Welcoming a new baby is one of life’s most exciting moments, but the costs can add up quickly. Luckily, the Medisave Maternity Package (MMP) is here to help you manage those expenses without breaking the bank. In this post, you’ll learn: What the Medisave Maternity Package covers The specific withdrawal limits for various maternity expenses How to claim from the MMP with ease   Did you know that the MMP can save you thousands on pre-delivery and delivery costs? It’s true, and I’m here to show you how. If you’re expecting and want to ensure a smooth financial journey through pregnancy ..read more

Ever wondered about those everyday tasks we all take for granted? Yep, I’m talking about Activities of Daily Living (ADLs), those basic self-care tasks that are essential for independence. From making your own meals to just getting around the house, ADLs are a big deal, especially as we age. And if you’re thinking, “That’s miles away for me!” — think again. Life can throw curveballs, and it’s never too early to be in the know. In this post, you’ll discover: What ADLs are and why they’re non-negotiable for maintaining independence Handy equipment that makes these tasks easier How to get an A ..read more

Ever found yourself wondering just how solid your safety net really is when it comes to your insurance policy? If you’re like me, navigating through the maze of insurance terms can sometimes feel like trying to solve a Rubik’s cube blindfolded. But here’s something that could change the game: An insurance policy loan. It’s a feature that not everyone talks about, but knowing how to use it can be a game-changer for your financial strategy. In this post, you’ll learn: What an insurance policy loan is and how it works Which types of insurance policies offer you this option Various repayment me ..read more

Ever found yourself wondering about the nitty-gritty of maternity insurance or the ins and outs of integrated shield plans in Singapore? Given that I’ve navigated the labyrinth of health insurance in Singapore firsthand, I’ve got some insights that just might help you out. In this post, you’ll discover: The lowdown on maternity insurance plans and why they might be a lifesaver A simple explanation of integrated shield plans and how they complement MediShield Life Tips on choosing the right plan for your needs and how to make sense of the premiums   With healthcare costs on the rise an ..read more

Ever found yourself scratching your head over the myriad of insurance options out there, wondering which ones truly match your life’s puzzle? You’re not alone. Diving into the world of insurance can feel like navigating a labyrinth with no exit in sight. But here’s the kicker: it doesn’t have to be that way. Armed with a bit of insider knowledge and a few pro tips, you can turn that labyrinth into a straight path leading right to your peace of mind. Here’s what this post will unpack for you: The lowdown on what insurance riders are and why they might be the game-changer you need. Insights i ..read more

TM Protect Cancer is a cancer insurance plan providing coverage against early and late-stage cancers. This means you can fully concentrate on your recovery without worrying about finances. This plan is renewable every year, and it’s intended for adults aged 30 to 65. You can keep this coverage in place until you reach the age of 85. It provides you with peace of mind by ensuring you’re financially supported in case of a cancer diagnosis during the coverage period. Here’s our review of Tokio Marine’s TM Protect Cancer. My Review of the TM Protect Cancer TM Protect Cancer is a no-frills cancer ..read more

The Great Eastern Pay Assure is a disability income policy focusing on providing you with financial support in case of disability. Its purpose is to offer monthly income if you, as the insured, can’t work due to illness or injury, leading to a loss of income. Here is our review of the Great Eastern Pay Assure. My Review of the Great Eastern Pay Assure Great Eastern Pay Assure is a reliable disability income insurance plan that provides a crucial safety net if you cannot work in your current occupation due to illness or injury, including mental conditions. This insurance plan offers a monthly ..read more

Singlife Disability Income is a disability income policy (duh) designed to offer financial support by providing a monthly income in the unfortunate event of disability resulting from illness or accident. Here’s our review of the Singlife Disability Income: My Review of the Singlife Disability Income The Singlife Disability Income is an okayish solution to ensure that disability doesn’t result in financial strain for you. This plan replaces the income you lost during periods of severe disability. Under the Partial Disability Benefit, individuals can receive up to 75% of their declared income ..read more

GREAT Hospital Cash is a hospital cash insurance plan that provides daily cash payouts during hospital stays. In addition, the plan includes a Get Well Benefit payout for hospitalisation and surgery the life assured has undergone. Moreover, there’s an Emergency Accidental Outpatient Benefit, reimbursing expenses incurred for treatment at a hospital’s Accident and Emergency (A&E) department when treated as an outpatient due to injury. But is it any good? Here’s our review of Great Eastern’s GREAT Hospital Cash: My Review of the Great Eastern GREAT Hospital Cash Great Eastern’s GREAT Hospit ..read more

Manulife ReadyMummy is a 3-year single premium maternity plan designed for pregnant women and their babies. For the mother, it covers unexpected death, pregnancy complications, and hospitalisation due to pregnancy-related issues. For the newborn, it provides coverage in case of death, congenital illnesses, and hospitalisation. Here is a complete review of Manulife ReadyMummy. My Review of the Manulife ReadyMummy Manulife ReadyMummy is a maternity plan that provides protection for pregnant women and their babies for a period of 3 years. The coverage starts as early as 13 weeks into the pregnan ..read more