How to get the lowest mortgage loan rates? When you are in the market for a new mortgage, it is important to get the lowest mortgage loan rates that you can. This will help you to keep your monthly payments as low as possible and will also save you money over the life of the loan. Here are a few tips on how to get the best rates: 1. Shop around. It is important to compare the rates that different lenders are offering before you decide on a loan. You may be surprised at how much of a difference there can be between different lenders. 2. Get pre-approved. If you are pre-approved for a mortgage ..read more

Clementi Residential Mortgage Loan Broker – Clementi, one of the major towns in the west of Singapore. Clementi is a majority HDB town with some condominium developments. There are also a spread of landed houses in Clementi. Placed near the bukit timah vicinity, some blocks here give you a glimpse of the famous hill in Singapore. Clementi town centre was redeveloped into a mixed use development. The Clementi Mall is a new retail shopping mall opened in 2011 which is linked to Clementi MRT. The Clementi Bus Interchange is also connected with the mall. There are many education institutions locat ..read more

What is a Home Loan? A home loan is a loan that is used to finance the purchase of a property. The loan is typically repaid over a period of time, usually 15 to 30 years. The interest rate on a home loan is usually fixed, meaning it will not change over the life of the loan. Home loans are available from banks, credit unions, and other financial institutions. There are many different types of home loans available, each with its own set of terms and conditions. Some common types of home loans include: Fixed-rate loans: These loans have an interest rate that remains the same for the life of the ..read more

Why you should invest in industrial property There are many reasons why industrial property should be a key part of any investment portfolio. Some of the benefits include: 1. Steady income streams – Industrial properties tend to have stable, long-term tenants who sign multi-year leases. This means you can count on a consistent flow of income, regardless of the overall state of the economy. 2. Low maintenance costs – Industrial buildings are generally less expensive to maintain than residential or commercial properties. This can save you a lot of money in the long run. 3. High occupancy rates ..read more

Industrial & Commercial Mortgage Loans Industrial Property Mortgage An industrial property mortgage is a loan used to finance the purchase of an industrial property. The mortgage lender will typically require a down payment of at least 20% and will finance up to 80% of the purchase price. The loan term is usually 10-15 years, and the interest rate is typically fixed. An industrial property mortgage can be used to finance the purchase of a new industrial property or to refinance an existing industrial property. The mortgage can also be used to finance the purchase of land and the constructi ..read more

Why you should buy not rent property There are many reasons to buy property rather than rent, but here are some of the most important: 1. You will eventually own the property outright. When you rent, you are essentially paying someone else’s mortgage. By paying your monthly mortgage, you are building equity in your home that you will eventually own outright. 2. Owning property provides stability and security. It is a tangible asset that can be passed down through the generations. Owning property is a great investment. Over time, property values tend to go up, while rents usually stay the same ..read more

What to take note of when refinancing your mortgage? 1. Check your credit score and credit history. This will give you an idea of how much you can borrow and what interest rate you may be able to get. You may not be able to refinance your house if the credit score you have has fallen or may not be good enough to carry this out. 2. Compare interest rates from different lenders. This can help you find the best deal on your mortgage refinance. The best deals are usually known to mortgage brokers, you are able to save time on comparing by using a mortgage broker. 3. Get a commitment in principle f ..read more

  How does Property Mortgage work? When you get a property mortgage, the lender loans you a set amount of money that you can use to purchase a property. The loan is secured against the property, which means that if you don’t make your repayments, the lender can take possession of the property to recover their money. The loan is usually repaid over a period of 25 or 30 years, although there are some shorter and longer terms available. The amount you repay each month will depend on the size of the loan, the interest rate, and how long you take to repay the loan. Property mortgages can be us ..read more

Punggol Residential Mortgage Loan Broker – Punggol is the youngest HDB towns by far. Located in the far north east side of Singapore, Punggol is growing rapidly and massively. It has one of the biggest build up for HDB estates and will continue to grow as more new areas are being planned for newer estates to cope with the demands of HDB and Condominium build ups in that area. Photo from https://en.wikipedia.org/wiki/Punggol Punggol is also home to a few nice parks and malls such as the the Punggol waterway and linking to it the Waterway mall. This is a town that shares borders with Seletar to ..read more