Your home is your sanctuary. And that means you need to do everything to make sure you’re covered if anything bad happens to it. For Florida condo owners, this means seeking out the right insurance policy. But for many people, finding affordable Florida condo homeowners insurance is no easy task. That’s why we’re taking a look at the best strategies for finding an affordable policy that suits you best. Read on to learn about key factors affecting insurance rates, tips for shopping around, and strategies for maximizing savings! Florida Condo Homeowners Insurance Florida condo homeown ..read more

“You get what you pay for.” Even if you try to save money on one end of the spectrum, you might end up paying for it on the other end. This is something a lot of business owners notice in their commercial expenses. That’s why for businesses that rely on vehicles for operations, having adequate commercial auto insurance is essential. Prioritizing quality and coverage over price is crucial for protecting your business and assets. While it may be tempting to opt for the cheapest commercial auto insurance policy available to save on costs, this decision can come with significant drawbacks an ..read more

Receiving an insurance non renewal notice can feel like a cold splash of water; unexpected, jolting, and leaving you scrambling for a towel. What if you suddenly found yourself staring at such a notice, with the safety net for your vehicle seemingly yanked away? This moment, while daunting, isn’t the end of the road. It’s a sharp turn toward new possibilities. Today, we’re dissecting the vital steps to take after getting an insurance non renewal notice, guiding you from confusion to clarity. Understand why this isn’t just a minor hiccup but a chance to reassess, recalibrate, and secure insura ..read more

At HH Insurance, we understand that receiving notice of a rate increase on your Florida homeowners insurance can be concerning. Rest assured; we are dedicated to providing you with optimal coverage at competitive rates. However, several factors have contributed to the necessity of adjusting our rates. In this blog, we’ll delve into why your rate may have increased and highlight steps we’re taking to support you during this time. Factors Contributing to Rate Increases Inflation One significant factor driving homeowners insurance rate increases is inflation. As the overall cost of living rises ..read more

 Grab Your Coffee and Join Us as our insurance agents spill the beans on the current Flood insurance scene in Florida. Whether you’re a Floridian or just insurance-curious, this chat will set you up to help you make savvy decisions in the ever-changing Florida insurance world. So, get comfy, hit play, and don’t forget to like, subscribe, and share the knowledge!     **This vlog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance ..read more

Grab Your Coffee and Join Us as our insurance agents spill the beans on the current insurance scene in Florida. Whether you’re a Floridian or just insurance-curious, this chat will set you up to help you make savvy decisions in the ever-changing Florida insurance world. So, get comfy, hit play, and don’t forget to like, subscribe, and share the knowledge!     **This vlog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contrac ..read more

There are more than 4,000 boat crashes in the United States every year. While there are some signs these numbers are decreasing, it is still alarming enough to make you consider investing in boat insurance. Most people have heard of uninsured motorist coverage. This protects you if you’re in a car crash with a driver who lacks or has insufficient insurance coverage. These instances are rare, since all states require motorists to carry liability insurance. That’s not the case with watercraft, which makes the need for protection all the more vital for anyone owning a boat. This article cov ..read more

You’ve made an excellent decision to add an umbrella policy to your personal insurance coverage. Now you’re working through how much coverage you need. It’s easier to know “how much” insurance you need when you know what items to include in your policy. What is umbrella insurance? It’s a policy that picks up where your primary home, auto, or other liability leaves off when a claim amount exceeds the coverage of those policies. To make sure your umbrella policy is effective, you need to make sure the right items are in your policy. Here are eleven critical things to include in your umbrella ins ..read more

Close to 23 million people live in Florida, a number that’s projected to grow in the coming years. If you’re part of this population, you’re likely well aware of the persistent threat of hurricanes. Sure, these natural disasters are always unpredictable. But you can ease anxiety by knowing your general risk level. Now, let’s delve into the areas in Florida that have historically seen the most intense storms. Southeast Florida Southeast Florida, encompassing Miami, Fort Lauderdale, and West Palm Beach, is no stranger to hurricanes. Think Andrew (1992), Wilma (2005), and Irma (2017). Several fa ..read more

Navigating the waters of Florida comes with its fair share of challenges. Picture this: you’re out on the open sea, the sun is shining, and the waves are gently rocking your boat. But suddenly, the weather shifts. Dark clouds roll in, and your serene day at sea turns into a stressful ordeal. This is where boat insurance in Florida becomes more than just a piece of paper. For boat owners in Florida, the threat of unexpected storms, costly damages, and liability issues is all too real. Boat insurance is a solution to these very real problems. It’s about protecting your peace of mind, your ..read more