Income Series Part Two 3 benefits of lower interest rates Written By: Allison Schmidt, Financial Advisor, CFP®, CPA Welcome to Part Two of my two-part income series looking at interest rates and the opportunities and challenges in each environment.  In Part One, I looked at the current higher interest rate environment, Part One: 3 benefits to higher interest rates .  Here ..read more

Income Series Part One: 3 benefits to higher interest rates Written By: Allison Schmidt, Financial Advisor, CFP®, CPA There are pros and cons to all things.  Having lived most of my adult life in a historically low interest rate environment, I was used to the benefits.  The largest of which being cheap money.  I was able to purchase a home, a ..read more

Higgins & Schmidt Welcomes Shayda Zarrin of Santa Clara University as a Summer Intern Shayda Zarrin, a finance and entrepreneurship student at Santa Clara University in California has earned a summer internship and professional growth experience with Higgins & Schmidt Wealth Strategies.  Higgins & Schmidt Wealth Strategies is a SEC registered investment advisory and wealth management firm.  Located in Denver ..read more

The SHEconomy refers to the growing and significant impact of women on the economy, both as consumers and as participants in the workforce ..read more

The Election Myth By Steven Higgins, Financial Advisor, Principal One of the most challenging aspects for investors focused on long-term goal planning is to dissociate their emotional reactions to politics from practical decisions relating to their investments. Every time we run the gauntlet of a presidential election year we are bombarded with rhetoric emanating from either party’s political play book ..read more

Behold, a Recovery 2023 comes to a close as the wall of worry is summited By: Allison Schmidt, Financial Advisor, CFP®, CPA 2023 was a good year for stocks, well some stocks.  At a high level, the overall market as measured by the S&P 500 did very well, up 24%* for the year.  Most of that return was driven by 7 ..read more

Three Planning Tips to Make Your Thanksgiving More Special From Your Financial Advisors By Steven Higgins, Financial Advisor, Principal Happy Thanksgiving!  It feels like this holiday always arrives with surprise as the season of holidays kicks off with a sudden arrival of the biggest feasting day of the year.  While the spirit of thanks is the reason for the season, some ..read more

4 things we are paying attention to in the current environment that could benefit investors over the long run.  ..read more

You Are Here. If the Stock Market Was a Map A Timeline of Bull & Bear Markets By: Steven Higgins, Financial Advisor, Principal It was the longest road trip I’ve ever endeavored to make.  A journey in more ways than one.  My oldest daughter Grace and I pulled out of the driveway at four o’clock in the morning.  The still very ..read more

Video: Nearing the Finish Line – 4th Quarter Market Update As we enter the fourth quarter of 2022 investors find themselves beleaguered as they eye the finish line of what’s felt like a grueling endurance contest this year. This nearly year long Bear Market started in the first days of the year and has tested the emotional fitness of investors ..read more