Singlife Dementia Cover: A Review – Is It Worth Your Singdollar? Ah, Singapore! The land of chili crab, Singlish, and… dementia? Okay, maybe not the most cheerful association, but it’s a reality we can’t ignore. As we age, the risk of cognitive decline and dementia increases. It’s a scary thought, but thankfully, there are ways to prepare for it. One such way is through insurance coverage like Singlife Dementia Cover. But is it worth your hard-earned Singdollar? Let’s dive in and find out! What is Singlife Dementia Cover? Singlife Dementia Cover is a long-term care protection plan that provide ..read more

Planning for Retirement: Using the Rule of 375 to Ensure Financial Security Retirement planning is a multifaceted process that involves careful consideration of various factors such as longevity, inflation, the desire for early retirement, and lifestyle expectations. To streamline this process, the “Rule of 375,” inspired by Amry Rocha Kima, offers a simple but useful method to estimate the savings for couple required to maintain different lifestyle levels during retirement. Read 3 Best Retirement Plan in Singapore Understanding the Rule of 375 The Rule of 375 is a financial guideline that hel ..read more

T-Bills in Singapore: Your Smart Investment? Are T-Bills the Talk of the Town? Here’s Why If you’ve been keeping an eye on the financial news in Singapore lately, you’ve probably heard whispers (or shouts!) about T-Bills. Maybe your “kiasu” (it means ‘play safe’: Hokkien) aunt is suddenly an expert, or your colleagues are buzzing about it by the water cooler. So, what’s all the fuss about? In a nutshell, T-Bills (or Treasury Bills) are short-term bonds issued by the Singapore government. In essence, they’re a way for the government to borrow money from us, the public. And in return, we get a g ..read more

Sustainable Investment Funds: Worth It? (Pros & Cons) – A Singapore Perspective Hey there, savvy Singapore investors! Ever heard whispers about sustainable investment funds but weren’t sure if they’re just another fad? Or perhaps you’re wondering if they’re actually worth your hard-earned dollars? Well, you’ve come to the right place. Let’s dive into the world of sustainable investing and see if it’s a good fit for your financial goals. What Are Sustainable Investment Funds, Anyway? Before we get into the nitty-gritty, let’s clear the air. Sustainable investment funds, also known as ESG ..read more

Dividend Portfolio for Monthly Income: The Easy ILP Way Imagine sipping your kopi-C at a hawker centre, not because you’re on break from work, but because your dividends paid for it. And this sounds like a dream, right? Well, with a smart dividend portfolio for monthly income, this dream can be your reality, and it’s easier than you think, especially with Investment-Linked Plans (ILPs). The fact is that ILPs are a unique and efficient way to build a dividend portfolio for monthly income, generating regular payouts while also providing you with insurance coverage. What is a Dividend Portfo ..read more

5 Pay 10 Savings Plan Review: The Best Options for Singaporeans Watching your savings grow at a snail’s pace can be frustrating, especially in Singapore. Furthermore, if you’re looking for a way to boost your returns and reach your financial goals faster, a 5 pay 10 savings plan might be the answer. In this guide, we’ll break down everything you need to know. What exactly is a 5 Pay 10 Savings Plan? A 5 pay 10 savings plan is a type of endowment plan. Here’s the gist: You pay premiums for 5 years. Your money is invested. (The specifics depend on the plan.) After 10 years, you get a lump sum p ..read more

SRS Insurance: What It Is and Why You Might Need It Hey Singapore, ever feel like CPF savings for retirement just aren’t cutting it? You’re not alone! If you dream of a comfortable retirement sipping cocktails on the beach (or enjoying your favourite hawker food every day), it’s time to talk about SRS Insurance. SRS Insurance? Okay, what is that? SRS stands for “Supplementary Retirement Scheme” – a voluntary government plan that helps boost your savings for the golden years. Think of it as your own personal retirement piggy bank with some sweet tax benefits thrown in. How Does SRS Insurance Wo ..read more

Cigna Health Insurance Plans: Worldwide Protection for Unexpected Adventures My Bangkok adventure took a twist when a sightseeing marathon threw my back out of whack. Thankfully, my Cigna health insurance plans covered my treatment and acupuncture, getting me back on my feet fast. On top of that, I also maximize my dental benefits by getting my scaling done in JB, making healthcare more affordable without sacrificing quality. With Cigna covering my health needs, I know I can focus on enjoying my travels near or far with complete peace of mind. So, think back to your last incredible trip. Maybe ..read more

Home Loan Refinancing – When is the Right Time? When is the Right Time for Home Loan Refinancing? : A blog around home loan refinancing in Singapore. Most of us will probably be spending our lifetime paying off mortgages. Despite that fact, there are few people who understand the inner workings of home financing in Singapore. This detailed Home Loan Refinancing 101: All Singaporeans Should Know guide helps you understand why, when and how to refinance your loan to get a lower interest rate or shorten your loan term. Section: What is home loan refinancing? The truth is, most Singaporeans don’t ..read more

Cheapest life insurance Singapore: Want the best deal? Let’s be real, life insurance isn’t the most thrilling topic out there. It’s about as exciting as figuring out tax deductions, but hey, it’s important! No one wants to leave their loved ones in a financial lurch if something unexpected happens. That’s where finding the cheapest life insurance in Singapore comes in – you get the protection you need without breaking the bank. Why bother with life insurance anyway? (and how it fits with finding the cheapest deals) Okay, let’s face it. Talking about life insurance isn’t exactly a party starte ..read more