for seasoned home-owners – but for a first home-buyer, this process can be 100 times more daunting. In fact, if you’re only just getting started on your journey to becoming a home-owner you may be a bit overwhelmed by all the things you DON’T know. For example, you’re probably wondering how to find out what you are able to borrow.  And more importantly – do you know how much can you afford to pay? Here are four important things every first home-buyer should know. Knowing these four things will give you the best possible ..read more

Buying a home should be one of the most exciting times in your life but it’s often one of the most stressful. Amidst applying for a home loan, searching for your dream home, negotiating with real estate agents and organising all sorts of inspections, the last thing on your mind is protecting your new home with insurance. That’s why we offer our home buyers free to settlement on our combined building and contents insurance- giving you peace of mind before you move in. What is free to settlement? Free to settlement is a feature that we offer on our combined building and contents insurance that c ..read more

At MOVE Bank we love sharing stories about how we can help our members #moveforward with their goals! With the end of financial year car sales upon us, we thought it was the perfect time to share this story from Luke M. about how Maree from MOVE Bank helped take the stress out of a new car purchase… Luke’s Story Luke first got in touch with us in late 2015 to talk about how we could help him with buying a new car. Maree from our member consultant team was helping him with the application, but eventually Luke put the loan on hold as it wasn’t the right time. Then in April, Luke got in touc ..read more

No matter how you do your banking, the wide variety of scams and fraudsters out there makes it important to understand how to protect yourself and your personal information. Common scams and how to avoid them 1. Romance scams Scammers often create a fake online identity using platforms such as social media or dating apps to leverage their profile to build a relationship with you. What to look out for: These scammers will often: Ask for financial help with an injury or illness, travel costs, or a family emergency Make excuses for being unable to meet, such as serving in the army or living in ..read more

Severe weather can strike at any time and preparation is key to limiting damage. As supporters of the good work done by the state emergency services, we want to guide you with keeping yourself and loved ones safe in the event of a storm - because what you do now can make a big difference when severe weather strikes. Check out our tips below. Before a storm Remember - in severe weather, some damage to your property can happen no matter how well you’ve prepared - make sure you’re fully insured. Clean gutters and down pipes and check the roof for leaks Sweep debris away from drains and clea ..read more

If you’re looking to reduce your credit card debt in 2021, a balance transfer may be worth looking in to. A balance transfer lets you move the balance owing on your existing credit card to another with a lower or 0% interest rate. Balance transfers work if you’re paying a higher rate on your current credit card and want to save money on interest, freeing up your finances and helping you pay off your card. Does it cost money to do a balance transfer? Although MOVE Bank doesn't charge any balance transfer fees, some lenders will - so keep this in mind when taking out a balance transfer. What typ ..read more

Whether you’re looking to sell or simply want to get stuck into some home improvements, there are plenty of DIY projects you can do! These simple improvements can make a big difference to the look and feel of your home, as well as increasing its value.   Update your fixtures We’re talking bathroom taps, outdated lighting fixtures, and worn doorknobs - these little features can make a big difference. Though often overlooked, having new and modern fixtures throughout your house can completely transform the space and give it a new feel. Tip: a high-quality shower head is a great selling poin ..read more