ERISA, the Employee Retirement Income Security Act, governs employee benefit plans, including long-term disability insurance provided by employers. When filing a claim for long-term disability benefits under an ERISA-governed plan ..read more

As the effects of the COVID-19 outbreak continue to take a toll on Americans across the county, the U.S. Department of Labor has responded by extending certain deadlines under the Employee Retirement Income Security Act. These measures, which were announced in conjunction with the Internal Revenue Service on May 6, 2020, extend participant filing deadlines for employee benefit plans, group health plans, and other pension plans ..read more

Boston, MA is home to a lot of history, and it's been a beautiful place to live for decades. With nearly 700,000 residents, it's the largest populated city in New England. There are countless things to do throughout the city, from admiring the beautiful architecture to catching a Red Sox game with your family ..read more

Huntington’s disease is a genetic condition which causes nerve cells to degenerate over time. Although many people with Huntington’s do not begin showing symptoms until their late thirties or early forties, the progressive nature of the disease makes it very likely that an individual’s condition will worsen over time ..read more

Whether the result of a longstanding illness or more recent physical injury, lacking the ability to work full-time is a particularly difficult period for anyone to endure. From worrying about finances and potential career implications to stressing over the general wellbeing of one’s family, prioritizing rest and relaxation can be very difficult to achieve during such an uncertain period ..read more

Receiving a denial letter from your short or long term disability insurance carrier can be an upsetting, frustrating, and overwhelming ordeal ..read more

Neurodegenerative disorders encompass a wide range of conditions that affect millions of people around the world. While much remains unknown regarding these disorders including, for instance, any sort of permanent cure, doctors do know that one’s likelihood of receiving a neurological-related diagnosis increases dramatically with age ..read more

If your long-term disability claim has been denied, don't lose hope. You have the right to appeal the decision and fight for the benefits you deserve ..read more

The time limit for appealing a long-term disability denial can vary depending on the specific insurance policy and the laws of the jurisdiction in which you are located. In general, it is important to act promptly and not delay in initiating the appeals process, as there are often strict deadlines that must be adhered to ..read more

When an ERISA-governed long term disability claim is denied, clients have several rights and options to challenge the denial and seek the benefits they are entitled to. Here are some of the common rights and avenues available to clients ..read more